3112 Liberty Pkwy · Dundalk, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 56.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.4/30.0
- ARV discount +15.0/15.0
- DSCR +7.2/10.0
- 1% rule +5.9/10.0
- Livability +4.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
Key facts
- Parking
- Built 1944
- Listed 15 days
Property features AI
Finance
- Other: Ownership: Fee simple
Exterior
- Parking: Detached carport (1 space); One total garage/parking space
- Utilities: Public water; Public sewer; Natural gas for heating and hot water
- Home design: Semi-detached property; Above-grade and below-grade finished areas
- Construction: Brick construction; Brick/mortar foundation; Built year per assessor
- Exterior features: Rear fencing
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: Three full bathrooms (all on the main level)
- Heating & cooling: Forced air heating fueled by natural gas; Central air conditioning (natural gas cooling fuel listed)
- Interior features: Full basement with interior access; Porch(es)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $185k.
Deal economics
- At list price, monthly cash flow is $308 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $185k).
- Recommended offer: $182k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.3% vs local median 6.1% in Dundalk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 85/100 on livability (#16 in MD, #510 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents soft (-0.1%/yr); 238 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
- This rent runs 38% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $100k; list at $185k implies a 85% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 56% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.29%
- Cash-on-cash
- 7.14%
- DSCR
- 1.32
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $234,244
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7014 Belclare Rd | 0.15mi | 3/2.0 | 1,430 (-4%) | 1mo | $224,900 | $157 | 83 |
| 6843 Dunbar Rd | 0.20mi | 3/2.0 | 1,575 (+6%) | 2mo | $225,000 | $143 | 78 |
| 3415 Dunran Rd | 0.21mi | 3/1.5 | 1,408 (-6%) | 1mo | $230,000 | $163 | 76 |
| 7024 Dunbar Rd | 0.11mi | 3/2.0 | 1,428 (-4%) | 14mo | $204,000 | $143 | 74 |
| 3482 Dunhaven Rd | 0.29mi | 3/2.0 | 1,408 (-6%) | 3mo | $235,000 | $167 | 72 |
| 3435 Dunran Rd | 0.23mi | 3/1.5 | 1,384 (-7%) | 14mo | $205,000 | $148 | 62 |
| 78 N Dundalk | 0.50mi | 4/2.0 (+1) | 1,545 (+4%) | 3mo | $245,000 | $159 | 61 |
| 100 Shipway | 0.57mi | 3/1.5 | 1,418 (-5%) | 2mo | $240,000 | $169 | 59 |
| 2926 Yorkway | 0.33mi | 3/2.0 | 1,660 (+11%) | 12mo | $242,000 | $146 | 54 |
| 6757 Woodley Rd | 0.54mi | 3/1.0 | 1,648 (+10%) | 3mo | $177,500 | $108 | 49 |
| 2618 Liberty Pkwy | 0.63mi | 3/1.5 | 1,610 (+8%) | 14mo | $233,000 | $145 | 42 |
| 21 Township Rd | 0.67mi | 4/2.5 (+1) | 1,316 (-12%) | 12mo | $279,000 | $212 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -8.8%
- Equity multiple
- 0.69×
- Total profit
- $-16,219
- Equity at exit
- $27,584
- IRR
- -3.9%
- Equity multiple
- 0.78×
- Total profit
- $-11,529
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 21222
- Rents YoY
- -0.1%
- Active inventory
- 238
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,015 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$236 /mo · $2,833/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $308
Break-even live
Sensitivity live
| Price | -10% $413 | -5% $361 | +0% $308 | +5% $256 | +10% $203 |
|---|---|---|---|---|---|
| Rent | -10% $149 | -5% $229 | +0% $308 | +5% $388 | +10% $467 |
| Rate | -1.0pp $401 | -0.5pp $355 | base $308 | +0.5pp $260 | +1.0pp $211 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2976 Cornwall Rd Unit 1 Dundalk, MD | 2.0 | 1.0 | 900 | $1,590 | $1.77 | 16d | 1 | 0.20mi |
| 2959 Liberty Pkwy Dundalk, MD | 3.0 | 2.0 | 1479 | $2,150 | $1.45 | 45d | 1 | 0.22mi |
| 3443 Dunhaven Rd Dundalk, MD | 2.0 | 2.0 | 1016 | $1,900 | $1.87 | 6d | 1 | 0.24mi |
| 3481 McShane Way Dundalk, MD | 2.0 | 1.5 | 896 | $2,150 | $2.40 | 45d | 1 | 0.29mi |
| 3413 Yardley Dr Dundalk, MD | 4.0 | 2.0 | 1185 | $2,400 | $2.03 | 45d | 1 | 0.29mi |
| 2952 Sollers Point Rd Unit B Dundalk, MD | 2.0 | 1.0 | 1874 | $1,290 | $0.69 | 6d | 1 | 0.31mi |
| 3231 Dundalk Ave Dundalk, MD | 3.0 | 2.0 | 1630 | $2,000 | $1.23 | 6d | 1 | 0.32mi |
| 7003 Dunmanway Dundalk, MD | 1.0–2.0 | 1.0 | 772 | $1,345 | $1.74 | 3d | 13 | 0.35mi |
| 78 N Dundalk Ave Dundalk, MD | 4.0 | 2.0 | 1545 | $2,200 | $1.42 | 25d | 1 | 0.51mi |
| 2624 Liberty Pkwy Dundalk, MD | 3.0 | 1.5 | 1110 | $1,856 | $1.67 | 45d | 1 | 0.61mi |
| 12 Leeway Dundalk, MD | 3.0 | 1.0 | 1358 | $1,750 | $1.29 | 45d | 1 | 0.65mi |
| 1915 Merritt Blvd Dundalk, MD | 3.0 | 2.0 | 1208 | $2,500 | $2.07 | 45d | 1 | 0.82mi |
| 123 Walnut Ave Dundalk, MD | 4.0 | 2.0 | 1513 | $2,100 | $1.39 | 4d | 1 | 0.83mi |
| 217 Center St Dundalk, MD | 3.0 | 1.5 | 1280 | $1,575 | $1.23 | 6d | 1 | 0.89mi |
| 6537 Baltimore Ave Baltimore, MD | 3.0 | 1.0 | 1272 | $1,700 | $1.34 | 3d | 1 | 0.89mi |
| 266 Saint Helena Ave Dundalk, MD | 3.0 | 1.0 | 1305 | $1,900 | $1.46 | 14d | 1 | 0.90mi |
| 214 Center St Dundalk, MD | 3.0 | 1.5 | 992 | $1,795 | $1.81 | 12d | 1 | 0.90mi |
| 6552 Parnell Ave Dundalk, MD | 2.0 | 1.5 | 885 | $1,500 | $1.69 | 19d | 1 | 0.92mi |
| 8220 Cornwall Rd Dundalk, MD | 3.0 | 2.0 | 1125 | $1,775 | $1.58 | 45d | 1 | 1.00mi |
| 511 Avondale Rd Dundalk, MD | 2.0–4.0 | 1.0–2.0 | 1146 | $1,760 | $1.54 | 0d | 72 | 1.02mi |
| 8252 Longpoint Rd Dundalk, MD | 4.0 | 2.0 | 1216 | $2,050 | $1.69 | 17d | 1 | 1.12mi |
| 8252 Longpoint Rd Dundalk, MD | 4.0 | 2.0 | 1216 | $1,950 | $1.60 | 5d | 1 | 1.12mi |
| 7901 Stratman Rd Dundalk, MD | 3.0 | 1.0 | 890 | $1,647 | $1.85 | 3d | 1 | 1.15mi |
| 2020 Dineen Dr Dundalk, MD | 3.0 | 1.5 | 1258 | $1,850 | $1.47 | 6d | 1 | 1.27mi |
| 7930 Kavanagh Rd Dundalk, MD | 3.0 | 1.0 | 1024 | $2,200 | $2.15 | 0d | 1 | 1.35mi |
| 1964 Frames Rd Dundalk, MD | 3.0 | 2.0 | 1528 | $2,400 | $1.57 | 45d | 1 | 1.37mi |
| 7962 Kavanagh Rd Dundalk, MD | 3.0 | 2.0 | 1024 | $1,947 | $1.90 | 16d | 1 | 1.38mi |
| 1922 Ewald Ave Dundalk, MD | 3.0 | 2.0 | 1408 | $2,150 | $1.53 | 0d | 1 | 1.41mi |
| 1955 Walnut Ave Dundalk, MD | 3.0 | 1.0 | 950 | $2,300 | $2.42 | 45d | 1 | 1.41mi |
| 1930 Frames Rd Dundalk, MD | 3.0 | 2.0 | 1152 | $2,099 | $1.82 | 6d | 1 | 1.43mi |
| 7917 Wise Ave Dundalk, MD | 2.0 | 1.5 | 1500 | $2,500 | $1.67 | 25d | 1 | 1.43mi |
| 2032 Kelmore Rd Dundalk, MD | 3.0 | 1.0 | 1024 | $1,700 | $1.66 | 45d | 1 | 1.44mi |
| 2025 Kelmore Rd Unit 1 Dundalk, MD | 3.0 | 1.0 | 1024 | $2,000 | $1.95 | 45d | 1 | 1.46mi |
| 2004 Larkhall Rd Dundalk, MD | 3.0 | 1.0 | 1024 | $1,500 | $1.46 | 45d | 1 | 1.50mi |
Listing history 32 events
-
2026-06-07statusdays on market $185,000 Pending 15 DOM
-
2026-06-04days on market $185,000 Active 14 DOM
-
2026-06-03days on market $185,000 Active 13 DOM
-
2026-06-02days on market $185,000 Active 12 DOM
-
2026-06-01days on market $185,000 Active 11 DOM
-
2026-05-31days on market $185,000 Active 10 DOM
-
2026-05-21$185,000 Active
-
2016-12-01soldstatus $99,900
-
2016-11-21soldstatus $99,900 Sold 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-11-21soldstatus $99,900 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-24status Contingent (No Kick Out) 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-24historical 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-17status Active 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-15historical Expired 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-14$99,990 Active 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
-
2016-10-14$99,990 398-char remark
Show marketing remark (398 chars)
BRING OFFERS!DUPLEX-INVESTOR ALERT- RENTS IN AREA ARE $1300/ $1450/ MONTH- 2 KITCHENS- 2 1/2 BATHS - ONE FULL BATH ON MAIN - 2 SEPARATE ELECTRICAL METERS. HVAC < THAN 2 YRS LIKE NEW FRONT LOAD WHIRLPOOL WASH/DRYER LIKE NEW!! 2 REFRIG. . HUGE BACK YARD WITH CAR PORT. FINISHED BASEMENT. HOME FRESHLY PAINTED!VERY GOOD CONDITION!! ON 4TH JULY AND ST. PAT PARADE ROUTE!! 3112 LIBERTY PARKWAY 21222
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2016-01-06historical
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2016-01-06historical
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2015-10-14status Contract
-
2015-10-01historical
-
2015-09-05status Contract
-
2015-09-02historical Withdrawn
-
2015-09-02status Contract
-
2015-09-01historical Withdrawn
-
2015-07-29price
-
2015-07-29price
-
2015-07-22price
-
2015-07-22price
-
2015-07-21Active
-
2015-07-21$109,900
-
2015-07-15Active
-
2015-07-15$109,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,833 · $236/mo
- Projected year-2 tax
- $2,833 · $236/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 56% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,175
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,833
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,934
- − Management
- −$1,934
- − Depreciation
- −$5,382
- Taxable income
- $804
- Est. tax owed @ 24.0%
- −$193
- After-tax cash flow
- $3,505/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore County Public Schools
- NCES district ID
- 2400120
- Math proficiency
- 15% ▼ -16.00%
- Reading proficiency
- 34% ▼ -5.00%
- Median HH income
- $66,746
- Composite
- 23.17/100
- National rank
- #7948
- State rank
- #11 of 24 in MD
Livability — Dundalk
- Score
- 85/100
- State rank
- #16
- US rank
- #510
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dundalk, MD
- County
- Baltimore County · 769,527 people
- City population
- 59,407
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 59,407
- Household income
- $64,141
- Rent vs Own
- Severe rent burden
- 2566.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 885,518 people
- By 2030
- 909,272 · +2.7%
- By 2040
- 951,547 · +7.5%
- By 2050
- 990,955 · +11.9%
- By 2075
- 1,086,411 · +22.7%
- By 2100
- 1,135,078 · +28.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 59% Black 18% Hispanic / Latino 15% Two or more races 7% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Romanian 7% Lithuanian 1% Italian 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 85% English-only · Spanish 11% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
- 2008→2024 swing
- +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
- All cycles
- 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -251.44%
- Current HPI
- 228.4218
- Rent YoY
- ▼ -0.09%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+68.3% since first listed26 events — show timeline
- 2026-05-21 Listed $185,000 BRIGHT MLS
- 2016-12-01 Sold (Public Records) $99,900 Public Records
- 2016-11-21 Sold (MLS) $99,900 BRIGHT MLS
- 2016-11-21 Sold (MLS) $99,900 MRIS
- 2016-10-24 Pending — MRIS
- 2016-10-24 Listing Removed — BRIGHT MLS
- 2016-10-17 Relisted — MRIS
- 2016-10-15 Delisted — MRIS
- 2016-10-14 Listed $99,990 MRIS
- 2016-10-14 Listed $99,990 BRIGHT MLS
- 2016-01-06 Listing Removed — BRIGHT MLS
- 2016-01-06 Listing Removed — BRIGHT MLS
- 2015-10-14 Pending — MRIS
- 2015-10-01 Delisted — MRIS
- 2015-09-05 Pending — MRIS
- 2015-09-02 Delisted — MRIS
- 2015-09-02 Pending — MRIS
- 2015-09-01 Delisted — MRIS
- 2015-07-29 Price Changed — MRIS
- 2015-07-29 Price Changed — MRIS
- 2015-07-22 Price Changed — MRIS
- 2015-07-22 Price Changed — MRIS
- 2015-07-21 Listed — MRIS
- 2015-07-21 Listed $109,900 BRIGHT MLS
- 2015-07-15 Listed — MRIS
- 2015-07-15 Listed $109,900 BRIGHT MLS
Property tax history
+4.6%/yrLatest (2025): $2,833 · -17.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…