3353 W Victory Ct · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 65.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$84,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Attention Investors and Rehabbers! Oportunity awaits with this solid 1970 1,139 square foot all brick home featuring 4 bedrooms and 1.5 baths siting on . 25 acre lot. This property provides a functional layout with plenty of possibilities for renovation and customization. The durable brick exterior, practical floor plan, and desirable bedroom count make this an attractive candidate for a fix and flip, long term rental, or portfolio addition. Conveniently located near, schools, shopping centers, dining and other amenities. Cash is preferred, although buyers can use a 203(k) loan. Bring us an offer! Sold As-Is
Key facts
- Brick home
- Functional layout
- Conveniently located
Tags
Property features AI
Finance
- Other: Located in Kingsview Village subdivision; Lot approximately 0.25 acre
- Financial info: Listed As-Is; Accepts cash and other non-traditional financing
- HOA & community: No HOA
Exterior
- Parking: Parking pad with space for 2 vehicles; Open parking
- Utilities: Public water; Public sewer; Electricity available; Natural gas available; Gas water heater
- Home design: Single-family house; One story; Residential property; Built in 1970
- Construction: Brick construction; Composition roof; 1970 construction
- Exterior features: Screened patio/porch; Level lot
Interior
- Kitchen: Country kitchen
- Bedrooms: 4 bedrooms on the main level
- Flooring: Carpet; Hardwood; Tile
- Bathrooms: 1 full bathroom; 1 half bathroom (total 1.5 bathrooms)
- Heating & cooling: Central heating; Window cooling units (no central cooling)
- Interior features: Tile bathrooms; Dining room and living room combo; Country-style kitchen; Mud room laundry area; One-level living
- Laundry & utility: Mud room (laundry)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $84k.
Deal economics
- At list price, monthly cash flow is $474 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $84k).
- Cap rate 13.0% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Jones County (rural): math 32% / reading 34% proficiency, ranked #72 of 174 in GA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Clifton Ridge Middle School (math 19% / reading 30%, grade F, #301 of 470 statewide, top 66%, 550 students, 67% FRL) — zoned schools average 67% FRL vs 42% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 157 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 106 units permitted in Jones County in 2024 (6 in 5+ unit buildings).
- This rent runs 31% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $584 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jones County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.53% ✓
- Cap rate
- 13.02%
- Cash-on-cash
- 24.03%
- DSCR
- 2.07
- GRM
- 5.5
CMA / ARV
- ARV (on-the-fly)
- $171,912
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3635 Champion Dr | 0.11mi | 3/1.5 (-1) | 1,131 (0%) | 8mo | $65,000 | $57 | 84 |
| 458 Joycliff Ter | 0.63mi | 3/2.0 (-1) | 1,170 (+3%) | 2mo | $156,000 | $133 | 56 |
| 143 Meadow Dr | 0.74mi | 3/2.0 (-1) | 1,020 (-10%) | 13mo | $155,000 | $152 | 32 |
| 160 Country World Dr | 0.66mi | 3/2.0 (-1) | 1,288 (+14%) | 13mo | $236,000 | $183 | 29 |
| 180 Rebel Dr | 0.73mi | 3/1.0 (-1) | 1,012 (-10%) | 16mo | $157,000 | $155 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.2%
- Equity multiple
- 1.70×
- Total profit
- $16,476
- Equity at exit
- $12,599
- IRR
- 25.7%
- Equity multiple
- 3.25×
- Total profit
- $53,180
- Equity at exit
- $7,306
Cash invested: $23,660 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31211
- Active inventory
- 157
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,289 high interval (Pro) →
- Mortgage (P&I)
- −$443
- Tax from tax record
- −$66 /mo · $796/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$271
- Net cashflow
- $474
Break-even live
Sensitivity live
| Price | -10% $522 | -5% $498 | +0% $474 | +5% $450 | +10% $426 |
|---|---|---|---|---|---|
| Rent | -10% $372 | -5% $423 | +0% $474 | +5% $525 | +10% $576 |
| Rate | -1.0pp $516 | -0.5pp $495 | base $474 | +0.5pp $452 | +1.0pp $430 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,125
- Closing costs
- $2,535
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3559 Joycliff Rd Macon, GA | 3.0–4.0 | 2.0 | 1216 | $1,036 | $0.85 | 14d | 6 | 0.71mi |
| 3240 Commodore Dr Macon, GA | 3.0 | 1.5 | 1135 | $1,200 | $1.06 | 44d | 1 | 1.05mi |
| 3240 Commodore Dr Macon, GA | 3.0 | 1.5 | 1135 | $1,200 | $1.06 | 14d | 1 | 1.05mi |
| 3358 Club Dr Macon, GA | 3.0 | 1.5 | 1218 | $900 | $0.74 | 44d | 1 | 1.08mi |
| 1918 Fairway Dr Macon, GA | 3.0 | 1.0 | 1228 | $975 | $0.79 | 22d | 1 | 1.19mi |
| 2871 New Clinton Rd Macon, GA | 3.0 | 1.0 | 1100 | $1,100 | $1.00 | 44d | 1 | 1.19mi |
| 3347 Thunderbird Rd Macon, GA | 3.0 | 2.0 | 1268 | $850 | $0.67 | 45d | 1 | 1.23mi |
| 2867 New Clinton Rd Macon, GA | 3.0 | 1.0 | 1350 | $1,100 | $0.81 | 14d | 1 | 1.28mi |
Listing history 6 events
-
2026-06-13statusdays on market $84,500 Under Contract 6 DOM
-
2026-06-10days on market $84,500 New 4 DOM
-
2026-06-09days on market $84,500 New 3 DOM
-
2026-06-08days on market $84,500 New 2 DOM
-
2026-06-07remarks 663-char remark
-
2026-06-07$84,500 New 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $796 · $66/mo
- Projected year-2 tax
- $796 · $66/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 65% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,470
- − Mortgage interest
- −$4,733
- − Property taxes
- −$796
- − Insurance
- −$422
- − Repairs & maintenance
- −$1,238
- − Management
- −$1,238
- − Depreciation
- −$2,458
- Taxable income
- $4,584
- Est. tax owed @ 24.0%
- −$1,100
- After-tax cash flow
- $4,585/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jones County
- NCES district ID
- 1303150
- Math proficiency
- 32% ▼ -8.00%
- Reading proficiency
- 34% ▼ -8.00%
- Median HH income
- $51,630
- Composite
- 28.84/100
- National rank
- #6649
- State rank
- #72 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 15,868
- Household income
- $49,202
- Rent vs Own
- Severe rent burden
- 1075.0
Population outlook (Jones County) Hauer SSP2
- Today (2025)
- 28,682 people
- By 2030
- 28,394 · -1.0%
- By 2040
- 27,246 · -5.0%
- By 2050
- 25,575 · -10.8%
- By 2075
- 21,857 · -23.8%
- By 2100
- 17,453 · -39.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (59%)
- Race & ethnicity
- Black 59% White 34% Two or more races 5% Hispanic / Latino 2%
- Common ancestry
- Serbian 2% Italian 2%
- Foreign-born
- 2% · Canada, Vietnam, Jamaica
- Languages at home
- 96% English-only · Spanish 1%
Political lean MEDSL · Jones
- 2024 margin
- Solid R (+38.0) · D 30.8% · R 68.8%
- 2008→2024 swing
- -12.2pp toward R · 2008: -25.8pp · 2024: -38.0pp
- All cycles
- 2024: R+38.0 2020: R+33.9 2016: R+34.7 2012: R+28.7 2008: R+25.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.58%
- Current HPI
- 174.0861
- Rent YoY
- —
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed3 events — show timeline
- 2026-06-06 Listed $84,500 CGMLS
- 2026-06-06 Listed $84,500 MGMLS
- 2026-06-06 Listed $84,500 GAMLS
Property tax history
+15.6%/yrLatest (2025): $796 · -10.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…