800 SW 131st Ave Unit 308F · Pembroke Pines, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +4.9/10.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Appreciation +4.0/10.0
- Condition / age +3.8/5.0
- Rent growth +2.5/5.0
$114,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Beautifully maintained 1 bedroom 1 bathroom condo, located in the highly desirable 55+ community of Century Village in Pembroke Pines. This unit features a bright living area, large bedroom with ample closet space, and a enclosed patio/sunroom overlooking peaceful green space. Century Village offers resort style amenities including clubhouse, fitness center, pools, golf course, tennis courts, theater, transportation services and numerous social activities. Monthly maintenance includes water, cable, exterior maintenance, common areas and access to community amenities. Conveniently located near shopping, restaurants, medical facilities and major highways. Association approval required. 55+ co
Key facts
- Fitness center
- Clubhouse
- Pools
Tags
Property features AI
Finance
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association amenities: Clubhouse, Fitness Center, Golf Course, Pool, Elevators; Association fee covers: Common areas, Cable TV, Golf, Laundry, Parking, Pool(s), Recreation facilities, Sewer, Security, Trash, Water; Located in a golf course community; Senior community
Exterior
- Parking: Open parking (one space)
- Security: Complex fenced; Key card entry; Security guard
- Utilities: Cable available
- Home design: Attached property; 4-story building; Third-floor entry
- Construction: Block construction; Effective year built
- Exterior features: Patio; Association pool
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater
- Bedrooms: Bedroom located on the main level
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Blinds on windows; Living/Dining room; Florida room; Unfurnished; Bedroom on main level; Third floor entry
- Laundry & utility: Laundry included as an association amenity
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $115k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $54 ($648/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.2%/yr); 543 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-2.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 85 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 34% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.63% ✓
- Cap rate
- 6.86%
- Cash-on-cash
- 2.01%
- DSCR
- 1.09
- GRM
- 5.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-2.01% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.7%
- Equity multiple
- 0.52×
- Total profit
- $-15,453
- Equity at exit
- $22,268
- IRR
- -12.5%
- Equity multiple
- 0.25×
- Total profit
- $-24,251
- Equity at exit
- $18,967
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33027
- Home prices YoY
- -0.6%
- Rents YoY
- -0.2%
- Active inventory
- 543
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,872 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax est. 1.5%
- −$144 /mo · $1,725/yr
- Insurance
- −$48
- HOA
- −$630
- Vacancy / Maint / Mgmt
- −$393
- Net cashflow
- $54
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13475 SW 9th St Unit 407A Pembroke Pines, FL | 1.0 | 1.0 | 685 | $1,550 | $2.26 | 24d | 1 | 0.22mi |
| 1300 SW 130th Ave Pembroke Pines, FL | 1.0–2.0 | 1.0–2.0 | 885 | $1,700 | $1.92 | 24d | 2 | 0.37mi |
| 800 SW 137th Ave Unit G404 Pembroke Pines, FL | 1.0 | 1.0 | 540 | $1,590 | $2.94 | 24d | 1 | 0.38mi |
| 151 SW 135th Ter Unit 108T Pembroke Pines, FL | 1.0 | 1.0 | 685 | $1,600 | $2.34 | 3d | 1 | 0.48mi |
| 1551 SW 135th Ter Pembroke Pines, FL | 1.0–2.0 | 1.5 | 752 | $1,650 | $2.19 | 14d | 2 | 0.53mi |
| 1400 SW 124th Ter Unit 111Q Pembroke Pines, FL | — | 1.0 | 514 | $1,450 | $2.82 | 14d | 1 | 0.73mi |
| 500 SW 145th Ave Pembroke Pines, FL | 1.0–3.0 | 1.0–2.0 | 1044 | $2,327 | $2.23 | 1d | 21 | 0.73mi |
| 1400 SW 124th Ter Pembroke Pines, FL | — | 1.0 | 514 | $1,525 | $2.97 | 5d | 2 | 0.73mi |
| 1400 SW 124th Ter Pembroke Pines, FL | — | 1.0 | 514 | $1,500 | $2.92 | 4d | 3 | 0.73mi |
| 1400 SW 124th Ter Pembroke Pines, FL | — | 1.0 | 514 | $1,450 | $2.82 | 1d | 3 | 0.73mi |
| 12148 Saint Andrews Pl #101 Miramar, FL | 1.0 | 1.0 | 618 | $1,800 | $2.91 | 17d | 1 | 1.02mi |
| 12148 Saint Andrews Pl #102 Miramar, FL | 1.0 | 1.0 | 618 | $1,925 | $3.11 | 7d | 1 | 1.02mi |
| 12172 Saint Andrews Pl #211 Miramar, FL | 1.0 | 1.0 | 618 | $1,950 | $3.16 | 15d | 1 | 1.03mi |
| 12136 Saint Andrews Pl #103 Miramar, FL | 1.0 | 1.0 | 600 | $1,750 | $2.92 | 19d | 1 | 1.10mi |
| 2061 Renaissance Blvd #107 Miramar, FL | 1.0 | 1.0 | 700 | $1,925 | $2.75 | 7d | 1 | 1.12mi |
| 11730 SW 2nd St #12204 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $2,100 | $3.04 | 24d | 1 | 1.15mi |
| 11730 SW 2nd St #12103 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $2,200 | $3.19 | 20d | 1 | 1.15mi |
| 11730 SW 2nd St #12103 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $2,100 | $3.04 | 7d | 1 | 1.15mi |
| 2051 Renaissance Blvd Miramar, FL | 1.0–3.0 | 1.0–2.0 | 895 | $1,750 | $1.96 | 7d | 2 | 1.16mi |
| 12118 Saint Andrews Pl Miramar, FL | 1.0–2.0 | 1.0–2.0 | 841 | $1,800 | $2.14 | 4d | 3 | 1.17mi |
| 2123 Renaissance Blvd #201 Miramar, FL | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 5d | 1 | 1.19mi |
| 2021 Renaissance Blvd Miramar, FL | 1.0–2.0 | 1.0–2.0 | 828 | $2,000 | $2.42 | 15d | 2 | 1.22mi |
| 2021 Renaissance Blvd #201 Miramar, FL | 1.0 | 1.0 | 690 | $2,000 | $2.90 | 11d | 1 | 1.22mi |
| 220 SW 116th Ave #15203 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $2,000 | $2.90 | 24d | 1 | 1.22mi |
| 220 SW 116th Ave #15203 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $2,000 | $2.90 | 5d | 1 | 1.22mi |
| 2113 Renaissance Blvd Miramar, FL | 1.0–2.0 | 1.0–2.0 | 833 | $2,000 | $2.40 | 24d | 2 | 1.22mi |
| 151 SW 117th Ave #9306 Pembroke Pines, FL | 1.0 | 1.0 | 690 | $1,900 | $2.75 | 24d | 1 | 1.26mi |
| 2103 Renaissance Blvd Miramar, FL | 1.0–2.0 | 1.0–2.0 | 833 | $1,980 | $2.38 | 22d | 2 | 1.26mi |
HOA detail condo
- Monthly dues
- $630 · $7,560/yr
- Likely covers
- watercableexterior maint.poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 11 events
-
2026-06-10status $114,999 Pending 85 DOM
-
2026-06-09days on market $114,999 Active 85 DOM
-
2026-06-08days on market $114,999 Active 84 DOM
-
2026-06-07days on market $114,999 Active 83 DOM
-
2026-06-04days on market $114,999 Active 80 DOM
-
2026-06-03days on market $114,999 Active 79 DOM
-
2026-06-02days on market $114,999 Active 78 DOM
-
2026-06-01days on market $114,999 Active 77 DOM
-
2026-05-31days on market $114,999 Active 76 DOM
-
2026-04-20price $119,999
-
2026-03-16$124,999 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,461
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,725
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,797
- − Management
- −$1,797
- − HOA
- −$7,560
- − Depreciation
- −$3,345
- Taxable loss
- −$780
- Est. tax savings @ 24.0%
- +$187
- After-tax cash flow
- $835/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 1-bedroom condo in Century Village is in good condition with minimal repairs needed. It offers a bright and spacious living area, a large bedroom, and resort-style amenities. The property is located in a highly desirable community with excellent curb appeal and a great location.
Value-add opportunities
- Both Paint touch-ups — Enhances curb appeal and interior aesthetics.
- Both New flooring — Improves living space and adds value.
- Both Landscaping improvements — Enhances curb appeal and adds value to the property.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint touch-ups — Enhances curb appeal and interior aesthetics. ↑
- Both New flooring — Improves living space and adds value. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pembroke Pines
- Score
- 83/100
- State rank
- #54
- US rank
- #933
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pembroke Pines, FL
- County
- Broward County · 1,963,430 people
- City population
- 180,224
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 65,116
- Household income
- $76,561
- Rent vs Own
- Severe rent burden
- 1728.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
- Hispanic origin (detail)
- Puerto Rican 6% Cuban 19% Dominican 3%
- Common ancestry
- Hispanic 6% Romanian 1% Scotch-Irish 1%
- Foreign-born
- 47% · Canada, Jamaica, Vietnam
- Languages at home
- 40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.01%
- Current HPI
- 359.5973
- Rent YoY
- ▼ -0.20%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-4.0% since first listed2 events — show timeline
- 2026-04-20 Price Changed $119,999 MARMLS
- 2026-03-16 Listed $124,999 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…