13729 SE 89th Ave · Belleview, FL 34491

$254,000

3 bd · 2.0 ba · 1,760 sqft · SingleFamily public records · 439 Days on market

Built 1998 9,583 sqft lot $144/sqft · 16% below area Est $301k · 16% under $211/mo HOA · 10% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.5/15.0
• Cash flow +7.7/30.0
• 1% rule +3.6/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

Key facts

• Relaxing spa
• Split floor plan
• Rv boat storage

Tags

• HOLLY MODEL HOME
• SPLIT FLOOR PLAN
• CLUBHOUSE WITH BILLIARDS
• RELAXING SPA
• RV BOAT STORAGE
• ROOF REPLACED

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $254k.

Deal economics

• At list price, monthly cash flow is $-292 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $202k (20.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (14.4% below list).
• Recommended offer: $202k (20.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#458 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 705 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 39% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 439 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $99k; list at $254k implies a 155% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,373 (20.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 439 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 4.91%
• Cash-on-cash: -4.93%
• DSCR: 0.78
• GRM: 9.7

CMA / ARV

• ARV (median comp): $300,967
• List price: $254,000
• Delta: -15.61%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13875 SE 86th Ter	0.27mi	3/2.0	1,760 (0%)	5mo	$250,000	$142	83
14218 SE 88 Ct	0.48mi	3/2.0	1,758 (-0%)	3mo	$282,000	$160	75
13579 SE 89th Terrace Rd	0.23mi	3/2.0	1,720 (-2%)	15mo	$359,000	$209	73
13655 SE 90th Ct	0.16mi	2/2.0 (-1)	1,604 (-9%)	5mo	$249,900	$156	69
9021 SE 136th Loop	0.26mi	2/2.0 (-1)	1,942 (+10%)	8mo	$274,900	$142	59
13916 SE 94th Ave	0.55mi	3/2.0	1,731 (-2%)	17mo	$325,000	$188	58
13516 SE 87th Cir	0.33mi	2/2.0 (-1)	1,575 (-10%)	6mo	$290,000	$184	57
8779 SE 141st Lane Rd	0.42mi	2/2.0 (-1)	1,627 (-8%)	10mo	$320,000	$197	55
8671 SE 133rd St	0.47mi	2/2.0 (-1)	1,575 (-10%)	4mo	$320,000	$203	52
9199 SE 135th St	0.45mi	2/2.0 (-1)	1,877 (+7%)	17mo	$310,000	$165	49
13957 SE 86th Cir	0.39mi	3/2.0	2,001 (+14%)	14mo	$315,000	$157	47
13068 SE 89th Cir	0.63mi	2/2.0 (-1)	1,958 (+11%)	1mo	$430,000	$220	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.6%
• Equity multiple: 0.16×
• Total profit: $-59,583
• Equity at exit: $37,872

10-year hold

• IRR: -19.9%
• Equity multiple: -0.06×
• Total profit: $-75,080
• Equity at exit: $21,961

Cash invested: $71,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34491

• Home prices YoY: -35.0%
• Active inventory: 705
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,175 medium
• Mortgage (P&I): −$1,332
• Tax from tax record: −$362 /mo · $4,343/yr
• Insurance: −$106
• HOA: −$211
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $-292

Break-even live

Break-even rent $2,545

Max offer price $202,373

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,500
• Closing costs: $7,620
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13421 SE 92nd Court Rd Summerfield, FL	2.0	2.0	1374	$1,800	$1.31	21d	1	0.55mi
9375 SE 134th St Summerfield, FL	2.0	2.0	1284	$2,300	$1.79	21d	1	0.69mi
13973 SE 96th Cir Summerfield, FL	2.0	1.0	2200	$2,200	$1.00	21d	1	0.85mi
16152 SE 77th Ct Summerfield, FL	1.0–3.0	1.0–2.0	1140	$2,185	$1.92	14d	15	1.47mi

HOA detail

• Monthly dues: $211 · $2,532/yr
• Likely covers: poolgym

Listing history 50 events

1. 2026-06-18
   days on market $254,000 Active 439 DOM
2. 2026-06-17
   days on market $254,000 Active 438 DOM
3. 2026-06-16
   days on market $254,000 Active 437 DOM
4. 2026-06-15
   days on market $254,000 Active 436 DOM
5. 2026-06-14
   days on market $254,000 Active 434 DOM
6. 2026-06-13
   days on market $254,000 Active 433 DOM
7. 2026-06-10
   days on market $254,000 Active 431 DOM
8. 2026-06-09
   days on market $254,000 Active 430 DOM
9. 2026-06-08
   days on market $254,000 Active 429 DOM
10. 2026-06-07
    days on market $254,000 Active 428 DOM
11. 2026-06-03
    days on market $254,000 Active 424 DOM
12. 2026-06-02
    days on market $254,000 Active 423 DOM
13. 2026-05-31
    days on market $254,000 Active 421 DOM
14. 2026-05-30
    days on market $254,000 Active 420 DOM
15. 2026-04-24
    price $254,000 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

16. 2026-01-30
    price $255,000 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

17. 2025-12-21
    status Active 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

18. 2025-12-16
    status Pending 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

19. 2025-11-04
    price $268,900 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

20. 2025-09-24
    price $272,900 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

21. 2025-07-18
    status Active 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

22. 2025-07-17
    status Pending 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

23. 2025-07-16
    price $275,900 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

24. 2025-07-16
    price $269,900 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

25. 2025-03-30
    listed $256,500 Active 1279-char remark

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

26. 2025-03-30
    historical

    Show marketing remark (1279 chars)

    Price just reduced! Motivated seller! Your Florida retreat awaits in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous brand-new kitchen is a true showstopper, featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, fresh carpet, and new interior paint throughout. The home offers excellent curb appeal, a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity. Don’t miss your chance to own a move-in ready home in a sought-after location. Schedule your showing today and fall in love with everything this home provides!

27. 2025-03-19
    price $259,750
28. 2025-01-31
    status Active
29. 2025-01-31
    status Pending
30. 2025-01-14
    listed $260,750 Active
31. 2025-01-14
    historical
32. 2025-01-10
    price $261,750
33. 2025-01-10
    status Active
34. 2025-01-06
    status Pending
35. 2024-12-22
    price $262,250
36. 2024-12-14
    price $264,250
37. 2024-11-22
    price $265,750
38. 2024-11-19
    price $268,750
39. 2024-11-18
    price $269,750
40. 2024-11-11
    price $276,750
41. 2024-11-08
    price $278,750
42. 2024-11-05
    price $279,750
43. 2024-10-25
    price $283,750
44. 2024-10-22
    price $287,750
45. 2024-10-15
    price $288,750
46. 2024-09-26
    price $289,750
47. 2024-09-11
    price $296,750
48. 2024-08-30
    price $299,450
49. 2024-07-30
    listed $317,000 Active
50. 1998-08-01
    soldstatus $99,430

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,343 · $362/mo
• Projected year-2 tax: $4,343 · $362/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,104
• − Mortgage interest: −$14,228
• − Property taxes: −$4,343
• − Insurance: −$1,270
• − Repairs & maintenance: −$2,088
• − Management: −$2,088
• − HOA: −$2,532
• − Depreciation: −$7,389
• Taxable loss: −$7,835
• Est. tax savings @ 24.0%: +$1,880
• After-tax cash flow: $-1,627/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Belleview

• Score: 69/100
• State rank: #458
• US rank: #8314

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 19,167
• Metro: Ocala, FL
• Population (ZIP): 33,318
• Household income: $66,679
• Rent vs Own: 13.2% rent · 86.8% own
• Severe rent burden: 256.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 11% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.67%
• Current HPI: 200.0792
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+155.5% since first listed

36 events — show timeline

• 2026-04-24 Price Changed $254,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-30 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-11-04 Price Changed $268,900 Stellar MLS as Distributed by MLS Grid
• 2025-09-24 Price Changed $272,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-07-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-07-16 Price Changed $275,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-16 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-03-30 Listed $256,500 Stellar MLS as Distributed by MLS Grid
• 2025-03-19 Price Changed $259,750 Stellar MLS as Distributed by MLS Grid
• 2025-01-31 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-01-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-01-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-01-14 Listed $260,750 Stellar MLS as Distributed by MLS Grid
• 2025-01-10 Price Changed $261,750 Stellar MLS as Distributed by MLS Grid
• 2025-01-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-01-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-12-22 Price Changed $262,250 Stellar MLS as Distributed by MLS Grid
• 2024-12-14 Price Changed $264,250 Stellar MLS as Distributed by MLS Grid
• 2024-11-22 Price Changed $265,750 Stellar MLS as Distributed by MLS Grid
• 2024-11-19 Price Changed $268,750 Stellar MLS as Distributed by MLS Grid
• 2024-11-18 Price Changed $269,750 Stellar MLS as Distributed by MLS Grid
• 2024-11-11 Price Changed $276,750 Stellar MLS as Distributed by MLS Grid
• 2024-11-08 Price Changed $278,750 Stellar MLS as Distributed by MLS Grid
• 2024-11-05 Price Changed $279,750 Stellar MLS as Distributed by MLS Grid
• 2024-10-25 Price Changed $283,750 Stellar MLS as Distributed by MLS Grid
• 2024-10-22 Price Changed $287,750 Stellar MLS as Distributed by MLS Grid
• 2024-10-15 Price Changed $288,750 Stellar MLS as Distributed by MLS Grid
• 2024-09-26 Price Changed $289,750 Stellar MLS as Distributed by MLS Grid
• 2024-09-11 Price Changed $296,750 Stellar MLS as Distributed by MLS Grid
• 2024-08-30 Price Changed $299,450 Stellar MLS as Distributed by MLS Grid
• 2024-07-30 Listed $317,000 Stellar MLS as Distributed by MLS Grid
• 1998-08-01 Sold (Public Records) $99,430 Public Records

Property tax history

+10.8%/yr

Latest (2025): $4,343 · +4.1% YoY. Source: county tax records.