CashFlowRE
Sign in Sign up
751 Gifford Rd
B- Composite 68.82
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$70,000

751 Gifford Rd · Perla, AR 72104
4 bd · 3.0 ba · 2,144 sqft · SingleFamily public records · 48 Days on market
Built 1940 2.11 ac lot $33/sqft · 73% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tear-Down on 2.11 Acres in Glen Rose School District. Cash/bank financing only. Sold AS-IS/WHERE-IS, no disclosures available. Price is firm at $70,000.

Key facts

  • Shop
  • 2.11 acres
  • 2.11 acre lot

Tags

2.11 ACRESSHOPGLEN ROSE SCHOOL DISTRICT

Property features AI

Finance

  • Financial info: Financing available: Cash or in-house financing

Exterior

  • Parking: Parking pads
  • Utilities: Other utilities (see remarks)
  • Home design: Other exterior details (see remarks)
  • Construction: Crawl space foundation; Other roof type (see remarks)
  • Exterior features: Level, rural, wooded setting; No road (road surface listed as No Road)

Interior

  • Kitchen: Kitchen equipment: other (see remarks)
  • Flooring: Other flooring (see remarks)
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Other heating and cooling (see remarks)
  • Interior features: Gas log fireplace; Formal living room; Bonus room; Other interior features (see remarks)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $672 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $68k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#221 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Glen Rose School District (rural): math 42% / reading 33% proficiency, ranked #84 of 238 in AR (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Glen Rose Elementary School (math 47% / reading 37%, grade F, #173 of 454 statewide, top 43%, 373 students, 54% FRL); Glen Rose Middle School (math 44% / reading 35%, grade F, #92 of 201 statewide, top 50%, 308 students, 51% FRL); Glen Rose High School (math 32% / reading 22%, grade F, #164 of 292 statewide, top 61%, 304 students, 34% FRL) — zoned schools at 46% FRL track the district average.
  • Market conditions: 171 active listings in the ZIP; 4 units permitted in Hot Spring County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hot Spring County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,900 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.16%
Cap rate
17.82%
Cash-on-cash
41.17%
DSCR
2.83
GRM
3.9

CMA / ARV

ARV (median comp)
$260,809
List price
$70,000
Delta
-73.16%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1592 Gifford Rd 0.72mi 3/2.0 (-1) 2,087 (-3%) 3mo $299,000 $143 51
20567 Hwy 67 0.67mi 3/2.0 (-1) 1,949 (-9%) 22mo $215,000 $110 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
37.7%
Equity multiple
2.61×
Total profit
$31,528
Equity at exit
$10,437
10-year hold
IRR
44.3%
Equity multiple
5.22×
Total profit
$82,789
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72104

Home prices YoY
-7.3%
Active inventory
171
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,514 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$127 /mo · $1,525/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$318
Net cashflow
$672

Break-even live

Break-even rent $662
Max offer price $70,000
Occupancy floor 51%

Sensitivity live

Price -10% $712 -5% $692 +0% $672 +5% $653 +10% $633
Rent -10% $553 -5% $613 +0% $672 +5% $732 +10% $792
Rate -1.0pp $708 -0.5pp $690 base $672 +0.5pp $654 +1.0pp $636

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    days on market $70,000 Active 48 DOM
  2. 2026-06-17
    days on market $70,000 Active 47 DOM
  3. 2026-06-16
    days on market $70,000 Active 46 DOM
  4. 2026-06-15
    days on market $70,000 Active 45 DOM
  5. 2026-06-14
    days on market $70,000 Active 43 DOM
  6. 2026-06-13
    days on market $70,000 Active 42 DOM
  7. 2026-06-10
    days on market $70,000 Active 40 DOM
  8. 2026-06-09
    days on market $70,000 Active 39 DOM
  9. 2026-06-08
    days on market $70,000 Active 38 DOM
  10. 2026-06-07
    days on market $70,000 Active 37 DOM
  11. 2026-06-03
    days on market $70,000 Active 33 DOM
  12. 2026-06-02
    days on market $70,000 Active 32 DOM
  13. 2026-06-01
    days on market $70,000 Active 31 DOM
  14. 2026-05-31
    days on market $70,000 Active 30 DOM
  15. 2026-05-31
    days on market $70,000 Active 29 DOM
  16. 2026-05-01
    listed $70,000 New Listing 152-char remark
  17. 2026-03-04
    historical
  18. 2025-10-04
    listed $75,000 New Listing
  19. 2005-10-11
    soldstatus $93,000
  20. 2001-03-09
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,525 · $127/mo
Projected year-2 tax
$1,525 · $127/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,162
− Mortgage interest
−$3,921
− Property taxes
−$1,525
− Insurance
−$350
− Repairs & maintenance
−$1,453
− Management
−$1,453
− Depreciation
−$2,036
Taxable income
$7,424
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,782
After-tax cash flow
$6,287/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Glen Rose School District
NCES district ID
0506630
Math proficiency
42% ▼ -13.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$47,423
Composite
32.22/100
National rank
#5772
State rank
#84 of 238 in AR

Livability — Perla

Score
62/100
State rank
#221
US rank
#16895

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
23,222

Population outlook (Hot Spring County) Hauer SSP2

Today (2025)
34,464 people
By 2030
34,659 · +0.6%
By 2040
34,486 · +0.1%
By 2050
33,419 · -3.0%
By 2075
28,702 · -16.7%
By 2100
21,415 · -37.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 16% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Serbian 2% Slovak 1% Iranian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Hot Spring

2024 margin
Solid R (+52.2) · D 22.9% · R 75.1% · Other 1.9%
2008→2024 swing
-27.7pp toward R · 2008: -24.4pp · 2024: -52.2pp
All cycles
2024: R+52.2 2020: R+48.7 2016: R+42.5 2012: R+29.0 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.79%
Current HPI
211.6419
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+133.3% since first listed
5 events — show timeline
  • 2026-05-01 Listed $70,000 CARMLS
  • 2026-03-04 Listing Removed CARMLS
  • 2025-10-04 Listed $75,000 CARMLS
  • 2005-10-11 Sold (Public Records) $93,000 Public Records
  • 2001-03-09 Sold (Public Records) $30,000 Public Records

Property tax history

+6.1%/yr

Latest (2025): $1,525 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…