CashFlowRE
Sign in Sign up
501 Antoinette St
F Composite 31.04
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.5/30.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.6/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$267,500

501 Antoinette St · Deltona, FL 32725
2 bd · 2.0 ba · 912 sqft · SingleFamily public records · 133 Days on market
Built 1984 10,625 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained home that blends comfort, style, and everyday functionality. This “Move-In Ready” home features a well-designed layout with comfortable living areas filled with natural light, creating a warm and welcoming atmosphere throughout. This 3 bedroom, 2 baths. The Garage was converted into the 3rd bedroom. This home offers double paned energy windows and sliding door (2018), vinyl plank flooring in the bedrooms and great room (2024-2025), the range was replaced in 2024, the refrigerator, dishwasher, disposal, water heater and septic tank were replaced in 2022. The master bathroom tub and tiles were just done Dec. 2025 and the shower for the second bedroom was also done Dec. 2025. With the interior of the home just painted, this is a wonderful opportunity to own a place that truly feels like home. Make your appointment today!

Key facts

  • 0.24 acre lot
  • Garage
  • Built 1984

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $268k.

Deal economics

  • At list price, monthly cash flow is $-332 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $209k (22.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (32.1% below list).
  • Recommended offer: $182k (32.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 415 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $181,624 (32.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.80%
Cash-on-cash
-5.33%
DSCR
0.76
GRM
12.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.61% rent growth · sell at horizon

5-year hold
IRR
-27.9%
Equity multiple
0.08×
Total profit
$-68,812
Equity at exit
$39,885
10-year hold
IRR
-37.9%
Equity multiple
-0.39×
Total profit
$-103,967
Equity at exit
$23,129

Cash invested: $74,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32725

Rents YoY
0.6%
Active inventory
415
Price-to-rent
12.3×

Monthly cashflow live

Estimated rent
$1,816 medium interval (Pro) →
Mortgage (P&I)
$1,403
Tax from tax record
$253 /mo · $3,037/yr
Insurance
$111
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$-332

Break-even live

Break-even rent $2,237
Max offer price $208,763
Occupancy floor

Sensitivity live

Price -10% $-181 -5% $-257 +0% $-332 +5% $-408 +10% $-484
Rent -10% $-476 -5% $-404 +0% $-332 +5% $-261 +10% $-189
Rate -1.0pp $-198 -0.5pp $-264 base $-332 +0.5pp $-402 +1.0pp $-472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,875
Closing costs
$8,025
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1112 Integra Landings Dr Orange City, FL 1.0–3.0 1.0–2.0 1057 $1,765 $1.67 12d 45 1.03mi
516 N Wellington Dr Deltona, FL 3.0 1.0 660 $1,450 $2.20 24d 1 1.40mi

Listing history 25 events

  1. 2026-06-18
    days on market $267,500 Active 133 DOM
  2. 2026-06-17
    days on market $267,500 Active 132 DOM
  3. 2026-06-16
    days on market $267,500 Active 131 DOM
  4. 2026-06-15
    days on market $267,500 Active 130 DOM
  5. 2026-06-14
    days on market $267,500 Active 128 DOM
  6. 2026-06-10
    days on market $267,500 Active 125 DOM
  7. 2026-06-09
    days on market $267,500 Active 124 DOM
  8. 2026-06-08
    days on market $267,500 Active 123 DOM
  9. 2026-06-07
    days on market $267,500 Active 122 DOM
  10. 2026-06-05
    days on market $267,500 Active 119 DOM
  11. 2026-06-03
    days on market $267,500 Active 118 DOM
  12. 2026-06-03
    days on market $267,500 Active 117 DOM
  13. 2026-06-01
    days on market $267,500 Active 116 DOM
  14. 2026-05-31
    days on market $267,500 Active 115 DOM
  15. 2026-05-31
    pricedays on market $267,500 Active 114 DOM
  16. 2026-04-15
    price $270,000 929-char remark
    Show marketing remark (929 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully maintained home that blends comfort, style, and everyday functionality. This “Move-In Ready” home features a well-designed layout with comfortable living areas filled with natural light, creating a warm and welcoming atmosphere throughout. This 3 bedroom, 2 baths. The Garage was converted into the 3rd bedroom. This home offers double paned energy windows and sliding door (2018), vinyl plank flooring in the bedrooms and great room (2024-2025), the range was replaced in 2024, the refrigerator, dishwasher, disposal, water heater and septic tank were replaced in 2022. The master bathroom tub and tiles were just done Dec. 2025 and the shower for the second bedroom was also done Dec. 2025. With the interior of the home just painted, this is a wonderful opportunity to own a place that truly feels like home. Make your appointment today!

  17. 2026-03-20
    price $275,500 929-char remark
    Show marketing remark (929 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully maintained home that blends comfort, style, and everyday functionality. This “Move-In Ready” home features a well-designed layout with comfortable living areas filled with natural light, creating a warm and welcoming atmosphere throughout. This 3 bedroom, 2 baths. The Garage was converted into the 3rd bedroom. This home offers double paned energy windows and sliding door (2018), vinyl plank flooring in the bedrooms and great room (2024-2025), the range was replaced in 2024, the refrigerator, dishwasher, disposal, water heater and septic tank were replaced in 2022. The master bathroom tub and tiles were just done Dec. 2025 and the shower for the second bedroom was also done Dec. 2025. With the interior of the home just painted, this is a wonderful opportunity to own a place that truly feels like home. Make your appointment today!

  18. 2026-02-25
    price $276,500 929-char remark
    Show marketing remark (929 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully maintained home that blends comfort, style, and everyday functionality. This “Move-In Ready” home features a well-designed layout with comfortable living areas filled with natural light, creating a warm and welcoming atmosphere throughout. This 3 bedroom, 2 baths. The Garage was converted into the 3rd bedroom. This home offers double paned energy windows and sliding door (2018), vinyl plank flooring in the bedrooms and great room (2024-2025), the range was replaced in 2024, the refrigerator, dishwasher, disposal, water heater and septic tank were replaced in 2022. The master bathroom tub and tiles were just done Dec. 2025 and the shower for the second bedroom was also done Dec. 2025. With the interior of the home just painted, this is a wonderful opportunity to own a place that truly feels like home. Make your appointment today!

  19. 2026-02-05
    listed $278,900 Active 929-char remark
    Show marketing remark (929 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully maintained home that blends comfort, style, and everyday functionality. This “Move-In Ready” home features a well-designed layout with comfortable living areas filled with natural light, creating a warm and welcoming atmosphere throughout. This 3 bedroom, 2 baths. The Garage was converted into the 3rd bedroom. This home offers double paned energy windows and sliding door (2018), vinyl plank flooring in the bedrooms and great room (2024-2025), the range was replaced in 2024, the refrigerator, dishwasher, disposal, water heater and septic tank were replaced in 2022. The master bathroom tub and tiles were just done Dec. 2025 and the shower for the second bedroom was also done Dec. 2025. With the interior of the home just painted, this is a wonderful opportunity to own a place that truly feels like home. Make your appointment today!

  20. 2022-04-20
    soldstatus $244,500
  21. 2022-04-15
    soldstatus $244,500 Closed 626-char remark
    Show marketing remark (626 chars)

    MULTI OFFERS. .. HIGHEST AND BEST DUE 1/31 MONDAY 7PM. MOVE IN READY HOME!!! THIS WELL TAKEN CARE OF 2 BEDROOM, 2 BATH, WITH AN OFFICE HOME OFFERS ALL NEW DOUBLE PANED ENGERY SAVING WINDOWS AND SLIDER (2018), NEWER ROOF (2018), HVAC SYSTEM WITH HEAT PUMP (11/2014) , NEW CARPET IN THE OFFICE, AND NEWER KITCHEN CABINETS, COUNTER TOPS WITH SS APPLIANCES. THE EXTERIOR AND INTERIOR HAS JUST BEEN PAINTED. GREAT CORNER LOT WITH A PRIVATE NATURAL TREED BACK YARD. FANTASIC LOCATION . .. PUBLIX, SHOPPING, HOSPITAL, AND 1-4 ALL WITHIN 3 MILES FROM THE HOME. DO NOT MISS OUT ON THIS OPPORTUNITY TO OWN THIS WELL TAKEN CARE OF HOME.

  22. 2022-02-01
    status Pending 626-char remark
    Show marketing remark (626 chars)

    MULTI OFFERS. .. HIGHEST AND BEST DUE 1/31 MONDAY 7PM. MOVE IN READY HOME!!! THIS WELL TAKEN CARE OF 2 BEDROOM, 2 BATH, WITH AN OFFICE HOME OFFERS ALL NEW DOUBLE PANED ENGERY SAVING WINDOWS AND SLIDER (2018), NEWER ROOF (2018), HVAC SYSTEM WITH HEAT PUMP (11/2014) , NEW CARPET IN THE OFFICE, AND NEWER KITCHEN CABINETS, COUNTER TOPS WITH SS APPLIANCES. THE EXTERIOR AND INTERIOR HAS JUST BEEN PAINTED. GREAT CORNER LOT WITH A PRIVATE NATURAL TREED BACK YARD. FANTASIC LOCATION . .. PUBLIX, SHOPPING, HOSPITAL, AND 1-4 ALL WITHIN 3 MILES FROM THE HOME. DO NOT MISS OUT ON THIS OPPORTUNITY TO OWN THIS WELL TAKEN CARE OF HOME.

  23. 2022-01-14
    listed $239,000 Active 626-char remark
    Show marketing remark (626 chars)

    MULTI OFFERS. .. HIGHEST AND BEST DUE 1/31 MONDAY 7PM. MOVE IN READY HOME!!! THIS WELL TAKEN CARE OF 2 BEDROOM, 2 BATH, WITH AN OFFICE HOME OFFERS ALL NEW DOUBLE PANED ENGERY SAVING WINDOWS AND SLIDER (2018), NEWER ROOF (2018), HVAC SYSTEM WITH HEAT PUMP (11/2014) , NEW CARPET IN THE OFFICE, AND NEWER KITCHEN CABINETS, COUNTER TOPS WITH SS APPLIANCES. THE EXTERIOR AND INTERIOR HAS JUST BEEN PAINTED. GREAT CORNER LOT WITH A PRIVATE NATURAL TREED BACK YARD. FANTASIC LOCATION . .. PUBLIX, SHOPPING, HOSPITAL, AND 1-4 ALL WITHIN 3 MILES FROM THE HOME. DO NOT MISS OUT ON THIS OPPORTUNITY TO OWN THIS WELL TAKEN CARE OF HOME.

  24. 1991-02-01
    soldstatus $47,500
  25. 1984-01-01
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,037 · $253/mo
Projected year-2 tax
$3,037 · $253/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,795
− Mortgage interest
−$14,984
− Property taxes
−$3,037
− Insurance
−$1,338
− Repairs & maintenance
−$1,744
− Management
−$1,744
− Depreciation
−$7,782
Taxable loss
−$8,833
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,120
After-tax cash flow
$-1,870/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Deltona

Score
71/100
State rank
#381
US rank
#6749

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deltona, FL
County
Volusia County · 556,871 people
City population
101,355
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
51,987
Household income
$73,152
Rent vs Own
21.3% rent · 78.7% own
Severe rent burden
1051.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 45% Hispanic / Latino 39% Two or more races 12% Black 10% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 23% Cuban 4% Dominican 3%
Common ancestry
Romanian 1% Lithuanian 1% Serbian 1%
Foreign-born
13% · Canada, Jamaica, Vietnam
Languages at home
66% English-only · Spanish 30% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -195.58%
Current HPI
349.7999
Rent YoY
▲ 0.61%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+610.5% since first listed
10 events — show timeline
  • 2026-04-15 Price Changed $270,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-20 Price Changed $275,500 Stellar MLS as Distributed by MLS Grid
  • 2026-02-25 Price Changed $276,500 Stellar MLS as Distributed by MLS Grid
  • 2026-02-05 Listed $278,900 Stellar MLS as Distributed by MLS Grid
  • 2022-04-20 Sold (Public Records) $244,500 Public Records
  • 2022-04-15 Sold (MLS) $244,500 Stellar MLS as Distributed by MLS Grid
  • 2022-02-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-01-14 Listed $239,000 Stellar MLS as Distributed by MLS Grid
  • 1991-02-01 Sold (Public Records) $47,500 Public Records
  • 1984-01-01 Sold (Public Records) $38,000 Public Records

Property tax history

+14.6%/yr

Latest (2025): $3,037 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…