416 Date Palm Ln · Freeport, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.4/15.0
- Cash flow +8.7/30.0
- Schools +5.5/10.0
- Condition / age +4.0/5.0
- Livability +3.4/5.0
- 1% rule +2.9/10.0
- Rent growth +2.9/5.0
- DSCR +2.4/10.0
- Appreciation +0.0/10.0
$245,000
416 Date Palm Ln · Freeport, FL 32439
3 bd · 3.0 ba · 1,426 sqft · Townhouse
public records
· 117 Days on market
Built 2022
$172/sqft
· 6% below area
Est $262k · 6% under
$125/mo HOA · 6% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Priced to sell! Newly constructed townhome completed in 2021. A great opportunity to own in a community that's only a 15 minute drive to the beautiful beaches of South Walton. Finishes include engineer hard wood flooring, stainless steel appliances and quartz countertops.
Key facts
- Quartz countertops
- End-unit townhome
- Open-concept layout
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $245k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-208 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $208k (15.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (20.9% below list).
- Recommended offer: $194k (20.9% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.7% in Freeport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#520 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B+; Watch: health & safety C-, amenities F, commute F.
- Walton (rural): math 62% / reading 61% proficiency, ranked #10 of 73 in FL (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Freeport Elementary School (math 50% / reading 57%, grade C, #949 of 2,144 statewide, top 45%, 1,123 students, 55% FRL); Emerald Coast Middle School (math 70% / reading 65%, grade A-, #77 of 571 statewide, top 14%, 868 students, 24% FRL); Freeport Senior High School (math 47% / reading 62%, grade C-, #138 of 667 statewide, top 21%, 557 students, 43% FRL).
- Market conditions: Rents rising (+1.4%/yr); 1403 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,883 units permitted in Walton County in 2024 (1,322 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Walton County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 117 days — a 9% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$193,683
(20.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 117 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.27%
- Cash-on-cash
- -3.64%
- DSCR
- 0.84
- GRM
- 10.5
CMA / ARV
- ARV (median comp)
- $262,008
- List price
- $245,000
- Delta
- -6.49%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 334 N Sand Palm Rd | 0.11mi | 3/2.0 | 1,432 (+0%) | 2mo | $255,000 | $178 | 89 |
| 275 N Sand Palm Rd Unit 167-Vista | 0.04mi | 3/2.5 | 1,471 (+3%) | 3mo | $199,900 | $136 | 88 |
| 143 Date Palm Ln | 0.07mi | 3/2.0 | 1,432 (+0%) | 5mo | $304,900 | $213 | 88 |
| 16 S Sand Palm Rd | 0.15mi | 3/2.5 | 1,426 (0%) | 4mo | $210,000 | $147 | 88 |
| 17 S Sand Palm Rd | 0.17mi | 3/2.5 | 1,426 (0%) | 4mo | $218,500 | $153 | 87 |
| 23 S Sand Palm Rd | 0.17mi | 3/2.5 | 1,454 (+2%) | 4mo | $210,000 | $144 | 84 |
| 220 Date Palm Ln #220 | 0.14mi | 3/2.5 | 1,471 (+3%) | 4mo | $205,000 | $139 | 83 |
| 118 N Sand Palm Rd | 0.11mi | 3/2.5 | 1,336 (-6%) | 1mo | $213,000 | $159 | 81 |
| 114 N Sand Palm Rd Unit 93-Vista | 0.11mi | 3/2.5 | 1,336 (-6%) | 1mo | $210,000 | $157 | 81 |
| 304 Date Palm Ln | 0.10mi | 3/2.5 | 1,512 (+6%) | 4mo | $234,900 | $155 | 80 |
| 304 Date Palm Ln Unit Horizon | 0.10mi | 3/2.5 | 1,512 (+6%) | 4mo | $234,900 | $155 | 80 |
| 22 N Sand Palm Rd #15 | 0.17mi | 3/2.5 | 1,529 (+7%) | 4mo | $220,000 | $144 | 74 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.4% rent growth · sell at horizon
5-year hold
- IRR
- -24.2%
- Equity multiple
- 0.18×
- Total profit
- $-55,978
- Equity at exit
- $36,530
10-year hold
- IRR
- -24.9%
- Equity multiple
- -0.13×
- Total profit
- $-77,790
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 27 active · 3 under contract
- Months of supply
- 10.1 mo (10%/mo absorbed)
- Median asking
- $239,900 ($171/sqft)
- Median days on market
- 124 d
- This list price
- 56% of active listings are priced below it
- ARV vs active asking
- +7.4% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32439
- Home prices YoY
- -4.2%
- Rents YoY
- 1.4%
- Active inventory
- 1403
- Price-to-rent
- 10.5×
Monthly cashflow live
↻
- Estimated rent
- $1,937 high interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax from tax record
- −$226 /mo · $2,718/yr
- Insurance
- −$102
- HOA
- −$125
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$407
- Net cashflow
- $-208
Break-even live
Break-even rent
$2,200
Max offer price
$208,207
Occupancy floor
—
Sensitivity live
| Price | -10% $-70 | -5% $-139 | +0% $-208 | +5% $-278 | +10% $-347 |
|---|---|---|---|---|---|
| Rent | -10% $-361 | -5% $-285 | +0% $-208 | +5% $-132 | +10% $-55 |
| Rate | -1.0pp $-85 | -0.5pp $-146 | base $-208 | +0.5pp $-272 | +1.0pp $-336 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 259 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1336 | $1,600 | $1.20 | 116d | 1 | 0.03mi |
| 267 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1485 | $1,650 | $1.11 | 0d | 1 | 0.03mi |
| 246 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1471 | $1,650 | $1.12 | 116d | 1 | 0.03mi |
| 81 Date Palm Ln Freeport, FL | 3.0 | 2.5 | 1484 | $1,795 | $1.21 | 6d | 1 | 0.06mi |
| 147 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1471 | $1,595 | $1.08 | 116d | 1 | 0.07mi |
| 303 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1396 | $1,650 | $1.18 | 6d | 1 | 0.07mi |
| 359 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1396 | $1,650 | $1.18 | 6d | 1 | 0.08mi |
| 328 Date Palm Ln Freeport, FL | 3.0 | 2.5 | 1485 | $1,650 | $1.11 | 3d | 1 | 0.09mi |
| 156 Date Palm Ln Freeport, FL | 3.0 | 2.5 | 1432 | $2,300 | $1.61 | 116d | 1 | 0.09mi |
| 151 Date Palm Ln Freeport, FL | 3.0 | 2.5 | 1484 | $1,775 | $1.20 | 109d | 1 | 0.09mi |
| 318 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1471 | $1,625 | $1.10 | 6d | 1 | 0.10mi |
| 356 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1336 | $1,650 | $1.24 | 6d | 1 | 0.11mi |
| 328 N Sand Palm Rd Freeport, FL | 3.0 | 2.5 | 1471 | $1,725 | $1.17 | 6d | 1 | 0.11mi |
| 202 Date Palm Ln Freeport, FL | 3.0 | 2.5 | 1512 | $1,750 | $1.16 | 6d | 1 | 0.13mi |
| 76 N Sand Palm Rd Freeport, FL | 2.0 | 3.0 | 1128 | $1,450 | $1.29 | 116d | 1 | 0.16mi |
| 29 S Sand Palm Rd #24 Freeport, FL | 2.0 | 2.5 | 1197 | $1,550 | $1.29 | 4d | 1 | 0.18mi |
| 29 S Sand Palm Rd Freeport, FL | 2.0 | 2.5 | 1198 | $1,550 | $1.29 | 6d | 1 | 0.18mi |
| 15284 331 Business Unit 7B Freeport, FL | 2.0 | 2.5 | 1109 | $1,650 | $1.49 | 6d | 1 | 0.19mi |
| 15284 331 Business Unit 7D Freeport, FL | 2.0 | 2.5 | 1109 | $1,600 | $1.44 | 6d | 1 | 0.20mi |
| 15284 U.S. 331 Business Freeport, FL | 2.0 | 3.0 | 1106 | $1,400 | $1.27 | 116d | 1 | 0.21mi |
| 15284 331 Business Unit 1C Freeport, FL | 2.0 | 2.5 | 1174 | $1,525 | $1.30 | 6d | 1 | 0.23mi |
| 15284 331 Business Unit 10E Freeport, FL | 2.0 | 2.5 | 1109 | $1,550 | $1.40 | 6d | 1 | 0.26mi |
| 15031 U.S. 331 Business Unit 132 Freeport, FL | 3.0 | 2.0 | 1007 | $1,700 | $1.69 | 6d | 1 | 0.30mi |
| 15031 U.S. 331 Business Unit 104 Freeport, FL | 3.0 | 2.0 | 1007 | $1,800 | $1.79 | 116d | 1 | 0.30mi |
| 15031 U.S. 331 Business Unit 117 Freeport, FL | 3.0 | 2.0 | 1007 | $1,700 | $1.69 | 116d | 1 | 0.30mi |
| 15031 U.S. 331 Business Unit 110 Freeport, FL | 3.0 | 2.0 | 1007 | $1,800 | $1.79 | 6d | 1 | 0.30mi |
| 10 Oakfield Dr N Freeport, FL | 3.0 | 2.0 | 1300 | $2,350 | $1.81 | 6d | 1 | 0.50mi |
| 45 Oakfield Dr Freeport, FL | 3.0 | 2.0 | 1580 | $2,100 | $1.33 | 6d | 1 | 0.51mi |
| 15 Oakfield Dr Freeport, FL | 3.0 | 2.0 | 1531 | $2,350 | $1.53 | 109d | 1 | 0.53mi |
| 15 Oakfield Dr Freeport, FL | 3.0 | 2.0 | 1531 | $2,100 | $1.37 | 6d | 1 | 0.53mi |
| 664 Whispering Creek Ave Freeport, FL | 4.0 | 2.0 | 1398 | $2,200 | $1.57 | 6d | 1 | 0.69mi |
| 832 Whispering Creek Ave Freeport, FL | 4.0 | 2.0 | 1398 | $2,175 | $1.56 | 116d | 1 | 0.75mi |
| 178 Whispering Creek Ave Freeport, FL | 3.0 | 2.0 | 1706 | $2,550 | $1.49 | 116d | 1 | 0.89mi |
| 70 Jakes Way Freeport, FL | 3.0 | 2.0 | 1500 | $2,100 | $1.40 | 116d | 1 | 0.91mi |
| 266 Emr AVE Freeport, FL | 1.0–2.0 | 1.0–2.0 | 909 | $985 | $1.08 | 0d | 5 | 0.95mi |
| 3495 Sanctuary WAY Melbourne, FL | 1.0–3.0 | 1.0–2.0 | 1002 | $2,442 | $2.44 | 0d | 23 | 0.96mi |
| 255 N Jackson St Freeport, FL | 3.0 | 2.0 | 1456 | $2,100 | $1.44 | 116d | 1 | 1.01mi |
| 182 Madison St Freeport, FL | 3.0 | 2.5 | 1580 | $2,200 | $1.39 | 6d | 1 | 1.09mi |
| 2 Polk St Freeport, FL | 3.0 | 2.0 | 1155 | $1,550 | $1.34 | 116d | 1 | 1.15mi |
| 245 Pine St Freeport, FL | 3.0 | 2.0 | 1368 | $2,000 | $1.46 | 116d | 1 | 1.19mi |
Property features AI
Finance
- HOA & community
- Community poolPets allowedTV cable availableSubdivision: VERANDAS OF FREEPORT, THE
Exterior
- Utilities
- Electric servicePublic waterPublic sewerElectric water heater
- Home design
- Townhome2 storiesBuilt in 2022City street frontageCity road accessZoned for single family residential
- Exterior features
- Open patioOpen porchCommunity poolPets allowedTV cable available
Interior
- Kitchen
- DishwasherMicrowaveRefrigeratorElectric water heater
- Bedrooms
- 3 bedroomsMaster bedroom on the second floor
- Flooring
- Laminate flooringCarpet
- Bathrooms
- 3 bathrooms (2 full, 1 half)
- Heating & cooling
- Central heatingCentral airCeiling fans
- Interior features
- Kitchen islandTrack lighting
Listing history 50 events
-
2026-09-24days on market $245,000 Active 117 DOM
-
2026-09-22days on market $245,000 Active 116 DOM
-
2026-09-21days on market $245,000 Active 115 DOM
-
2026-09-20days on market $245,000 Active 114 DOM
-
2026-09-18days on market $245,000 Active 112 DOM
-
2026-09-17days on market $245,000 Active 111 DOM
-
2026-09-16days on market $245,000 Active 110 DOM
-
2026-09-15days on market $245,000 Active 109 DOM
-
2026-09-14days on market $245,000 Active 108 DOM
-
2026-09-13days on market $245,000 Active 107 DOM
-
2026-09-12days on market $245,000 Active 106 DOM
-
2026-09-11days on market $245,000 Active 105 DOM
-
2026-09-05days on market $245,000 Active 99 DOM
-
2026-09-04days on market $245,000 Active 98 DOM
-
2026-09-03days on market $245,000 Active 97 DOM
-
2026-08-31days on market $245,000 Active 94 DOM
-
2026-08-30days on market $245,000 Active 93 DOM
-
2026-08-29days on market $245,000 Active 92 DOM
-
2026-08-28days on market $245,000 Active 91 DOM
-
2026-08-27days on market $245,000 Active 90 DOM
-
2026-08-26days on market $245,000 Active 89 DOM
-
2026-08-25days on market $245,000 Active 88 DOM
-
2026-08-24days on market $245,000 Active 87 DOM
-
2026-08-23days on market $245,000 Active 86 DOM
-
2026-08-22days on market $245,000 Active 85 DOM
-
2026-08-21days on market $245,000 Active 84 DOM
-
2026-08-20days on market $245,000 Active 83 DOM
-
2026-08-19days on market $245,000 Active 82 DOM
-
2026-08-18days on market $245,000 Active 81 DOM
-
2026-08-17days on market $245,000 Active 80 DOM
-
2026-08-16days on market $245,000 Active 79 DOM
-
2026-08-15days on market $245,000 Active 78 DOM
-
2026-08-14days on market $245,000 Active 77 DOM
-
2026-08-13days on market $245,000 Active 76 DOM
-
2026-08-12days on market $245,000 Active 75 DOM
-
2026-08-11days on market $245,000 Active 74 DOM
-
2026-08-10days on market $245,000 Active 73 DOM
-
2026-08-09days on market $245,000 Active 72 DOM
-
2026-08-08days on market $245,000 Active 71 DOM
-
2026-08-07days on market $245,000 Active 70 DOM
-
2026-08-06days on market $245,000 Active 69 DOM
-
2026-08-05days on market $245,000 Active 68 DOM
-
2026-08-04days on market $245,000 Active 67 DOM
-
2026-08-03days on market $245,000 Active 66 DOM
-
2026-07-31days on market $245,000 Active 63 DOM
-
2026-07-30days on market $245,000 Active 62 DOM
-
2026-07-29days on market $245,000 Active 61 DOM
-
2026-07-27days on market $245,000 Active 59 DOM
-
2026-07-25days on market $245,000 Active 57 DOM
-
2026-07-24days on market $245,000 Active 56 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,718 · $226/mo
- Projected year-2 tax
- $2,718 · $226/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,242
- − Mortgage interest
- −$13,724
- − Property taxes
- −$2,718
- − Insurance
- −$1,225
- − Repairs & maintenance
- −$1,859
- − Management
- −$1,859
- − HOA
- −$1,500
- − Depreciation
- −$7,127
- Taxable loss
- −$6,771
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,625
- After-tax cash flow
- $-874/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This move-in-ready townhome in the Verandas at Freeport community is in good condition with no visible repairs needed. It offers an open-concept layout, luxury vinyl plank flooring, and modern finishes throughout. The home is well-maintained and has a good curb appeal, making it an attractive option for both buyers and renters.
Value-add opportunities
- Both Painting the interior walls and ceilings — Fresh paint can make the interior look new and improve curb appeal. ↑
- Both Updating the flooring in the living area — Replacing the wood-look tile with a more modern or durable material can increase both resale and rental value. ↑
- Both Upgrading the kitchen appliances — Modernizing the kitchen with new appliances can attract more buyers and renters. ↑
- Both Landscaping improvements — Enhancing the landscaping can improve curb appeal and attract more potential buyers and renters. ↑
- Both Adding a smart home system — Integrating smart home technology can increase the home's value and appeal to tech-savvy buyers and renters. ↑
- Both Upgrading the HVAC system — A more efficient and energy-efficient HVAC system can improve comfort and reduce utility costs, increasing both resale and rental value. ↑
D
Composite school gradezoned avg 55/100
Zoned Schools
Elementary
Freeport Elementary School
C
FL #949/2,144
Nat'l #10,846/41,679
Middle
Freeport Middle School
B
FL #157/571
Nat'l #2,146/14,009
High
Freeport Senior High School
C-
FL #138/667
Nat'l #4,461/17,239
Schools (NCES district)
- District
- Walton
- NCES district ID
- 1201980
- Math proficiency
- 62% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $46,794
- Composite
- 52.03/100
- National rank
- #1634
- State rank
- #10 of 73 in FL
C
Composite livability gradescore 68/100
Livability — Freeport
- Score
- 68/100
- State rank
- #520
- US rank
- #9579
Category grades
Amenities F
Commute F
Cost of living B
Crime A+
Employment B+
Housing A+
Health & safety C-
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Freeport, FL
- County
- Walton County · 80,014 people
- City population
- 15,328
- Metro
- Crestview-Fort Walton Beach-Destin, FL
- Population (ZIP)
- 15,328
- Household income
- $83,227
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Walton County) Hauer SSP2
- Today (2025)
- 80,014 people
- By 2030
- 88,120 · +10.1%
- By 2040
- 103,537 · +29.4%
- By 2050
- 117,034 · +46.3%
- By 2075
- 143,901 · +79.8%
- By 2100
- 155,138 · +93.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 16% Two or more races 8% Native American 5% Black 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 2% Cuban 1%
- Common ancestry
- Slovak 3% Italian 3% Serbian 2%
- Foreign-born
- 8% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 13% Other Indo-European 1%
Political lean MEDSL · Walton
- 2024 margin
- Solid R (+57.8) · D 20.7% · R 78.6%
- 2008→2024 swing
- -12.0pp toward R · 2008: -45.8pp · 2024: -57.8pp
- All cycles
- 2024: R+57.8 2020: R+51.7 2016: R+56.1 2012: R+52.0 2008: R+45.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.18%
- Current HPI
- 350.4692
- Rent YoY
- ▲ 1.40%
- Metro
- Crestview-Fort Walton Beach-Destin, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+25.7% since first listed11 events — show timeline
- 2026-05-29 Listed $245,000 ECAR
- 2025-04-25 Rental Removed $1,650 BUILDIUM
- 2025-04-04 Listed for Rent $1,650 BUILDIUM
- 2022-03-02 Sold (Public Records) $258,000 Public Records
- 2022-02-28 Sold (MLS) $258,000 NAMLS
- 2022-02-28 Sold (MLS) $258,000 ECAR
- 2022-01-28 Pending — ECAR
- 2022-01-20 Price Changed $255,000 ECAR
- 2022-01-18 Listed $275,000 ECAR
- 2022-01-18 Listed $255,000 NAMLS
- 2021-07-06 Sold (Public Records) $194,900 Public Records
Property tax history
+127.1%/yrLatest (2025): $2,718 · -4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…