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1159 Dyle Dr
B- Composite 68.01
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$72,500

1159 Dyle Dr · Brownfield, TX 79316
2 bd · 1.0 ba · 644 sqft · SingleFamily · 78 Days on market
Built 2002 Fair condition 0.74 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2-bedroom, 1-bath home sits on approximately ¾ of an acre outside the city limits, offering space that's hard to find in this range. The bedrooms are positioned on separate sides of the house, creating added privacy within the layout. There is a designated space for a washer and dryer, keeping laundry contained and practical. A covered front porch includes a ramp for easy access. Outside, the property provides room to spread out with a two-car carport for covered parking and a separate storage building for tools, equipment, or extra belongings. With land, fewer city restrictions, and usable outdoor space, this property offers plenty of potential.

Key facts

  • Covered front porch
  • Usable outdoor space
  • Two car carport

Tags

COVERED FRONT PORCHTWO CAR CARPORTSEPARATE STORAGE BUILDINGUSABLE OUTDOOR SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $72k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $384 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $72k).
  • Recommended offer: $68k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#298 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D, schools F.
  • Brownfield ISD (town): math 26% / reading 27% proficiency, ranked #704 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 89 active listings in the ZIP; 2 units permitted in Terry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $501 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Terry County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,150 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
12.64%
Cash-on-cash
22.68%
DSCR
2.01
GRM
5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.6%
Equity multiple
1.63×
Total profit
$12,704
Equity at exit
$10,810
10-year hold
IRR
24.2%
Equity multiple
3.10×
Total profit
$42,595
Equity at exit
$6,268

Cash invested: $20,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79316

Active inventory
89
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,120 medium interval (Pro) →
Mortgage (P&I)
$380
Tax est. 1.5%
$91 /mo · $1,088/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$384

Break-even live

Break-even rent $634
Max offer price $72,500
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,125
Closing costs
$2,175
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $72,500 Active 78 DOM
  2. 2026-06-17
    days on market $72,500 Active 77 DOM
  3. 2026-06-16
    days on market $72,500 Active 76 DOM
  4. 2026-06-15
    days on market $72,500 Active 75 DOM
  5. 2026-06-13
    days on market $72,500 Active 73 DOM
  6. 2026-06-12
    days on market $72,500 Active 72 DOM
  7. 2026-06-09
    days on market $72,500 Active 69 DOM
  8. 2026-06-08
    days on market $72,500 Active 68 DOM
  9. 2026-06-08
    days on market $72,500 Active 67 DOM
  10. 2026-06-07
    days on market $72,500 Active 66 DOM
  11. 2026-06-03
    days on market $72,500 Active 63 DOM
  12. 2026-06-02
    days on market $72,500 Active 62 DOM
  13. 2026-06-01
    days on market $72,500 Active 61 DOM
  14. 2026-05-31
    days on market $72,500 Active 60 DOM
  15. 2026-04-01
    listed $75,000 Active 673-char remark
    Show marketing remark (673 chars)

    This 2-bedroom, 1-bath home sits on approximately ¾ of an acre outside the city limits, offering space that's hard to find in this range. The bedrooms are positioned on separate sides of the house, creating added privacy within the layout. There is a designated space for a washer and dryer, keeping laundry contained and practical. A covered front porch includes a ramp for easy access. Outside, the property provides room to spread out with a two-car carport for covered parking and a separate storage building for tools, equipment, or extra belongings. With land, fewer city restrictions, and usable outdoor space, this property offers plenty of potential.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,438
− Mortgage interest
−$4,061
− Property taxes
−$1,088
− Insurance
−$362
− Repairs & maintenance
−$1,075
− Management
−$1,075
− Depreciation
−$2,109
Taxable income
$3,668
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$880
After-tax cash flow
$3,724/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This 2-bedroom, 1-bath home requires moderate renovations to improve its condition and increase its value. Key updates include fresh paint, new carpeting, and modern kitchen and bathroom fixtures.

Repairs flagged

  • Moderate kitchen cabinets — dated and in need of replacement
  • Moderate bathroom fixtures — dated and in need of replacement
  • Minor exterior siding — some discoloration

Value-add opportunities

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replace carpeting — new carpeting improves comfort and adds value
  • Resale update kitchen cabinets and appliances — modern kitchen will attract more buyers
  • Resale update bathroom fixtures — modern bathroom will attract more buyers

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · dated and in need of replacement Moderate $3,000–15,000
bathroom fixtures · dated and in need of replacement Moderate $3,000–15,000
exterior siding · some discoloration Minor $500–3,000
Total estimated repair cost · 3 items $6,500–33,000

Value-add ROI direction

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replace carpeting — new carpeting improves comfort and adds value
  • Resale update kitchen cabinets and appliances — modern kitchen will attract more buyers
  • Resale update bathroom fixtures — modern bathroom will attract more buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Brownfield ISD
NCES district ID
4811610
Math proficiency
26% ▼ -11.00%
Reading proficiency
27% ▲ 1.00%
Median HH income
$37,385
Composite
22.1/100
National rank
#8180
State rank
#704 of 826 in TX

Livability — Brownfield

Score
71/100
State rank
#298
US rank
#6822

Category grades

Amenities D Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,907

Population outlook (Terry County) Hauer SSP2

Today (2025)
13,220 people
By 2030
13,500 · +2.1%
By 2040
14,327 · +8.4%
By 2050
15,340 · +16.0%
By 2075
18,459 · +39.6%
By 2100
20,433 · +54.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (57%)
Race & ethnicity
Hispanic / Latino 57% White 37% Two or more races 32% Black 5%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Italian 2% Slovak 1% German 1%
Foreign-born
8% · Canada
Languages at home
63% English-only · Spanish 34% German/W. Germanic 2%

Political lean MEDSL · Terry

2024 margin
Solid R (+65.2) · D 17.2% · R 82.3%
2008→2024 swing
-30.1pp toward R · 2008: -35.0pp · 2024: -65.2pp
All cycles
2024: R+65.2 2020: R+56.9 2016: R+49.4 2012: R+41.6 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.34%
Current HPI
104.1813
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-01 Listed $75,000 LARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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