500 Fairview · Pottsville, PA 17901

$59,500

4 bd · 1.0 ba · 1,288 sqft · SingleFamily public records · 40 Days on market

Built 1910 2,178 sqft lot ↓ 57% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +3.9/5.0
• Livability +3.8/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

Key facts

• Built 1910
• Listed 40 days

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $724 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $60k).
• Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
• Cap rate 20.9% vs local median 6.1% in Pottsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#442 in PA, #4,025 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: commute F, employment F.
• Pottsville Area SD (town): math 29% / reading 46% proficiency, ranked #395 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+5.7%/yr); 177 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $411 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 5.7% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $10k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $48k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $57,715 (3.0% below list)

Questions for the listing agent

1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.46% ✓
• Cap rate: 20.89%
• Cash-on-cash: 52.14%
• DSCR: 3.32
• GRM: 3.4

CMA / ARV

• ARV (on-the-fly): $133,952
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
241 Peacock St	0.23mi	3/1.0 (-1)	1,242 (-4%)	2mo	$97,000	$78	77
901 Fairview St	0.24mi	3/1.0 (-1)	1,388 (+8%)	5mo	$145,000	$104	67
800 Mine St	0.27mi	3/1.0 (-1)	1,392 (+8%)	3mo	$35,000	$25	66
331 E Arch St	0.46mi	3/1.0 (-1)	1,300 (+1%)	11mo	$80,000	$62	63
939 S Seneca St	0.31mi	3/2.0 (-1)	1,322 (+3%)	13mo	$205,000	$155	61
607 N 8th St	0.23mi	3/2.0 (-1)	1,400 (+9%)	10mo	$196,000	$140	58
210 W Railroad St	0.32mi	3/1.5 (-1)	1,450 (+13%)	19mo	$180,000	$124	41
617 Schuylkill Ave	0.58mi	3/1.0 (-1)	1,144 (-11%)	10mo	$180,000	$157	41
1342 Mount Hope Ave	0.53mi	3/1.0 (-1)	1,412 (+10%)	17mo	$135,000	$96	40
239 Pierce St	0.62mi	3/2.0 (-1)	1,380 (+7%)	15mo	$130,000	$94	38
509 Boone St	0.67mi	3/1.0 (-1)	1,171 (-9%)	16mo	$132,000	$113	35
414 Front St	0.66mi	4/2.0	1,472 (+14%)	19mo	$40,000	$27	25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.7% rent growth · sell at horizon

5-year hold

• IRR: 53.2%
• Equity multiple: 3.44×
• Total profit: $40,581
• Equity at exit: $8,872

10-year hold

• IRR: 59.5%
• Equity multiple: 7.76×
• Total profit: $112,548
• Equity at exit: $5,144

Cash invested: $16,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17901

• Home prices YoY: -21.2%
• Rents YoY: 5.7%
• Active inventory: 177
• Price-to-rent: 3.4×

Monthly cashflow live

• Estimated rent: $1,463 high
• Mortgage (P&I): −$312
• Tax from tax record: −$95 /mo · $1,137/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$307
• Net cashflow: $724

Break-even live

Break-even rent $546

Max offer price $59,500

Occupancy floor 46%

Sensitivity live

Price	-10% $758	-5% $741	+0% $724	+5% $707	+10% $690
Rent	-10% $608	-5% $666	+0% $724	+5% $782	+10% $839
Rate	-1.0pp $754	-0.5pp $739	base $724	+0.5pp $709	+1.0pp $693

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,875
• Closing costs: $1,785
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
210 Harrison St Pottsville, PA	3.0	1.0	1078	$1,200	$1.11	44d	1	0.16mi
321 N 3rd St Pottsville, PA	4.0	1.5	1260	$1,400	$1.11	44d	1	0.24mi
631 W Race St Pottsville, PA	3.0	1.0	1340	$1,200	$0.90	44d	1	0.29mi
517 E Arch St Pottsville, PA	4.0	1.0	1000	$1,350	$1.35	44d	1	0.57mi
426 Adams St Pottsville, PA	3.0	1.0	1104	$1,350	$1.22	44d	1	0.60mi
525 E Market St Pottsville, PA	4.0	1.0	1120	$1,250	$1.12	44d	1	0.61mi
1132 Mahantongo St Pottsville, PA	5.0	1.5	1569	$1,800	$1.15	44d	1	0.61mi
119 S 11th St Pottsville, PA	3.0	1.5	1140	$1,450	$1.27	44d	1	0.62mi
8 N Wolfe St Pottsville, PA	3.0	1.0	1260	$1,795	$1.42	44d	1	0.70mi
2063 King Ave Pottsville, PA	3.0	2.5	1656	$1,600	$0.97	44d	1	1.39mi

Listing history 9 events

1. 2026-05-11
   soldstatus $47,500 Closed 663-char remark

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

2. 2026-04-01
   status Pending

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

3. 2026-04-01
   status Pending 663-char remark

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

4. 2026-03-16
   price $59,500 663-char remark

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

5. 2026-03-16
   price $59,500

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

6. 2026-02-19
   listed $69,500 Active 663-char remark

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

7. 2026-02-19
   listed $69,500 Active

   Show marketing remark (663 chars)

   Opportunity awaits at 500 Fairview Street in Pottsville. This 2-bedroom, 1-bath twin built in 1910 offers 1,288 square feet of living space across 2.5 stories on a 14' x 170' lot with public water and sewer. This property will require significant renovation, including updates to electrical, heating, and plumbing systems. Ideal for investors looking for a project or a buyer willing to put in the work and create value over time. Whether you're searching for your next fix-and-flip, rental opportunity, or an affordable first home to renovate to your taste, this property presents potential at an approachable price point. Bring your vision and make it your own.

8. 2025-07-31
   historical
9. 2025-04-02
   listed $110,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,137 · $95/mo
• Projected year-2 tax: $1,137 · $95/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,552
• − Mortgage interest: −$3,333
• − Property taxes: −$1,137
• − Insurance: −$298
• − Repairs & maintenance: −$1,404
• − Management: −$1,404
• − Depreciation: −$1,731
• Taxable income: $8,245
• Est. tax owed @ 24.0%: −$1,979
• After-tax cash flow: $6,708/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pottsville Area SD
• NCES district ID: 4219710
• Math proficiency: 29% ▼ -14.00%
• Reading proficiency: 46% ▼ -12.00%
• Median HH income: $39,157
• Composite: 31.32/100
• National rank: #6002
• State rank: #395 of 539 in PA

Livability — Pottsville

• Score: 75/100
• State rank: #442
• US rank: #4025

Category grades

Amenities A+ Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pottsville, PA
• County: Schuylkill County · 22,371 people
• Metro: Pottsville, PA
• Population (ZIP): 22,371
• Household income: $62,484
• Rent vs Own: 29.9% rent · 70.1% own
• Severe rent burden: 622.0

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 5% Two or more races 3% Black 2%
• Common ancestry: Romanian 9% Iranian 5% Subsaharan African 3%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 2% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.14%
• Current HPI: 200.6516
• Rent YoY: ▲ 5.70%
• Metro: Pottsville, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-56.8% since first listed

9 events — show timeline

• 2026-05-11 Sold (MLS) $47,500 BRIGHT MLS
• 2026-04-01 Pending — GLVRMLS
• 2026-04-01 Pending — BRIGHT MLS
• 2026-03-16 Price Changed $59,500 BRIGHT MLS
• 2026-03-16 Price Changed $59,500 GLVRMLS
• 2026-02-19 Listed $69,500 GLVRMLS
• 2026-02-19 Listed $69,500 BRIGHT MLS
• 2025-07-31 Listing Removed — BRIGHT MLS
• 2025-04-02 Listed $110,000 BRIGHT MLS

Property tax history

+3.1%/yr

Latest (2025): $1,137 · +8.6% YoY. Source: county tax records.