433 Bellaire Ave · Dayton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +15.0/15.0
- DSCR +5.9/10.0
- 1% rule +5.2/10.0
- Rent growth +3.7/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming 3-bedroom, 1-bathroom Cape Cod in the heart of the desirable Belmont neighborhood. This 1,147 sq. ft. home offers a character-rich interior with a functional main-floor layout and a private second-story bedroom or flexible loft space. The property is built on a crawl space with a partial basement section, providing the necessary utility access and extra storage space without the maintenance of a full subterranean level. Outside, you’ll find a rare 0.23-acre lot—nearly double the size of many neighboring parcels—featuring a fully fenced backyard and a private driveway. Perfectly situated near the University of Dayton, local parks, and the vibrant Watervliet dining scene, this home combines classic 1920s charm with a hard-to-find expansive outdoor retreat.
Key facts
- Crawl space
- Partial basement
- 0.23-acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $138 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $140k).
- Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
- Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.8%/yr); 106 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $55k; list at $140k implies a 154% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 7.48%
- Cash-on-cash
- 4.24%
- DSCR
- 1.19
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $176,357
- List price
- $139,900
- Delta
- -20.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 606 Morse Ave | 0.17mi | 3/2.5 | 1,152 (+0%) | 1mo | $182,000 | $158 | 85 |
| 1015 Croyden Dr | 0.23mi | 3/2.0 | 1,184 (+3%) | 0mo | $200,000 | $169 | 80 |
| 925 Croyden Dr | 0.28mi | 3/1.0 | 1,209 (+5%) | 1mo | $205,000 | $170 | 77 |
| 603 Hampshire Rd | 0.40mi | 3/1.5 | 1,160 (+1%) | 1mo | $219,900 | $190 | 77 |
| 2307 S Smithville Rd | 0.54mi | 3/1.0 | 1,152 (+0%) | 1mo | $165,000 | $143 | 73 |
| 307 Watervliet Ave | 0.48mi | 2/1.0 (-1) | 1,146 (-0%) | 2mo | $149,900 | $131 | 71 |
| 1525 Patterson Rd | 0.64mi | 3/1.0 | 1,142 (-0%) | 0mo | $183,000 | $160 | 69 |
| 561 Kling Dr | 0.69mi | 3/1.0 | 1,126 (-2%) | 1mo | $205,777 | $183 | 64 |
| 2348 Fauver Ave | 0.47mi | 2/2.0 (-1) | 1,080 (-6%) | 1mo | $200,000 | $185 | 59 |
| 3605 Woodbine Ave | 0.53mi | 3/1.0 | 1,284 (+12%) | 1mo | $135,000 | $105 | 54 |
| 541 Watervliet Ave | 0.38mi | 2/2.0 (-1) | 1,000 (-13%) | 1mo | $175,000 | $175 | 51 |
| 2828 Dwight Ave | 0.60mi | 3/1.0 | 1,308 (+14%) | 2mo | $187,000 | $143 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.82% rent growth · sell at horizon
- IRR
- -7.6%
- Equity multiple
- 0.71×
- Total profit
- $-11,171
- Equity at exit
- $20,860
- IRR
- 4.2%
- Equity multiple
- 1.33×
- Total profit
- $13,059
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45420
- Rents YoY
- 4.8%
- Active inventory
- 106
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,424 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$195 /mo · $2,335/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$299
- Net cashflow
- $138
Break-even live
Sensitivity live
| Price | -10% $218 | -5% $178 | +0% $138 | +5% $99 | +10% $59 |
|---|---|---|---|---|---|
| Rent | -10% $26 | -5% $82 | +0% $138 | +5% $195 | +10% $251 |
| Rate | -1.0pp $209 | -0.5pp $174 | base $138 | +0.5pp $102 | +1.0pp $65 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1053 Wilmington Ave Dayton, OH | 2.0–3.0 | 1.0–1.5 | 1025 | $1,495 | $1.46 | 3d | 5 | 0.30mi |
| 1121 Colwick Dr Dayton, OH | 3.0 | 2.0 | 1272 | $1,875 | $1.47 | 22d | 1 | 0.30mi |
| 1059 Wilmington Ave Unit 1059 1 Dayton, OH | 3.0 | 1.5 | 1100 | $1,495 | $1.36 | 44d | 1 | 0.31mi |
| 906 Nordale Ave Dayton, OH | 3.0 | 2.0 | 1262 | $2,200 | $1.74 | 44d | 1 | 0.31mi |
| 922 Wilmington Ave Dayton, OH | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 24d | 1 | 0.33mi |
| 2416 Brookline Ave Dayton, OH | 2.0 | 1.0 | 806 | $895 | $1.11 | 3d | 1 | 0.34mi |
| 933 Wilmington Ave Dayton, OH | 1.0–2.0 | 1.0–1.5 | 802 | $980 | $1.22 | 3d | 8 | 0.35mi |
| 1238 Colwick Dr Dayton, OH | 2.0 | 1.0 | 786 | $1,250 | $1.59 | 11d | 1 | 0.41mi |
| 737 Wilmington Ave Dayton, OH | 2.0 | 1.0 | 1000 | $950 | $0.95 | 24d | 1 | 0.45mi |
| 809 Patterson Rd Dayton, OH | 2.0 | 1.0–1.5 | 895 | $1,075 | $1.20 | 3d | 7 | 0.45mi |
| 2029 Brookline Ave Dayton, OH | 2.0 | 1.0 | 990 | $1,270 | $1.28 | 14d | 1 | 0.62mi |
| 3311 S Smithville Rd Dayton, OH | 3.0 | 1.0 | 1019 | $1,295 | $1.27 | 44d | 1 | 0.62mi |
| 2212 Fauver Ave Dayton, OH | 3.0 | 1.0 | 1300 | $1,795 | $1.38 | 44d | 1 | 0.64mi |
| 344 Firwood Dr Dayton, OH | 1.0–3.0 | 1.0–1.5 | 739 | $1,350 | $1.83 | 3d | 15 | 0.70mi |
| 1905 Coventry Rd Dayton, OH | 2.0 | 1.0 | 1000 | $1,250 | $1.25 | 24d | 1 | 0.78mi |
| 2600 Wayne Ave Dayton, OH | 4.0 | 1.5 | 1328 | $1,500 | $1.13 | 24d | 1 | 0.79mi |
| 2850 Hazel Ave Unit 1496064P Dayton, OH | 3.0 | 2.0 | 850 | $6,259 | $7.36 | 19d | 1 | 0.79mi |
| 1410 Phillips Ave Unit 1 Dayton, OH | 2.0 | 1.0 | 1000 | $950 | $0.95 | 44d | 1 | 0.83mi |
| 3603 S Smithville Rd Kettering, OH | 2.0 | 1.0 | 950 | $1,100 | $1.16 | 24d | 1 | 0.86mi |
| 1828 Hazel Ave Dayton, OH | 2.0 | 1.0 | 960 | $1,435 | $1.49 | 3d | 1 | 0.87mi |
| 2274 Broadmoor Dr Dayton, OH | 3.0 | 1.5 | 1188 | $2,145 | $1.81 | 3d | 1 | 0.93mi |
| 2112 Patterson Rd Dayton, OH | 3.0 | 1.0 | 1008 | $1,425 | $1.41 | 3d | 1 | 0.97mi |
| 2526 Kennedy Ave Dayton, OH | 3.0 | 1.0 | 1232 | $1,300 | $1.06 | 44d | 1 | 0.98mi |
| 2306 Alice St Dayton, OH | 3.0 | 1.0 | 918 | $1,200 | $1.31 | 3d | 1 | 1.01mi |
| 4253 Pleasant View Ave Dayton, OH | 3.0 | 2.0 | 1440 | $1,695 | $1.18 | 44d | 1 | 1.02mi |
| 4249 Pleasant View Ave Dayton, OH | 3.0 | 2.0 | 1440 | $1,695 | $1.18 | 44d | 1 | 1.02mi |
| 2308 Wayne Ave Dayton, OH | 2.0 | 1.0 | 800 | $895 | $1.12 | 44d | 1 | 1.03mi |
| 440 Lonsdale Ave #1 Dayton, OH | 2.0 | 1.0 | 1050 | $1,450 | $1.38 | 11d | 1 | 1.04mi |
| 313 Illinois Ave Dayton, OH | 3.0 | 1.0 | 1142 | $975 | $0.85 | 3d | 1 | 1.11mi |
| 920 E Stewart St Dayton, OH | 4.0 | 1.0 | 1322 | $1,425 | $1.08 | 44d | 1 | 1.11mi |
| 2200 Wayne Ave Dayton, OH | 2.0 | 1.0 | 748 | $975 | $1.30 | 3d | 1 | 1.11mi |
| 534 Beckman St Dayton, OH | 3.0 | 2.0 | 1452 | $1,400 | $0.96 | 3d | 1 | 1.13mi |
| 2132 Wayne Ave Dayton, OH | 3.0 | 2.0 | 1484 | $1,350 | $0.91 | 3d | 1 | 1.13mi |
| 1101 Phillips Ave Unit 1101 Dayton, OH | 3.0 | 1.5 | 1300 | $1,450 | $1.12 | 44d | 1 | 1.17mi |
| 136 Indiana Ave Dayton, OH | 3.0 | 1.0 | 1194 | $1,250 | $1.05 | 24d | 1 | 1.22mi |
| 1901 Shroyer Rd Oakwood, OH | 2.0 | 2.0 | 1262 | $2,000 | $1.58 | 3d | 1 | 1.24mi |
| 854 Santa Cruz Ave Dayton, OH | 3.0 | 1.0 | 1060 | $1,300 | $1.23 | 44d | 1 | 1.25mi |
| 1430 Coventry Rd Dayton, OH | 2.0 | 1.0 | 1106 | $1,125 | $1.02 | 14d | 1 | 1.32mi |
| 20 Lucerne Ave Dayton, OH | 3.0 | 1.0 | 1378 | $1,200 | $0.87 | 44d | 1 | 1.33mi |
| 1520 S Smithville Rd Dayton, OH | 3.0 | 2.0 | 1481 | $1,345 | $0.91 | 3d | 1 | 1.33mi |
Listing history 29 events
-
2026-06-14statusdays on market $139,900 Pending 52 DOM
-
2026-06-13days on market $139,900 Active 51 DOM
-
2026-06-10days on market $139,900 Active 49 DOM
-
2026-06-09days on market $139,900 Active 48 DOM
-
2026-06-08days on market $139,900 Active 47 DOM
-
2026-06-07pricedays on market $139,900 Active 46 DOM
-
2026-06-05days on market $149,900 Active 43 DOM
-
2026-06-03days on market $149,900 Active 42 DOM
-
2026-06-02days on market $149,900 Active 41 DOM
-
2026-06-01days on market $149,900 Active 40 DOM
-
2026-05-31days on market $149,900 Active 39 DOM
-
2026-04-22$149,900 Active 807-char remark
Show marketing remark (807 chars)
Welcome to this charming 3-bedroom, 1-bathroom Cape Cod in the heart of the desirable Belmont neighborhood. This 1,147 sq. ft. home offers a character-rich interior with a functional main-floor layout and a private second-story bedroom or flexible loft space. The property is built on a crawl space with a partial basement section, providing the necessary utility access and extra storage space without the maintenance of a full subterranean level. Outside, you’ll find a rare 0.23-acre lot—nearly double the size of many neighboring parcels—featuring a fully fenced backyard and a private driveway. Perfectly situated near the University of Dayton, local parks, and the vibrant Watervliet dining scene, this home combines classic 1920s charm with a hard-to-find expansive outdoor retreat.
-
2020-03-09soldstatus $55,000 Closed 1008-char remark
Show marketing remark (1008 chars)
Solid value in a Great neighborhood. This Cape Cod is perfect for the First Time Home Owner!HUD Case #411-480019 FHA IE Insured Escrow, 203K Rehab Money Eligible!$100 down FHA Program Eligible! Bring your decorating skills and Design to Your Taste! Call today for more information and a private showing. Won't last long. All properties are Sold As Is. Information has not been verified, is not guaranteed and subject to change. Generally, there are no property disclosures. Buyer Must Rely On Own Inspections. EHO-"Equal Housing Opportunity". A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action HUD becomes the property owner and offers it for sale. You must show ability to pay for the property via a pre-approval letter from a qualified lender or proof of funds to bid. HUD homes are sold through licensed realtors only via an online sealed bid process. Once your bid has been accepted by HUD you have 15 days to complete full property inspections
-
2020-03-09soldstatus $55,000 Sold 1008-char remark
Show marketing remark (1008 chars)
Solid value in a Great neighborhood. This Cape Cod is perfect for the First Time Home Owner!HUD Case #411-480019 FHA IE Insured Escrow, 203K Rehab Money Eligible!$100 down FHA Program Eligible! Bring your decorating skills and Design to Your Taste! Call today for more information and a private showing. Won't last long. All properties are Sold As Is. Information has not been verified, is not guaranteed and subject to change. Generally, there are no property disclosures. Buyer Must Rely On Own Inspections. EHO-"Equal Housing Opportunity". A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action HUD becomes the property owner and offers it for sale. You must show ability to pay for the property via a pre-approval letter from a qualified lender or proof of funds to bid. HUD homes are sold through licensed realtors only via an online sealed bid process. Once your bid has been accepted by HUD you have 15 days to complete full property inspections
-
2020-01-31status Pending 1008-char remark
Show marketing remark (1008 chars)
Solid value in a Great neighborhood. This Cape Cod is perfect for the First Time Home Owner!HUD Case #411-480019 FHA IE Insured Escrow, 203K Rehab Money Eligible!$100 down FHA Program Eligible! Bring your decorating skills and Design to Your Taste! Call today for more information and a private showing. Won't last long. All properties are Sold As Is. Information has not been verified, is not guaranteed and subject to change. Generally, there are no property disclosures. Buyer Must Rely On Own Inspections. EHO-"Equal Housing Opportunity". A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action HUD becomes the property owner and offers it for sale. You must show ability to pay for the property via a pre-approval letter from a qualified lender or proof of funds to bid. HUD homes are sold through licensed realtors only via an online sealed bid process. Once your bid has been accepted by HUD you have 15 days to complete full property inspections
-
2019-12-18$78,000 Active 1008-char remark
Show marketing remark (1008 chars)
Solid value in a Great neighborhood. This Cape Cod is perfect for the First Time Home Owner!HUD Case #411-480019 FHA IE Insured Escrow, 203K Rehab Money Eligible!$100 down FHA Program Eligible! Bring your decorating skills and Design to Your Taste! Call today for more information and a private showing. Won't last long. All properties are Sold As Is. Information has not been verified, is not guaranteed and subject to change. Generally, there are no property disclosures. Buyer Must Rely On Own Inspections. EHO-"Equal Housing Opportunity". A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action HUD becomes the property owner and offers it for sale. You must show ability to pay for the property via a pre-approval letter from a qualified lender or proof of funds to bid. HUD homes are sold through licensed realtors only via an online sealed bid process. Once your bid has been accepted by HUD you have 15 days to complete full property inspections
-
2017-09-30historical
-
2017-04-18price $74,900
-
2017-01-16price $77,900
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2016-12-19$79,000 Active
-
2016-12-13historical
-
2016-08-29price $79,900
-
2016-06-20$81,999 Active
-
2009-01-08soldstatus $77,000
-
2008-09-03soldstatus $77,000
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1998-05-06soldstatus $47,347
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1988-08-22soldstatus $38,900
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1988-08-05soldstatus $31,000
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1985-06-01soldstatus $33,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $2,335 · $195/mo
- Projected year-2 tax
- $2,335 · $195/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,086
- − Mortgage interest
- −$7,837
- − Property taxes
- −$2,335
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,367
- − Management
- −$1,367
- − Depreciation
- −$4,070
- Taxable loss
- −$588
- Est. tax savings @ 24.0%
- +$141
- After-tax cash flow
- $1,801/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton City
- NCES district ID
- 3904384
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $28,688
- Composite
- 12.94/100
- National rank
- #9579
- State rank
- #641 of 656 in OH
Livability — Dayton
- Score
- 65/100
- State rank
- #716
- US rank
- #12895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dayton, OH
- County
- Montgomery County · 459,541 people
- City population
- 164,387
- Metro
- Dayton-Kettering, OH
- Population (ZIP)
- 24,411
- Household income
- $60,588
- Rent vs Own
- Severe rent burden
- 856.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 523,241 people
- By 2030
- 514,948 · -1.6%
- By 2040
- 493,378 · -5.7%
- By 2050
- 469,639 · -10.2%
- By 2075
- 418,360 · -20.0%
- By 2100
- 353,315 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Black 7% Two or more races 6% Hispanic / Latino 3% Asian 3%
- Common ancestry
- Lithuanian 3% Slovak 2% Italian 2%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 93% English-only · Other Indo-European 2% Spanish 2% Chinese 0%
Political lean MEDSL · Montgomery
- 2024 margin
- Toss-up / Even · D 49.8% · R 49.3%
- 2008→2024 swing
- -5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
- All cycles
- 2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -192.56%
- Current HPI
- 241.6543
- Rent YoY
- ▲ 4.82%
- Metro
- Dayton-Kettering, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+342.2% since first listed18 events — show timeline
- 2026-04-22 Listed $149,900 Dayton MLS
- 2020-03-09 Sold (MLS) $55,000 Dayton MLS
- 2020-03-09 Sold (MLS) $55,000 Dayton MLS
- 2020-01-31 Pending — Dayton MLS
- 2019-12-18 Listed $78,000 Dayton MLS
- 2017-09-30 Listing Removed — Dayton MLS
- 2017-04-18 Price Changed $74,900 Dayton MLS
- 2017-01-16 Price Changed $77,900 Dayton MLS
- 2016-12-19 Listed $79,000 Dayton MLS
- 2016-12-13 Listing Removed — Dayton MLS
- 2016-08-29 Price Changed $79,900 Dayton MLS
- 2016-06-20 Listed $81,999 Dayton MLS
- 2009-01-08 Sold (Public Records) $77,000 Public Records
- 2008-09-03 Sold (Public Records) $77,000 Public Records
- 1998-05-06 Sold (Public Records) $47,347 Public Records
- 1988-08-22 Sold (Public Records) $38,900 Public Records
- 1988-08-05 Sold (Public Records) $31,000 Public Records
- 1985-06-01 Sold (Public Records) $33,900 Public Records
Property tax history
+1.1%/yrLatest (2025): $2,335 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…