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5305 S Maple Pl
D- Composite 35.3
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +5.1/15.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • DSCR +3.4/10.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$275,000

5305 S Maple Pl · Broken Arrow, OK 74011
3 bd · 2.0 ba · 1,526 sqft · SingleFamily public records · 37 Days on market
Built 1999 8,039 sqft lot Est $261k · 5% over $17/mo HOA · 1% of rent ↓ 35% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fabulous home w/ tons of updates! Spectacular kitchen w/ georgous beamed ceiling, new ss appliances w/ 5 burner stove, new hardwoods thruout, professional landscaping, new roof, hw tank, light fixtures, and ceiling fans. Nice backyard w/ koi pond. Must see

Key facts

  • Brand-new flooring
  • Gorgeous kitchen
  • Brick home

Tags

BRICK HOMENEW INTERIOR PAINTBRAND-NEW FLOORINGGORGEOUS KITCHENGRANITE COUNTERTOPSLARGE ISLAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-80 ($-955/yr) — negative.
  • To cash-flow at today's rent, offer at most $261k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (22.5% below list).
  • Recommended offer: $213k (22.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.1%/yr); 381 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $138k; list at $275k implies a 99% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,146 (22.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.95%
Cash-on-cash
-1.24%
DSCR
0.94
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$260,946
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5305 S Maple Pl 0.00mi 3/2.0 1,526 (0%) 1mo $270,000 $177 99
1305 E Durham St 0.42mi 3/2.0 1,532 (+0%) 1mo $265,000 $173 79
5613 S Juniper Ave 0.23mi 3/2.5 1,652 (+8%) 4mo $191,051 $116 70
1105 W Durham St 0.57mi 3/2.0 1,478 (-3%) 1mo $225,000 $152 68
4511 S Narcissus Ave 0.64mi 3/2.0 1,485 (-3%) 8mo $254,000 $171 59
5105 S Lions Ave 0.28mi 3/2.0 1,317 (-14%) 6mo $225,000 $171 59
4508 S Ironwood Ave 0.70mi 3/2.0 1,449 (-5%) 1mo $245,000 $169 58
4500 S Hickory Ave 0.75mi 3/2.0 1,557 (+2%) 7mo $245,000 $157 56
4901 S Lions Ave 0.36mi 3/2.0 1,316 (-14%) 8mo $247,000 $188 53
1113 W Durham St 0.54mi 3/2.0 1,320 (-14%) 2mo $225,000 $170 50
1116 W Birmingham St 0.63mi 3/2.0 1,340 (-12%) 1mo $195,000 $146 49
1706 W Austin Pl 0.68mi 3/2.0 1,716 (+12%) 2mo $299,900 $175 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.39×
Total profit
$-47,321
Equity at exit
$41,003
10-year hold
IRR
-7.5%
Equity multiple
0.51×
Total profit
$-38,032
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74011

Rents YoY
4.1%
Active inventory
381
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,131 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$190 /mo · $2,277/yr
Insurance
$115
HOA
$17
Vacancy / Maint / Mgmt
$448
Net cashflow
$-80

Break-even live

Break-even rent $2,232
Max offer price $260,938
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1110 W Birmingham Pl Broken Arrow, OK 3.0 2.0 1282 $1,750 $1.37 3d 1 0.61mi
4623 S Chestnut Ave Broken Arrow, OK 4.0 3.0 2023 $3,800 $1.88 19d 1 0.76mi
4610 S Aspen Ave Broken Arrow, OK 1.0–2.0 1.0–2.0 980 $1,781 $1.82 1d 36 0.77mi
4801 S Elm Pl Broken Arrow, OK 1.0–2.0 1.0–2.0 1028 $1,729 $1.68 1d 8 0.79mi
2602 W Tucson St Broken Arrow, OK 1.0–2.0 1.0–2.5 1028 $1,884 $1.83 1d 19 0.88mi
6308 S 1st Pl Broken Arrow, OK 3.0 2.0 1600 $3,400 $2.12 16d 1 1.11mi
7313 S Walnut Ave Broken Arrow, OK 3.0 2.0 1600 $1,990 $1.24 10d 1 1.25mi
4325 S Ash Ave Broken Arrow, OK 4.0 2.0 1400 $1,578 $1.13 21d 1 1.29mi
2242 W Quantico St Broken Arrow, OK 3.0 2.5 1296 $1,395 $1.08 23d 1 1.34mi
304 W Quantico St Broken Arrow, OK 2.0 2.0 1110 $1,050 $0.95 16d 1 1.42mi
2008 W Huntsville Pl Broken Arrow, OK 3.0 2.0 1568 $2,100 $1.34 3d 1 1.50mi

HOA detail

Monthly dues
$17 · $204/yr
Likely covers
landscaping

Listing history 13 events

  1. 2026-02-09
    status Pending
  2. 2026-01-03
    listed $275,000 Active
  3. 2010-08-31
    soldstatus $138,000
  4. 2010-08-27
    soldstatus $138,000 257-char remark
    Show marketing remark (257 chars)

    Fabulous home w/ tons of updates! Spectacular kitchen w/ georgous beamed ceiling, new ss appliances w/ 5 burner stove, new hardwoods thruout, professional landscaping, new roof, hw tank, light fixtures, and ceiling fans. Nice backyard w/ koi pond. Must see

  5. 2010-07-23
    historical 257-char remark
    Show marketing remark (257 chars)

    Fabulous home w/ tons of updates! Spectacular kitchen w/ georgous beamed ceiling, new ss appliances w/ 5 burner stove, new hardwoods thruout, professional landscaping, new roof, hw tank, light fixtures, and ceiling fans. Nice backyard w/ koi pond. Must see

  6. 2010-05-24
    listed $142,900 257-char remark
    Show marketing remark (257 chars)

    Fabulous home w/ tons of updates! Spectacular kitchen w/ georgous beamed ceiling, new ss appliances w/ 5 burner stove, new hardwoods thruout, professional landscaping, new roof, hw tank, light fixtures, and ceiling fans. Nice backyard w/ koi pond. Must see

  7. 2006-05-08
    soldstatus $125,000
  8. 2006-04-28
    soldstatus $125,000 287-char remark
    Show marketing remark (287 chars)

    Picture perfect!Large, open liv; vltd cross-beam kit open to liv & din; eating bar & pantry; huge mstr w/ bay window; mstr bath w/ whirlpool, sep shower, his & her closests, dbl sinks & skylight; walk-ins in all br's; ceramic tile; goldfish pond; immaculate cond!

  9. 2006-03-31
    historical 287-char remark
    Show marketing remark (287 chars)

    Picture perfect!Large, open liv; vltd cross-beam kit open to liv & din; eating bar & pantry; huge mstr w/ bay window; mstr bath w/ whirlpool, sep shower, his & her closests, dbl sinks & skylight; walk-ins in all br's; ceramic tile; goldfish pond; immaculate cond!

  10. 2006-03-12
    listed $129,900 287-char remark
    Show marketing remark (287 chars)

    Picture perfect!Large, open liv; vltd cross-beam kit open to liv & din; eating bar & pantry; huge mstr w/ bay window; mstr bath w/ whirlpool, sep shower, his & her closests, dbl sinks & skylight; walk-ins in all br's; ceramic tile; goldfish pond; immaculate cond!

  11. 2004-11-09
    soldstatus $123,500
  12. 1999-03-22
    soldstatus $106,000
  13. 1998-03-20
    soldstatus $420,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,277 · $190/mo
Projected year-2 tax
$2,475 · $206/mo
Expected delta
+$198/yr (+$16/mo · 8.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,578
− Mortgage interest
−$15,404
− Property taxes
−$2,277
− Insurance
−$1,375
− Repairs & maintenance
−$2,046
− Management
−$2,046
− HOA
−$204
− Depreciation
−$8,000
Taxable loss
−$5,775
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,386
After-tax cash flow
$431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
33,900
Household income
$99,157
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
389.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.15%
Current HPI
210.8302
Rent YoY
▲ 4.09%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-34.5% since first listed
13 events — show timeline
  • 2026-02-09 Pending MLS Technology, Inc.
  • 2026-01-03 Listed $275,000 MLS Technology, Inc.
  • 2010-08-31 Sold (Public Records) $138,000 Public Records
  • 2010-08-27 Sold (MLS) $138,000 MLS Technology, Inc.
  • 2010-07-23 Listing Removed MLS Technology, Inc.
  • 2010-05-24 Listed $142,900 MLS Technology, Inc.
  • 2006-05-08 Sold (Public Records) $125,000 Public Records
  • 2006-04-28 Sold (MLS) $125,000 MLS Technology, Inc.
  • 2006-03-31 Listing Removed MLS Technology, Inc.
  • 2006-03-12 Listed $129,900 MLS Technology, Inc.
  • 2004-11-09 Sold (Public Records) $123,500 Public Records
  • 1999-03-22 Sold (Public Records) $106,000 Public Records
  • 1998-03-20 Sold (Public Records) $420,000 Public Records

Property tax history

+1.9%/yr

Latest (2025): $2,277 · +11.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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