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8168 Valley View Dr Multi-family
C- Composite 51.94
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +5.2/10.0
  • Rent growth +5.0/5.0
  • Livability +4.0/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$449,000

8168 Valley View Dr · El Paso, TX 79907
None bd · None ba · 3,000 sqft · MultiFamily public records · 28 Days on market
Built 1960 0.51 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks

Attention Investors! Multifamily property located in a prime, quiet area situated on a 0.51-acre lot with potential for additional development. Main house features approximately 810 sq ft of living space with 2 bedrooms, 1 bathroom, xeriscape front yard, mini-split cooling unit, and garage. Four apartment units each offer approximately 750 sq ft of living space with 2 bedrooms, 1 bathroom, ceiling fans, refrigerator, gas stove, and individual wood-fenced yards. Convenient access to Yarbrough Rd & Loop 375. Within walking distance to J. P. Shawver Park.

Key facts

  • Multifamily property
  • Xeriscape front yard
  • 0.51 acre lot

Tags

MULTIFAMILY PROPERTYXERISCAPE FRONT YARDMINI-SPLIT COOLING UNITINDIVIDUAL WOOD-FENCED YARDS

Property features AI

Finance

  • Other: Special listing conditions: see remarks

Exterior

  • Parking: On-street parking; One space per unit; See remarks for additional parking details
  • Utilities: All city utilities
  • Home design: House plus unit(s) (multi-unit property)
  • Construction: Stucco construction; Composition pitched roof; Total building area approximately 3,810
  • Exterior features: Stucco exterior; Pitched composition roof; Lot is approximately 0.51 acre

Interior

  • Kitchen: Refrigerator; Free‑standing gas oven; See remarks for additional appliances
  • Bedrooms: Total of 5 units (multi-unit property)
  • Flooring: Carpet; Hardwood; Vinyl
  • Heating & cooling: Forced air heating; Evaporative cooling; Ceiling fans
  • Interior features: Carpet, hardwood, and vinyl flooring throughout; Ceiling fans; See remarks for additional interior details

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a multifamily listed at $449k.

Deal economics

  • At list price, monthly cash flow is $475 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $449k).
  • Recommended offer: $442k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • Ysleta ISD (urban): math 27% / reading 35% proficiency, ranked #626 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Del Valle H S (math 48% / reading 41%, grade F, #652 of 1,632 statewide, top 43%, 1,957 students, 78% FRL).
  • Zoned-school proficiency averages 44% at this address vs 31% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Ysleta ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+11.8%/yr); 103 active listings in the ZIP; lower-income renter base — watch delinquency; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • At $4,593/mo this rent would consume 132% of the median local household income ($42k/yr) (locally 1390% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $126k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($442k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $79k; list at $449k implies a 468% gain — meaningful room to come down on a strong offer.
Recommended offer $442,265 (1.5% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.02%
Cap rate
7.56%
Cash-on-cash
4.54%
DSCR
1.20
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-3.7%
Equity multiple
0.86×
Total profit
$-18,119
Equity at exit
$66,947
10-year hold
IRR
11.1%
Equity multiple
2.07×
Total profit
$134,078
Equity at exit
$38,821

Cash invested: $125,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79907

Home prices YoY
-9.8%
Rents YoY
11.8%
Active inventory
103
Price-to-rent
40.7×

Monthly cashflow live

Estimated rent
$4,593 medium interval (Pro) →
Mortgage (P&I)
$2,355
Tax from tax record
$612 /mo · $7,339/yr
Insurance
$187
HOA
$0
Vacancy / Maint / Mgmt
$965
Net cashflow
$475

Break-even live

Break-even rent $3,991
Max offer price $449,000
Occupancy floor 85%

Sensitivity live

Price -10% $729 -5% $602 +0% $475 +5% $348 +10% $221
Rent -10% $112 -5% $294 +0% $475 +5% $657 +10% $838
Rate -1.0pp $701 -0.5pp $589 base $475 +0.5pp $359 +1.0pp $240

5-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (5 units) $4,593

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$112,250
Closing costs
$13,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-18
    days on market $449,000 Active 28 DOM
  2. 2026-06-17
    days on market $449,000 Active 27 DOM
  3. 2026-06-16
    days on market $449,000 Active 26 DOM
  4. 2026-06-15
    days on market $449,000 Active 25 DOM
  5. 2026-06-13
    days on market $449,000 Active 23 DOM
  6. 2026-06-10
    days on market $449,000 Active 20 DOM
  7. 2026-06-09
    days on market $449,000 Active 19 DOM
  8. 2026-06-08
    days on market $449,000 Active 18 DOM
  9. 2026-06-07
    days on market $449,000 Active 17 DOM
  10. 2026-06-05
    days on market $449,000 Active 14 DOM
  11. 2026-06-03
    days on market $449,000 Active 13 DOM
  12. 2026-06-03
    days on market $449,000 Active 12 DOM
  13. 2026-06-01
    days on market $449,000 Active 11 DOM
  14. 2026-05-31
    days on market $449,000 Active 10 DOM
  15. 2026-03-03
    listed $449,000 Active
  16. 2023-01-18
    soldstatus
  17. 2022-12-23
    status Pending
  18. 2022-12-01
    listed $275,000 Active
  19. 2005-04-01
    soldstatus
  20. 2005-03-08
    historical
  21. 2004-08-23
    listed $130,000
  22. 2001-08-07
    listed $95,000
  23. 1990-06-08
    soldstatus $79,000
  24. 1989-11-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$7,339 · $612/mo
Projected year-2 tax
$8,217 · $685/mo
Expected delta
+$878/yr (+$73/mo · 12.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$55,116
− Mortgage interest
−$25,151
− Property taxes
−$7,339
− Insurance
−$2,245
− Repairs & maintenance
−$4,409
− Management
−$4,409
− Depreciation
−$13,062
Taxable loss
−$1,499
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$360
After-tax cash flow
$6,062/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ysleta ISD
NCES district ID
4846680
Math proficiency
27% ▼ -31.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$35,826
Composite
25.65/100
National rank
#7400
State rank
#626 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
46,365
Household income
$41,617
Rent vs Own
40.7% rent · 59.3% own
Severe rent burden
1390.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (94%)
Race & ethnicity
Hispanic / Latino 94% Two or more races 42% White 4% Native American 1% Black 1%
Hispanic origin (detail)
Mexican 90%
Foreign-born
28% · Canada
Languages at home
21% English-only · Spanish 78%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.34%
Current HPI
251.9374
Rent YoY
▲ 11.79%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+468.4% since first listed
10 events — show timeline
  • 2026-03-03 Listed $449,000 GEPARMLS
  • 2023-01-18 Sold (Public Records) Public Records
  • 2022-12-23 Pending GEPARMLS
  • 2022-12-01 Listed $275,000 GEPARMLS
  • 2005-04-01 Sold (Public Records) Public Records
  • 2005-03-08 Listing Removed GEPARMLS
  • 2004-08-23 Listed $130,000 GEPARMLS
  • 2001-08-07 Listed $95,000 GEPARMLS
  • 1990-06-08 Sold (Public Records) $79,000 Public Records
  • 1989-11-27 Sold (Public Records) Public Records

Property tax history

+8.8%/yr

Latest (2025): $7,339 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…