19910 Gordon Cooper Dr · Tecumseh, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- DSCR +9.7/10.0
- 1% rule +7.0/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.4/10.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Ready to Make This Home Your Own? Endless Potential on 1 Acre! Situated on a full acre, this property offers room to dream and grow. Featuring a 30x40 shop, multiple storage buildings, and an outdoor storm shelter, there’s space for everything—from hobbies to heavy equipment. The open land provides plenty of room for a pool, cabana, garden, or all three. Inside, the home is priced right and ready for your personal touch, offering 3 bedrooms, 2 bathrooms, and two living areas or flexible spaces to fit your lifestyle. Enjoy relaxing on the covered front porch, plus the convenience of fenced front and back yards and a separate access road leading to the backyard and shop for your p
Key facts
- Open land
- Separate access road
- 30x40 shop
Tags
Property features AI
Finance
- Financial info: Offered as-is; Financing considered: Cash or Conventional
- HOA & community: No mandatory association dues
Exterior
- Parking: 2-car garage
- Utilities: Public utilities; Below-ground storm shelter
- Home design: Single family residence; One-level; Residential property; Existing property
- Construction: Vinyl siding; Composition roof; Slab foundation
- Exterior features: Covered porch; Outbuildings; Rain gutters; Workshop; Chain link fencing; Corner lot
Interior
- Kitchen: Gas range (freestanding); Gas oven (freestanding); Dishwasher
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring; Vinyl flooring
- Bathrooms: 2 full bathrooms
- Interior features: Ceiling fans
- Laundry & utility: Water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $299 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 5.9% in Tecumseh — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#45 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
- Tecumseh (town): math 13% / reading 18% proficiency, ranked #215 of 270 in OK (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Cross Timbers Es (math 12% / reading 15%, grade F, #642 of 845 statewide, top 76%, 409 students, 0% FRL); Tecumseh Hs (math 17% / reading 27%, grade F, #222 of 447 statewide, top 52%, 616 students, 0% FRL) — zoned schools average 0% FRL vs 55% district-wide (55 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 100 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 183 units permitted in Pottawatomie County in 2024 (16 in 5+ unit buildings).
Forward outlook
- In year one you build about $11k of equity ($691 loan paydown + $10k appreciation (10.0% local appreciation)).
- Pottawatomie County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 142 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $78k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 9.89%
- Cash-on-cash
- 12.83%
- DSCR
- 1.57
- GRM
- 6.9
CMA / ARV
- ARV (on-the-fly)
- $127,600
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 19903 Prairieview Rd | 0.46mi | 3/2.0 | 1,296 (+12%) | 0mo | $224,900 | $174 | 59 |
| 1106 Foggy Bottom Rd | 0.72mi | 3/2.0 | 1,230 (+6%) | 8mo | $75,000 | $61 | 49 |
| 1201 Dove Hollow Ln | 0.65mi | 3/1.5 | 1,218 (+5%) | 22mo | $134,000 | $110 | 41 |
| 1100 Foggy Btm | 0.69mi | 3/2.0 | 1,316 (+13%) | 6mo | $130,000 | $99 | 41 |
| 911 N Rangeline St | 0.62mi | 2/1.0 (-1) | 1,074 (-7%) | 12mo | $132,000 | $123 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 33.7%
- Equity multiple
- 3.63×
- Total profit
- $73,525
- Equity at exit
- $90,088
- IRR
- 29.1%
- Equity multiple
- 8.20×
- Total profit
- $201,506
- Equity at exit
- $194,278
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74873
- Home prices YoY
- 5.2%
- Active inventory
- 100
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,200 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$82 /mo · $990/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $299
Break-even live
Sensitivity live
| Price | -10% $356 | -5% $328 | +0% $299 | +5% $271 | +10% $243 |
|---|---|---|---|---|---|
| Rent | -10% $205 | -5% $252 | +0% $299 | +5% $347 | +10% $394 |
| Rate | -1.0pp $350 | -0.5pp $325 | base $299 | +0.5pp $274 | +1.0pp $247 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 209 N Rangeline St Tecumseh, OK | 3.0 | 1.0 | 1000 | $1,200 | $1.20 | 11d | 1 | 1.14mi |
Listing history 30 events
-
2026-06-21days on market $100,000 Active 142 DOM
-
2026-06-19days on market $100,000 Active 140 DOM
-
2026-06-18days on market $100,000 Active 139 DOM
-
2026-06-17days on market $100,000 Active 138 DOM
-
2026-06-16days on market $100,000 Active 137 DOM
-
2026-06-15days on market $100,000 Active 136 DOM
-
2026-06-14days on market $100,000 Active 134 DOM
-
2026-06-12days on market $100,000 Active 133 DOM
-
2026-06-09days on market $100,000 Active 130 DOM
-
2026-06-08days on market $100,000 Active 129 DOM
-
2026-06-07days on market $100,000 Active 128 DOM
-
2026-06-02days on market $100,000 Active 123 DOM
-
2026-06-01days on market $100,000 Active 122 DOM
-
2026-05-31days on market $100,000 Active 121 DOM
-
2026-05-30days on market $100,000 Active 120 DOM
-
2026-05-22price $100,000
-
2026-05-04price $102,900
-
2026-04-13price $105,000
-
2026-03-25price $108,900
-
2026-01-30$110,000 Active
-
2026-01-08status Active
-
2025-12-31historical
-
2025-12-26status Pending
-
2025-10-20price $110,000
-
2025-10-02price $115,000
-
2025-09-05$120,000 Active
-
2025-08-23historical
-
2025-06-05price $145,000
-
2025-05-29$125,000 Active
-
2011-08-05soldstatus $77,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $990 · $82/mo
- Projected year-2 tax
- $990 · $83/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,400
- − Mortgage interest
- −$5,602
- − Property taxes
- −$990
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,152
- − Management
- −$1,152
- − Depreciation
- −$2,909
- Taxable income
- $2,095
- Est. tax owed @ 24.0%
- −$503
- After-tax cash flow
- $3,090/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tecumseh
- NCES district ID
- 4029610
- Math proficiency
- 13% ▼ -12.00%
- Reading proficiency
- 18% ▼ -14.00%
- Median HH income
- $43,473
- Composite
- 13.54/100
- National rank
- #9516
- State rank
- #215 of 270 in OK
Livability — Tecumseh
- Score
- 70/100
- State rank
- #45
- US rank
- #8074
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tecumseh, OK
- Population (ZIP)
- 11,033
Population outlook (Pottawatomie County) Hauer SSP2
- Today (2025)
- 76,622 people
- By 2030
- 78,816 · +2.9%
- By 2040
- 82,766 · +8.0%
- By 2050
- 86,031 · +12.3%
- By 2075
- 93,316 · +21.8%
- By 2100
- 95,820 · +25.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Native American 12% Two or more races 9% Hispanic / Latino 4% Black 2%
- Common ancestry
- Lithuanian 3% Slovak 2% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Pottawatomie
- 2024 margin
- Solid R (+47.4) · D 25.2% · R 72.7% · Other 2.1%
- 2008→2024 swing
- -9.1pp toward R · 2008: -38.4pp · 2024: -47.4pp
- All cycles
- 2024: R+47.4 2020: R+46.0 2016: R+46.5 2012: R+38.7 2008: R+38.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 14.18%
- Current HPI
- 286.31
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+29.0% since first listed15 events — show timeline
- 2026-05-22 Price Changed $100,000 MLSOK
- 2026-05-04 Price Changed $102,900 MLSOK
- 2026-04-13 Price Changed $105,000 MLSOK
- 2026-03-25 Price Changed $108,900 MLSOK
- 2026-01-30 Listed $110,000 MLSOK
- 2026-01-08 Relisted — MLSOK
- 2025-12-31 Listing Removed — MLSOK
- 2025-12-26 Pending — MLSOK
- 2025-10-20 Price Changed $110,000 MLSOK
- 2025-10-02 Price Changed $115,000 MLSOK
- 2025-09-05 Listed $120,000 MLSOK
- 2025-08-23 Listing Removed — MLSOK
- 2025-06-05 Price Changed $145,000 MLSOK
- 2025-05-29 Listed $125,000 MLSOK
- 2011-08-05 Sold (Public Records) $77,500 Public Records
Property tax history
+1.1%/yrLatest (2025): $990 · +1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…