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19910 Gordon Cooper Dr
B+ Composite 79.19
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +9.7/10.0
  • 1% rule +7.0/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0

$100,000

19910 Gordon Cooper Dr · Tecumseh, OK 74873
3 bd · 2.0 ba · 1,160 sqft · SingleFamily public records · 142 Days on market
Built 1960 1.00 ac lot Est $128k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Ready to Make This Home Your Own? Endless Potential on 1 Acre! Situated on a full acre, this property offers room to dream and grow. Featuring a 30x40 shop, multiple storage buildings, and an outdoor storm shelter, there’s space for everything—from hobbies to heavy equipment. The open land provides plenty of room for a pool, cabana, garden, or all three. Inside, the home is priced right and ready for your personal touch, offering 3 bedrooms, 2 bathrooms, and two living areas or flexible spaces to fit your lifestyle. Enjoy relaxing on the covered front porch, plus the convenience of fenced front and back yards and a separate access road leading to the backyard and shop for your p

Key facts

  • Open land
  • Separate access road
  • 30x40 shop

Tags

30X40 SHOPOUTDOOR STORM SHELTERFENCED FRONT AND BACK YARDSSEPARATE ACCESS ROADOPEN LAND

Property features AI

Finance

  • Financial info: Offered as-is; Financing considered: Cash or Conventional
  • HOA & community: No mandatory association dues

Exterior

  • Parking: 2-car garage
  • Utilities: Public utilities; Below-ground storm shelter
  • Home design: Single family residence; One-level; Residential property; Existing property
  • Construction: Vinyl siding; Composition roof; Slab foundation
  • Exterior features: Covered porch; Outbuildings; Rain gutters; Workshop; Chain link fencing; Corner lot

Interior

  • Kitchen: Gas range (freestanding); Gas oven (freestanding); Dishwasher
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Interior features: Ceiling fans
  • Laundry & utility: Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $299 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 5.9% in Tecumseh — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#45 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
  • Tecumseh (town): math 13% / reading 18% proficiency, ranked #215 of 270 in OK (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Cross Timbers Es (math 12% / reading 15%, grade F, #642 of 845 statewide, top 76%, 409 students, 0% FRL); Tecumseh Hs (math 17% / reading 27%, grade F, #222 of 447 statewide, top 52%, 616 students, 0% FRL) — zoned schools average 0% FRL vs 55% district-wide (55 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 100 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 183 units permitted in Pottawatomie County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($691 loan paydown + $10k appreciation (10.0% local appreciation)).
  • Pottawatomie County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 142 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
9.89%
Cash-on-cash
12.83%
DSCR
1.57
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$127,600
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19903 Prairieview Rd 0.46mi 3/2.0 1,296 (+12%) 0mo $224,900 $174 59
1106 Foggy Bottom Rd 0.72mi 3/2.0 1,230 (+6%) 8mo $75,000 $61 49
1201 Dove Hollow Ln 0.65mi 3/1.5 1,218 (+5%) 22mo $134,000 $110 41
1100 Foggy Btm 0.69mi 3/2.0 1,316 (+13%) 6mo $130,000 $99 41
911 N Rangeline St 0.62mi 2/1.0 (-1) 1,074 (-7%) 12mo $132,000 $123 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.7%
Equity multiple
3.63×
Total profit
$73,525
Equity at exit
$90,088
10-year hold
IRR
29.1%
Equity multiple
8.20×
Total profit
$201,506
Equity at exit
$194,278

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74873

Home prices YoY
5.2%
Active inventory
100
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,200 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$82 /mo · $990/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$299

Break-even live

Break-even rent $821
Max offer price $100,000
Occupancy floor 70%

Sensitivity live

Price -10% $356 -5% $328 +0% $299 +5% $271 +10% $243
Rent -10% $205 -5% $252 +0% $299 +5% $347 +10% $394
Rate -1.0pp $350 -0.5pp $325 base $299 +0.5pp $274 +1.0pp $247

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
209 N Rangeline St Tecumseh, OK 3.0 1.0 1000 $1,200 $1.20 11d 1 1.14mi

Listing history 30 events

  1. 2026-06-21
    days on market $100,000 Active 142 DOM
  2. 2026-06-19
    days on market $100,000 Active 140 DOM
  3. 2026-06-18
    days on market $100,000 Active 139 DOM
  4. 2026-06-17
    days on market $100,000 Active 138 DOM
  5. 2026-06-16
    days on market $100,000 Active 137 DOM
  6. 2026-06-15
    days on market $100,000 Active 136 DOM
  7. 2026-06-14
    days on market $100,000 Active 134 DOM
  8. 2026-06-12
    days on market $100,000 Active 133 DOM
  9. 2026-06-09
    days on market $100,000 Active 130 DOM
  10. 2026-06-08
    days on market $100,000 Active 129 DOM
  11. 2026-06-07
    days on market $100,000 Active 128 DOM
  12. 2026-06-02
    days on market $100,000 Active 123 DOM
  13. 2026-06-01
    days on market $100,000 Active 122 DOM
  14. 2026-05-31
    days on market $100,000 Active 121 DOM
  15. 2026-05-30
    days on market $100,000 Active 120 DOM
  16. 2026-05-22
    price $100,000
  17. 2026-05-04
    price $102,900
  18. 2026-04-13
    price $105,000
  19. 2026-03-25
    price $108,900
  20. 2026-01-30
    listed $110,000 Active
  21. 2026-01-08
    status Active
  22. 2025-12-31
    historical
  23. 2025-12-26
    status Pending
  24. 2025-10-20
    price $110,000
  25. 2025-10-02
    price $115,000
  26. 2025-09-05
    listed $120,000 Active
  27. 2025-08-23
    historical
  28. 2025-06-05
    price $145,000
  29. 2025-05-29
    listed $125,000 Active
  30. 2011-08-05
    soldstatus $77,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$990 · $82/mo
Projected year-2 tax
$990 · $83/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,400
− Mortgage interest
−$5,602
− Property taxes
−$990
− Insurance
−$500
− Repairs & maintenance
−$1,152
− Management
−$1,152
− Depreciation
−$2,909
Taxable income
$2,095
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$503
After-tax cash flow
$3,090/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tecumseh
NCES district ID
4029610
Math proficiency
13% ▼ -12.00%
Reading proficiency
18% ▼ -14.00%
Median HH income
$43,473
Composite
13.54/100
National rank
#9516
State rank
#215 of 270 in OK

Livability — Tecumseh

Score
70/100
State rank
#45
US rank
#8074

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tecumseh, OK
Population (ZIP)
11,033

Population outlook (Pottawatomie County) Hauer SSP2

Today (2025)
76,622 people
By 2030
78,816 · +2.9%
By 2040
82,766 · +8.0%
By 2050
86,031 · +12.3%
By 2075
93,316 · +21.8%
By 2100
95,820 · +25.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Native American 12% Two or more races 9% Hispanic / Latino 4% Black 2%
Common ancestry
Lithuanian 3% Slovak 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Pottawatomie

2024 margin
Solid R (+47.4) · D 25.2% · R 72.7% · Other 2.1%
2008→2024 swing
-9.1pp toward R · 2008: -38.4pp · 2024: -47.4pp
All cycles
2024: R+47.4 2020: R+46.0 2016: R+46.5 2012: R+38.7 2008: R+38.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 14.18%
Current HPI
286.31
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+29.0% since first listed
15 events — show timeline
  • 2026-05-22 Price Changed $100,000 MLSOK
  • 2026-05-04 Price Changed $102,900 MLSOK
  • 2026-04-13 Price Changed $105,000 MLSOK
  • 2026-03-25 Price Changed $108,900 MLSOK
  • 2026-01-30 Listed $110,000 MLSOK
  • 2026-01-08 Relisted MLSOK
  • 2025-12-31 Listing Removed MLSOK
  • 2025-12-26 Pending MLSOK
  • 2025-10-20 Price Changed $110,000 MLSOK
  • 2025-10-02 Price Changed $115,000 MLSOK
  • 2025-09-05 Listed $120,000 MLSOK
  • 2025-08-23 Listing Removed MLSOK
  • 2025-06-05 Price Changed $145,000 MLSOK
  • 2025-05-29 Listed $125,000 MLSOK
  • 2011-08-05 Sold (Public Records) $77,500 Public Records

Property tax history

+1.1%/yr

Latest (2025): $990 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…