1323 Queens Rd #309 · Charlotte, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.5/15.0
- 1% rule +6.0/10.0
- Livability +3.9/5.0
- Rent growth +3.8/5.0
- Schools +3.8/10.0
- DSCR +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
Key facts
- Hardwood flooring
- Open-concept kitchen
- Private balcony
Tags
Property features AI
Finance
- Other: Building-level restrictions apply
- HOA & community: HOA managed by Cusick Mgmt.; HOA dues are mandatory and required; HOA fee approximately $600.71 per month
Exterior
- Parking: Assigned parking in parking garage; 2-car garage (main level)
- Utilities: City water; Public sewer; Cable available and connected; Electricity connected
- Home design: Residential condominium (mid-rise); Site-built construction; Entry level at level 3; Faces unspecified direction; Three levels
- Construction: Brick full exterior; Slab foundation
- Exterior features: Elevator; Lawn maintenance provided; Outdoor in-ground pool (private); Community outdoor pool; End unit with views; Level, paved and wooded surroundings; Publicly maintained paved/asphalt road
Interior
- Kitchen: Dishwasher; Electric range; Microwave
- Bedrooms: 2 bedrooms on the main level; Bedrooms include ceiling fans and walk-in closet(s)
- Flooring: Hardwood; Tile
- Bathrooms: 2 full bathrooms (main level)
- Heating & cooling: Forced air heating; Central air conditioning; Ceiling fans
- Interior features: Breakfast bar; Walk-in closets; Insulated windows; 7 total rooms
- Laundry & utility: Laundry in common area; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath condo listed at $215k.
Deal economics
- At list price, monthly cash flow is $-106 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $196k (8.7% below list).
- Meets the 1% rule at list price ($2k rent vs $215k).
- Recommended offer: $196k (8.7% below list) — sets the bar for cash-flow.
- Cap rate 5.7% vs local median 3.1% in Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#26 in NC, #2,502 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Charlotte-Mecklenburg Schools (urban): math 42% / reading 46% proficiency, ranked #85 of 178 in NC (top 48%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Eastover Elementary (math 62% / reading 67%, grade B, #147 of 1,410 statewide, top 11%, 347 students, 27% FRL); Myers Park High School (math 81% / reading 75%, grade A-, #85 of 535 statewide, top 16%, 3,593 students, 26% FRL) — zoned schools average 26% FRL vs 49% district-wide (23 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 71% at this address vs 44% district-wide (+27 pts) — the actual schools serving this property are materially stronger than the Charlotte-Mecklenburg Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.4%/yr); 105 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 11,969 units permitted in Mecklenburg County in 2024 (5,377 in 5+ unit buildings).
- This rent is only 13% of the median local income ($217k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Mecklenburg County population projected at +53% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 4y ago; this cycle's ask has dropped $24k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 5.70%
- Cash-on-cash
- -2.12%
- DSCR
- 0.91
- GRM
- 7.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.39% rent growth · sell at horizon
- IRR
- -16.1%
- Equity multiple
- 0.41×
- Total profit
- $-35,466
- Equity at exit
- $32,057
- IRR
- -2.9%
- Equity multiple
- 0.78×
- Total profit
- $-13,196
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 28207
- Rents YoY
- 5.4%
- Active inventory
- 105
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,361 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$155 /mo · $1,856/yr
- Insurance
- −$90
- HOA
- −$600
- Vacancy / Maint / Mgmt
- −$496
- Net cashflow
- $-106
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1323 Queens Rd Charlotte, NC | 2.0–3.0 | 1.5–2.0 | 1224 | $1,850 | $1.51 | 24d | 2 | 0.04mi |
| 1301 Queens Rd Charlotte, NC | 2.0–3.0 | 2.0–3.0 | 1812 | $3,845 | $2.12 | 2d | 5 | 0.07mi |
| 511 Queens Rd Charlotte, NC | 2.0 | 2.0 | 1094 | $2,546 | $2.33 | 3d | 4 | 0.68mi |
| 1755 Lombardy Cir Charlotte, NC | 3.0 | 1.0–3.0 | 1456 | $7,214 | $4.95 | 2d | 247 | 0.76mi |
| 2523 Cranbrook Ln Charlotte, NC | 2.0 | 1.0 | 920 | $1,450 | $1.58 | 20d | 1 | 0.76mi |
| 430 Queens Rd Charlotte, NC | 2.0 | 2.0 | 928 | $1,984 | $2.14 | 3d | 1 | 0.76mi |
| 2518 Cranbrook Ln Charlotte, NC | 1.0 | 1.0 | 700 | $1,275 | $1.82 | 22d | 1 | 0.77mi |
| 2441 Vail Ave Unit C4 Charlotte, NC | 2.0 | 1.0 | 790 | $1,550 | $1.96 | 24d | 1 | 0.78mi |
| 208 N Laurel Ave Unit 1C Charlotte, NC | 2.0 | 1.0 | 928 | $1,900 | $2.05 | 24d | 1 | 0.81mi |
| 2425 Vail Ave Charlotte, NC | 2.0 | 2.0 | 935 | $1,635 | $1.75 | 7d | 1 | 0.83mi |
| 2513 Vail Ave #4 Charlotte, NC | 2.0 | 1.0 | 900 | $1,195 | $1.33 | 24d | 1 | 0.84mi |
| 227 N Dotger Ave Unit E15 Charlotte, NC | 2.0 | 1.0 | 756 | $1,595 | $2.11 | 24d | 1 | 0.86mi |
| 3250 Eastover Ridge Dr Unit 1523808P Charlotte, NC | 1.0 | 1.0 | 893 | $2,438 | $2.73 | 7d | 1 | 0.86mi |
| 308 Queens Rd #31 Charlotte, NC | 2.0 | 2.0 | 1034 | $1,675 | $1.62 | 24d | 1 | 0.86mi |
| 1351 E Morehead St Charlotte, NC | 2.0 | 1.0–2.5 | 1540 | $5,383 | $3.50 | 2d | 29 | 0.89mi |
| 1510 Scott Ave Charlotte, NC | 1.0–3.0 | 1.0–2.0 | 947 | $1,929 | $2.04 | 1d | 17 | 0.97mi |
| 3600 Eastover Ridge Dr Charlotte, NC | 1.0–3.0 | 1.0–2.0 | 1196 | $1,574 | $1.32 | 1d | 23 | 0.98mi |
| 1320 Fillmore Ave #325 Charlotte, NC | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 18d | 1 | 1.00mi |
| 1320 Fillmore Ave Unit 1Unit 116 Charlotte, NC | 1.0 | 1.0 | 897 | $1,650 | $1.84 | 3d | 1 | 1.00mi |
| 1320 Fillmore Ave #120 Charlotte, NC | 2.0 | 2.5 | 1165 | $1,950 | $1.67 | 20d | 1 | 1.00mi |
| 905 Kenilworth Ave Unit B4A Charlotte, NC | 2.0 | 2.0 | 1010 | $2,221 | $2.20 | 5d | 1 | 1.03mi |
| 1315 East Blvd Charlotte, NC | 1.0–2.0 | 1.0–2.0 | 1040 | $2,750 | $2.64 | 11d | 2 | 1.04mi |
| 2240 Roswell Ave #4 Charlotte, NC | 2.0 | 1.0 | 1053 | $2,200 | $2.09 | 14d | 1 | 1.05mi |
| 1010 Kenilworth Ave Charlotte, NC | 2.0 | 1.0–2.0 | 881 | $2,224 | $2.52 | 2d | 11 | 1.09mi |
| 2220 E 7th St Charlotte, NC | 1.0–2.0 | 1.0–2.0 | 757 | $2,145 | $2.83 | 3d | 3 | 1.12mi |
| 2117 Scott Ave Charlotte, NC | 2.0 | 2.0 | 1015 | $2,900 | $2.86 | 24d | 1 | 1.12mi |
| 1133 Metropolitan Ave Charlotte, NC | 1.0 | 1.0 | 1106 | $2,600 | $2.35 | 2d | 1 | 1.14mi |
| 1133 Metropolitan Ave Charlotte, NC | 2.0 | 2.5 | 1133 | $2,500 | $2.21 | 24d | 1 | 1.14mi |
| 2330 Roswell Ave Charlotte, NC | 2.0 | 1.5 | 1008 | $2,300 | $2.28 | 22d | 1 | 1.14mi |
| 2330 Roswell Ave Unit G Charlotte, NC | 2.0 | 1.5 | 1008 | $2,300 | $2.28 | 24d | 1 | 1.15mi |
| 404 N Laurel Ave Charlotte, NC | 1.0 | 1.0 | 1150 | $1,925 | $1.67 | 4d | 1 | 1.16mi |
| 1100 Metropolitan Ave #405 Charlotte, NC | 1.0 | 1.0 | 940 | $1,950 | $2.07 | 24d | 1 | 1.17mi |
| 2512 Weddington Ave Charlotte, NC | 2.0 | 1.0–2.0 | 1009 | $2,295 | $2.27 | 2d | 30 | 1.17mi |
| 400 Clarice Ave #135 Charlotte, NC | 2.0 | 2.5 | 1224 | $2,250 | $1.84 | 16d | 1 | 1.17mi |
| 420 N Laurel Ave Charlotte, NC | 3.0 | 2.0 | 1490 | $2,495 | $1.67 | 24d | 1 | 1.19mi |
| 1133 Harding Pl Charlotte, NC | 2.0 | 1.0–2.0 | 933 | $3,238 | $3.47 | 7d | 29 | 1.22mi |
| 1925 E 7th St Charlotte, NC | 1.0–2.0 | 1.0–2.0 | 906 | $2,335 | $2.58 | 7d | 4 | 1.22mi |
| 1325 Corton Dr Charlotte, NC | 1.0–2.0 | 1.0–2.0 | 1011 | $1,808 | $1.79 | 2d | 9 | 1.23mi |
| 209 S Kings Dr Unit 1263118P Charlotte, NC | 1.0 | 1.0 | 672 | $4,160 | $6.19 | 16d | 2 | 1.25mi |
| 1109 E Morehead St Charlotte, NC | 2.0 | 1.5–2.0 | 786 | $1,872 | $2.38 | 4d | 3 | 1.25mi |
HOA detail condo
- Monthly dues
- $600 · $7,200/yr
- Likely covers
- watersewerinternetcablelandscapingpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 13 events
-
2026-05-06status Pending
-
2026-04-30price $215,000
-
2026-04-24$239,000 Active
-
2022-09-19soldstatus $250,000 Closed 960-char remark
Show marketing remark (960 chars)
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
-
2022-09-19soldstatus $250,000
Show marketing remark (960 chars)
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
-
2022-09-01status Pending 960-char remark
Show marketing remark (960 chars)
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
-
2022-09-01$225,000 Active 960-char remark
Show marketing remark (960 chars)
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
-
2022-08-31historical $225,000 960-char remark
Show marketing remark (960 chars)
Welcome to Charlotte House, the iconic "vintage" building smack in the heart of Myers Park. This is your rare opportunity to own a large, open-concept condo with 2 bedrooms and 2 full bathrooms. The kitchen opens onto the spacious living area and offers all the amenities. Hardwood floors flow into the living/dining area which is flooded with light coming in from the sliding doors to the lovely balcony. The bedrooms are spacious, bright, and comfortable. The HOA fees include heating and cooling, water/sewer, cable, internet, landscaping, and upkeep of the pool, parking, lobby, and common areas. In addition, there is a storage unit and two parking spaces. Located in one of the most desired neighborhoods in Charlotte, you'll be within walking distance of plenty of shopping and dining options. Investors, rentals are allowed (no AirBnB). Don’t miss out on this amazing opportunity to live in Myers Park at this extraordinary price point.
-
2013-01-23soldstatus $124,900 Closed 397-char remark
Show marketing remark (397 chars)
FHA APPROVED. Low Downpayment. Must see this updated 2 bedroom condo overlooking Queens Rd. Beautiful updated cabinets with beveled edge granite counter tops. All appliances remain. Light hardwood floors throughout. Master bedroom has full bath adjoining dressing area with built in cabinets and shelves and granite counter tops.HO Dues include Ht/AC, Water/sewer, and cable. Well maintained bldg.
-
2013-01-23soldstatus $125,000
Show marketing remark (397 chars)
FHA APPROVED. Low Downpayment. Must see this updated 2 bedroom condo overlooking Queens Rd. Beautiful updated cabinets with beveled edge granite counter tops. All appliances remain. Light hardwood floors throughout. Master bedroom has full bath adjoining dressing area with built in cabinets and shelves and granite counter tops.HO Dues include Ht/AC, Water/sewer, and cable. Well maintained bldg.
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2005-03-01soldstatus $158,000
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1999-11-30soldstatus $135,000
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1980-09-01soldstatus $76,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NC · Resets to sale price
- Current annual tax
- $1,856 · $155/mo
- Projected year-2 tax
- $1,856 · $155/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,335
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,856
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$2,267
- − Management
- −$2,267
- − HOA
- −$7,200
- − Depreciation
- −$6,255
- Taxable loss
- −$4,628
- Est. tax savings @ 24.0%
- +$1,111
- After-tax cash flow
- $-166/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte-Mecklenburg Schools
- NCES district ID
- 3702970
- Math proficiency
- 42% ▼ -6.00%
- Reading proficiency
- 46% ▲ 1.00%
- Median HH income
- $57,175
- Composite
- 38.49/100
- National rank
- #4183
- State rank
- #85 of 178 in NC
Livability — Charlotte
- Score
- 78/100
- State rank
- #26
- US rank
- #2502
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Charlotte, NC
- County
- Mecklenburg County · 1,167,319 people
- City population
- 920,422
- Metro
- Charlotte-Concord-Gastonia, NC-SC
- Population (ZIP)
- 9,527
- Household income
- $217,204
- Rent vs Own
- Severe rent burden
- 52.0
Population outlook (Mecklenburg County) Hauer SSP2
- Today (2025)
- 1,305,740 people
- By 2030
- 1,442,752 · +10.5%
- By 2040
- 1,722,441 · +31.9%
- By 2050
- 1,999,450 · +53.1%
- By 2075
- 2,642,495 · +102.4%
- By 2100
- 3,106,755 · +137.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 5% Hispanic / Latino 4% Black 2% Asian 1%
- Common ancestry
- Serbian 8% Slovak 8% Lithuanian 3%
- Foreign-born
- 3% · Canada, Guatemala, Dominican Republic
- Languages at home
- 95% English-only · Spanish 3% French/Haitian/Cajun 1%
Political lean MEDSL · Mecklenburg
- 2024 margin
- Solid D (+32.9) · D 65.6% · R 32.7% · Other 1.6%
- 2008→2024 swing
- +8.5pp toward D · 2008: 24.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+35.1 2016: D+29.9 2012: D+22.5 2008: D+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -843.31%
- Current HPI
- 306.7098
- Rent YoY
- ▲ 5.39%
- Metro
- Charlotte-Concord-Gastonia, NC-SC
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
||
| Retail | 2 | $95B |
|
||
| Industrial Conglomerate | 1 | $38B |
|
||
| Metals / Steel | 1 | $35B |
|
||
| Utilities | 1 | $30B |
|
||
| Industrial Machinery | 1 | $19B |
|
||
Price history
+181.0% since first listed13 events — show timeline
- 2026-05-06 Pending — CANOPYMLS as Distributed by MLS Grid
- 2026-04-30 Price Changed $215,000 CANOPYMLS as Distributed by MLS Grid
- 2026-04-24 Listed $239,000 CANOPYMLS as Distributed by MLS Grid
- 2022-09-19 Sold (Public Records) $250,000 Public Records
- 2022-09-19 Sold (MLS) $250,000 CANOPYMLS as Distributed by MLS Grid
- 2022-09-01 Pending — CANOPYMLS as Distributed by MLS Grid
- 2022-09-01 Listed $225,000 CANOPYMLS as Distributed by MLS Grid
- 2022-08-31 Coming Soon $225,000 CANOPYMLS as Distributed by MLS Grid
- 2013-01-23 Sold (Public Records) $125,000 Public Records
- 2013-01-23 Sold (MLS) $124,900 CANOPYMLS as Distributed by MLS Grid
- 2005-03-01 Sold (Public Records) $158,000 Public Records
- 1999-11-30 Sold (Public Records) $135,000 Public Records
- 1980-09-01 Sold (Public Records) $76,500 Public Records
Property tax history
+1.8%/yrLatest (2025): $1,856 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…