829 Villa Teresa Way #829 · San Jose, CA 95123

$498,000

3 bd · 2.0 ba · 1,550 sqft · Manufactured · 103 Days on market

Built 2014 Good condition $321/sqft · at area comps Est $482k · at est. ↓ 8% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.3/30.0
• ARV discount +6.0/15.0
• Schools +4.2/10.0
• DSCR +4.0/10.0
• Condition / age +4.0/5.0
• Livability +3.9/5.0
• 1% rule +3.7/10.0
• Rent growth +3.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

Key facts

• Custom cabinetry
• Tile flooring
• Kitchen island

Tags

• TREX DECK ENTRANCE
• KITCHEN ISLAND
• CUSTOM CABINETRY
• TILE FLOORING
• CROWN MOLDING
• DUAL PANE WINDOWS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $498k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-4 ($-48/yr) — negative.
• To cash-flow at today's rent, offer at most $497k (0.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $435k (12.6% below list).
• Recommended offer: $435k (12.6% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 1.6% in San Jose — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#68 in CA, #2,559 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
• San Jose Unified (urban): math 39% / reading 52% proficiency, ranked #149 of 517 in CA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Allen At Steinbeck (math 13% / reading 28%, grade F, #1,237 of 1,571 statewide, top 79%, 394 students, 66% FRL); Castillero Middle (math 43% / reading 59%, grade C, #93 of 498 statewide, top 19%, 881 students, 31% FRL); Gunderson High (math 30% / reading 30%, grade F, #715 of 1,170 statewide, top 62%, 921 students, 54% FRL).
• Market conditions: Rents rising (+3.8%/yr); 123 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,838 units permitted in Santa Clara County in 2024 (1,886 in 5+ unit buildings).
• This rent runs 36% of the median local income ($144k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Santa Clara County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($453k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $42k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 8→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $435,137 (12.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.28%
• Cash-on-cash: -0.03%
• DSCR: 1.00
• GRM: 9.5

CMA / ARV

• ARV (median comp): $481,521
• List price: $498,000
• Delta: 3.42%
• Verdict: FAIR
• Comps: 9 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5770 Winfield Blvd #88	0.48mi	3/2.0	1,560 (+1%)	2mo	$479,000	$307	75
818 Villa Teresa Way #818	0.06mi	3/2.0	1,780 (+15%)	0mo	$340,000	$191	72
896 Villa Teresa #896	0.07mi	3/3.0	1,740 (+12%)	1mo	$710,000	$408	72
836 Villa Teresa Way #836	0.02mi	2/2.0 (-1)	1,680 (+8%)	13mo	$435,000	$259	70
5770 Winfield #122	0.48mi	3/2.0	1,509 (-3%)	8mo	$489,000	$324	66
5770 Winfield Blvd #58	0.48mi	3/2.0	1,562 (+1%)	14mo	$479,000	$307	64
5770 Winfield Blvd #130	0.45mi	3/2.0	1,620 (+4%)	12mo	$489,000	$302	62
856 Villa Teresa Way #856	0.04mi	2/2.0 (-1)	1,344 (-13%)	14mo	$358,000	$266	59
5770 Winfield Blvd #24	0.48mi	3/2.0	1,705 (+10%)	2mo	$475,000	$279	59
5770 Winfield Blvd #156	0.48mi	3/3.0	1,696 (+9%)	2mo	$505,000	$298	56
5770 Winfield Blvd #37	0.45mi	3/2.0	1,655 (+7%)	15mo	$465,000	$281	56
5770 Winfield Blvd #17	0.48mi	2/2.0 (-1)	1,344 (-13%)	8mo	$365,000	$272	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.84% rent growth · sell at horizon

5-year hold

• IRR: -15.4%
• Equity multiple: 0.45×
• Total profit: $-77,177
• Equity at exit: $74,253

10-year hold

• IRR: -5.5%
• Equity multiple: 0.63×
• Total profit: $-51,785
• Equity at exit: $43,058

Cash invested: $139,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City San Jose: 0 Strongly Tenant-Friendly · D+24

Apartment Rent Ordinance covers pre-1979 multifamily.

Methodology + full state rankings →

ZIP-level market 95123

• Rents YoY: 3.8%
• Active inventory: 123
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $4,351 high
• Mortgage (P&I): −$2,612
• Tax est. 1.5%: −$622 /mo · $7,470/yr
• Insurance: −$208
• HOA: −$0
• Vacancy / Maint / Mgmt: −$914
• Net cashflow: $-4

Break-even live

Break-even rent $4,356

Max offer price $497,424

Occupancy floor 95%

Sensitivity live

Price	-10% $340	-5% $168	+0% $-4	+5% $-176	+10% $-348
Rent	-10% $-348	-5% $-176	+0% $-4	+5% $168	+10% $340
Rate	-1.0pp $247	-0.5pp $123	base $-4	+0.5pp $-133	+1.0pp $-264

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $124,500
• Closing costs: $14,940
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6003 Paxton Ct San Jose, CA	4.0	2.0	1646	$4,600	$2.79	45d	1	0.27mi
5950 Cabral Ave San Jose, CA	3.0	2.0	1072	$4,600	$4.29	16d	1	0.29mi
5950 Cabral Ave San Jose, CA	3.0	2.0	1072	$4,600	$4.29	0d	1	0.29mi
5929 Mabie Ct San Jose, CA	4.0	2.0	1228	$4,395	$3.58	0d	1	0.45mi
5837 Lake Crowley Pl San Jose, CA	2.0	2.0	1059	$3,400	$3.21	45d	1	0.48mi
401 Briar Ridge Dr San Jose, CA	1.0–3.0	1.0–3.0	1028	$4,772	$4.64	0d	46	0.49mi
5969 Cahalan Ave San Jose, CA	4.0	2.0	1700	$4,800	$2.82	0d	1	0.55mi
5230 Terner Way San Jose, CA	1.0–2.0	1.0–2.0	914	$3,801	$4.16	0d	5	1.01mi
5698 Saxony Ct San Jose, CA	3.0	2.0	1310	$3,750	$2.86	45d	1	1.01mi
5684 Chesbro Ave Unit 5684 San Jose, CA	2.0	1.5	1200	$2,995	$2.50	5d	1	1.06mi
5838 Corumba Ct San Jose, CA	4.0	2.5	2029	$5,750	$2.83	5d	1	1.31mi
1305 Antwerp Ln San Jose, CA	3.0	2.0	1286	$4,600	$3.58	45d	1	1.41mi
4778 Eagle Lake Dr San Jose, CA	3.0	2.0	1508	$4,595	$3.05	0d	1	1.43mi
4647 Powderborn Ct San Jose, CA	3.0	2.5	1496	$3,795	$2.54	45d	1	1.46mi
414 Colony Crest Dr San Jose, CA	3.0	1.5	1260	$4,750	$3.77	0d	1	1.49mi

Listing history 25 events

1. 2026-06-21
   days on market $498,000 Active 103 DOM
2. 2026-06-18
   days on market $498,000 Active 100 DOM
3. 2026-06-17
   days on market $498,000 Active 99 DOM
4. 2026-06-16
   days on market $498,000 Active 98 DOM
5. 2026-06-15
   days on market $498,000 Active 97 DOM
6. 2026-06-13
   days on market $498,000 Active 95 DOM
7. 2026-06-13
   days on market $498,000 Active 94 DOM
8. 2026-06-09
   days on market $498,000 Active 91 DOM
9. 2026-06-08
   days on market $498,000 Active 90 DOM
10. 2026-06-07
    days on market $498,000 Active 89 DOM
11. 2026-06-05
    days on market $498,000 Active 86 DOM
12. 2026-06-03
    days on market $498,000 Active 85 DOM
13. 2026-06-02
    days on market $498,000 Active 84 DOM
14. 2026-06-01
    days on market $498,000 Active 83 DOM
15. 2026-05-31
    days on market $498,000 Active 82 DOM
16. 2026-04-30
    price $498,000 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

17. 2026-04-30
    price $498,000 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

18. 2026-04-08
    price $529,000 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

19. 2026-04-08
    price $529,000 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

20. 2026-03-23
    status Active 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

21. 2026-03-23
    status Active 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

22. 2026-03-16
    status Pending 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

23. 2026-03-16
    historical Contingent 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

24. 2026-03-10
    listed $540,000 Active 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

25. 2026-03-10
    listed $540,000 Active 1338-char remark

    Show marketing remark (1338 chars)

    Urgent Sale Opportunity!!!Most Popular Senior Community in S. San Jose, Villa Teresa. 3-bed 2 bath home within 1,550 sq ft, Trex deck entrance into large open living room. Kitchen with all SS appliances; side by side refrigerator, dishwasher, gas range, microwave, kitchen island. Granite counters throughout. Tons of kitchen cabinetry including glassed cabinets door to show off your special dinnerware. Primary bedroom suite includes unique custom cabinetry, lg bathroom w tub, shower & walkin closet. 2 good sized guest bedrooms. Separate laundry room, pantry & like new top of the line washer/dryer available for purchase. The home boasts TILE flooring throughout, providing durability and easy maintenance. 2" faux wood blinds. High flat ceiling, crown molding, dual pane windows plus stacked windows so lots of natural lighting. AC & ceiling fans. Several ceiling "sun tunnels". Fresh ext paint 12/25. Built on an extra large lot with good size side yard, fruit trees & natural grass. Storage shed that houses an upright freezer. Villa Teresa is an active senior community. One buyer must be 55; all other 18+. Park amenities include pool, spa, clubhouse, bocce ball and one of a kind Community garden for all residents to enjoy. LOW space rent $1479/mo. SJ Rent Control. Great park management.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 5/10 Major 8 d/yr ≥95°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 15 unhealthy d/yr today · 15 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,216
• − Mortgage interest: −$27,896
• − Property taxes: −$7,470
• − Insurance: −$2,490
• − Repairs & maintenance: −$4,177
• − Management: −$4,177
• − Depreciation: −$14,487
• Taxable loss: −$8,481
• Est. tax savings @ 24.0%: +$2,035
• After-tax cash flow: $1,988/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with cosmetic updates needed. It has a well-maintained exterior and interior, making it a good investment for both resale and rental.

Value-add opportunities

• Both Paint exterior trim — Enhances curb appeal and value
• Resale Replace countertops — Granite countertops are durable and attractive
• Resale Replace appliances — Stainless steel appliances are in good condition

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior trim — Enhances curb appeal and value ↑
• Resale Replace countertops — Granite countertops are durable and attractive ↑
• Resale Replace appliances — Stainless steel appliances are in good condition ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: San Jose Unified
• NCES district ID: 0634590
• Math proficiency: 39% ▼ -4.00%
• Reading proficiency: 52% ▼ -3.00%
• Median HH income: $84,567
• Composite: 42.31/100
• National rank: #3259
• State rank: #149 of 517 in CA

Livability — San Jose

• Score: 78/100
• State rank: #68
• US rank: #2559

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Jose, CA
• County: Santa Clara County · 1,806,974 people
• City population: 954,479
• Metro: San Jose-Sunnyvale-Santa Clara, CA
• Population (ZIP): 69,677
• Household income: $144,276
• Rent vs Own: 39.3% rent · 60.7% own
• Severe rent burden: 2239.0

Population outlook (Santa Clara County) Hauer SSP2

• Today (2025): 2,179,074 people
• By 2030: 2,301,297 · +5.6%
• By 2040: 2,528,195 · +16.0%
• By 2050: 2,712,135 · +24.5%
• By 2075: 2,998,701 · +37.6%
• By 2100: 2,931,429 · +34.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 35% Hispanic / Latino 29% Asian 27% Two or more races 18% Black 3%
• Hispanic origin (detail): Mexican 23%
• Common ancestry: Italian 2% Lithuanian 2% Slovak 2%
• Foreign-born: 30% · Canada, Vietnam, China
• Languages at home: 55% English-only · Spanish 17% Vietnamese 7% Other Indo-European 6%

Political lean MEDSL · Santa Clara

• 2024 margin: Solid D (+40.0) · D 68.1% · R 28.1% · Other 3.8%
• 2008→2024 swing: -0.9pp no change · 2008: 40.9pp · 2024: 40.0pp
• All cycles: 2024: D+40.0 2020: D+47.4 2016: D+52.5 2012: D+42.1 2008: D+40.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1261.30%
• Current HPI: 380.1046
• Rent YoY: ▲ 3.84%
• Metro: San Jose-Sunnyvale-Santa Clara, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-7.8% since first listed

10 events — show timeline

• 2026-04-30 Price Changed $498,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-04-30 Price Changed $498,000 MLSListings
• 2026-04-08 Price Changed $529,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-04-08 Price Changed $529,000 MLSListings
• 2026-03-23 Relisted — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-03-23 Relisted — MLSListings
• 2026-03-16 Pending — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-03-16 Contingent — MLSListings
• 2026-03-10 Listed $540,000 MLSListings
• 2026-03-10 Listed $540,000 bridgeMLS, Bay East AOR, or Contra Costa AOR