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260 Calle Del Verano
D Composite 42.52
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.7/30.0
  • 1% rule +4.7/10.0
  • Schools +3.8/10.0
  • Rent growth +2.9/5.0
  • Livability +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Appreciation +0.0/10.0

$525,000

260 Calle Del Verano · Palm Desert, CA 92260
3 bd · 2.0 ba · 1,584 sqft · Condo public records · 40 Days on market
Built 1980 $331/sqft · 19% below area Est $646k · 19% under $942/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

''A Rare Gem in the Desert''. MOVE IN READY Golf Course Home! Majestic Views of the South Course and Mountains. North facing patio with full glass doors to a beautiful, tiled patio, ideal for entertaining & captivating awe-inspiring Views & Sunsets. Upgraded kitchen with dark wood cabinets, granite countertops & stainless-steel appliances. Great Room and Dining Room with vaulted ceilings, Designer Stone/Tile Fireplace, White/Beige Tile Floors & Ceiling Fans. This home has 3 Bedrooms/Den - Large Closets - 2 Baths with Granite Counters - Laundry Room - Attached 2 Car Garage. Great Corner Lot with Beautiful Side Entrance - Large Greenbelt between homes. Amenities include over 36 Heated Pools - Hot Tubs - Tennis, Bocce & Pickle-Ball Courts - Fitness Center. Affordable Memberships on a 27-Hole Golf Course with Beautiful Clubhouse - Driving Range - Putting Green. LOCATION-LOCATION-LOCATION - Close to Palm Desert's ''El Paseo Drive'' one of the most desired locations in the Valley. Centrally located for easy access to Fabulous Restaurants - Magnificent Shopping - Art Fairs and McCallum Theatre. MAKE THIS YOUR NEXT HOME!

Key facts

  • $942 HOA
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Short-term rentals allowed; Listing accepts Conventional, FHA, Cash; seller may request offers (Submit)
  • HOA & community: HOA fees total $942 monthly (includes two association fees: $800 and $141.75, both monthly); Development has a golf course; Gated community with community amenities

Exterior

  • Parking: Driveway; Attached garage with 2 covered garage spaces; 2 carport spaces; 2 uncovered/assigned spaces (total parking for 8)
  • Security: Gated community; 24-hour security
  • Utilities: Sewer connected and paid; PUD: No
  • Home design: Attached condominium; Single-story (ground level); Tile roof
  • Construction: Tile roof; Year built (source: assessor)
  • Exterior features: Awning-covered patio; Community in-ground pool and spa; Community amenities include bocce ball court, pickleball courts, fitness center and clubhouse; 24-hour security; Golf course and mountain views

Interior

  • Kitchen: Dishwasher
  • Flooring: Mixed flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Vaulted ceilings; Custom window coverings; Atrium; Gas fireplace in living room (1 total)
  • Laundry & utility: 220V outlet in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $525k.

Deal economics

  • At list price, monthly cash flow is $-445 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $446k (15.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $511k (2.6% below list).
  • Recommended offer: $446k (15.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.3% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment B+, housing B; Watch: crime D, amenities F, commute F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Abraham Lincoln Elementary (585 students, 80% FRL); Colonel Mitchell Paige Middle (math 10% / reading 10%, grade F, #474 of 498 statewide, top 99%, 436 students, 74% FRL); Palm Desert High (math 42% / reading 67%, grade C-, #256 of 1,170 statewide, top 24%, 2,050 students, 57% FRL).
  • Market conditions: Rents rising (+1.6%/yr); 551 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $5,111/mo this rent would consume 88% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($509k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 13y ago; this cycle's ask has dropped $60k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $446,462 (15.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.97%
Cap rate
5.28%
Cash-on-cash
-3.63%
DSCR
0.84
GRM
8.6

CMA / ARV

ARV (median comp)
$646,072
List price
$525,000
Delta
-14.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
-24.2%
Equity multiple
0.18×
Total profit
$-119,888
Equity at exit
$78,279
10-year hold
IRR
-25.0%
Equity multiple
-0.13×
Total profit
$-166,741
Equity at exit
$45,392

Cash invested: $147,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92260

Rents YoY
1.6%
Active inventory
551
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$5,111 high interval (Pro) →
Mortgage (P&I)
$2,753
Tax from tax record
$569 /mo · $6,823/yr
Insurance
$219
HOA
$942
Vacancy / Maint / Mgmt
$1,073
Net cashflow
$-445

Break-even live

Break-even rent $5,674
Max offer price $446,462
Occupancy floor

Sensitivity live

Price -10% $-147 -5% $-296 +0% $-445 +5% $-593 +10% $-742
Rent -10% $-848 -5% $-646 +0% $-445 +5% $-243 +10% $-41
Rate -1.0pp $-180 -0.5pp $-311 base $-445 +0.5pp $-581 +1.0pp $-719

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$131,250
Closing costs
$15,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
259 Calle del Verano Palm Desert, CA 2.0 2.0 1303 $5,200 $3.99 46d 1 0.05mi
257 Calle del Verano Palm Desert, CA 2.0 2.0 1303 $5,300 $4.07 46d 1 0.05mi
280 Castellana S Palm Desert, CA 2.0 2.0 1303 $6,000 $4.60 46d 1 0.10mi
289 Castellana N Palm Desert, CA 2.0 2.0 1457 $3,000 $2.06 26d 1 0.12mi
85 Conejo Cir Palm Desert, CA 3.0 3.0 2119 $6,000 $2.83 46d 1 0.19mi
236 Castellana S Palm Desert, CA 2.0 2.0 1684 $8,000 $4.75 46d 1 0.22mi
38 Conejo Cir Palm Desert, CA 3.0 3.0 2056 $6,500 $3.16 46d 1 0.22mi
181 Camino Arroyo S Palm Desert, CA 3.0 2.0 1821 $6,300 $3.46 46d 1 0.23mi
82 Conejo Cir Palm Desert, CA 3.0 2.0 1759 $6,500 $3.70 46d 1 0.24mi
224 Castellana S Palm Desert, CA 2.0 2.0 1457 $5,300 $3.64 46d 1 0.25mi
222 Castellana S Palm Desert, CA 2.0 2.5 1656 $7,700 $4.65 46d 1 0.25mi
168 Camino Arroyo S Palm Desert, CA 3.0 3.0 2051 $5,000 $2.44 46d 1 0.26mi
186 Madrid Ave Palm Desert, CA 2.0 2.0 1800 $7,100 $3.94 46d 1 0.33mi
197 Madrid Ave Palm Desert, CA 2.0 2.0 1336 $5,400 $4.04 46d 1 0.33mi
191 Madrid Ave Palm Desert, CA 2.0 2.0 1800 $5,500 $3.06 46d 1 0.34mi
186 Gran Via Palm Desert, CA 2.0 2.0 1303 $7,000 $5.37 46d 1 0.36mi
184 Castellana S Palm Desert, CA 2.0 2.0 1457 $5,400 $3.71 46d 1 0.37mi
389 Gran Via Palm Desert, CA 3.0 2.0 1670 $3,750 $2.25 26d 1 0.37mi
172 Gran Via Palm Desert, CA 2.0 1.5 1584 $7,000 $4.42 46d 1 0.40mi
178 Castellana S Palm Desert, CA 2.0 2.0 1303 $5,500 $4.22 46d 1 0.41mi
175 Gran Via Palm Desert, CA 2.0 2.0 1656 $2,599 $1.57 7d 1 0.41mi
173 Gran Via Palm Desert, CA 2.0 2.0 1584 $5,000 $3.16 46d 1 0.41mi
280 Tolosa Cir Palm Desert, CA 2.0 2.0 1347 $6,000 $4.45 26d 1 0.42mi
280 Tolosa Cir Palm Desert, CA 2.0 2.0 1347 $6,000 $4.45 46d 1 0.42mi
281 Tolosa Cir Palm Desert, CA 2.0 2.0 1303 $5,500 $4.22 46d 1 0.42mi
170 Castellana S Palm Desert, CA 2.0 2.0 1347 $6,000 $4.45 46d 1 0.43mi
92 Presidio Pl Palm Desert, CA 3.0 2.0 1821 $5,500 $3.02 46d 1 0.45mi
294 San Vicente Cir Palm Desert, CA 2.0 2.0 1584 $5,300 $3.35 46d 1 0.45mi
84 Presidio Pl Palm Desert, CA 3.0 2.0 1921 $6,500 $3.38 46d 1 0.46mi
82 Presidio Pl Palm Desert, CA 3.0 2.0 1851 $5,500 $2.97 46d 1 0.47mi
278 San Vicente Cir Palm Desert, CA 2.0 2.0 1656 $5,200 $3.14 46d 1 0.49mi
25 Maximo Way Palm Desert, CA 3.0 3.0 2056 $7,800 $3.79 46d 1 0.50mi
117 Juan Cir Palm Desert, CA 2.0 2.0 1584 $6,800 $4.29 46d 1 0.50mi
101 Juan Cir Palm Desert, CA 2.0 2.0 1600 $6,500 $4.06 46d 1 0.51mi
320 Paseo Primavera Palm Desert, CA 2.0 2.0 1303 $3,000 $2.30 46d 1 0.51mi
255 Via Rengo Palm Desert, CA 2.0 2.0 1122 $2,600 $2.32 7d 1 0.51mi
255 Via Rengo Palm Desert, CA 2.0 2.0 1122 $2,700 $2.41 46d 1 0.51mi
138 Gran Via Palm Desert, CA 2.0 2.0 1457 $5,500 $3.77 46d 1 0.52mi
347 Gran Via Palm Desert, CA 2.0 2.0 1303 $5,500 $4.22 46d 1 0.52mi
345 Gran Via Palm Desert, CA 2.0 2.0 1584 $5,500 $3.47 46d 1 0.53mi

HOA detail condo

Monthly dues
$942 · $11,304/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 43 events

  1. 2026-06-21
    pricedays on market $525,000 Active 40 DOM
  2. 2026-06-18
    days on market $550,000 Active 37 DOM
  3. 2026-06-17
    days on market $550,000 Active 36 DOM
  4. 2026-06-16
    days on market $550,000 Active 35 DOM
  5. 2026-06-15
    days on market $550,000 Active 34 DOM
  6. 2026-06-13
    days on market $550,000 Active 32 DOM
  7. 2026-06-09
    days on market $550,000 Active 28 DOM
  8. 2026-06-08
    days on market $550,000 Active 27 DOM
  9. 2026-06-07
    days on market $550,000 Active 26 DOM
  10. 2026-06-04
    pricedays on market $550,000 Active 23 DOM
  11. 2026-06-03
    days on market $585,000 Active 22 DOM
  12. 2026-06-02
    days on market $585,000 Active 21 DOM
  13. 2026-06-01
    days on market $585,000 Active 20 DOM
  14. 2026-05-31
    days on market $585,000 Active 19 DOM
  15. 2026-05-12
    listed $585,000 Active 1363-char remark
  16. 2026-05-06
    historical $585,000 1363-char remark
  17. 2021-08-05
    soldstatus $495,000 Closed 1161-char remark
    Show marketing remark (1161 chars)

    ''A Rare Gem in the Desert''. MOVE IN READY Golf Course Home! Majestic Views of the South Course and Mountains. North facing patio with full glass doors to a beautiful, tiled patio, ideal for entertaining & captivating awe-inspiring Views & Sunsets. Upgraded kitchen with dark wood cabinets, granite countertops & stainless-steel appliances. Great Room and Dining Room with vaulted ceilings, Designer Stone/Tile Fireplace, White/Beige Tile Floors & Ceiling Fans. This home has 3 Bedrooms/Den - Large Closets - 2 Baths with Granite Counters - Laundry Room - Attached 2 Car Garage. Great Corner Lot with Beautiful Side Entrance - Large Greenbelt between homes. Amenities include over 36 Heated Pools - Hot Tubs - Tennis, Bocce & Pickle-Ball Courts - Fitness Center. Affordable Memberships on a 27-Hole Golf Course with Beautiful Clubhouse - Driving Range - Putting Green. LOCATION-LOCATION-LOCATION - Close to Palm Desert's ''El Paseo Drive'' one of the most desired locations in the Valley. Centrally located for easy access to Fabulous Restaurants - Magnificent Shopping - Art Fairs and McCallum Theatre. MAKE THIS YOUR NEXT HOME!

  18. 2021-08-05
    soldstatus $495,000
    Show marketing remark (1161 chars)

    ''A Rare Gem in the Desert''. MOVE IN READY Golf Course Home! Majestic Views of the South Course and Mountains. North facing patio with full glass doors to a beautiful, tiled patio, ideal for entertaining & captivating awe-inspiring Views & Sunsets. Upgraded kitchen with dark wood cabinets, granite countertops & stainless-steel appliances. Great Room and Dining Room with vaulted ceilings, Designer Stone/Tile Fireplace, White/Beige Tile Floors & Ceiling Fans. This home has 3 Bedrooms/Den - Large Closets - 2 Baths with Granite Counters - Laundry Room - Attached 2 Car Garage. Great Corner Lot with Beautiful Side Entrance - Large Greenbelt between homes. Amenities include over 36 Heated Pools - Hot Tubs - Tennis, Bocce & Pickle-Ball Courts - Fitness Center. Affordable Memberships on a 27-Hole Golf Course with Beautiful Clubhouse - Driving Range - Putting Green. LOCATION-LOCATION-LOCATION - Close to Palm Desert's ''El Paseo Drive'' one of the most desired locations in the Valley. Centrally located for easy access to Fabulous Restaurants - Magnificent Shopping - Art Fairs and McCallum Theatre. MAKE THIS YOUR NEXT HOME!

  19. 2021-07-13
    status Pending 1161-char remark
    Show marketing remark (1161 chars)

    ''A Rare Gem in the Desert''. MOVE IN READY Golf Course Home! Majestic Views of the South Course and Mountains. North facing patio with full glass doors to a beautiful, tiled patio, ideal for entertaining & captivating awe-inspiring Views & Sunsets. Upgraded kitchen with dark wood cabinets, granite countertops & stainless-steel appliances. Great Room and Dining Room with vaulted ceilings, Designer Stone/Tile Fireplace, White/Beige Tile Floors & Ceiling Fans. This home has 3 Bedrooms/Den - Large Closets - 2 Baths with Granite Counters - Laundry Room - Attached 2 Car Garage. Great Corner Lot with Beautiful Side Entrance - Large Greenbelt between homes. Amenities include over 36 Heated Pools - Hot Tubs - Tennis, Bocce & Pickle-Ball Courts - Fitness Center. Affordable Memberships on a 27-Hole Golf Course with Beautiful Clubhouse - Driving Range - Putting Green. LOCATION-LOCATION-LOCATION - Close to Palm Desert's ''El Paseo Drive'' one of the most desired locations in the Valley. Centrally located for easy access to Fabulous Restaurants - Magnificent Shopping - Art Fairs and McCallum Theatre. MAKE THIS YOUR NEXT HOME!

  20. 2021-07-09
    listed $475,000 Active 1161-char remark
    Show marketing remark (1161 chars)

    ''A Rare Gem in the Desert''. MOVE IN READY Golf Course Home! Majestic Views of the South Course and Mountains. North facing patio with full glass doors to a beautiful, tiled patio, ideal for entertaining & captivating awe-inspiring Views & Sunsets. Upgraded kitchen with dark wood cabinets, granite countertops & stainless-steel appliances. Great Room and Dining Room with vaulted ceilings, Designer Stone/Tile Fireplace, White/Beige Tile Floors & Ceiling Fans. This home has 3 Bedrooms/Den - Large Closets - 2 Baths with Granite Counters - Laundry Room - Attached 2 Car Garage. Great Corner Lot with Beautiful Side Entrance - Large Greenbelt between homes. Amenities include over 36 Heated Pools - Hot Tubs - Tennis, Bocce & Pickle-Ball Courts - Fitness Center. Affordable Memberships on a 27-Hole Golf Course with Beautiful Clubhouse - Driving Range - Putting Green. LOCATION-LOCATION-LOCATION - Close to Palm Desert's ''El Paseo Drive'' one of the most desired locations in the Valley. Centrally located for easy access to Fabulous Restaurants - Magnificent Shopping - Art Fairs and McCallum Theatre. MAKE THIS YOUR NEXT HOME!

  21. 2015-07-31
    historical
  22. 2015-04-03
    listed $299,000 Active
  23. 2014-06-04
    soldstatus $252,000 Closed
  24. 2014-06-03
    soldstatus $252,500
  25. 2014-05-06
    status Backup Offers Accepted
  26. 2014-04-05
    status Active
  27. 2014-04-02
    status Backup Offers Accepted
  28. 2014-03-25
    price $254,900
  29. 2014-02-24
    price $269,900
  30. 2014-02-06
    price $284,900
  31. 2014-01-10
    price $299,900
  32. 2014-01-04
    listed $329,900 Active
  33. 2013-12-04
    soldstatus $196,000 Closed
  34. 2013-09-05
    status Pending
  35. 2013-09-04
    price $207,000 Active
  36. 2013-09-04
    status Active
  37. 2013-05-01
    status Pending
  38. 2013-04-27
    status Active
  39. 2013-04-03
    status Pending
  40. 2013-04-02
    price $215,100
  41. 2013-02-22
    listed $239,000 Active
  42. 1987-10-05
    soldstatus $162,000
  43. 1981-10-01
    soldstatus $160,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$6,823 · $569/mo
Projected year-2 tax
$6,823 · $569/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$61,335
− Mortgage interest
−$29,408
− Property taxes
−$6,823
− Insurance
−$2,625
− Repairs & maintenance
−$4,907
− Management
−$4,907
− HOA
−$11,304
− Depreciation
−$15,273
Taxable loss
−$13,911
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,339
After-tax cash flow
$-1,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Palm Desert

Score
51/100
State rank
#1050
US rank
#25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Desert, CA
County
Riverside County · 2,287,001 people
City population
58,615
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
30,523
Household income
$70,091
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1734.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 4% Lithuanian 3% Slovak 2%
Foreign-born
18% · Canada, South Korea, Vietnam
Languages at home
73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -364.94%
Current HPI
294.9425
Rent YoY
▲ 1.60%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+243.8% since first listed
30 events — show timeline
  • 2026-06-03 Price Changed $550,000 GPSMLS
  • 2026-05-12 Listed $585,000 GPSMLS
  • 2026-05-06 Coming Soon $585,000 GPSMLS
  • 2021-08-05 Sold (Public Records) $495,000 Public Records
  • 2021-08-05 Sold (MLS) $495,000 GPSMLS
  • 2021-07-13 Pending GPSMLS
  • 2021-07-09 Listed $475,000 GPSMLS
  • 2015-07-31 Listing Removed GPSMLS
  • 2015-04-03 Listed $299,000 GPSMLS
  • 2014-06-04 Sold (MLS) $252,000 CRMLS
  • 2014-06-03 Sold (Public Records) $252,500 Public Records
  • 2014-05-06 Pending CRMLS
  • 2014-04-05 Relisted CRMLS
  • 2014-04-02 Pending CRMLS
  • 2014-03-25 Price Changed $254,900 CRMLS
  • 2014-02-24 Price Changed $269,900 CRMLS
  • 2014-02-06 Price Changed $284,900 CRMLS
  • 2014-01-10 Price Changed $299,900 CRMLS
  • 2014-01-04 Listed $329,900 CRMLS
  • 2013-12-04 Sold (MLS) $196,000 GPSMLS
  • 2013-09-05 Pending GPSMLS
  • 2013-09-04 Relisted GPSMLS
  • 2013-09-04 Price Changed $207,000 GPSMLS
  • 2013-05-01 Pending GPSMLS
  • 2013-04-27 Relisted GPSMLS
  • 2013-04-03 Pending GPSMLS
  • 2013-04-02 Price Changed $215,100 GPSMLS
  • 2013-02-22 Listed $239,000 GPSMLS
  • 1987-10-05 Sold (Public Records) $162,000 Public Records
  • 1981-10-01 Sold (Public Records) $160,000 Public Records

Property tax history

+5.1%/yr

Latest (2025): $6,823 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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