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350 Newport Rd
D+ Composite 49.79
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.6/30.0
  • ARV discount +13.3/15.0
  • DSCR +5.2/10.0
  • 1% rule +3.4/10.0
  • Schools +3.3/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,500

350 Newport Rd · Southside, AR 72501
4 bd · 1.0 ba · 1,500 sqft · SingleFamily public records · 77 Days on market
Built 1947 $106/sqft · 13% below area Est $183k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Just remodeled and very charming 4 bedroom 2 bath home in Southside on 1/2 acre. Many updates makes this a great deal. 2 Bedrooms on main level and 2 upstairs. * Agent owned * Equal housing opportunity.

Key facts

  • Built 1947
  • Listed 77 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $96 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (16.2% below list).
  • Recommended offer: $134k (16.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.8% in Southside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#216 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B; Watch: employment C-, amenities F, commute F.
  • Southside School District (rural): math 43% / reading 35% proficiency, ranked #77 of 238 in AR (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 176 active listings in the ZIP; 33 units permitted in Independence County in 2024 (24 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $78k; list at $160k implies a 104% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,638 (16.2% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
7.02%
Cash-on-cash
2.59%
DSCR
1.12
GRM
9.9

CMA / ARV

ARV (median comp)
$183,088
List price
$159,500
Delta
-12.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
89 Linda Dr 0.35mi 3/2.0 (-1) 1,582 (+6%) 3mo $193,000 $122 63
119 Upper Twin Frk 0.51mi 3/2.0 (-1) 1,378 (-8%) 3mo $215,000 $156 51
59 Magnolia St 0.63mi 3/2.0 (-1) 1,526 (+2%) 11mo $203,500 $133 50
59 Linda Dr 0.37mi 3/2.0 (-1) 1,394 (-7%) 21mo $190,000 $136 44
50 Southstone Dr 0.52mi 3/2.0 (-1) 1,367 (-9%) 13mo $193,000 $141 41
80 Linda Dr 0.39mi 3/2.0 (-1) 1,321 (-12%) 14mo $165,000 $125 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.3%
Equity multiple
0.56×
Total profit
$-19,774
Equity at exit
$23,782
10-year hold
IRR
-3.2%
Equity multiple
0.79×
Total profit
$-9,588
Equity at exit
$13,791

Cash invested: $44,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72501

Home prices YoY
-16.3%
Active inventory
176
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,336 medium interval (Pro) →
Mortgage (P&I)
$836
Tax from tax record
$56 /mo · $677/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$281
Net cashflow
$96

Break-even live

Break-even rent $1,214
Max offer price $159,500
Occupancy floor 88%

Sensitivity live

Price -10% $187 -5% $142 +0% $96 +5% $51 +10% $6
Rent -10% $-9 -5% $44 +0% $96 +5% $149 +10% $202
Rate -1.0pp $177 -0.5pp $137 base $96 +0.5pp $55 +1.0pp $13

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,875
Closing costs
$4,785
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-09
    status $159,500 Pending 77 DOM
  2. 2026-06-08
    days on market $159,500 Active 77 DOM
  3. 2026-06-07
    days on market $159,500 Active 76 DOM
  4. 2026-06-07
    days on market $159,500 Active 75 DOM
  5. 2026-06-03
    days on market $159,500 Active 72 DOM
  6. 2026-06-02
    days on market $159,500 Active 71 DOM
  7. 2026-06-01
    days on market $159,500 Active 70 DOM
  8. 2026-05-31
    days on market $159,500 Active 69 DOM
  9. 2026-05-30
    days on market $159,500 Active 68 DOM
  10. 2026-04-25
    price $159,500 203-char remark
    Show marketing remark (203 chars)

    Just remodeled and very charming 4 bedroom 2 bath home in Southside on 1/2 acre. Many updates makes this a great deal. 2 Bedrooms on main level and 2 upstairs. * Agent owned * Equal housing opportunity.

  11. 2026-04-01
    price $162,500 203-char remark
    Show marketing remark (203 chars)

    Just remodeled and very charming 4 bedroom 2 bath home in Southside on 1/2 acre. Many updates makes this a great deal. 2 Bedrooms on main level and 2 upstairs. * Agent owned * Equal housing opportunity.

  12. 2026-03-23
    listed $165,000 Active 203-char remark
    Show marketing remark (203 chars)

    Just remodeled and very charming 4 bedroom 2 bath home in Southside on 1/2 acre. Many updates makes this a great deal. 2 Bedrooms on main level and 2 upstairs. * Agent owned * Equal housing opportunity.

  13. 2025-05-27
    soldstatus $78,000 Sold 356-char remark
    Show marketing remark (356 chars)

    Cozy country home in the Southside of Batesville. 2-story has 2 spacious bedrooms upstairs. Living Rm, Utility Rm, Kitchen, Bathroom, small study and Bedroom on first level. Nice size lot. Make this charming house your home. All Initial Offers must be submitted via PropOffers.com by the BUYER AGENT ONLY. Please see Agent Remarks for further instructions.

  14. 2025-05-06
    status Under Contract 356-char remark
    Show marketing remark (356 chars)

    Cozy country home in the Southside of Batesville. 2-story has 2 spacious bedrooms upstairs. Living Rm, Utility Rm, Kitchen, Bathroom, small study and Bedroom on first level. Nice size lot. Make this charming house your home. All Initial Offers must be submitted via PropOffers.com by the BUYER AGENT ONLY. Please see Agent Remarks for further instructions.

  15. 2025-04-21
    price $79,900 356-char remark
    Show marketing remark (356 chars)

    Cozy country home in the Southside of Batesville. 2-story has 2 spacious bedrooms upstairs. Living Rm, Utility Rm, Kitchen, Bathroom, small study and Bedroom on first level. Nice size lot. Make this charming house your home. All Initial Offers must be submitted via PropOffers.com by the BUYER AGENT ONLY. Please see Agent Remarks for further instructions.

  16. 2025-03-25
    price $89,900 356-char remark
    Show marketing remark (356 chars)

    Cozy country home in the Southside of Batesville. 2-story has 2 spacious bedrooms upstairs. Living Rm, Utility Rm, Kitchen, Bathroom, small study and Bedroom on first level. Nice size lot. Make this charming house your home. All Initial Offers must be submitted via PropOffers.com by the BUYER AGENT ONLY. Please see Agent Remarks for further instructions.

  17. 2025-02-12
    listed $99,900 New Listing 356-char remark
    Show marketing remark (356 chars)

    Cozy country home in the Southside of Batesville. 2-story has 2 spacious bedrooms upstairs. Living Rm, Utility Rm, Kitchen, Bathroom, small study and Bedroom on first level. Nice size lot. Make this charming house your home. All Initial Offers must be submitted via PropOffers.com by the BUYER AGENT ONLY. Please see Agent Remarks for further instructions.

  18. 2017-02-10
    soldstatus $60,000
  19. 2009-07-16
    soldstatus $28,000
  20. 2006-01-26
    soldstatus $55,000
  21. 1983-12-01
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$677 · $56/mo
Projected year-2 tax
$1,021 · $85/mo
Expected delta
+$343/yr (+$29/mo · 50.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,037
− Mortgage interest
−$8,934
− Property taxes
−$677
− Insurance
−$798
− Repairs & maintenance
−$1,283
− Management
−$1,283
− Depreciation
−$4,640
Taxable loss
−$1,579
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$379
After-tax cash flow
$1,536/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southside School District
NCES district ID
0512540
Math proficiency
43% ▼ -14.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$37,901
Composite
32.55/100
National rank
#5688
State rank
#77 of 238 in AR

Livability — Southside

Score
62/100
State rank
#216
US rank
#16702

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Southside, AR
County
Independence County · 26,218 people
Metro
Batesville, AR
Population (ZIP)
26,218
Household income
$52,829
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
553.0

Population outlook (Independence County) Hauer SSP2

Today (2025)
37,748 people
By 2030
37,962 · +0.6%
By 2040
38,151 · +1.1%
By 2050
37,980 · +0.6%
By 2075
36,622 · -3.0%
By 2100
32,741 · -13.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 8% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Independence

2024 margin
Solid R (+59.5) · D 19.2% · R 78.7% · Other 2.1%
2008→2024 swing
-22.3pp toward R · 2008: -37.1pp · 2024: -59.5pp
All cycles
2024: R+59.5 2020: R+58.2 2016: R+52.4 2012: R+44.0 2008: R+37.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.19%
Current HPI
206.3787
Rent YoY
Metro
Batesville, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+298.8% since first listed
12 events — show timeline
  • 2026-04-25 Price Changed $159,500 Batesville
  • 2026-04-01 Price Changed $162,500 Batesville
  • 2026-03-23 Listed $165,000 Batesville
  • 2025-05-27 Sold (MLS) $78,000 CARMLS
  • 2025-05-06 Pending CARMLS
  • 2025-04-21 Price Changed $79,900 CARMLS
  • 2025-03-25 Price Changed $89,900 CARMLS
  • 2025-02-12 Listed $99,900 CARMLS
  • 2017-02-10 Sold (Public Records) $60,000 Public Records
  • 2009-07-16 Sold (Public Records) $28,000 Public Records
  • 2006-01-26 Sold (Public Records) $55,000 Public Records
  • 1983-12-01 Sold (Public Records) $40,000 Public Records

Property tax history

+15.6%/yr

Latest (2025): $677 · +456.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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