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5074 Windsor Forrest Ln
A- Composite 82.08
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.3/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +9.5/10.0
  • 1% rule +7.5/10.0
  • Schools +4.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0

$158,330

5074 Windsor Forrest Ln · College Park, GA 30349
4 bd · 2.5 ba · 1,680 sqft · SingleFamily public records · 89 Days on market
Built 2003 3,049 sqft lot $94/sqft · 35% below area Est $243k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Offers to be placed on Xome.com. Interior inspections are not available, do not trespass! Forward all inquiries and questions to Xome Customer Service . NO REPRESENTATION TO VALIDITY OF INFORMATION IS MADE, BUYER TO VERIFY ALL INFORMATION WHERIN.

Key facts

  • 3,049 sq ft lot
  • Garage
  • Built 2003

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $158k.

Deal economics

  • At list price, monthly cash flow is $460 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $158k).
  • Recommended offer: $149k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.8% vs local median 3.8% in College Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#408 in GA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, cost of living A+, housing A-; Watch: schools F, crime F, amenities F.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 0.9% rent growth), your $44k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 11y ago; this cycle's ask has dropped $18k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $148,830 (6.0% below list)

Questions for the listing agent

  1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.78%
Cash-on-cash
12.44%
DSCR
1.55
GRM
6.7

CMA / ARV

ARV (median comp)
$242,673
List price
$158,330
Delta
-34.76%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5149 Seashell Ln 0.17mi 4/2.5 1,609 (-4%) 2mo $187,500 $117 84
5157 Seashell Ln 0.19mi 3/2.5 (-1) 1,696 (+1%) 8mo $244,900 $144 78
5273 High Tide Ct 0.36mi 4/2.5 1,712 (+2%) 12mo $275,000 $161 70
2764 Live Oak Trl 0.15mi 4/3.0 1,724 (+3%) 24mo $265,000 $154 67
5333 Sand Bar Ln 0.49mi 4/3.0 1,772 (+6%) 1mo $249,200 $141 66
2846 High Tide Dr 0.43mi 4/2.5 1,782 (+6%) 9mo $239,900 $135 62
5325 Sand Bar Ln 0.48mi 4/3.0 1,777 (+6%) 19mo $264,900 $149 50
4685 Kent Rd 0.71mi 4/2.0 1,528 (-9%) 3mo $255,000 $167 47
5337 Jerome Rd 0.67mi 4/3.5 1,884 (+12%) 6mo $295,000 $157 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold
IRR
32.5%
Equity multiple
3.52×
Total profit
$111,542
Equity at exit
$142,636
10-year hold
IRR
27.4%
Equity multiple
7.72×
Total profit
$298,070
Equity at exit
$307,600

Cash invested: $44,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30349

Home prices YoY
4.6%
Rents YoY
0.9%
Active inventory
656
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,978 high interval (Pro) →
Mortgage (P&I)
$830
Tax from tax record
$207 /mo · $2,481/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$415
Net cashflow
$460

Break-even live

Break-even rent $1,396
Max offer price $158,330
Occupancy floor 72%

Sensitivity live

Price -10% $549 -5% $504 +0% $460 +5% $415 +10% $370
Rent -10% $303 -5% $382 +0% $460 +5% $538 +10% $616
Rate -1.0pp $539 -0.5pp $500 base $460 +0.5pp $419 +1.0pp $377

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,582
Closing costs
$4,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5071 Windsor Forrest Ln Atlanta, GA 3.0 2.5 1303 $1,881 $1.44 13d 1 0.05mi
2817 Windsor Forrest Ct Atlanta, GA 3.0 2.5 1408 $1,697 $1.21 44d 1 0.08mi
2835 Windsor Forrest Ct Atlanta, GA 3.0 2.5 1680 $1,881 $1.12 6d 1 0.11mi
2883 Windsor Forrest Ct Atlanta, GA 3.0 2.5 1115 $1,895 $1.70 2d 1 0.22mi
2736 Live Oak Trl Atlanta, GA 4.0 3.0 2050 $1,650 $0.80 12d 1 0.24mi
5194 Seaside Ct Atlanta, GA 4.0 2.5 1765 $2,135 $1.21 25d 1 0.25mi
2710 Dunmoreland Ter Atlanta, GA 3.0 1.0 1198 $1,540 $1.29 44d 1 0.42mi
5380 Sand Bar Ln Atlanta, GA 3.0 2.0 1361 $1,961 $1.44 4d 1 0.49mi
5370 Longmeadow Ln Atlanta, GA 3.0 2.0 1248 $1,600 $1.28 17d 1 0.62mi
2431 Old National Pkwy College Park, GA 1.0–3.0 1.0–2.0 1031 $1,780 $1.73 2d 1 0.66mi
2601 Roosevelt Hwy Atlanta, GA 3.0 1.0–2.5 1000 $1,550 $1.55 2d 9 0.74mi
2890 Jerome Rd Atlanta, GA 3.0 1.5 1229 $1,761 $1.43 44d 1 0.87mi
4609 Hopewell Rd Atlanta, GA 3.0 2.0 1563 $2,200 $1.41 44d 1 0.88mi
5410 Twin Lakes Dr Atlanta, GA 3.0 2.0 1277 $2,040 $1.60 44d 1 0.97mi
5645 Deerfield Trl Atlanta, GA 3.0 1.5 1496 $1,495 $1.00 23d 1 0.98mi
5712 Westhill Cir Atlanta, GA 4.0 2.0 1441 $1,710 $1.19 4d 1 1.02mi
5247 Scofield Rd Atlanta, GA 3.0 2.0 1958 $2,000 $1.02 44d 1 1.03mi
2210 Sullivan Rd Atlanta, GA 1.0–3.0 1.0–2.0 950 $1,412 $1.49 2d 17 1.15mi
5335 Willow Park Blvd Atlanta, GA 4.0 2.5 1716 $2,000 $1.17 44d 1 1.16mi
3361 The Way Pl Atlanta, GA 3.0 2.5 1968 $3,500 $1.78 44d 1 1.17mi
3369 The Way Pl Atlanta, GA 3.0 2.5 1830 $2,395 $1.31 44d 1 1.18mi
5442 Scofield Rd Atlanta, GA 3.0 1.5 1368 $1,775 $1.30 44d 1 1.25mi
5515 Scofield Rd Atlanta, GA 3.0 2.0 1109 $1,788 $1.61 11d 1 1.34mi
2500 Pleasant Hill Rd Atlanta, GA 2.0–3.0 1.5–2.5 1405 $1,449 $1.03 25d 2 1.36mi
5267 Joan of Arc Pl Atlanta, GA 3.0 1.0 1066 $1,743 $1.64 44d 1 1.37mi
4395 Washington Rd Atlanta, GA 1.0–3.0 1.0–2.5 959 $1,502 $1.57 44d 9 1.39mi
5234 Norman Blvd Atlanta, GA 3.0 2.0 1404 $1,785 $1.27 44d 1 1.43mi
3364 Estes Dr Atlanta, GA 3.0 2.5 1736 $1,889 $1.09 17d 1 1.44mi
5287 Chantilly Ter Atlanta, GA 4.0 2.5 1897 $2,006 $1.06 23d 1 1.47mi
2001 Godby Rd Atlanta, GA 1.0–3.0 1.5–2.5 1275 $1,425 $1.12 4d 5 1.48mi

Listing history 50 events

  1. 2026-06-21
    statusdays on market $158,330 Active Under Contract 89 DOM
  2. 2026-06-18
    days on market $158,330 Active 86 DOM
  3. 2026-06-17
    days on market $158,330 Active 85 DOM
  4. 2026-06-16
    days on market $158,330 Active 84 DOM
  5. 2026-06-15
    days on market $158,330 Active 83 DOM
  6. 2026-06-13
    days on market $158,330 Active 81 DOM
  7. 2026-06-09
    days on market $158,330 Active 77 DOM
  8. 2026-06-08
    days on market $158,330 Active 76 DOM
  9. 2026-06-07
    days on market $158,330 Active 75 DOM
  10. 2026-06-04
    days on market $158,330 Active 72 DOM
  11. 2026-06-03
    days on market $158,330 Active 71 DOM
  12. 2026-06-01
    days on market $158,330 Active 69 DOM
  13. 2026-05-31
    days on market $158,330 Active 68 DOM
  14. 2026-04-09
    price $158,330 246-char remark
    Show marketing remark (246 chars)

    Offers to be placed on Xome.com. Interior inspections are not available, do not trespass! Forward all inquiries and questions to Xome Customer Service . NO REPRESENTATION TO VALIDITY OF INFORMATION IS MADE, BUYER TO VERIFY ALL INFORMATION WHERIN.

  15. 2026-03-24
    listed $176,170 Active 246-char remark
    Show marketing remark (246 chars)

    Offers to be placed on Xome.com. Interior inspections are not available, do not trespass! Forward all inquiries and questions to Xome Customer Service . NO REPRESENTATION TO VALIDITY OF INFORMATION IS MADE, BUYER TO VERIFY ALL INFORMATION WHERIN.

  16. 2026-03-05
    historical
  17. 2026-02-18
    price $189,500
  18. 2026-02-18
    price $189,500
  19. 2026-01-23
    price $216,500
  20. 2026-01-23
    price $216,500
  21. 2025-12-29
    status Active
  22. 2025-12-29
    price $222,500
  23. 2025-10-14
    price $192,500
  24. 2025-09-16
    listed $209,500 Active
  25. 2025-09-16
    listed $222,500 New
  26. 2022-12-08
    soldstatus $255,000
  27. 2022-12-06
    soldstatus $255,000 Closed
  28. 2022-12-06
    soldstatus $255,000 Sold
  29. 2022-11-14
    historical Active Under Contract
  30. 2022-11-14
    historical Active Under Contract
  31. 2022-11-11
    status Back On Market
  32. 2022-11-11
    status Active
  33. 2022-11-06
    historical Active Under Contract
  34. 2022-11-06
    historical Active Under Contract
  35. 2022-11-02
    status Price Change
  36. 2022-11-02
    status Active
  37. 2022-11-02
    price $246,000
  38. 2022-11-02
    price $246,000
  39. 2022-10-29
    historical Active Under Contract
  40. 2022-10-29
    historical Active Under Contract
  41. 2022-10-11
    listed $250,000 Active
  42. 2022-10-11
    listed $250,000 New
  43. 2020-03-11
    soldstatus $138,000
  44. 2020-03-10
    soldstatus $138,000 Closed
  45. 2020-03-10
    soldstatus $138,000 Sold
  46. 2020-02-09
    status Under Contract
  47. 2020-02-09
    status Pending
  48. 2020-01-28
    listed $136,000 Active
  49. 2020-01-28
    listed $136,000 New
  50. 2020-01-21
    soldstatus $123,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,481 · $207/mo
Projected year-2 tax
$2,481 · $207/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,737
− Mortgage interest
−$8,869
− Property taxes
−$2,481
− Insurance
−$792
− Repairs & maintenance
−$1,899
− Management
−$1,899
− Depreciation
−$4,606
Taxable income
$3,191
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$766
After-tax cash flow
$4,750/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — College Park

Score
59/100
State rank
#408
US rank
#20212

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A- Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Park, GA
County
Fulton County · 1,094,430 people
City population
61,126
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,872
Household income
$67,023
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
4258.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.01%
Current HPI
407.99
Rent YoY
▲ 0.95%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+111.1% since first listed
43 events — show timeline
  • 2026-04-09 Price Changed $158,330 MGMLS
  • 2026-03-24 Listed $176,170 MGMLS
  • 2026-03-05 Listing Removed GAMLS
  • 2026-02-18 Price Changed $189,500 GAMLS
  • 2026-02-18 Price Changed $189,500 FMLS
  • 2026-01-23 Price Changed $216,500 GAMLS
  • 2026-01-23 Price Changed $216,500 FMLS
  • 2025-12-29 Relisted FMLS
  • 2025-12-29 Price Changed $222,500 FMLS
  • 2025-10-14 Price Changed $192,500 FMLS
  • 2025-09-16 Listed $222,500 GAMLS
  • 2025-09-16 Listed $209,500 FMLS
  • 2022-12-08 Sold (Public Records) $255,000 Public Records
  • 2022-12-06 Sold (MLS) $255,000 GAMLS
  • 2022-12-06 Sold (MLS) $255,000 FMLS
  • 2022-11-14 Contingent GAMLS
  • 2022-11-14 Contingent FMLS
  • 2022-11-11 Relisted GAMLS
  • 2022-11-11 Relisted FMLS
  • 2022-11-06 Contingent GAMLS
  • 2022-11-06 Contingent FMLS
  • 2022-11-02 Relisted GAMLS
  • 2022-11-02 Relisted FMLS
  • 2022-11-02 Price Changed $246,000 GAMLS
  • 2022-11-02 Price Changed $246,000 FMLS
  • 2022-10-29 Contingent GAMLS
  • 2022-10-29 Contingent FMLS
  • 2022-10-11 Listed $250,000 GAMLS
  • 2022-10-11 Listed $250,000 FMLS
  • 2020-03-11 Sold (Public Records) $138,000 Public Records
  • 2020-03-10 Sold (MLS) $138,000 GAMLS
  • 2020-03-10 Sold (MLS) $138,000 FMLS
  • 2020-02-09 Pending GAMLS
  • 2020-02-09 Pending FMLS
  • 2020-01-28 Listed $136,000 GAMLS
  • 2020-01-28 Listed $136,000 FMLS
  • 2020-01-21 Sold (Public Records) $123,000 Public Records
  • 2016-01-04 Sold (Public Records) $50,000 Public Records
  • 2015-12-01 Listing Removed GAMLS
  • 2015-08-10 Price Changed $59,900 GAMLS
  • 2015-06-26 Price Changed $62,000 GAMLS
  • 2015-05-21 Price Changed $69,000 GAMLS
  • 2015-03-17 Listed $75,000 GAMLS

Property tax history

+3.6%/yr

Latest (2025): $2,481 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…