5067 Wild Goose Cir · Port LaBelle, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +7.9/30.0
- ARV discount +4.1/15.0
- Schools +3.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- DSCR +1.9/10.0
$314,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- Open concept kitchen
- Digital thermostat
- 3 garage spots
Tags
Property features AI
Finance
- Financial info: List price $314,990
Exterior
- Parking: 3 total parking spaces; 3-car garage
- Home design: Single-family property; Sylvester floor plan
- Exterior features: Living area approximately 1,806
Interior
- Bedrooms: 4 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Spec-built Sylvester plan (new construction)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $315k.
Deal economics
- At list price, monthly cash flow is $-342 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $265k (15.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (26.3% below list).
- Recommended offer: $232k (26.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 62/100 on livability (#750 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Hendry (town): math 35% / reading 40% proficiency, ranked #65 of 73 in FL (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Country Oaks Elementary School (math 48% / reading 45%, grade D-, #1,223 of 2,144 statewide, top 57%, 893 students, 75% FRL); Labelle Middle School (math 37% / reading 38%, grade F, #395 of 571 statewide, top 70%, 817 students, 72% FRL); Labelle High School (math 42% / reading 41%, grade F, #284 of 667 statewide, top 43%, 1,451 students, 62% FRL).
- Market conditions: 950 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 557 units permitted in Hendry County in 2024 (45 in 5+ unit buildings).
- At $2,322/mo this rent would consume 49% of the median local household income ($57k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $34k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
- Hendry County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 503 days — a 12% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 503 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 4.99%
- Cash-on-cash
- -4.66%
- DSCR
- 0.79
- GRM
- 11.3
CMA / ARV
- ARV (on-the-fly)
- $292,572
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5097 N Peachtree Cir | 0.42mi | 4/2.0 | 1,810 (+0%) | 4mo | $291,800 | $161 | 76 |
| 3327 Clearview Cir | 0.46mi | 4/2.0 | 1,810 (+0%) | 4mo | $289,000 | $160 | 75 |
| 5011 Myrtlewood Rd | 0.49mi | 4/2.0 | 1,828 (+1%) | 3mo | $290,000 | $159 | 73 |
| 5033 N Dogwood Cir | 0.71mi | 4/2.0 | 1,810 (+0%) | 1mo | $291,500 | $161 | 65 |
| 5019 Mateo Cir | 0.23mi | 3/2.0 (-1) | 1,666 (-8%) | 7mo | $269,990 | $162 | 65 |
| 5017 Wild Goose Cir | 0.24mi | 3/2.0 (-1) | 1,547 (-14%) | 2mo | $279,900 | $181 | 58 |
| 5012 Myrtlewood Rd | 0.53mi | 4/2.0 | 1,666 (-8%) | 7mo | $269,000 | $161 | 56 |
| 5006 S Peachtree Cir | 0.50mi | 4/2.0 | 2,000 (+11%) | 6mo | $338,000 | $169 | 54 |
| 3060 NE Beechwood Cir | 0.50mi | 3/2.0 (-1) | 1,592 (-12%) | 4mo | $245,000 | $154 | 48 |
| 3003 NW Beechwood Cir | 0.66mi | 3/2.0 (-1) | 1,585 (-12%) | 1mo | $505,000 | $319 | 43 |
| 5008 Gunn Cir | 0.68mi | 3/2.0 (-1) | 1,590 (-12%) | 3mo | $485,000 | $305 | 41 |
| 5027 Gunn Cir | 0.73mi | 3/2.0 (-1) | 1,590 (-12%) | 2mo | $365,000 | $230 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.0%
- Equity multiple
- 2.70×
- Total profit
- $149,779
- Equity at exit
- $283,768
- IRR
- 19.0%
- Equity multiple
- 6.20×
- Total profit
- $458,295
- Equity at exit
- $611,956
Cash invested: $88,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33935
- Home prices YoY
- 16.3%
- Active inventory
- 950
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $2,322 high interval (Pro) →
- Mortgage (P&I)
- −$1,652
- Tax est. 1.5%
- −$394 /mo · $4,725/yr
- Insurance
- −$131
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$488
- Net cashflow
- $-342
Break-even live
Sensitivity live
| Price | -10% $-125 | -5% $-234 | +0% $-342 | +5% $-451 | +10% $-560 |
|---|---|---|---|---|---|
| Rent | -10% $-526 | -5% $-434 | +0% $-342 | +5% $-251 | +10% $-159 |
| Rate | -1.0pp $-184 | -0.5pp $-262 | base $-342 | +0.5pp $-424 | +1.0pp $-507 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,748
- Closing costs
- $9,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5029 S Rosebud Cir Labelle, FL | 3.0 | 2.0 | 1389 | $1,780 | $1.28 | 25d | 1 | 0.14mi |
| 5012 Gunn Pl Labelle, FL | 3.0 | 2.5 | 1783 | $2,500 | $1.40 | 5d | 1 | 0.68mi |
| 3051 NW Beechwood Cir Labelle, FL | 4.0 | 2.0 | 1499 | $2,200 | $1.47 | 25d | 1 | 0.88mi |
| 801 SW Raintree Blvd Labelle, FL | 3.0 | 2.0 | 1285 | $1,700 | $1.32 | 25d | 1 | 1.07mi |
| 7038 Lotus Cir Labelle, FL | 4.0 | 3.0 | 1680 | $2,200 | $1.31 | 18d | 1 | 1.25mi |
| 3020 N Lakewood Rd Labelle, FL | 4.0 | 2.0 | 1499 | $1,950 | $1.30 | 25d | 1 | 1.28mi |
| 7016 Palpano Cir Labelle, FL | 3.0 | 2.5 | 1507 | $2,100 | $1.39 | 18d | 1 | 1.28mi |
| 6210 Forest Ct Labelle, FL | 3.0 | 2.5 | 1503 | $2,200 | $1.46 | 25d | 1 | 1.49mi |
Listing history 14 events
-
2026-06-22days on market $314,990 Active 503 DOM
-
2026-06-18days on market $314,990 Active 500 DOM
-
2026-06-17days on market $314,990 Active 499 DOM
-
2026-06-16days on market $314,990 Active 498 DOM
-
2026-06-15days on market $314,990 Active 497 DOM
-
2026-06-13days on market $314,990 Active 494 DOM
-
2026-06-10days on market $314,990 Active 492 DOM
-
2026-06-09days on market $314,990 Active 491 DOM
-
2026-06-08days on market $314,990 Active 490 DOM
-
2026-06-07days on market $314,990 Active 489 DOM
-
2026-06-03days on market $314,990 Active 485 DOM
-
2026-06-02days on market $314,990 Active 484 DOM
-
2026-06-01days on market $314,990 Active 483 DOM
-
2026-05-31days on market $314,990 Active 482 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,865
- − Mortgage interest
- −$17,644
- − Property taxes
- −$4,725
- − Insurance
- −$1,575
- − Repairs & maintenance
- −$2,229
- − Management
- −$2,229
- − Depreciation
- −$9,163
- Taxable loss
- −$9,701
- Est. tax savings @ 24.0%
- +$2,328
- After-tax cash flow
- $-1,781/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hendry
- NCES district ID
- 1200780
- Math proficiency
- 35% ▼ -11.00%
- Reading proficiency
- 40% ▼ -4.00%
- Median HH income
- $37,043
- Composite
- 31.16/100
- National rank
- #6054
- State rank
- #65 of 73 in FL
Livability — Port LaBelle
- Score
- 62/100
- State rank
- #750
- US rank
- #16264
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port LaBelle, FL
- County
- Hendry County · 23,186 people
- Metro
- Clewiston, FL
- Population (ZIP)
- 23,186
- Household income
- $57,009
- Rent vs Own
- Severe rent burden
- 498.0
Population outlook (Hendry County) Hauer SSP2
- Today (2025)
- 38,866 people
- By 2030
- 38,558 · -0.8%
- By 2040
- 37,743 · -2.9%
- By 2050
- 36,117 · -7.1%
- By 2075
- 30,070 · -22.6%
- By 2100
- 21,966 · -43.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (56%)
- Race & ethnicity
- Hispanic / Latino 56% White 39% Two or more races 21% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 40% Puerto Rican 3% Cuban 5%
- Common ancestry
- Lithuanian 2% Serbian 2% Slovak 1%
- Foreign-born
- 27% · Canada, Jamaica
- Languages at home
- 50% English-only · Spanish 50%
Political lean MEDSL · Hendry
- 2024 margin
- Solid R (+38.3) · D 30.4% · R 68.7%
- 2008→2024 swing
- -31.1pp toward R · 2008: -7.2pp · 2024: -38.3pp
- All cycles
- 2024: R+38.3 2020: R+23.0 2016: R+14.2 2012: R+5.9 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 75.20%
- Current HPI
- 537.4928
- Rent YoY
- —
- Metro
- Clewiston, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…