2210 Lavera Drive Dr · Tuscaloosa, AL 35404

$199,500

4 bd · 1.0 ba · 1,188 sqft · SingleFamily public records · 73 Days on market

Built 1965 0.40 ac lot $168/sqft · 24% above area Est $256k · 22% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.3/30.0
• ARV discount +15.0/15.0
• DSCR +7.1/10.0
• 1% rule +4.6/10.0
• Rent growth +4.2/5.0
• Livability +3.9/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious 4-bedroom split-level home on Lavera Drive offering 1,896 sq ft and great potential. The main level includes the kitchen, formal living room, and a sunroom overlooking the backyard. Downstairs, you’ll find a spacious den with walk-out access, providing additional living or entertaining space. The property also includes a two-car garage with expansive storage, offering plenty of room for tools, hobbies, or extra belongings. With great potential, this home presents an excellent opportunity for investors or buyers with vision to update and make it their own. Call today!

Key facts

• Kitchen
• Backyard
• Sunroom

Tags

• SPLIT-LEVEL HOME
• KITCHEN
• FORMAL LIVING ROOM
• SUNROOM
• BACKYARD
• SPACIOUS DEN

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $329 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (3.6% below list).
• Recommended offer: $188k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 3.4% in Tuscaloosa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#9 in AL, #2,909 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, health & safety A+, cost of living A; Watch: crime F, employment D-.
• Tuscaloosa City (urban): math 19% / reading 40% proficiency, ranked #74 of 129 in AL (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+6.8%/yr); 167 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).
• At $1,923/mo this rent would consume 47% of the median local household income ($49k/yr) (locally 1531% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 6.8% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $28k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 56% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $187,530 (6.0% below list)

Questions for the listing agent

1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 8.27%
• Cash-on-cash: 7.07%
• DSCR: 1.31
• GRM: 8.6

CMA / ARV

• ARV (median comp): $255,903
• List price: $199,500
• Delta: -22.04%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2237 Lavera Dr	0.06mi	3/1.0 (-1)	1,234 (+4%)	4mo	$155,000	$126	83
1432 20th Ave E	0.18mi	3/1.0 (-1)	1,154 (-3%)	2mo	$165,000	$143	80
1630 23rd Ave Ave E	0.11mi	4/3.0	1,208 (+2%)	6mo	$117,000	$97	79
1402 14th St E	0.53mi	3/1.0 (-1)	1,200 (+1%)	0mo	$194,900	$162	68
1816 24th Ave E	0.21mi	3/1.5 (-1)	1,228 (+3%)	12mo	$180,000	$147	68
1401 14th St E	0.52mi	3/2.0 (-1)	1,206 (+2%)	5mo	$144,500	$120	60
1613 18th Ave E	0.25mi	3/2.0 (-1)	1,320 (+11%)	2mo	$192,000	$145	59
1913 14th Street St E	0.29mi	3/1.0 (-1)	1,088 (-8%)	12mo	$167,500	$154	58
1309 13th St E	0.60mi	4/2.0	1,200 (+1%)	11mo	$195,000	$163	57
1135 14th Place Pl E	0.66mi	3/2.0 (-1)	1,216 (+2%)	0mo	$225,000	$185	56
2726 Loop Rd	0.73mi	3/2.0 (-1)	1,175 (-1%)	4mo	$200,000	$170	52
1119 23rd Ave Ave E	0.44mi	3/2.0 (-1)	1,056 (-11%)	11mo	$195,000	$185	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.81% rent growth · sell at horizon

5-year hold

• IRR: -1.7%
• Equity multiple: 0.93×
• Total profit: $-3,794
• Equity at exit: $29,746

10-year hold

• IRR: 11.3%
• Equity multiple: 2.03×
• Total profit: $57,316
• Equity at exit: $17,249

Cash invested: $55,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35404

• Rents YoY: 6.8%
• Active inventory: 167
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,923 high
• Mortgage (P&I): −$1,046
• Tax from tax record: −$61 /mo · $730/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$404
• Net cashflow: $329

Break-even live

Break-even rent $1,506

Max offer price $199,500

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,875
• Closing costs: $5,985
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1722 13th St E Tuscaloosa, AL	3.0	1.0	1200	$1,100	$0.92	43d	1	0.46mi
1010 23rd Ave E Tuscaloosa, AL	3.0	2.0	1251	$1,500	$1.20	43d	1	0.54mi
927 Kicker Rd Tuscaloosa, AL	3.0	3.0	1412	$3,075	$2.18	20d	2	0.65mi
1305 12th St E Tuscaloosa, AL	4.0	2.0	1377	$1,615	$1.17	20d	1	0.66mi
30 Beverly Hts Tuscaloosa, AL	3.0	2.0	1100	$2,100	$1.91	13d	1	0.76mi
3218 Veterans Memorial Pkwy Tuscaloosa, AL	3.0	3.0–3.5	1484	$1,950	$1.31	20d	1	0.85mi
1901 5th Ave E Tuscaloosa, AL	3.0	3.0	1336	$2,300	$1.72	20d	1	1.22mi
302 22nd St E Tuscaloosa, AL	3.0	2.0	1150	$1,475	$1.28	20d	1	1.42mi
3550 Crescent Gardens Dr Tuscaloosa, AL	3.0	2.0	1116	$1,575	$1.41	43d	1	1.48mi

Listing history 19 events

1. 2026-06-18
   days on market $199,500 Active 73 DOM
2. 2026-06-17
   days on market $199,500 Active 72 DOM
3. 2026-06-16
   days on market $199,500 Active 71 DOM
4. 2026-06-15
   days on market $199,500 Active 70 DOM
5. 2026-06-14
   days on market $199,500 Active 68 DOM
6. 2026-06-13
   pricedays on market $199,500 Active 67 DOM
7. 2026-06-10
   days on market $218,000 Active 65 DOM
8. 2026-06-09
   days on market $218,000 Active 64 DOM
9. 2026-06-08
   days on market $218,000 Active 63 DOM
10. 2026-06-07
    days on market $218,000 Active 62 DOM
11. 2026-06-05
    days on market $218,000 Active 59 DOM
12. 2026-06-03
    days on market $218,000 Active 58 DOM
13. 2026-06-02
    days on market $218,000 Active 57 DOM
14. 2026-06-01
    days on market $218,000 Active 56 DOM
15. 2026-05-31
    days on market $218,000 Active 55 DOM
16. 2026-05-30
    days on market $218,000 Active 54 DOM
17. 2026-04-27
    status Active 588-char remark

    Show marketing remark (588 chars)

    Spacious 4-bedroom split-level home on Lavera Drive offering 1,896 sq ft and great potential. The main level includes the kitchen, formal living room, and a sunroom overlooking the backyard. Downstairs, you’ll find a spacious den with walk-out access, providing additional living or entertaining space. The property also includes a two-car garage with expansive storage, offering plenty of room for tools, hobbies, or extra belongings. With great potential, this home presents an excellent opportunity for investors or buyers with vision to update and make it their own. Call today!

18. 2026-04-15
    status Pending 588-char remark

    Show marketing remark (588 chars)

    Spacious 4-bedroom split-level home on Lavera Drive offering 1,896 sq ft and great potential. The main level includes the kitchen, formal living room, and a sunroom overlooking the backyard. Downstairs, you’ll find a spacious den with walk-out access, providing additional living or entertaining space. The property also includes a two-car garage with expansive storage, offering plenty of room for tools, hobbies, or extra belongings. With great potential, this home presents an excellent opportunity for investors or buyers with vision to update and make it their own. Call today!

19. 2026-03-25
    listed $228,000 Active 588-char remark

    Show marketing remark (588 chars)

    Spacious 4-bedroom split-level home on Lavera Drive offering 1,896 sq ft and great potential. The main level includes the kitchen, formal living room, and a sunroom overlooking the backyard. Downstairs, you’ll find a spacious den with walk-out access, providing additional living or entertaining space. The property also includes a two-car garage with expansive storage, offering plenty of room for tools, hobbies, or extra belongings. With great potential, this home presents an excellent opportunity for investors or buyers with vision to update and make it their own. Call today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $730 · $61/mo
• Projected year-2 tax: $818 · $68/mo
• Expected delta: +$88/yr (+$7/mo · 12.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 6 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 56% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,078
• − Mortgage interest: −$11,175
• − Property taxes: −$730
• − Insurance: −$998
• − Repairs & maintenance: −$1,846
• − Management: −$1,846
• − Depreciation: −$5,804
• Taxable income: $680
• Est. tax owed @ 24.0%: −$163
• After-tax cash flow: $3,787/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tuscaloosa City
• NCES district ID: 0103360
• Math proficiency: 19% ▼ -24.00%
• Reading proficiency: 40% ▼ -1.00%
• Median HH income: $37,474
• Composite: 24.51/100
• National rank: #7647
• State rank: #74 of 129 in AL

Livability — Tuscaloosa

• Score: 77/100
• State rank: #9
• US rank: #2909

Category grades

Amenities A+ Commute C Cost of living A Crime F Employment D- Housing A- Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tuscaloosa, AL
• County: Tuscaloosa County · 206,491 people
• City population: 134,228
• Metro: Tuscaloosa, AL
• Population (ZIP): 22,445
• Household income: $48,932
• Rent vs Own: 56.5% rent · 43.5% own
• Severe rent burden: 1531.0

Population outlook (Tuscaloosa County) Hauer SSP2

• Today (2025): 228,293 people
• By 2030: 240,551 · +5.4%
• By 2040: 263,856 · +15.6%
• By 2050: 286,491 · +25.5%
• By 2075: 335,783 · +47.1%
• By 2100: 370,520 · +62.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: Black 46% White 44% Hispanic / Latino 8% Two or more races 5% Asian 1%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Italian 2% Slovak 1% Serbian 1%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 91% English-only · Spanish 7%

Political lean MEDSL · Tuscaloosa

• 2024 margin: Strong R (+20.4) · D 39.4% · R 59.8%
• 2008→2024 swing: -4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -103.00%
• Current HPI: 170.026
• Rent YoY: ▲ 6.81%
• Metro: Tuscaloosa, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

3 events — show timeline

• 2026-04-27 Relisted — WAMLS
• 2026-04-15 Pending — WAMLS
• 2026-03-25 Listed $228,000 WAMLS

Property tax history

+5.6%/yr

Latest (2025): $730 · +7.1% YoY. Source: county tax records.