3625 Oakmont Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.1/30.0
- ARV discount +9.5/15.0
- DSCR +7.8/10.0
- 1% rule +5.8/10.0
- Livability +3.8/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$149,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
Key facts
- Built 1940
- Listed 276 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $150k.
Deal economics
- At list price, monthly cash flow is $296 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Pimlico Elementary/Middle (math 0% / reading 11%, grade F, #759 of 860 statewide, top 88%, 741 students, 84% FRL, charter); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 31% at this address vs 12% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.4%/yr); 354 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 276 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 4y ago; this cycle's ask has dropped $30k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $24k; list at $150k implies a 528% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 276 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.66%
- Cash-on-cash
- 8.46%
- DSCR
- 1.38
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $156,834
- List price
- $149,999
- Delta
- -4.36%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5118 Nelson Ave | 0.22mi | 3/2.0 (+1) | 1,386 (-8%) | 3mo | $219,000 | $158 | 69 |
| 4912 Palmer Ave | 0.37mi | 3/2.0 (+1) | 1,400 (-7%) | 1mo | $60,000 | $43 | 66 |
| 4903 Chalgrove Ave | 0.53mi | 3/2.0 (+1) | 1,536 (+2%) | 2mo | $187,000 | $122 | 65 |
| 3026 Virginia Ave | 0.49mi | 3/1.0 (+1) | 1,442 (-4%) | 3mo | $75,000 | $52 | 59 |
| 3635 Columbus Dr | 0.44mi | 3/2.5 (+1) | 1,360 (-9%) | 4mo | $125,000 | $92 | 53 |
| 2523 Boarman Ave | 0.75mi | 3/1.0 (+1) | 1,450 (-3%) | 3mo | $82,500 | $57 | 48 |
| 3742 Dolfield Ave | 0.37mi | 3/2.5 (+1) | 1,724 (+15%) | 4mo | $265,000 | $154 | 47 |
| 3208 Ingleside Ave | 0.70mi | 3/1.5 (+1) | 1,620 (+8%) | 2mo | $225,000 | $139 | 45 |
| 3015 Spaulding Ave | 0.48mi | 3/1.5 (+1) | 1,300 (-13%) | 5mo | $80,000 | $62 | 44 |
| 5404 Crismer Ave | 0.73mi | 3/2.0 (+1) | 1,667 (+11%) | 1mo | $239,900 | $144 | 41 |
| 3741 Boarman Ave | 0.64mi | 3/1.0 (+1) | 1,280 (-15%) | 3mo | $115,000 | $90 | 34 |
| 5119 Woolverton Ave | 0.68mi | 3/1.5 (+1) | 1,700 (+13%) | 7mo | $50,350 | $30 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.41% rent growth · sell at horizon
- IRR
- -4.1%
- Equity multiple
- 0.85×
- Total profit
- $-6,409
- Equity at exit
- $22,365
- IRR
- 4.9%
- Equity multiple
- 1.35×
- Total profit
- $14,797
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21215
- Rents YoY
- 2.4%
- Active inventory
- 354
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,619 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$134 /mo · $1,607/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$340
- Net cashflow
- $296
Break-even live
Sensitivity live
| Price | -10% $381 | -5% $339 | +0% $296 | +5% $254 | +10% $211 |
|---|---|---|---|---|---|
| Rent | -10% $168 | -5% $232 | +0% $296 | +5% $360 | +10% $424 |
| Rate | -1.0pp $372 | -0.5pp $334 | base $296 | +0.5pp $257 | +1.0pp $218 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4828 Beaufort Ave Baltimore, MD | 2.0 | 2.5 | 1200 | $1,850 | $1.54 | 25d | 1 | 0.08mi |
| 5000 Litchfield Ave #1 Baltimore, MD | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 45d | 1 | 0.11mi |
| 4704 Pimlico Rd Baltimore, MD | 3.0 | 1.5 | 2006 | $1,800 | $0.90 | 25d | 1 | 0.46mi |
| 5340 Maple Ave Baltimore, MD | 2.0 | 1.0 | 1200 | $1,950 | $1.62 | 45d | 1 | 0.55mi |
| 5115 Pembridge Ave Baltimore, MD | 3.0 | 2.0 | 1088 | $2,150 | $1.98 | 45d | 1 | 0.60mi |
| 4010 Fernhill Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1100 | $1,500 | $1.36 | 45d | 1 | 0.66mi |
| 4230 Towanda Ave Baltimore, MD | 3.0 | 2.0 | 1400 | $1,800 | $1.29 | 19d | 1 | 0.72mi |
| 2915 Oakford Ave Baltimore, MD | 3.0 | 2.0 | 1102 | $1,600 | $1.45 | 19d | 1 | 0.75mi |
| 2619 Loyola Northway Baltimore, MD | 3.0 | 2.0 | 1400 | $1,995 | $1.43 | 25d | 1 | 0.85mi |
| 3912 Mortimer Ave Baltimore, MD | 3.0 | 2.0 | 1204 | $2,723 | $2.26 | 45d | 1 | 0.87mi |
| 4064 Edgewood Rd Unit 1ST FLOOR Baltimore, MD | 1.0 | 1.0 | 1320 | $1,460 | $1.11 | 45d | 1 | 0.89mi |
| 2454 W Cold Spring Ln Baltimore, MD | 3.0 | 1.0 | 1200 | $1,650 | $1.38 | 25d | 1 | 0.89mi |
| 5807 Gist Ave Baltimore, MD | 2.0 | 1.5 | 2100 | $1,395 | $0.66 | 25d | 1 | 0.92mi |
| 2415 Loyola Southway Baltimore, MD | 3.0 | 1.5 | 1200 | $2,033 | $1.69 | 45d | 1 | 1.07mi |
| 3508 Grantley Rd Baltimore, MD | 2.0 | 1.0 | 1250 | $1,350 | $1.08 | 25d | 1 | 1.08mi |
| 3822 Pall Mall Rd Baltimore, MD | 3.0 | 1.5 | 1320 | $1,875 | $1.42 | 45d | 1 | 1.19mi |
| 3914 Maine Ave Unit 3 Baltimore, MD | 2.0 | 1.0 | 2127 | $1,150 | $0.54 | 45d | 1 | 1.24mi |
| 2900 Taney Rd Apt 1A Baltimore, MD | 2.0 | 2.0 | 1200 | $1,600 | $1.33 | 25d | 1 | 1.41mi |
| 5801 Western Run Dr Baltimore, MD | 3.0 | 1.0–2.0 | 835 | $1,771 | $2.12 | 3d | 7 | 1.43mi |
| 2001 W Cold Spring Ln Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1154 | $2,690 | $2.33 | 3d | 31 | 1.47mi |
| 3807 Bowers Ave Gwynn Oak, MD | 3.0 | 1.5 | 1152 | $2,200 | $1.91 | 45d | 1 | 1.49mi |
Listing history 41 events
-
2026-06-21days on market $149,999 Active 276 DOM
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2026-06-18days on market $149,999 Active 273 DOM
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2026-06-17days on market $149,999 Active 272 DOM
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2026-06-16days on market $149,999 Active 271 DOM
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2026-06-15days on market $149,999 Active 270 DOM
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2026-06-13days on market $149,999 Active 268 DOM
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2026-06-09days on market $149,999 Active 264 DOM
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2026-06-08days on market $149,999 Active 263 DOM
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2026-06-07days on market $149,999 Active 262 DOM
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2026-06-04days on market $149,999 Active 259 DOM
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2026-06-03days on market $149,999 Active 258 DOM
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2026-06-02days on market $149,999 Active 257 DOM
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2026-06-01days on market $149,999 Active 256 DOM
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2026-05-31days on market $149,999 Active 255 DOM
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2025-12-24price $149,999 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
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2025-12-24status Active 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
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2025-11-06historical 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
-
2025-08-04status Active 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
-
2025-07-20historical 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
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2025-07-18$179,999 Active 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
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2025-07-12historical $179,999 1338-char remark
Show marketing remark (1338 chars)
Welcome to 3625 Oakmont Ave, Baltimore, MD 21215 — a fully stabilized, turnkey porchfront investment designed for investors who value predictable cash flow and minimal headaches. This well-maintained 2-bedroom, 2-full-bath property features a finished basement, updated kitchen, and modernized bathrooms, delivering functionality and durability where it matters most. The layout maximizes livability while keeping long-term ownership and maintenance efficiency top of mind — a formula seasoned investors appreciate. A reliable tenant is currently in place and intends to remain for the duration of the existing 24-month lease, providing immediate income from day one. No vacancy. No lease-up period. Just rent checks doing what rent checks are supposed to do. Whether you’re a first-time investor looking to experience the power of turnkey real estate or a portfolio builder seeking a stable, performing asset, this property fits the brief. It’s the kind of deal landlords quietly hold — unless they’re strategically repositioning for the next move. Disclosure: Listing agent has a financial interest in the property. Property is fully licensed and certified. (Clean history of City Rental Licensure & MDE Lead Paint Permit) Do Not Disturbe The Tenant. Contact Listing Agent to schedule walkthru.
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2025-04-04historical
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2025-01-31price $155,999
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2024-09-25$159,999 Active
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2024-09-20historical
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2024-07-12historical
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2024-07-12$174,999 Active
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2024-06-25historical
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2023-12-12historical
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2023-09-17price $169,999
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2023-09-05price $179,999
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2023-08-01price $184,999
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2023-07-02price $189,999
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2023-06-19$195,000 Active
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2022-12-06historical
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2022-08-28price $199,500
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2022-08-28status Active
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2022-06-23historical
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2022-06-22$170,000 Active
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1982-11-23soldstatus $23,900
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1981-05-20soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,607 · $134/mo
- Projected year-2 tax
- $1,621 · $135/mo
- Expected delta
- +$14/yr (+$1/mo · 0.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,430
- − Mortgage interest
- −$8,402
- − Property taxes
- −$1,607
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,554
- − Management
- −$1,554
- − Depreciation
- −$4,364
- Taxable income
- $1,199
- Est. tax owed @ 24.0%
- −$288
- After-tax cash flow
- $3,266/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 52,229
- Household income
- $51,587
- Rent vs Own
- Severe rent burden
- 3644.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Common ancestry
- Scotch-Irish 2% Romanian 2% Italian 1%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -318.58%
- Current HPI
- 291.4926
- Rent YoY
- ▲ 2.41%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+1566.7% since first listed27 events — show timeline
- 2025-12-24 Price Changed $149,999 BRIGHT MLS
- 2025-12-24 Relisted — BRIGHT MLS
- 2025-11-06 Listing Removed — BRIGHT MLS
- 2025-08-04 Relisted — BRIGHT MLS
- 2025-07-20 Listing Removed — BRIGHT MLS
- 2025-07-18 Listed $179,999 BRIGHT MLS
- 2025-07-12 Coming Soon $179,999 BRIGHT MLS
- 2025-04-04 Listing Removed — BRIGHT MLS
- 2025-01-31 Price Changed $155,999 BRIGHT MLS
- 2024-09-25 Listed $159,999 BRIGHT MLS
- 2024-09-20 Coming Soon — BRIGHT MLS
- 2024-07-12 Listing Removed — BRIGHT MLS
- 2024-07-12 Listed $174,999 BRIGHT MLS
- 2024-06-25 Coming Soon — BRIGHT MLS
- 2023-12-12 Listing Removed — BRIGHT MLS
- 2023-09-17 Price Changed $169,999 BRIGHT MLS
- 2023-09-05 Price Changed $179,999 BRIGHT MLS
- 2023-08-01 Price Changed $184,999 BRIGHT MLS
- 2023-07-02 Price Changed $189,999 BRIGHT MLS
- 2023-06-19 Listed $195,000 BRIGHT MLS
- 2022-12-06 Listing Removed — BRIGHT MLS
- 2022-08-28 Price Changed $199,500 BRIGHT MLS
- 2022-08-28 Relisted — BRIGHT MLS
- 2022-06-23 Listing Removed — BRIGHT MLS
- 2022-06-22 Listed $170,000 BRIGHT MLS
- 1982-11-23 Sold (Public Records) $23,900 Public Records
- 1981-05-20 Sold (Public Records) $9,000 Public Records
Property tax history
+10.5%/yrLatest (2025): $1,607 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…