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2723 19th St N
B- Composite 66.18
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • ARV discount +11.1/15.0
  • DSCR +8.5/10.0
  • 1% rule +6.2/10.0
  • Appreciation +4.7/10.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$100,000

2723 19th St N · Hueytown, AL 35023
2 bd · 1.0 ba · 840 sqft · SingleFamily public records · 50 Days on market
Built 1952 9,583 sqft lot $119/sqft · 8% below area Est $109k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

Key facts

  • Durable metal roof
  • Ample counter space
  • Attic space

Tags

FRONT PORCHFENCED YARDUPDATED CABINETRYAMPLE COUNTER SPACEDURABLE METAL ROOFATTIC SPACE

Property features AI

Finance

  • Other: Lot size approximately 0.22 acre; Subdivision: Bessemer North Highlands
  • HOA & community: No association fee

Exterior

  • Parking: Driveway parking
  • Utilities: Public water; Connected sewer; Electric water heater; Ceiling fans noted as energy feature; Internet service availability unknown
  • Home design: Existing home; Single-story living (rooms listed at level 1)
  • Construction: Hardiplank siding; Crawl space foundation
  • Exterior features: Fenced yard; No pool, deck, patio, or garden/patio noted; Not waterfront

Interior

  • Kitchen: Stone countertops; Built-in dishwasher; Built-in microwave; Gas stove
  • Bedrooms: Two bedrooms located on the main level
  • Flooring: Hardwood laminate floors
  • Bathrooms: One full bathroom with tub/shower combo
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceilings listed as 'Other (see remarks)'; No additional interior features noted
  • Laundry & utility: Main-level laundry in a closet; Washer hookup and electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $236 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $91 of equity ($691 loan paydown + $-600 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 1.6% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago; this cycle's ask has dropped $15k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $44k; list at $100k implies a 127% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
9.12%
Cash-on-cash
10.11%
DSCR
1.45
GRM
7.4

CMA / ARV

ARV (median comp)
$108,730
List price
$100,000
Delta
-8.03%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2006 27th Ave 0.08mi 3/1.0 (+1) 786 (-6%) 1mo $40,000 $51 80
2812 20th St N 0.12mi 2/1.0 886 (+6%) 8mo $151,500 $171 78
1817 1/2 29th Ave 0.14mi 2/1.0 756 (-10%) 0mo $60,000 $79 77
2104 26th Ave N 0.28mi 3/1.0 (+1) 884 (+5%) 1mo $111,111 $126 73
2925 20th St N 0.21mi 2/1.0 770 (-8%) 7mo $95,000 $123 70
2421 Circle Dr 0.52mi 2/1.0 872 (+4%) 11mo $75,300 $86 60
2017 Mississippi Ave 0.40mi 3/1.0 (+1) 872 (+4%) 14mo $86,000 $99 58
2225 19th St N 0.58mi 3/1.0 (+1) 888 (+6%) 1mo $35,000 $39 57
1554 27th Ave N 0.42mi 2/1.0 900 (+7%) 19mo $155,000 $172 53
2423 Circle Dr 0.51mi 2/1.0 732 (-13%) 11mo $52,000 $71 46
2223 Circle Dr 0.71mi 3/1.0 (+1) 904 (+8%) 10mo $140,900 $156 40
2321 Circle Dr 0.62mi 3/1.0 (+1) 960 (+14%) 4mo $74,000 $77 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
6.1%
Equity multiple
1.28×
Total profit
$7,751
Equity at exit
$26,073
10-year hold
IRR
10.9%
Equity multiple
2.07×
Total profit
$29,912
Equity at exit
$29,063

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
250
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,120 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$83 /mo · $990/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$236

Break-even live

Break-even rent $821
Max offer price $100,000
Occupancy floor 74%

Sensitivity live

Price -10% $293 -5% $264 +0% $236 +5% $208 +10% $179
Rent -10% $147 -5% $192 +0% $236 +5% $280 +10% $324
Rate -1.0pp $286 -0.5pp $261 base $236 +0.5pp $210 +1.0pp $184

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1623 26th Ave N Bessemer, AL 2.0 1.0 1004 $1,095 $1.09 11d 1 0.37mi
2423 Circle Dr Bessemer, AL 2.0 1.0 732 $1,050 $1.43 44d 1 0.51mi
2234 19th St N Bessemer, AL 2.0 1.0 1106 $975 $0.88 44d 1 0.54mi
2822 Brooklane Dr Bessemer, AL 2.0 1.0 975 $1,000 $1.03 44d 1 0.70mi
1314 22nd Ave N Bessemer, AL 3.0 1.0 1038 $1,000 $0.96 44d 1 1.00mi
119 Lakeland Ave Bessemer, AL 3.0 1.0 1042 $1,125 $1.08 24d 1 1.09mi
309 Sunrise Blvd Bessemer, AL 2.0 1.0 1105 $1,160 $1.05 11d 1 1.17mi

Listing history 35 events

  1. 2026-06-18
    days on market $100,000 Active 50 DOM
  2. 2026-06-18
    price $100,000 Active 49 DOM
  3. 2026-06-17
    days on market $110,000 Active 49 DOM
  4. 2026-06-16
    days on market $110,000 Active 48 DOM
  5. 2026-06-15
    days on market $110,000 Active 47 DOM
  6. 2026-06-13
    days on market $110,000 Active 45 DOM
  7. 2026-06-10
    days on market $110,000 Active 42 DOM
  8. 2026-06-09
    days on market $110,000 Active 41 DOM
  9. 2026-06-08
    days on market $110,000 Active 40 DOM
  10. 2026-06-07
    days on market $110,000 Active 39 DOM
  11. 2026-06-03
    days on market $110,000 Active 35 DOM
  12. 2026-06-02
    days on market $110,000 Active 34 DOM
  13. 2026-06-01
    days on market $110,000 Active 33 DOM
  14. 2026-05-31
    days on market $110,000 Active 32 DOM
  15. 2026-05-16
    price $110,000 881-char remark
  16. 2026-03-24
    listed $115,000 Active 881-char remark
  17. 2025-09-20
    historical $1,145
  18. 2025-09-04
    price $1,145
  19. 2025-08-19
    price $1,170
  20. 2025-06-25
    price $1,220
  21. 2025-05-06
    listed $1,270
  22. 2025-05-06
    historical $1,270
  23. 2025-05-01
    historical $1,270
  24. 2025-05-01
    listed $1,270
  25. 2025-03-20
    listed $1,270
  26. 2020-08-28
    soldstatus $44,000 Sold 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  27. 2020-08-24
    historical Contingent 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  28. 2020-07-15
    price $59,900 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  29. 2020-06-11
    price $64,900 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  30. 2020-05-13
    price $68,900 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  31. 2020-03-31
    price $69,900 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  32. 2020-02-03
    listed $71,000 Active 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  33. 2020-02-01
    historical $71,000 521-char remark
    Show marketing remark (521 chars)

    Are you looking for the PERFECT starter home? Then look no FURTHER! This beautiful and spacious 2 bedroom 1 bath waits for your arrival! Walk into the main level to the beautiful laminate hardwood floors with separate formal living room, kitchen, and dining room. Not to mention Brand New HVAC and Water Heater!!! ENJOY the huge fenced back yard for those outdoor occasions with family and friends! This home is located near the local shopping centers and the interstate for your convenience. Schedule your showing today.

  34. 1993-07-14
    soldstatus $29,500
  35. 1988-05-01
    soldstatus $31,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$990 · $83/mo
Projected year-2 tax
$990 · $83/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 44% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,436
− Mortgage interest
−$5,602
− Property taxes
−$990
− Insurance
−$500
− Repairs & maintenance
−$1,075
− Management
−$1,075
− Depreciation
−$2,909
Taxable income
$1,285
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$309
After-tax cash flow
$2,523/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 527,445 people
City population
210,422
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
247.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.60%
Current HPI
389.38
Rent YoY
▲ 1.60%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+222.6% since first listed
22 events — show timeline
  • 2026-06-18 Price Changed $100,000 Greater Alabama MLS
  • 2026-05-16 Price Changed $110,000 Greater Alabama MLS
  • 2026-03-24 Listed $115,000 Greater Alabama MLS
  • 2025-09-20 Rental Removed $1,145 SHOWMOJO
  • 2025-09-04 Price Changed $1,145 SHOWMOJO
  • 2025-08-19 Price Changed $1,170 SHOWMOJO
  • 2025-06-25 Price Changed $1,220 SHOWMOJO
  • 2025-05-06 Listed for Rent $1,270 SHOWMOJO
  • 2025-05-06 Rental Removed $1,270 SHOWMOJO2
  • 2025-05-01 Rental Removed $1,270 SHOWMOJO
  • 2025-05-01 Listed for Rent $1,270 SHOWMOJO2
  • 2025-03-20 Listed for Rent $1,270 SHOWMOJO
  • 2020-08-28 Sold (MLS) $44,000 Greater Alabama MLS
  • 2020-08-24 Contingent Greater Alabama MLS
  • 2020-07-15 Price Changed $59,900 Greater Alabama MLS
  • 2020-06-11 Price Changed $64,900 Greater Alabama MLS
  • 2020-05-13 Price Changed $68,900 Greater Alabama MLS
  • 2020-03-31 Price Changed $69,900 Greater Alabama MLS
  • 2020-02-03 Listed $71,000 Greater Alabama MLS
  • 2020-02-01 Coming Soon $71,000 Greater Alabama MLS
  • 1993-07-14 Sold (Public Records) $29,500 Public Records
  • 1988-05-01 Sold (Public Records) $31,000 Public Records

Property tax history

+13.6%/yr

Latest (2025): $990 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…