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730 Flanders Ave
B- Composite 65.51
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • DSCR +9.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.1/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,900

730 Flanders Ave · Daytona Beach, FL 32114
2 bd · 1.0 ba · 1,534 sqft · SingleFamily public records · 20 Days on market
Built 1950 6,000 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

Key facts

  • Spacious yard
  • Minutes from beach
  • Minutes from schools

Tags

SPACIOUS YARDMINUTES FROM SHOPPINGMINUTES FROM SCHOOLSMINUTES FROM BEACH

Property features AI

Finance

  • Other: Homestead exempt; Lot size about 0.14 acres
  • HOA & community: No HOA association indicated

Exterior

  • Utilities: Public water; Public sewer; Cable available; Electricity available; Water service available
  • Home design: Single-family residence; One story; East-facing
  • Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as residential
  • Exterior features: Other exterior features; Paved road access; 60 x 100 lot dimensions

Interior

  • Kitchen: Cooktop; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Wood-burning fireplace; Other interior features
  • Laundry & utility: Washer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $430 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $187k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.6%/yr); 310 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • At $2,292/mo this rent would consume 66% of the median local household income ($42k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $53k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $12k; list at $190k implies a 1551% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,051 (1.5% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.80%
Cash-on-cash
12.54%
DSCR
1.56
GRM
6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold
IRR
-1.0%
Equity multiple
0.96×
Total profit
$-1,965
Equity at exit
$28,315
10-year hold
IRR
9.4%
Equity multiple
1.74×
Total profit
$39,380
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32114

Home prices YoY
-21.8%
Rents YoY
3.6%
Active inventory
310
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,292 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$180 /mo · $2,160/yr
Insurance
$79
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$481
Net cashflow
$430

Break-even live

Break-even rent $1,747
Max offer price $189,900
Occupancy floor 76%

Sensitivity live

Price -10% $538 -5% $484 +0% $430 +5% $377 +10% $323
Rent -10% $249 -5% $340 +0% $430 +5% $521 +10% $611
Rate -1.0pp $526 -0.5pp $479 base $430 +0.5pp $381 +1.0pp $331

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
595 Brentwood Dr Daytona Beach, FL 3.0 2.0 1869 $2,100 $1.12 15d 1 0.43mi
601 Vera St Unit 601 Daytona Beach, FL 2.0 1.0 1113 $1,700 $1.53 24d 1 0.47mi
218 Center St Daytona Beach, FL 3.0 2.0 1234 $2,190 $1.77 22d 1 0.51mi
422 N Lincoln St Daytona Beach, FL 3.0 2.0 1354 $2,150 $1.59 24d 1 0.53mi
550 Ruth St Daytona Beach, FL 3.0 2.0 1114 $1,995 $1.79 12d 1 0.62mi
331 Clifton Ave Daytona Beach, FL 3.0 2.0 1355 $2,050 $1.51 24d 1 0.63mi
100 Navigator DR Daytona Beach, FL 1.0–3.0 1.0–2.0 1029 $1,458 $1.42 12d 25 0.66mi
241 Riverside Dr #808 Daytona Beach, FL 2.0 2.0 1537 $2,650 $1.72 24d 1 0.72mi
241 Riverside Dr #1006 Daytona Beach, FL 2.0 2.0 1660 $2,600 $1.57 24d 1 0.72mi
241 Riverside Dr #410 Daytona Beach, FL 3.0 3.0 1922 $4,500 $2.34 24d 1 0.72mi
241 Riverside Dr #904 Daytona Beach, FL 2.0 2.0 1557 $2,700 $1.73 24d 1 0.72mi
241 Riverside Dr #2204 Daytona Beach, FL 2.0 2.0 1689 $3,000 $1.78 24d 1 0.72mi
241 Riverside Dr #2610 Daytona Beach, FL 3.0 3.0 1922 $3,295 $1.71 22d 1 0.72mi
241 Riverside Dr #1710 Daytona Beach, FL 3.0 3.0 1922 $3,000 $1.56 24d 1 0.72mi
241 Riverside Dr #208 Daytona Beach, FL 2.0 2.0 1689 $2,800 $1.66 24d 1 0.72mi
244 Lexington Dr Daytona Beach, FL 3.0 1.0 1099 $2,550 $2.32 15d 1 0.74mi
430 Dorothy Ave Daytona Beach, FL 3.0 1.0 1103 $1,700 $1.54 15d 1 0.74mi
231 Riverside Dr #1208 Holly Hill, FL 2.0 2.0 1660 $2,200 $1.33 24d 1 0.75mi
231 Riverside Dr #1210 Holly Hill, FL 3.0 3.0 2079 $4,200 $2.02 24d 1 0.75mi
231 Riverside Dr Unit 5th Fl Holly Hill, FL 2.0 2.0 1539 $2,800 $1.82 12d 1 0.76mi
231 Riverside Dr Unit 503 Holly Hill, FL 2.0 2.0 1721 $2,800 $1.63 24d 1 0.76mi
231 Riverside Dr Unit 1509-1 Daytona Beach, FL 3.0 3.0 1922 $3,300 $1.72 20d 1 0.76mi
241 Riverside Dr Unit 1546408P Holly Hill, FL 3.0 3.0 1915 $4,994 $2.61 15d 1 0.77mi
520 Zinfandel Dr Unit 1 Daytona Beach, FL 3.0 2.5 1463 $2,500 $1.71 24d 1 0.88mi
625 N Halifax Ave Daytona Beach, FL 2.0 1.5–2.0 1153 $1,488 $1.29 20d 2 1.21mi
519 Colfax Dr Daytona Beach, FL 3.0 1.5 1288 $1,700 $1.32 24d 1 1.26mi
736 White St Daytona Beach, FL 3.0 2.0 1092 $1,799 $1.65 24d 1 1.29mi
935 N Halifax Ave Daytona Beach, FL 2.0 2.0 1210 $1,700 $1.40 24d 1 1.30mi
925 N Halifax Ave Daytona Beach, FL 2.0 2.0 1210 $2,000 $1.65 24d 1 1.34mi
515 Butler Blvd Unit B Daytona Beach, FL 2.0 2.5 1064 $2,000 $1.88 24d 1 1.36mi
515 Butler Blvd Unit A Daytona Beach, FL 2.0 2.0 1064 $2,000 $1.88 24d 1 1.36mi
921 Daytona Ave Unit A Daytona Beach, FL 2.0 1.0 1100 $1,775 $1.61 24d 1 1.36mi
204 S Keech St Daytona Beach, FL 3.0 2.0 1641 $2,250 $1.37 24d 1 1.41mi
875 Derbyshire Rd Daytona Beach, FL 3.0 1.0–2.0 835 $1,141 $1.37 12d 11 1.45mi
131 Cottage Ln Unit 1 Daytona Beach, FL 2.0 1.0 1829 $1,600 $0.87 24d 1 1.45mi
802 Lewis Dr Daytona Beach, FL 3.0 1.0 1223 $1,700 $1.39 24d 1 1.49mi

Listing history 27 events

  1. 2026-06-18
    days on market $189,900 Active 20 DOM
  2. 2026-06-17
    days on market $189,900 Active 19 DOM
  3. 2026-06-16
    days on market $189,900 Active 18 DOM
  4. 2026-06-15
    days on market $189,900 Active 17 DOM
  5. 2026-06-14
    days on market $189,900 Active 15 DOM
  6. 2026-06-10
    days on market $189,900 Active 12 DOM
  7. 2026-06-09
    days on market $189,900 Active 11 DOM
  8. 2026-06-08
    days on market $189,900 Active 10 DOM
  9. 2026-06-07
    days on market $189,900 Active 9 DOM
  10. 2026-06-05
    days on market $189,900 Active 6 DOM
  11. 2026-06-03
    days on market $189,900 Active 5 DOM
  12. 2026-06-02
    days on market $189,900 Active 4 DOM
  13. 2026-06-01
    days on market $189,900 Active 3 DOM
  14. 2026-05-31
    days on market $189,900 Active 2 DOM
  15. 2026-05-31
    days on marketlisting id $189,900 Active 1 DOM
  16. 2026-04-30
    historical
  17. 2026-03-29
    status Active 444-char remark
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  18. 2026-03-29
    status Active
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  19. 2026-03-18
    status Pending 444-char remark
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  20. 2026-03-18
    status Pending
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  21. 2026-02-06
    price $189,900
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  22. 2026-02-06
    price $189,900 444-char remark
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  23. 2025-09-04
    price $199,900 444-char remark
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  24. 2025-09-04
    price $199,900
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  25. 2025-08-11
    listed $205,000 Active 444-char remark
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  26. 2025-08-11
    listed $205,000 Active
    Show marketing remark (444 chars)

    Charming 3-Bedroom, 2-Bath Home with Endless Potential in Daytona Beach! Built in 1950, this delightful home offers a cozy, functional layout and a spacious yard, all just minutes from shopping, schools, and the beach. Bursting with Florida charm and a ton of potential, it's the perfect canvas to create your dream coastal retreat, whether you're looking to move right in, update to your style, or invest in a property with incredible upside.

  27. 1973-06-01
    soldstatus $11,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,160 · $180/mo
Projected year-2 tax
$2,160 · $180/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone A · 75% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,502
− Mortgage interest
−$10,637
− Property taxes
−$2,160
− Insurance
−$2,452
− Repairs & maintenance
−$2,200
− Management
−$2,200
− Depreciation
−$5,524
Taxable income
$2,328
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$559
After-tax cash flow
$4,605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daytona Beach, FL
County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
37,747
Household income
$41,736
Rent vs Own
68.5% rent · 31.5% own
Severe rent burden
2772.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 45% White 36% Hispanic / Latino 11% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4%
Common ancestry
Romanian 1% Slovak 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
90% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.93%
Current HPI
272.5149
Rent YoY
▲ 3.57%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1551.3% since first listed
13 events — show timeline
  • 2026-05-29 Listed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-03-29 Relisted Daytona MLS
  • 2026-03-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-18 Pending Daytona MLS
  • 2026-03-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-02-06 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-06 Price Changed $189,900 Daytona MLS
  • 2025-09-04 Price Changed $199,900 Daytona MLS
  • 2025-09-04 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2025-08-11 Listed $205,000 Daytona MLS
  • 2025-08-11 Listed $205,000 Stellar MLS as Distributed by MLS Grid
  • 1973-06-01 Sold (Public Records) $11,500 Public Records

Property tax history

+21.3%/yr

Latest (2025): $2,160 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…