2361 Jamaican St #51 · Clearwater, FL 33763

$139,999

2 bd · 2.0 ba · 1,100 sqft · Condo public records · 297 Days on market

Built 1978 $515/mo HOA · 30% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.6/30.0
• ARV discount +7.5/15.0
• 1% rule +7.3/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

3rd Floor End Unit, Standard Model, 2bedrooms, 2 bathrooms, updated kitchen, laminate floors throughout and ceiling fans in the kitchen, Florida room and both bedrooms! Furniture optional. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.

Key facts

• Open floor plan
• Beautiful kitchen
• Crisp cabinetry

Tags

• TOP-LEVEL CONDO
• OPEN FLOOR PLAN
• WOOD-LOOK LAMINATE FLOORING
• BEAUTIFUL KITCHEN
• CRISP CABINETRY
• PLENTY OF COUNTER SPACE

Property features AI

Finance

• Other: Directions available to property
• Financial info: Total monthly fees $515.81; Total annual fees $6,189.72; Lease restrictions apply
• HOA & community: HOA required (On Top of the World); Monthly association fee $515.81 (includes cable TV, internet, pool, maintenance of structure and grounds); Association approval required; Community features: fitness center, golf, pool, tennis courts, dog park, park, sidewalks, buyer approval required, association recreation (lease); Senior community; Pets allowed

Exterior

• Parking: Assigned parking
• Security: Community has gated/security entrance
• Utilities: Public water; Sewer: other; Other utilities
• Home design: Condominium; Residential property; Completed condition; Faces northeast; Located on 3rd floor; One level unit
• Construction: Block construction; Built-up roof; Slab foundation; Building name/number: BOHEMIA 47; Built in prior years (completed)
• Exterior features: Hurricane shutters; Asphalt road access

Interior

• Kitchen: Built-in oven; Dishwasher; Microwave; Refrigerator; Freezer
• Bedrooms: 2 bedrooms
• Flooring: Other flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Building has an elevator; Accessible washer/dryer
• Laundry & utility: Washer; Dryer; Laundry inside the unit

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $140k.

Deal economics

• At list price, monthly cash flow is $-68 ($-817/yr) — negative.
• To cash-flow at today's rent, offer at most $128k (8.6% below list).
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.7% vs local median 2.9% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Leila Davis Elementary School (math 66% / reading 69%, grade B+, #435 of 2,144 statewide, top 21%, 665 students, 35% FRL); Safety Harbor Middle School (math 45% / reading 43%, grade D, #327 of 571 statewide, top 57%, 974 students, 50% FRL); Countryside High School (math 25% / reading 45%, grade F, #379 of 667 statewide, top 58%, 1,741 students, 44% FRL).
• Market conditions: Rents soft (-2.6%/yr); 293 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 38% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 297 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 30% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,199 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 297 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 5.71%
• Cash-on-cash: -2.09%
• DSCR: 0.91
• GRM: 6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.7%
• Equity multiple: 0.19×
• Total profit: $-31,753
• Equity at exit: $20,874

10-year hold

• IRR: -44.4%
• Equity multiple: -0.31×
• Total profit: $-51,449
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33763

• Rents YoY: -2.6%
• Active inventory: 293
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,718 high
• Mortgage (P&I): −$734
• Tax from tax record: −$118 /mo · $1,418/yr
• Insurance: −$58
• HOA: −$515
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $-68

Break-even live

Break-even rent $1,805

Max offer price $127,965

Occupancy floor 99%

Sensitivity live

Price	-10% $11	-5% $-28	+0% $-68	+5% $-108	+10% $-147
Rent	-10% $-204	-5% $-136	+0% $-68	+5% $0	+10% $68
Rate	-1.0pp $2	-0.5pp $-33	base $-68	+0.5pp $-104	+1.0pp $-141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2363 Israeli Dr #67 Clearwater, FL	2.0	2.0	1100	$1,600	$1.45	26d	1	0.12mi
2262 Swedish Dr #10 Clearwater, FL	2.0	2.0	1115	$2,000	$1.79	26d	1	0.13mi
2400 Franciscan Dr #44 Clearwater, FL	1.0	1.0	735	$1,200	$1.63	26d	1	0.21mi
2284 Philippine Dr #59 Clearwater, FL	2.0	2.0	1100	$1,795	$1.63	23d	1	0.28mi
2405 Franciscan Dr #23 Clearwater, FL	2.0	2.0	1400	$1,875	$1.34	22d	1	0.28mi
2256 Philippine Dr Clearwater, FL	2.0	2.0	1400	$1,550	$1.11	26d	1	0.28mi
2331 Finlandia Ln #53 Clearwater, FL	1.0	1.0	825	$1,345	$1.63	4d	1	0.29mi
2359 Finlandia Ln Clearwater, FL	2.0	2.0–20.0	1100	$1,400	$1.27	19d	2	0.30mi
2358 Ecuadorian Way #56 Clearwater, FL	2.0	2.0	1100	$1,500	$1.36	4d	1	0.31mi
2287 Philippine Dr #29 Clearwater, FL	2.0	2.0	1070	$1,550	$1.45	9d	1	0.33mi
2287 Philippine Dr #29 Clearwater, FL	2.0	2.0	1070	$1,550	$1.45	4d	1	0.33mi
2378 Ecuadorian Way #38 Clearwater, FL	2.0	2.0	1400	$1,800	$1.29	3d	1	0.35mi
2323 Surrey Ln Clearwater, FL	2.0	2.0	1280	$2,250	$1.76	23d	1	0.36mi
2402 Ecuadorian Way #28 Clearwater, FL	2.0	2.0	1400	$1,900	$1.36	6d	1	0.38mi
2402 Ecuadorian Way Clearwater, FL	2.0	2.0	1400	$1,800	$1.29	26d	2	0.39mi
2361 Ecuadorian Way #45 Clearwater, FL	2.0	2.0	1400	$1,700	$1.21	6d	1	0.39mi
2460 Persian Dr #44 Clearwater, FL	2.0	2.0	1100	$1,800	$1.64	6d	1	0.40mi
2380 World Parkway Blvd #56 Clearwater, FL	1.0	2.0	1244	$1,200	$0.96	5d	1	0.41mi
2384 Tahitian Ln #28 Clearwater, FL	2.0	2.0	1400	$1,700	$1.21	26d	1	0.44mi
2471 Sumatran Way Clearwater, FL	2.0	2.0	1400	$1,500	$1.07	19d	2	0.45mi
2311 Brisbane St #65 Clearwater, FL	2.0	2.0	1100	$1,700	$1.55	14d	1	0.46mi
2310 Denmark St Clearwater, FL	2.0	2.0	1100	$1,550	$1.41	0d	1	0.47mi
2429 Ecuadorian Way #65 Clearwater, FL	2.0	2.0	1100	$1,600	$1.45	6d	1	0.48mi
2456 Ecuadorian Way #42 Clearwater, FL	2.0	2.0	1100	$1,700	$1.55	6d	1	0.48mi
2071 Australia Way W #29 Clearwater, FL	2.0	2.0	1100	$1,525	$1.39	26d	1	0.49mi
2428 Columbia Dr #68 Clearwater, FL	2.0	2.0	1100	$1,750	$1.59	6d	1	0.49mi
2455 Finlandia Ln #67 Clearwater, FL	2.0	2.0	1100	$1,495	$1.36	13d	1	0.50mi
2386 Sumatran Way #14 Clearwater, FL	2.0	2.0	1100	$1,600	$1.45	19d	1	0.50mi
2042 Australia Way W Clearwater, FL	1.0	1.0	825	$1,350	$1.64	12d	1	0.52mi
2448 Columbia Dr #72 Clearwater, FL	2.0	2.0	1100	$1,600	$1.45	25d	1	0.53mi
2040 World Parkway Blvd #34 Clearwater, FL	2.0	2.0	1400	$1,650	$1.18	26d	1	0.54mi
2466 Ecuadorian Way #32 Clearwater, FL	2.0	2.0	1100	$1,600	$1.45	26d	1	0.54mi
2138 Timber Ln Clearwater, FL	2.0	2.0	1348	$2,800	$2.08	26d	1	0.57mi
2458 Columbia Dr #64 Clearwater, FL	1.0	1.0	825	$1,275	$1.55	26d	1	0.59mi
2450 Canadian Way #26 Clearwater, FL	2.0	2.0	1400	$1,700	$1.21	26d	1	0.59mi
2020 World Parkway Blvd #54 Clearwater, FL	2.0	2.0	1400	$1,795	$1.28	12d	1	0.62mi
2451 Canadian Way Clearwater, FL	2.0	1.0–2.0	1250	$1,598	$1.28	9d	2	0.64mi
25350 US Highway 19 N Clearwater, FL	3.0	1.0–2.0	875	$1,732	$1.98	0d	34	0.65mi
2433 Brazilia Dr #49 Clearwater, FL	2.0	2.0	1100	$1,750	$1.59	26d	1	0.66mi
2434 Australia Way E #50 Clearwater, FL	2.0	2.0	1400	$1,700	$1.21	3d	1	0.67mi

HOA detail condo

• Monthly dues: $515 · $6,180/yr
• Likely covers: poolgymparking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 32 events

1. 2026-06-22
   days on market $139,999 Active 297 DOM
2. 2026-06-18
   days on market $139,999 Active 294 DOM
3. 2026-06-17
   days on market $139,999 Active 293 DOM
4. 2026-06-16
   days on market $139,999 Active 292 DOM
5. 2026-06-15
   days on market $139,999 Active 291 DOM
6. 2026-06-13
   days on market $139,999 Active 289 DOM
7. 2026-06-09
   days on market $139,999 Active 285 DOM
8. 2026-06-08
   days on market $139,999 Active 284 DOM
9. 2026-06-07
   days on market $139,999 Active 283 DOM
10. 2026-06-04
    days on market $139,999 Active 280 DOM
11. 2026-06-03
    days on market $139,999 Active 279 DOM
12. 2026-06-01
    days on market $139,999 Active 277 DOM
13. 2026-05-31
    days on market $139,999 Active 276 DOM
14. 2026-04-18
    price $139,999
15. 2025-08-28
    listed $144,800 Active
16. 2021-09-14
    soldstatus $139,900
17. 2021-09-13
    soldstatus $139,900 Closed 1061-char remark

    Show marketing remark (1061 chars)

    3rd Floor End Unit, Standard Model, 2bedrooms, 2 bathrooms, updated kitchen, laminate floors throughout and ceiling fans in the kitchen, Florida room and both bedrooms! Furniture optional. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.

18. 2021-08-13
    status Pending 1061-char remark

    Show marketing remark (1061 chars)

    3rd Floor End Unit, Standard Model, 2bedrooms, 2 bathrooms, updated kitchen, laminate floors throughout and ceiling fans in the kitchen, Florida room and both bedrooms! Furniture optional. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.

19. 2021-08-10
    listed $139,900 Active 1061-char remark

    Show marketing remark (1061 chars)

    3rd Floor End Unit, Standard Model, 2bedrooms, 2 bathrooms, updated kitchen, laminate floors throughout and ceiling fans in the kitchen, Florida room and both bedrooms! Furniture optional. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down is required.

20. 2020-12-14
    soldstatus $105,000
21. 2020-12-03
    soldstatus $105,000 Sold 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

22. 2020-10-23
    status Pending 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

23. 2020-10-08
    price $112,000 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

24. 2020-09-22
    price $115,000 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

25. 2020-09-08
    status Active 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

26. 2020-09-07
    status Pending 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

27. 2020-08-31
    price $119,900 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

28. 2020-08-17
    listed $129,900 Active 885-char remark

    Show marketing remark (885 chars)

    On Top Of The World is where you want to be! This unit consists of two bedrooms and two bathrooms with an updated kitchen and nice laminate flooring throughout most of the home. This home is completely move-in ready! The association covers a variety of your living costs, with the only exception being internet and electric. This sprawling community offers golfing on site, a fitness center, pool, clubhouse, shuffleboard courts, tennis courts, dog park (very dog friendly community) & so much more! Location couldn't be better for that snowbird looking for that Florida home at an affordable value. Beaches are absolutely within close proximity. The complex is very close to the art inspiring Dunedin & Safety Harbor where you can find fantastic restaurants, shopping, and plenty of sunsets! Don't miss your opportunity to own a slice of paradise at such an amazing value.

29. 2014-03-11
    soldstatus $45,000 Sold
30. 2014-03-07
    soldstatus $40,000
31. 2013-10-03
    listed Contingent - Other Contract Contingencies
32. 1997-11-04
    soldstatus $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,418 · $118/mo
• Projected year-2 tax: $1,418 · $118/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,620
• − Mortgage interest: −$7,842
• − Property taxes: −$1,418
• − Insurance: −$700
• − Repairs & maintenance: −$1,650
• − Management: −$1,650
• − HOA: −$6,180
• − Depreciation: −$4,073
• Taxable loss: −$2,891
• Est. tax savings @ 24.0%: +$694
• After-tax cash flow: $-124/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Clearwater

• Score: 82/100
• State rank: #60
• US rank: #988

Category grades

Amenities B Commute A+ Cost of living A- Crime B+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pinellas County · 939,478 people
• City population: 170,933
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 21,146
• Household income: $54,794
• Rent vs Own: 27.6% rent · 72.4% own
• Severe rent burden: 753.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 3% Cuban 1%
• Common ancestry: Romanian 3% Lithuanian 2% Slovak 2%
• Foreign-born: 15% · Canada, Jamaica, Vietnam
• Languages at home: 81% English-only · Spanish 10% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -439.90%
• Current HPI: 265.3099
• Rent YoY: ▼ -2.63%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+241.5% since first listed

19 events — show timeline

• 2026-04-18 Price Changed $139,999 Stellar MLS as Distributed by MLS Grid
• 2025-08-28 Listed $144,800 Stellar MLS as Distributed by MLS Grid
• 2021-09-14 Sold (Public Records) $139,900 Public Records
• 2021-09-13 Sold (MLS) $139,900 Stellar MLS as Distributed by MLS Grid
• 2021-08-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-08-10 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 2020-12-14 Sold (Public Records) $105,000 Public Records
• 2020-12-03 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-10-08 Price Changed $112,000 Stellar MLS as Distributed by MLS Grid
• 2020-09-22 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
• 2020-09-08 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-09-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-08-31 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2020-08-17 Listed $129,900 Stellar MLS as Distributed by MLS Grid
• 2014-03-11 Sold (MLS) $45,000 Stellar MLS as Distributed by MLS Grid
• 2014-03-07 Sold (Public Records) $40,000 Public Records
• 2013-10-03 Listed — Stellar MLS as Distributed by MLS Grid
• 1997-11-04 Sold (Public Records) $41,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $1,418 · +6.0% YoY. Source: county tax records.