643 Pelham Rd Unit 7 D · New Rochelle, NY
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.3/30.0
- ARV discount +7.5/15.0
- Schools +5.7/10.0
- DSCR +4.3/10.0
- Appreciation +4.3/10.0
- 1% rule +4.0/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$320,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One of the largest Dog Friendly 2 Bedroom unit in the area! New Spacious Eat in Kitchen w/Gorgeous solid wood cabinetry, Quartz countertops, Stainless steel appliances, LED recessed lighting and new Ceiling fan. Top floor unit w/large marble tiled foyer. Sunny Extra-large living room with views of the manicured courtyard, marble floors and plenty of room for home office/den. Spacious Primary bedroom with great natural light. Large 2nd bedroom w/new Grey tone flooring & good closet space. Large closets throughout. Maintenance includes Heat, Hot Water & 1 assigned parking spot (2nd spot $45). Complex offers common laundry (bldg #4), storage room. Centrally located to Glen Island & Hudson Parks, #45 Bus stop in front( 10 mins into Pelham Bay Station into NYC) Shops, I95/Hutch Highways, Restaurants and all that Shore Road has to offer. Maintenance does not include Star discount of $1580 if applicable. Pack your bags and move right in. Cheaper than renting a similar sized unit in the area! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
Key facts
- Quartz countertops
- Tile floors
- Updated kitchen
Tags
Property features AI
Exterior
- Parking: Assigned parking (1 space); Parking fee: $55
- Security: Video cameras
- Utilities: Electric service by Con-Edison; Public sewer; Cable available; Electricity connected; Private trash collection
- Home design: Stock cooperative; Two-story building; Entry level: 2
- Construction: Brick construction
- Exterior features: Brick exterior; Video camera security; Not waterfront
Interior
- Kitchen: Dishwasher; Range; Refrigerator; Stainless steel appliances
- Bedrooms: Located on second floor
- Flooring: Ceramic tile; Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Hot air heating; Oil heating; Wall/window air conditioning units
- Interior features: Entrance foyer; Galley-style kitchen; Granite counters; Quartz/Quartzite counters; High ceilings; Open floorplan; Recessed lighting; Walk-through kitchen
- Laundry & utility: Laundry room in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $320k.
Deal economics
- At list price, monthly cash flow is $-10 ($-123/yr) — negative.
- To cash-flow at today's rent, offer at most $319k (0.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $287k (10.3% below list).
- Recommended offer: $287k (10.3% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.5% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Jefferson Elementary School (math 37% / reading 47%, grade F, #1,361 of 2,108 statewide, top 67%, 478 students, 70% FRL); Isaac E Young Middle School (math 47% / reading 62%, grade B-, #214 of 729 statewide, top 31%, 1,138 students, 76% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools average 68% FRL vs 41% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 84 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 34% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.50%
- Cash-on-cash
- 0.75%
- DSCR
- 1.03
- GRM
- 9.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.48% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.4%
- Equity multiple
- 0.65×
- Total profit
- $-31,488
- Equity at exit
- $69,983
- IRR
- -1.1%
- Equity multiple
- 0.90×
- Total profit
- $-8,736
- Equity at exit
- $67,466
Cash invested: $89,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10805
- Home prices YoY
- -0.5%
- Active inventory
- 84
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,870 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax est. 1.5%
- −$400 /mo · $4,800/yr
- Insurance
- −$133
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$603
- Net cashflow
- $-10
Break-even live
Sensitivity live
| Price | -10% $211 | -5% $100 | +0% $-10 | +5% $-121 | +10% $-231 |
|---|---|---|---|---|---|
| Rent | -10% $-237 | -5% $-124 | +0% $-10 | +5% $103 | +10% $217 |
| Rate | -1.0pp $151 | -0.5pp $71 | base $-10 | +0.5pp $-93 | +1.0pp $-178 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $80,000
- Closing costs
- $9,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 666 Pelham Rd Apt 3A New Rochelle, NY | 1.0 | 1.0 | 750 | $2,350 | $3.13 | 45d | 1 | 0.10mi |
| 3 Harbor Ln Unit 3A New Rochelle, NY | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 26d | 1 | 0.23mi |
| 7 Lanecrest Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,690 | $2.45 | 19d | 1 | 0.29mi |
| 504 Pelham Rd New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 14d | 1 | 0.31mi |
| 12 Russell Ave Apt 2 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,350 | $2.94 | 8d | 1 | 0.71mi |
| 300 Pelham Rd New Rochelle, NY | 2.0 | 1.0 | 1200 | $3,195 | $2.66 | 0d | 1 | 0.73mi |
| 965 Main St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 825 | $2,995 | $3.63 | 8d | 1 | 0.77mi |
| 230 Pelham Rd Unit 6F New Rochelle, NY | 1.0 | 1.0 | 800 | $1,995 | $2.49 | 45d | 1 | 0.86mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 862 | $2,595 | $3.01 | 2d | 2 | 0.91mi |
| 220 Pelham Rd Unit 5E New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,595 | $2.60 | 8d | 1 | 0.91mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 900 | $2,595 | $2.88 | 13d | 2 | 0.91mi |
| 25 Maple Ave New Rochelle, NY | 2.0 | 1.0–2.0 | 748 | $3,897 | $5.21 | 0d | 10 | 0.94mi |
| 111 Centre Ave New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 757 | $4,044 | $5.34 | 0d | 17 | 0.99mi |
| 79 S Division St Unit 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 4d | 1 | 1.01mi |
| 387 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 753 | $3,575 | $4.75 | 6d | 6 | 1.03mi |
| 379 Huguenot St Unit 2 New Rochelle, NY | 3.0 | 1.0 | 1150 | $3,200 | $2.78 | 26d | 1 | 1.03mi |
| 360 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 777 | $3,780 | $4.86 | 0d | 15 | 1.06mi |
| 25 Leroy Pl #1 New Rochelle, NY | 2.0 | 2.5 | 1420 | $3,995 | $2.81 | 8d | 1 | 1.07mi |
| 50 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 844 | $7,811 | $9.25 | 0d | 33 | 1.10mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 853 | $4,785 | $5.61 | 0d | 11 | 1.12mi |
| 55 Clinton Pl New Rochelle, NY | 3.0 | 1.0–2.0 | 991 | $5,241 | $5.29 | 0d | 24 | 1.13mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 16d | 1 | 1.14mi |
| 325 Huguenot St New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 989 | $4,625 | $4.68 | 0d | 9 | 1.16mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $4,540 | $5.90 | 0d | 49 | 1.18mi |
| 3 Davenport Ave New Rochelle, NY | 1.0 | 1.0 | 728 | $2,099 | $2.88 | 0d | 1 | 1.20mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $3,757 | $4.09 | 0d | 50 | 1.21mi |
| 36 4th St Unit One New Rochelle, NY | 2.0 | 1.0 | 900 | $2,900 | $3.22 | 6d | 1 | 1.23mi |
| 46 Locust Ave Unit 2 New Rochelle, NY | 2.0 | 1.0 | 750 | $2,950 | $3.93 | 20d | 1 | 1.25mi |
| 194 Webster Ave Unit 1 New Rochelle, NY | 3.0 | 1.0 | 1050 | $3,500 | $3.33 | 45d | 1 | 1.29mi |
| 1 Shearwood Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 818 | $4,108 | $5.02 | 0d | 29 | 1.31mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 826 | $5,175 | $6.26 | 0d | 14 | 1.31mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 45d | 1 | 1.32mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 14d | 1 | 1.32mi |
| 9 9th St Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 750 | $2,100 | $2.80 | 45d | 1 | 1.35mi |
| 9 9th St Unit 1st Floor New Rochelle, NY | 3.0 | 1.0 | 1463 | $3,400 | $2.32 | 45d | 1 | 1.35mi |
| 25 Acacia Ter Unit 1 New Rochelle, NY | 3.0 | 2.0 | 1400 | $3,800 | $2.71 | 45d | 1 | 1.36mi |
| 10 9th St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 1185 | $2,850 | $2.41 | 45d | 1 | 1.36mi |
| 20 Burling Ln New Rochelle, NY | 1.0 | 1.0 | 725 | $3,110 | $4.29 | 11d | 10 | 1.45mi |
| 175 Huguenot St #1402 New Rochelle, NY | 2.0 | 2.5 | 1475 | $4,750 | $3.22 | 26d | 1 | 1.46mi |
| 274 Lockwood Ave Unit First floor New Rochelle, NY | 2.0 | 1.0 | 908 | $2,700 | $2.97 | 45d | 1 | 1.46mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- watercableparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 38 events
-
2026-05-08status Pending 1174-char remark
-
2026-04-21$320,000 Active 1174-char remark
-
2024-07-20price $319,000
-
2024-05-23$329,000 Active
-
2021-10-27soldstatus $290,000 Closed
Show marketing remark (1096 chars)
One of the largest Dog Friendly 2 Bedroom unit in the area! New Spacious Eat in Kitchen w/Gorgeous solid wood cabinetry, Quartz countertops, Stainless steel appliances, LED recessed lighting and new Ceiling fan. Top floor unit w/large marble tiled foyer. Sunny Extra-large living room with views of the manicured courtyard, marble floors and plenty of room for home office/den. Spacious Primary bedroom with great natural light. Large 2nd bedroom w/new Grey tone flooring & good closet space. Large closets throughout. Maintenance includes Heat, Hot Water & 1 assigned parking spot (2nd spot $45). Complex offers common laundry (bldg #4), storage room. Centrally located to Glen Island & Hudson Parks, #45 Bus stop in front( 10 mins into Pelham Bay Station into NYC) Shops, I95/Hutch Highways, Restaurants and all that Shore Road has to offer. Maintenance does not include Star discount of $1580 if applicable. Pack your bags and move right in. Cheaper than renting a similar sized unit in the area! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
-
2021-08-11status Pending
Show marketing remark (1096 chars)
One of the largest Dog Friendly 2 Bedroom unit in the area! New Spacious Eat in Kitchen w/Gorgeous solid wood cabinetry, Quartz countertops, Stainless steel appliances, LED recessed lighting and new Ceiling fan. Top floor unit w/large marble tiled foyer. Sunny Extra-large living room with views of the manicured courtyard, marble floors and plenty of room for home office/den. Spacious Primary bedroom with great natural light. Large 2nd bedroom w/new Grey tone flooring & good closet space. Large closets throughout. Maintenance includes Heat, Hot Water & 1 assigned parking spot (2nd spot $45). Complex offers common laundry (bldg #4), storage room. Centrally located to Glen Island & Hudson Parks, #45 Bus stop in front( 10 mins into Pelham Bay Station into NYC) Shops, I95/Hutch Highways, Restaurants and all that Shore Road has to offer. Maintenance does not include Star discount of $1580 if applicable. Pack your bags and move right in. Cheaper than renting a similar sized unit in the area! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
-
2021-08-03price $299,000
Show marketing remark (1096 chars)
One of the largest Dog Friendly 2 Bedroom unit in the area! New Spacious Eat in Kitchen w/Gorgeous solid wood cabinetry, Quartz countertops, Stainless steel appliances, LED recessed lighting and new Ceiling fan. Top floor unit w/large marble tiled foyer. Sunny Extra-large living room with views of the manicured courtyard, marble floors and plenty of room for home office/den. Spacious Primary bedroom with great natural light. Large 2nd bedroom w/new Grey tone flooring & good closet space. Large closets throughout. Maintenance includes Heat, Hot Water & 1 assigned parking spot (2nd spot $45). Complex offers common laundry (bldg #4), storage room. Centrally located to Glen Island & Hudson Parks, #45 Bus stop in front( 10 mins into Pelham Bay Station into NYC) Shops, I95/Hutch Highways, Restaurants and all that Shore Road has to offer. Maintenance does not include Star discount of $1580 if applicable. Pack your bags and move right in. Cheaper than renting a similar sized unit in the area! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
-
2021-07-22$319,000 Active
Show marketing remark (1096 chars)
One of the largest Dog Friendly 2 Bedroom unit in the area! New Spacious Eat in Kitchen w/Gorgeous solid wood cabinetry, Quartz countertops, Stainless steel appliances, LED recessed lighting and new Ceiling fan. Top floor unit w/large marble tiled foyer. Sunny Extra-large living room with views of the manicured courtyard, marble floors and plenty of room for home office/den. Spacious Primary bedroom with great natural light. Large 2nd bedroom w/new Grey tone flooring & good closet space. Large closets throughout. Maintenance includes Heat, Hot Water & 1 assigned parking spot (2nd spot $45). Complex offers common laundry (bldg #4), storage room. Centrally located to Glen Island & Hudson Parks, #45 Bus stop in front( 10 mins into Pelham Bay Station into NYC) Shops, I95/Hutch Highways, Restaurants and all that Shore Road has to offer. Maintenance does not include Star discount of $1580 if applicable. Pack your bags and move right in. Cheaper than renting a similar sized unit in the area! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
-
2016-10-01historical
-
2016-07-13historical Temporarily off Market
-
2016-05-27historical Pending
-
2016-05-09price
-
2016-05-03price
-
2016-04-21Active
-
2016-04-21$229,999
-
2015-12-30soldstatus $179,000 Sold
-
2015-12-29soldstatus $179,000
-
2015-10-23historical Pending
-
2015-09-30price $179,000
-
2015-09-30status Active
-
2015-08-12historical Pending
-
2015-04-10$185,000 Active
-
2015-04-10$179,000
-
2014-08-19historical
-
2014-04-28historical Temporarily off Market
-
2014-01-27price
-
2013-09-23price
-
2013-09-20price
-
2013-08-19Active
-
2013-08-19$220,000
-
2011-08-29historical Cancelled
-
2011-07-20price
-
2011-06-15price
-
2011-06-15price
-
2011-04-29price
-
2011-04-05price
-
2011-03-18price
-
2011-02-16Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,446
- − Mortgage interest
- −$17,925
- − Property taxes
- −$4,800
- − Insurance
- −$2,398
- − Repairs & maintenance
- −$2,756
- − Management
- −$2,756
- − Depreciation
- −$9,309
- Taxable loss
- −$5,497
- Est. tax savings @ 24.0%
- +$1,319
- After-tax cash flow
- $1,196/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
- County
- Westchester County · 709,332 people
- City population
- 63,657
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 20,903
- Household income
- $102,109
- Rent vs Own
- Severe rent burden
- 961.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Hispanic / Latino 39% White 38% Black 17% Two or more races 13% Asian 4%
- Hispanic origin (detail)
- Mexican 15% Puerto Rican 11% Dominican 2%
- Common ancestry
- Romanian 2% Russian 1% Scotch-Irish 1%
- Foreign-born
- 32% · Canada, Jamaica, South Korea
- Languages at home
- 54% English-only · Spanish 32% Other Indo-European 7% German/W. Germanic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 278.8511
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
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Price history
+45.5% since first listed38 events — show timeline
- 2026-05-08 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-04-21 Listed $320,000 OneKey® MLS as Distributed by MLS Grid
- 2024-07-20 Price Changed $319,000 OneKey® MLS as Distributed by MLS Grid
- 2024-05-23 Listed $329,000 OneKey® MLS as Distributed by MLS Grid
- 2021-10-27 Sold (MLS) $290,000 OneKey® MLS as Distributed by MLS Grid
- 2021-08-11 Pending — OneKey® MLS as Distributed by MLS Grid
- 2021-08-03 Price Changed $299,000 OneKey® MLS as Distributed by MLS Grid
- 2021-07-22 Listed $319,000 OneKey® MLS as Distributed by MLS Grid
- 2016-10-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2016-07-13 Delisted — HGMLS
- 2016-05-27 Contingent — HGMLS
- 2016-05-09 Price Changed — HGMLS
- 2016-05-03 Price Changed — HGMLS
- 2016-04-21 Listed — HGMLS
- 2016-04-21 Listed $229,999 OneKey® MLS as Distributed by MLS Grid
- 2015-12-30 Sold (MLS) $179,000 HGMLS
- 2015-12-29 Sold (MLS) $179,000 OneKey® MLS as Distributed by MLS Grid
- 2015-10-23 Contingent — HGMLS
- 2015-09-30 Relisted — HGMLS
- 2015-09-30 Price Changed $179,000 HGMLS
- 2015-08-12 Contingent — HGMLS
- 2015-04-10 Listed $185,000 HGMLS
- 2015-04-10 Listed $179,000 OneKey® MLS as Distributed by MLS Grid
- 2014-08-19 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2014-04-28 Delisted — HGMLS
- 2014-01-27 Price Changed — HGMLS
- 2013-09-23 Price Changed — HGMLS
- 2013-09-20 Price Changed — HGMLS
- 2013-08-19 Listed — HGMLS
- 2013-08-19 Listed $220,000 OneKey® MLS as Distributed by MLS Grid
- 2011-08-29 Delisted — HGMLS
- 2011-07-20 Price Changed — HGMLS
- 2011-06-15 Price Changed — HGMLS
- 2011-06-15 Price Changed — HGMLS
- 2011-04-29 Price Changed — HGMLS
- 2011-04-05 Price Changed — HGMLS
- 2011-03-18 Price Changed — HGMLS
- 2011-02-16 Listed — HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…