419 Mower St · Duenweg, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.2/5.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$69,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investors and Flippers Delight!!!! Utility Room and Bonus Room is not included in the square footage. Home is in a great area and has so much potential!
Key facts
- 8,451 sq ft lot
- Built 1960
- Listed 12 days
Property features AI
Finance
- Other: Lot dimensions approximately 65 x 130 (0.194 acres)
Exterior
- Parking: No designated parking
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One level
- Construction: Block foundation
- Exterior features: Roof: Other; Property has a view; Asphalt road frontage on a city street; Publicly maintained road
Interior
- Kitchen: No appliances listed
- Flooring: Flooring details listed in remarks
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Other interior features (see remarks)
- Laundry & utility: No laundry appliances listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath other listed at $69k.
Deal economics
- At list price, monthly cash flow is $527 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $69k).
Location & tenants
- Location reads 62/100 on livability (#377 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment F.
- Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Soaring Heights Elem. (math 17% / reading 22%, grade F, #941 of 1,115 statewide, top 86%, 407 students, 56% FRL); East Middle (math 22% / reading 40%, grade F, #279 of 391 statewide, top 72%, 597 students, 66% FRL); Joplin High (math 32% / reading 46%, grade F, #287 of 521 statewide, top 55%, 2,233 students, 50% FRL) — zoned schools at 57% FRL track the district average.
- Market conditions: Rents rising (+3.0%/yr); 377 active listings in the ZIP; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.77% ✓
- Cap rate
- 15.45%
- Cash-on-cash
- 32.71%
- DSCR
- 2.46
- GRM
- 4.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.95% rent growth · sell at horizon
- IRR
- 27.8%
- Equity multiple
- 2.15×
- Total profit
- $22,298
- Equity at exit
- $10,288
- IRR
- 35.2%
- Equity multiple
- 4.23×
- Total profit
- $62,336
- Equity at exit
- $5,966
Cash invested: $19,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64801
- Rents YoY
- 3.0%
- Active inventory
- 377
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,220 medium interval (Pro) →
- Mortgage (P&I)
- −$362
- Tax from tax record
- −$46 /mo · $556/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$256
- Net cashflow
- $527
Break-even live
Sensitivity live
| Price | -10% $566 | -5% $546 | +0% $527 | +5% $507 | +10% $488 |
|---|---|---|---|---|---|
| Rent | -10% $430 | -5% $479 | +0% $527 | +5% $575 | +10% $623 |
| Rate | -1.0pp $561 | -0.5pp $544 | base $527 | +0.5pp $509 | +1.0pp $491 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,250
- Closing costs
- $2,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-05-11status Pending
-
2026-05-07historical Active Under Contract
-
2026-04-29$69,000 Active
-
1995-11-13soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $556 · $46/mo
- Projected year-2 tax
- $669 · $56/mo
- Expected delta
- +$113/yr (+$9/mo · 20.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,638
- − Mortgage interest
- −$3,865
- − Property taxes
- −$556
- − Insurance
- −$345
- − Repairs & maintenance
- −$1,171
- − Management
- −$1,171
- − Depreciation
- −$2,007
- Taxable income
- $5,522
- Est. tax owed @ 24.0%
- −$1,325
- After-tax cash flow
- $4,995/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Joplin Schools
- NCES district ID
- 2916350
- Math proficiency
- 30% ▼ -3.00%
- Reading proficiency
- 39% ▼ -3.00%
- Median HH income
- $38,648
- Composite
- 28.82/100
- National rank
- #6657
- State rank
- #231 of 324 in MO
Livability — Duenweg
- Score
- 62/100
- State rank
- #377
- US rank
- #16618
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Duenweg, MO
- County
- Jasper County · 79,035 people
- City population
- 73,303
- Metro
- Joplin, MO
- Population (ZIP)
- 36,287
- Household income
- $52,620
- Rent vs Own
- Severe rent burden
- 1710.0
Population outlook (Jasper County) Hauer SSP2
- Today (2025)
- 120,033 people
- By 2030
- 120,091 · +0.0%
- By 2040
- 119,297 · -0.6%
- By 2050
- 117,705 · -1.9%
- By 2075
- 110,402 · -8.0%
- By 2100
- 99,719 · -16.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 3% Other Asian/Pacific 1%
Political lean MEDSL · Jasper
- 2024 margin
- Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
- 2008→2024 swing
- -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
- All cycles
- 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -174.15%
- Current HPI
- 248.5056
- Rent YoY
- ▲ 2.95%
- Metro
- Joplin, MO
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
4 events — show timeline
- 2026-05-11 Pending — SOMO
- 2026-05-07 Contingent — SOMO
- 2026-04-29 Listed $69,000 SOMO
- 1995-11-13 Sold (Public Records) — Public Records
Property tax history
+3.5%/yrLatest (2025): $556 · +20.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…