2289 Via Puerta Unit Q · Laguna Woods, CA 92637

$292,000

2 bd · 2.0 ba · 1,057 sqft · Condo public records · 115 Days on market

Built 1969 $276/sqft · 18% below area Est $355k · 18% under $909/mo HOA · 30% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +7.9/10.0
• Cash flow +7.5/30.0
• Schools +5.6/10.0
• 1% rule +5.3/10.0
• Rent growth +4.2/5.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0

Listing remarks MLS

Motivated sellers inviting all reasonable offers a rare upper-level end unit with panoramic mountain views, a wrap-around balcony. Castilla model in Laguna Woods Village 55+ community. This light and bright unit features a spacious living room with marble fireplace and access to a large wrap-around balcony offering panoramic mountain views, including seasonal snow-capped Mt. Baldy. Interior upgrades include laminate flooring throughout main living areas and ceramic tile in kitchen and bathrooms. Dual-pane vinyl windows and sliding glass doors provide energy efficiency and natural light. Central heating and air conditioning. Convenient location with nearby carport parking and easy access to community laundry facilities. Situated within a gated, resort-style senior community offering amenities such as golf courses, pools, fitness centers, clubhouses, and a variety of social activities. Close proximity to shopping, dining, medical facilities, and major Southern California attractions including beaches.

Key facts

• $909 HOA
• Parking
• Community pool

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $292k.

Deal economics

• At list price, monthly cash flow is $-357 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (21.6% below list).
• Meets the 1% rule at list price ($3k rent vs $292k).
• Recommended offer: $229k (21.6% below list) — sets the bar for cash-flow.
• Cap rate 4.8% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: amenities D+, cost of living F, health & safety F.
• Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: San Joaquin Elementary (247 students, 76% FRL); La Paz Intermediate (706 students, 38% FRL); Laguna Hills High (math 39% / reading 72%, grade C, #246 of 1,170 statewide, top 21%, 1,434 students, 53% FRL) — zoned schools average 56% FRL vs 22% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+6.8%/yr); 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).

Forward outlook

• In year one you build about $19k of equity ($2k loan paydown + $17k appreciation (5.9% local appreciation)).
• Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 17y ago; this cycle's ask has dropped $84k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $160k; list at $292k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 30% of rent.
• Climate carrying-cost: extreme-heat days projected 5→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $228,952 (21.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 4.83%
• Cash-on-cash: -5.24%
• DSCR: 0.77
• GRM: 8.1

CMA / ARV

• ARV (median comp): $354,628
• List price: $292,000
• Delta: -16.67%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

5.88% appreciation · 6.79% rent growth · sell at horizon

5-year hold

• IRR: 12.9%
• Equity multiple: 1.88×
• Total profit: $71,961
• Equity at exit: $181,424

10-year hold

• IRR: 15.3%
• Equity multiple: 4.17×
• Total profit: $259,156
• Equity at exit: $327,172

Cash invested: $81,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92637

• Home prices YoY: 3.4%
• Rents YoY: 6.8%
• Active inventory: 190
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $3,009 high
• Mortgage (P&I): −$1,531
• Tax from tax record: −$172 /mo · $2,064/yr
• Insurance: −$122
• HOA: −$909
• Vacancy / Maint / Mgmt: −$632
• Net cashflow: $-357

Break-even live

Break-even rent $3,461

Max offer price $228,952

Occupancy floor —

Sensitivity live

Price	-10% $-192	-5% $-274	+0% $-357	+5% $-440	+10% $-522
Rent	-10% $-595	-5% $-476	+0% $-357	+5% $-238	+10% $-119
Rate	-1.0pp $-210	-0.5pp $-283	base $-357	+0.5pp $-433	+1.0pp $-510

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,000
• Closing costs: $8,760
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2293 Via Puerta Unit O Laguna Woods, CA	2.0	2.0	1057	$3,100	$2.93	20d	1	0.04mi
2269 Via Puerta Unit N Laguna Woods, CA	2.0	2.0	1057	$2,700	$2.55	20d	1	0.05mi
2369 Via Mariposa E Unit 1B Laguna Woods, CA	2.0	2.0	1340	$2,950	$2.20	45d	1	0.06mi
2324 Via Puerta Laguna Woods, CA	2.0	2.0	1009	$2,800	$2.78	45d	1	0.21mi
2022 Via Mariposa E Unit B Laguna Woods, CA	2.0	2.0	1325	$3,200	$2.42	20d	1	0.36mi
2037 Via Mariposa E Laguna Woods, CA	2.0	2.0	1325	$3,300	$2.49	45d	1	0.37mi
2022 Via Mariposa E Unit D Laguna Woods, CA	2.0	2.0	1305	$4,000	$3.07	45d	1	0.38mi
23333 Ridge Route Dr Lake Forest, CA	1.0–2.0	1.0–2.0	892	$3,100	$3.47	4d	9	0.40mi
2049 Via Mariposa E Unit H Laguna Woods, CA	2.0	1.0	866	$2,900	$3.35	45d	1	0.40mi
2014 Via Mariposa W Unit A Laguna Woods, CA	2.0	2.0	1040	$2,850	$2.74	45d	1	0.42mi
263 Calle Aragon Unit A Laguna Woods, CA	2.0	2.0	1275	$3,800	$2.98	19d	1	0.56mi
8 Via Castilla Unit S Laguna Woods, CA	2.0	2.0	1000	$3,000	$3.00	45d	1	0.63mi
8 Via Castilla Laguna Woods, CA	2.0	2.0	1000	$3,250	$3.25	45d	1	0.63mi
8 Via Castilla Unit N Laguna Woods, CA	2.0	2.0	1040	$3,250	$3.12	26d	1	0.63mi
8 Via Castilla Unit T Laguna Woods, CA	2.0	2.0	1040	$2,650	$2.55	6d	1	0.63mi
24299 Paseo De Valencia Laguna Woods, CA	2.0	2.0	1347	$3,770	$2.80	23d	7	0.67mi
21 Avenida Castilla Unit D Laguna Woods, CA	2.0	2.0	940	$3,200	$3.40	20d	1	0.72mi
281 Avenida Carmel Unit 0Q Laguna Woods, CA	1.0	1.0	770	$2,300	$2.99	45d	1	0.73mi
969 Calle Aragon Unit 1B Laguna Woods, CA	2.0	2.0	1195	$2,900	$2.43	26d	1	0.73mi
29 Calle Aragon Unit Q Laguna Woods, CA	2.0	2.0	1040	$3,100	$2.98	45d	1	0.74mi
254 Calle Aragon Unit D Laguna Woods, CA	2.0	2.0	1009	$3,000	$2.97	19d	1	0.79mi
53 Calle Aragon Unit O Laguna Woods, CA	1.0	1.0	770	$2,200	$2.86	14d	1	0.83mi
59 Calle Cadiz Unit B Laguna Woods, CA	2.0	2.0	1070	$3,500	$3.27	45d	1	0.84mi
46 Calle Aragon Unit R Laguna Woods, CA	2.0	2.0	1040	$2,800	$2.69	20d	1	0.89mi
57 Calle Cadiz Laguna Woods, CA	2.0	2.0	1040	$2,800	$2.69	45d	1	0.91mi
57 Calle Cadiz Unit N Laguna Woods, CA	2.0	2.0	1040	$2,900	$2.79	4d	1	0.91mi
3117 Via Serena S Unit D Laguna Woods, CA	2.0	2.0	989	$4,000	$4.04	0d	1	0.93mi
74 Calle Aragon Unit A Laguna Woods, CA	2.0	1.0	950	$2,700	$2.84	26d	1	0.94mi
3048 Via Serena S Unit P Laguna Woods, CA	2.0	2.0	1009	$3,000	$2.97	0d	1	0.96mi
479 Calle Cadiz Unit B Laguna Woods, CA	2.0	2.0	1050	$3,300	$3.14	0d	1	1.01mi
479 Calle Cadiz Unit B Laguna Woods, CA	2.0	2.0	1050	$3,300	$3.14	19d	1	1.01mi
3037 Via Vis Laguna Woods, CA	2.0	2.0	1000	$2,600	$2.60	20d	1	1.01mi
23580 Milano Unit 2 Laguna Hills, CA	3.0	2.0	1300	$3,800	$2.92	19d	1	1.03mi
23491 Via San Miguel Aliso Viejo, CA	3.0	2.0	1240	$3,850	$3.10	14d	1	1.04mi
477 Calle Cadiz Unit A Laguna Woods, CA	1.0	1.0	770	$2,500	$3.25	26d	1	1.04mi
24241 Swiftriver Ct Lake Forest, CA	1.0	1.5	905	$2,850	$3.15	45d	1	1.04mi
24246 Swiftriver Ct Lake Forest, CA	1.0	1.5	905	$2,750	$3.04	26d	1	1.04mi
3054 Via Serena S Laguna Woods, CA	2.0	2.0	950	$3,500	$3.68	45d	1	1.05mi
4003 C. Sonora Unit 2B Laguna Woods, CA	2.0	2.0	1171	$3,100	$2.65	26d	1	1.08mi
22700 Lake Forest Dr Lake Forest, CA	1.0–3.0	1.0–2.0	1008	$3,235	$3.21	0d	1	1.08mi

HOA detail condo

• Monthly dues: $909 · $10,908/yr
• Likely covers: poolgymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-21
   pricedays on market $292,000 Active 115 DOM
2. 2026-06-18
   days on market $295,500 Active 112 DOM
3. 2026-06-17
   days on market $295,500 Active 111 DOM
4. 2026-06-16
   days on market $295,500 Active 110 DOM
5. 2026-06-15
   days on market $295,500 Active 109 DOM
6. 2026-06-13
   days on market $295,500 Active 107 DOM
7. 2026-06-13
   days on market $295,500 Active 106 DOM
8. 2026-06-09
   days on market $295,500 Active 103 DOM
9. 2026-06-08
   days on market $295,500 Active 102 DOM
10. 2026-06-07
    days on market $295,500 Active 101 DOM
11. 2026-06-04
    days on market $295,500 Active 98 DOM
12. 2026-06-03
    days on market $295,500 Active 97 DOM
13. 2026-06-02
    days on market $295,500 Active 96 DOM
14. 2026-06-01
    days on market $295,500 Active 95 DOM
15. 2026-05-31
    days on market $295,500 Active 94 DOM
16. 2026-04-07
    price $295,500 1014-char remark

    Show marketing remark (1014 chars)

    Motivated sellers inviting all reasonable offers a rare upper-level end unit with panoramic mountain views, a wrap-around balcony. Castilla model in Laguna Woods Village 55+ community. This light and bright unit features a spacious living room with marble fireplace and access to a large wrap-around balcony offering panoramic mountain views, including seasonal snow-capped Mt. Baldy. Interior upgrades include laminate flooring throughout main living areas and ceramic tile in kitchen and bathrooms. Dual-pane vinyl windows and sliding glass doors provide energy efficiency and natural light. Central heating and air conditioning. Convenient location with nearby carport parking and easy access to community laundry facilities. Situated within a gated, resort-style senior community offering amenities such as golf courses, pools, fitness centers, clubhouses, and a variety of social activities. Close proximity to shopping, dining, medical facilities, and major Southern California attractions including beaches.

17. 2026-02-26
    listed $375,500 Active 1014-char remark

    Show marketing remark (1014 chars)

    Motivated sellers inviting all reasonable offers a rare upper-level end unit with panoramic mountain views, a wrap-around balcony. Castilla model in Laguna Woods Village 55+ community. This light and bright unit features a spacious living room with marble fireplace and access to a large wrap-around balcony offering panoramic mountain views, including seasonal snow-capped Mt. Baldy. Interior upgrades include laminate flooring throughout main living areas and ceramic tile in kitchen and bathrooms. Dual-pane vinyl windows and sliding glass doors provide energy efficiency and natural light. Central heating and air conditioning. Convenient location with nearby carport parking and easy access to community laundry facilities. Situated within a gated, resort-style senior community offering amenities such as golf courses, pools, fitness centers, clubhouses, and a variety of social activities. Close proximity to shopping, dining, medical facilities, and major Southern California attractions including beaches.

18. 2026-02-25
    price $375,500 1014-char remark

    Show marketing remark (1014 chars)

    Motivated sellers inviting all reasonable offers a rare upper-level end unit with panoramic mountain views, a wrap-around balcony. Castilla model in Laguna Woods Village 55+ community. This light and bright unit features a spacious living room with marble fireplace and access to a large wrap-around balcony offering panoramic mountain views, including seasonal snow-capped Mt. Baldy. Interior upgrades include laminate flooring throughout main living areas and ceramic tile in kitchen and bathrooms. Dual-pane vinyl windows and sliding glass doors provide energy efficiency and natural light. Central heating and air conditioning. Convenient location with nearby carport parking and easy access to community laundry facilities. Situated within a gated, resort-style senior community offering amenities such as golf courses, pools, fitness centers, clubhouses, and a variety of social activities. Close proximity to shopping, dining, medical facilities, and major Southern California attractions including beaches.

19. 2026-02-19
    historical $375,000 1014-char remark

    Show marketing remark (1014 chars)

    Motivated sellers inviting all reasonable offers a rare upper-level end unit with panoramic mountain views, a wrap-around balcony. Castilla model in Laguna Woods Village 55+ community. This light and bright unit features a spacious living room with marble fireplace and access to a large wrap-around balcony offering panoramic mountain views, including seasonal snow-capped Mt. Baldy. Interior upgrades include laminate flooring throughout main living areas and ceramic tile in kitchen and bathrooms. Dual-pane vinyl windows and sliding glass doors provide energy efficiency and natural light. Central heating and air conditioning. Convenient location with nearby carport parking and easy access to community laundry facilities. Situated within a gated, resort-style senior community offering amenities such as golf courses, pools, fitness centers, clubhouses, and a variety of social activities. Close proximity to shopping, dining, medical facilities, and major Southern California attractions including beaches.

20. 2009-10-28
    soldstatus $160,000 Closed 623-char remark

    Show marketing remark (623 chars)

    FABULOUS CASTILLA CONDO, UPPER END UNIT WITH FIREPLACE. BEAUTIFULLY UPGRADED WITH RECENT PAINT, CERAMIC TILE FLOORS IN KITCHEN & BATHS, NEWER LAMINATE FLOORING THROUGHOUT REMAINDER OF CONDO. ADD TO THIS CENTRAL HEAT AND AC, PLUS VINYL-CLAD DUAL PANE WINDOWS AND DOORS. MARBLE FIREPLACE CREATES COZY ATMOSPHERE. EVERYTHING IN A+ ORDER, STAGED TO MAKE YOU FEEL AT HOME. LARGE WRAP-AROUND BALCONY--SEE MT. BALDY WITH SNOWCAP IN WINTER. CONVENIENT TO CARPORT AND LAUNDRY. ALL LOCATED WITHIN THE PREMIER RESORT STYLE SENIOR COMMUNITY WITH THE BEST YEAR-ROUND CLIMATE. JUST MINUTES TO THE BEACH, SHOPPING AND ENTERTAINMENT.

21. 2009-10-28
    soldstatus $160,000

    Show marketing remark (623 chars)

    FABULOUS CASTILLA CONDO, UPPER END UNIT WITH FIREPLACE. BEAUTIFULLY UPGRADED WITH RECENT PAINT, CERAMIC TILE FLOORS IN KITCHEN & BATHS, NEWER LAMINATE FLOORING THROUGHOUT REMAINDER OF CONDO. ADD TO THIS CENTRAL HEAT AND AC, PLUS VINYL-CLAD DUAL PANE WINDOWS AND DOORS. MARBLE FIREPLACE CREATES COZY ATMOSPHERE. EVERYTHING IN A+ ORDER, STAGED TO MAKE YOU FEEL AT HOME. LARGE WRAP-AROUND BALCONY--SEE MT. BALDY WITH SNOWCAP IN WINTER. CONVENIENT TO CARPORT AND LAUNDRY. ALL LOCATED WITHIN THE PREMIER RESORT STYLE SENIOR COMMUNITY WITH THE BEST YEAR-ROUND CLIMATE. JUST MINUTES TO THE BEACH, SHOPPING AND ENTERTAINMENT.

22. 2009-09-14
    historical 623-char remark

    Show marketing remark (623 chars)

    FABULOUS CASTILLA CONDO, UPPER END UNIT WITH FIREPLACE. BEAUTIFULLY UPGRADED WITH RECENT PAINT, CERAMIC TILE FLOORS IN KITCHEN & BATHS, NEWER LAMINATE FLOORING THROUGHOUT REMAINDER OF CONDO. ADD TO THIS CENTRAL HEAT AND AC, PLUS VINYL-CLAD DUAL PANE WINDOWS AND DOORS. MARBLE FIREPLACE CREATES COZY ATMOSPHERE. EVERYTHING IN A+ ORDER, STAGED TO MAKE YOU FEEL AT HOME. LARGE WRAP-AROUND BALCONY--SEE MT. BALDY WITH SNOWCAP IN WINTER. CONVENIENT TO CARPORT AND LAUNDRY. ALL LOCATED WITHIN THE PREMIER RESORT STYLE SENIOR COMMUNITY WITH THE BEST YEAR-ROUND CLIMATE. JUST MINUTES TO THE BEACH, SHOPPING AND ENTERTAINMENT.

23. 2009-08-03
    price $175,000 623-char remark

    Show marketing remark (623 chars)

    FABULOUS CASTILLA CONDO, UPPER END UNIT WITH FIREPLACE. BEAUTIFULLY UPGRADED WITH RECENT PAINT, CERAMIC TILE FLOORS IN KITCHEN & BATHS, NEWER LAMINATE FLOORING THROUGHOUT REMAINDER OF CONDO. ADD TO THIS CENTRAL HEAT AND AC, PLUS VINYL-CLAD DUAL PANE WINDOWS AND DOORS. MARBLE FIREPLACE CREATES COZY ATMOSPHERE. EVERYTHING IN A+ ORDER, STAGED TO MAKE YOU FEEL AT HOME. LARGE WRAP-AROUND BALCONY--SEE MT. BALDY WITH SNOWCAP IN WINTER. CONVENIENT TO CARPORT AND LAUNDRY. ALL LOCATED WITHIN THE PREMIER RESORT STYLE SENIOR COMMUNITY WITH THE BEST YEAR-ROUND CLIMATE. JUST MINUTES TO THE BEACH, SHOPPING AND ENTERTAINMENT.

24. 2009-06-13
    listed $195,000 623-char remark

    Show marketing remark (623 chars)

    FABULOUS CASTILLA CONDO, UPPER END UNIT WITH FIREPLACE. BEAUTIFULLY UPGRADED WITH RECENT PAINT, CERAMIC TILE FLOORS IN KITCHEN & BATHS, NEWER LAMINATE FLOORING THROUGHOUT REMAINDER OF CONDO. ADD TO THIS CENTRAL HEAT AND AC, PLUS VINYL-CLAD DUAL PANE WINDOWS AND DOORS. MARBLE FIREPLACE CREATES COZY ATMOSPHERE. EVERYTHING IN A+ ORDER, STAGED TO MAKE YOU FEEL AT HOME. LARGE WRAP-AROUND BALCONY--SEE MT. BALDY WITH SNOWCAP IN WINTER. CONVENIENT TO CARPORT AND LAUNDRY. ALL LOCATED WITHIN THE PREMIER RESORT STYLE SENIOR COMMUNITY WITH THE BEST YEAR-ROUND CLIMATE. JUST MINUTES TO THE BEACH, SHOPPING AND ENTERTAINMENT.

25. 1989-05-05
    soldstatus $95,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $2,064 · $172/mo
• Projected year-2 tax: $2,219 · $185/mo
• Expected delta: +$155/yr (+$13/mo · 7.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 5 d/yr ≥91°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,107
• − Mortgage interest: −$16,357
• − Property taxes: −$2,064
• − Insurance: −$1,460
• − Repairs & maintenance: −$2,889
• − Management: −$2,889
• − HOA: −$10,908
• − Depreciation: −$8,495
• Taxable loss: −$8,953
• Est. tax savings @ 24.0%: +$2,149
• After-tax cash flow: $-2,134/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saddleback Valley Unified
• NCES district ID: 0633860
• Math proficiency: 51% ▼ -2.00%
• Reading proficiency: 73% ▲ 9.00%
• Median HH income: $85,577
• Composite: 56.05/100
• National rank: #1185
• State rank: #67 of 517 in CA

Livability — Laguna Woods

• Score: 72/100
• State rank: #200
• US rank: #6421

Category grades

Amenities D+ Commute A+ Cost of living F Crime A+ Employment C Housing B- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Laguna Woods, CA
• County: Orange County · 3,096,323 people
• City population: 17,289
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 17,289
• Household income: $59,269
• Rent vs Own: 28.4% rent · 71.6% own
• Severe rent burden: 1572.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 3,477,456 people
• By 2030: 3,613,117 · +3.9%
• By 2040: 3,835,945 · +10.3%
• By 2050: 3,968,736 · +14.1%
• By 2075: 4,097,053 · +17.8%
• By 2100: 3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
• Common ancestry: Romanian 4% Scotch-Irish 4% Lithuanian 3%
• Foreign-born: 31% · China, South Korea, Canada
• Languages at home: 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%

Political lean MEDSL · Orange

• 2024 margin: Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
• 2008→2024 swing: +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
• All cycles: 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.88%
• Current HPI: 180.1191
• Rent YoY: ▲ 6.79%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+211.1% since first listed

10 events — show timeline

• 2026-04-07 Price Changed $295,500 CRMLS
• 2026-02-26 Listed $375,500 CRMLS
• 2026-02-25 Price Changed $375,500 CRMLS
• 2026-02-19 Coming Soon $375,000 CRMLS
• 2009-10-28 Sold (Public Records) $160,000 Public Records
• 2009-10-28 Sold (MLS) $160,000 CRMLS
• 2009-09-14 Listing Removed — CRMLS
• 2009-08-03 Price Changed $175,000 CRMLS
• 2009-06-13 Listed $195,000 CRMLS
• 1989-05-05 Sold (Public Records) $95,000 Public Records

Property tax history

+2.3%/yr

Latest (2025): $2,064 · +1.9% YoY. Source: county tax records.