134 Strojon Ct · Creve Coeur, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$20,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Calling all contractors and visionary investors! 134 Strojon is ready for to be transformed! This property needs a little work, but it is the perfect blank canvas for your next flip or rental project. The potential for equity is high. The home is sold strictly AS-IS, and the seller will not make any repairs. If you aren't afraid of a project and are looking for a property with a low entry price and high upside, this is the one for you.
Key facts
- 0.4 acre lot
- Garage
- Built 1952
Property features AI
Finance
- HOA & community: No association fee
Exterior
- Parking: Attached 1-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Built in 1952; Single-story entry with additional upper, lower and basement levels; Walk-out basement
- Construction: Full unfinished basement; Walk-out basement
- Exterior features: Shingle roof; Property sits on a lot that is level, sloped and on a cul-de-sac; Paved road access; Irregular lot shape
Interior
- Kitchen: Kitchen on main level
- Bedrooms: 2 bedrooms (primary bedrooms located on the main level)
- Flooring: Other flooring (throughout listed rooms)
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating
- Interior features: Cable available; High-speed internet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $20k.
Deal economics
- At list price, monthly cash flow is $428 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($725 rent vs $20k).
Location & tenants
- Location reads 63/100 on livability (#755 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: employment D, amenities F, commute F.
- East Peoria Chsd 309 (suburban): math 17% / reading 15% proficiency, ranked #482 of 620 in IL (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: East Peoria High School (math 17% / reading 15%, grade F, #457 of 693 statewide, top 66%, 947 students, 0% FRL).
- Market conditions: 23 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 77 units permitted in Tazewell County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $138 of loan paydown is wiped out by about $600 of value loss. Plan a longer hold.
- Tazewell County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.62% ✓
- Cap rate
- 31.95%
- Cash-on-cash
- 91.63%
- DSCR
- 5.08
- GRM
- 2.3
CMA / ARV
- ARV (on-the-fly)
- $59,136
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 281 S Thorncrest Ave | 0.63mi | 2/1.5 | 703 (+5%) | 5mo | $62,000 | $88 | 56 |
| 225 S Thorncrest Ave | 0.74mi | 2/1.0 | 720 (+7%) | 8mo | $108,000 | $150 | 47 |
| 216 Maywood Ave | 0.47mi | 2/1.0 | 748 (+11%) | 16mo | $32,000 | $43 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 92.4%
- Equity multiple
- 5.29×
- Total profit
- $24,010
- Equity at exit
- $2,982
- IRR
- 95.2%
- Equity multiple
- 11.01×
- Total profit
- $56,040
- Equity at exit
- $1,729
Cash invested: $5,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 61610
- Home prices YoY
- -23.7%
- Active inventory
- 23
- Price-to-rent
- 2.3×
Monthly cashflow live
- Estimated rent
- $725 medium interval (Pro) →
- Mortgage (P&I)
- −$105
- Tax from tax record
- −$32 /mo · $383/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$152
- Net cashflow
- $428
Break-even live
Sensitivity live
| Price | -10% $439 | -5% $433 | +0% $428 | +5% $422 | +10% $416 |
|---|---|---|---|---|---|
| Rent | -10% $370 | -5% $399 | +0% $428 | +5% $456 | +10% $485 |
| Rate | -1.0pp $438 | -0.5pp $433 | base $428 | +0.5pp $422 | +1.0pp $417 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $5,000
- Closing costs
- $600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 928 S Stewart St Unit 1 Creve Coeur, IL | 1.0 | 1.0 | 630 | $725 | $1.15 | 22d | 1 | 0.85mi |
Listing history 1 events
-
2026-05-06$20,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $383 · $32/mo
- Projected year-2 tax
- $418 · $35/mo
- Expected delta
- +$36/yr (+$3/mo · 9.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $8,700
- − Mortgage interest
- −$1,120
- − Property taxes
- −$383
- − Insurance
- −$100
- − Repairs & maintenance
- −$696
- − Management
- −$696
- − Depreciation
- −$582
- Taxable income
- $5,123
- Est. tax owed @ 24.0%
- −$1,230
- After-tax cash flow
- $3,902/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Peoria Chsd 309
- NCES district ID
- 1713230
- Math proficiency
- 17% ▼ -6.00%
- Reading proficiency
- 15% ▼ -9.00%
- Median HH income
- $51,439
- Composite
- 14.75/100
- National rank
- #9394
- State rank
- #482 of 620 in IL
Livability — Creve Coeur
- Score
- 63/100
- State rank
- #755
- US rank
- #15292
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Creve Coeur, IL
- City population
- 4,572
- Population (ZIP)
- 4,572
Population outlook (Tazewell County) Hauer SSP2
- Today (2025)
- 131,252 people
- By 2030
- 128,028 · -2.5%
- By 2040
- 120,443 · -8.2%
- By 2050
- 111,872 · -14.8%
- By 2075
- 89,843 · -31.5%
- By 2100
- 66,468 · -49.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Italian 12% Romanian 2% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Tazewell
- 2024 margin
- Strong R (+26.7) · D 35.8% · R 62.5% · Other 1.8%
- 2008→2024 swing
- -20.6pp toward R · 2008: -6.0pp · 2024: -26.7pp
- All cycles
- 2024: R+26.7 2020: R+25.6 2016: R+28.5 2012: R+17.9 2008: R+6.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.26%
- Current HPI
- 161.4938
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
|
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| Consumer Goods | 4 | $87B |
|
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| Industrial Machinery | 3 | $64B |
|
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| Healthcare | 2 | $55B |
|
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| Retail / Pharmacy | 1 | $148B |
|
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| Agriculture / Food | 1 | $86B |
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Price history
1 event — show timeline
- 2026-05-06 Listed $20,000 RMLSA as Distributed by MLS Grid
Property tax history
-2.6%/yrLatest (2024): $383 · +34.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…