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134 Strojon Ct
B- Composite 67.12
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$20,000

134 Strojon Ct · Creve Coeur, IL 61610
2 bd · 1.0 ba · 672 sqft · SingleFamily public records · 4 Days on market
Built 1952 0.40 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all contractors and visionary investors! 134 Strojon is ready for to be transformed! This property needs a little work, but it is the perfect blank canvas for your next flip or rental project. The potential for equity is high. The home is sold strictly AS-IS, and the seller will not make any repairs. If you aren't afraid of a project and are looking for a property with a low entry price and high upside, this is the one for you.

Key facts

  • 0.4 acre lot
  • Garage
  • Built 1952

Property features AI

Finance

  • HOA & community: No association fee

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Built in 1952; Single-story entry with additional upper, lower and basement levels; Walk-out basement
  • Construction: Full unfinished basement; Walk-out basement
  • Exterior features: Shingle roof; Property sits on a lot that is level, sloped and on a cul-de-sac; Paved road access; Irregular lot shape

Interior

  • Kitchen: Kitchen on main level
  • Bedrooms: 2 bedrooms (primary bedrooms located on the main level)
  • Flooring: Other flooring (throughout listed rooms)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating
  • Interior features: Cable available; High-speed internet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $20k.

Deal economics

  • At list price, monthly cash flow is $428 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($725 rent vs $20k).

Location & tenants

  • Location reads 63/100 on livability (#755 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: employment D, amenities F, commute F.
  • East Peoria Chsd 309 (suburban): math 17% / reading 15% proficiency, ranked #482 of 620 in IL (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: East Peoria High School (math 17% / reading 15%, grade F, #457 of 693 statewide, top 66%, 947 students, 0% FRL).
  • Market conditions: 23 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 77 units permitted in Tazewell County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $138 of loan paydown is wiped out by about $600 of value loss. Plan a longer hold.
  • Tazewell County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $20,000

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.62%
Cap rate
31.95%
Cash-on-cash
91.63%
DSCR
5.08
GRM
2.3

CMA / ARV

ARV (on-the-fly)
$59,136
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
281 S Thorncrest Ave 0.63mi 2/1.5 703 (+5%) 5mo $62,000 $88 56
225 S Thorncrest Ave 0.74mi 2/1.0 720 (+7%) 8mo $108,000 $150 47
216 Maywood Ave 0.47mi 2/1.0 748 (+11%) 16mo $32,000 $43 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
92.4%
Equity multiple
5.29×
Total profit
$24,010
Equity at exit
$2,982
10-year hold
IRR
95.2%
Equity multiple
11.01×
Total profit
$56,040
Equity at exit
$1,729

Cash invested: $5,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 61610

Home prices YoY
-23.7%
Active inventory
23
Price-to-rent
2.3×

Monthly cashflow live

Estimated rent
$725 medium interval (Pro) →
Mortgage (P&I)
$105
Tax from tax record
$32 /mo · $383/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$152
Net cashflow
$428

Break-even live

Break-even rent $184
Max offer price $20,000
Occupancy floor 36%

Sensitivity live

Price -10% $439 -5% $433 +0% $428 +5% $422 +10% $416
Rent -10% $370 -5% $399 +0% $428 +5% $456 +10% $485
Rate -1.0pp $438 -0.5pp $433 base $428 +0.5pp $422 +1.0pp $417

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$5,000
Closing costs
$600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
928 S Stewart St Unit 1 Creve Coeur, IL 1.0 1.0 630 $725 $1.15 22d 1 0.85mi

Listing history 1 events

  1. 2026-05-06
    listed $20,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$383 · $32/mo
Projected year-2 tax
$418 · $35/mo
Expected delta
+$36/yr (+$3/mo · 9.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$8,700
− Mortgage interest
−$1,120
− Property taxes
−$383
− Insurance
−$100
− Repairs & maintenance
−$696
− Management
−$696
− Depreciation
−$582
Taxable income
$5,123
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,230
After-tax cash flow
$3,902/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Peoria Chsd 309
NCES district ID
1713230
Math proficiency
17% ▼ -6.00%
Reading proficiency
15% ▼ -9.00%
Median HH income
$51,439
Composite
14.75/100
National rank
#9394
State rank
#482 of 620 in IL

Livability — Creve Coeur

Score
63/100
State rank
#755
US rank
#15292

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Creve Coeur, IL
City population
4,572
Population (ZIP)
4,572

Population outlook (Tazewell County) Hauer SSP2

Today (2025)
131,252 people
By 2030
128,028 · -2.5%
By 2040
120,443 · -8.2%
By 2050
111,872 · -14.8%
By 2075
89,843 · -31.5%
By 2100
66,468 · -49.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Italian 12% Romanian 2% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Tazewell

2024 margin
Strong R (+26.7) · D 35.8% · R 62.5% · Other 1.8%
2008→2024 swing
-20.6pp toward R · 2008: -6.0pp · 2024: -26.7pp
All cycles
2024: R+26.7 2020: R+25.6 2016: R+28.5 2012: R+17.9 2008: R+6.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.26%
Current HPI
161.4938
Rent YoY
Metro
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-06 Listed $20,000 RMLSA as Distributed by MLS Grid

Property tax history

-2.6%/yr

Latest (2024): $383 · +34.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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