14523 Hampshire Hall Ct Unit G-1112 · Marlboro Village, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +15.0/15.0
- 1% rule +8.0/10.0
- DSCR +5.9/10.0
- Rent growth +5.0/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.
Key facts
- Cozy gas fireplace
- Bright living room
- Private patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $200k.
Deal economics
- At list price, monthly cash flow is $195 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 4.8% in Marlboro Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#226 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: cost of living D, amenities F, commute F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Barack Obama Elementary (math 4% / reading 16%, grade F, #602 of 860 statewide, top 71%, 746 students, 57% FRL); James Madison Middle (math 4% / reading 27%, grade F, #190 of 225 statewide, top 85%, 873 students, 62% FRL); Dr. Henry A. Wise Jr. High (math 17% / reading 38%, grade F, #158 of 222 statewide, top 71%, 2,257 students, 59% FRL).
- Market conditions: Rents rising fast (+9.8%/yr); 313 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 158 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 22y ago; this cycle's ask has dropped $85k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 7.46%
- Cash-on-cash
- 4.18%
- DSCR
- 1.19
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $303,302
- List price
- $199,900
- Delta
- -34.09%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14218 Hampshire Hall Ct Unit G-310 | 0.07mi | 2/2.0 | 1,550 (+5%) | 3mo | $309,900 | $200 | 85 |
| 14226 Hampshire Hall Ct #402 | 0.07mi | 3/3.0 (+1) | 1,500 (+2%) | 0mo | $285,000 | $190 | 84 |
| 13825 King Frederick Way #707 | 0.39mi | 2/2.5 | 1,479 (+1%) | 2mo | $330,000 | $223 | 77 |
| 4808 Colonel Brooke Ct #304 | 0.20mi | 2/2.0 | 1,361 (-7%) | 3mo | $270,000 | $198 | 76 |
| 13817 King Frederick Way #703 | 0.39mi | 2/2.5 | 1,518 (+3%) | 0mo | $315,000 | $208 | 74 |
| 4829 King John Way #233 | 0.20mi | 2/2.5 | 1,392 (-5%) | 8mo | $345,000 | $248 | 73 |
| 14257 Hampshire Hall Ct Unit G-707 | 0.07mi | 2/2.0 | 1,270 (-14%) | 1mo | $299,000 | $235 | 73 |
| 14322 Colonel Clagett Ct #323 | 0.26mi | 2/2.0 | 1,367 (-7%) | 7mo | $300,000 | $219 | 70 |
| 14511 Marlborough Cir | 0.33mi | 2/2.5 | 1,356 (-8%) | 6mo | $325,000 | $240 | 65 |
| 13814 King Frederick Way #105 | 0.36mi | 2/2.5 | 1,617 (+10%) | 8mo | $325,000 | $201 | 57 |
| 4927 King Patrick Way #502 | 0.43mi | 2/2.5 | 1,624 (+10%) | 6mo | $330,000 | $203 | 56 |
| 13501 Lord Baltimore Pl | 0.68mi | 3/2.5 (+1) | 1,306 (-11%) | 1mo | $380,000 | $291 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -2.6%
- Equity multiple
- 0.89×
- Total profit
- $-5,892
- Equity at exit
- $29,806
- IRR
- 13.0%
- Equity multiple
- 2.34×
- Total profit
- $74,751
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20772
- Rents YoY
- 9.8%
- Active inventory
- 313
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,600 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax est. 1.5%
- −$250 /mo · $2,998/yr
- Insurance
- −$83
- HOA
- −$477
- Vacancy / Maint / Mgmt
- −$546
- Net cashflow
- $195
Break-even live
Sensitivity live
| Price | -10% $333 | -5% $264 | +0% $195 | +5% $126 | +10% $57 |
|---|---|---|---|---|---|
| Rent | -10% $-10 | -5% $92 | +0% $195 | +5% $298 | +10% $401 |
| Rate | -1.0pp $296 | -0.5pp $246 | base $195 | +0.5pp $143 | +1.0pp $91 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13901 Ascott Dr Upper Marlboro, MD | 2.0 | 1.5 | 998 | $2,657 | $2.66 | 7d | 1 | 0.05mi |
| 14210 Slidell Ct Upper Marlboro, MD | 1.0–3.0 | 1.0–2.0 | 971 | $2,377 | $2.45 | 0d | 4 | 0.09mi |
| 13810 Fareham Ln Upper Marlboro, MD | 2.0 | 2.5 | 1327 | $2,700 | $2.03 | 26d | 1 | 0.11mi |
| 13803 Bentwaters Dr Upper Marlboro, MD | 2.0 | 2.5 | 986 | $2,270 | $2.30 | 21d | 1 | 0.15mi |
| 13817 Amberfield Ct Upper Marlboro, MD | 2.0 | 2.5 | 1160 | $2,595 | $2.24 | 26d | 1 | 0.23mi |
| 4720 Colonel Ashton Pl #430 Upper Marlboro, MD | 2.0 | 1.5 | 1327 | $2,500 | $1.88 | 46d | 1 | 0.27mi |
| 4530 Lords Landing Rd Upper Marlboro, MD | 1.0–3.0 | 1.0–2.0 | 1098 | $2,398 | $2.18 | 0d | 7 | 0.29mi |
| 13811 Churchville Dr Upper Marlboro, MD | 3.0 | 2.5 | 1160 | $3,000 | $2.59 | 15d | 1 | 0.29mi |
| 14175 Spring Branch Dr Upper Marlboro, MD | 3.0 | 2.0 | 1632 | $2,550 | $1.56 | 6d | 1 | 0.33mi |
| 13920 Lord Fairfax Pl Upper Marlboro, MD | 3.0 | 2.5 | 1498 | $3,050 | $2.04 | 1d | 1 | 0.54mi |
| 13555 Lord Baltimore Pl Upper Marlboro, MD | 2.0 | 2.0 | 1162 | $2,325 | $2.00 | 26d | 1 | 0.55mi |
| 14005 Lord Marlborough Pl Unit 21-5 Upper Marlboro, MD | 2.0 | 2.0 | 971 | $2,100 | $2.16 | 22d | 1 | 0.64mi |
| 13560 Lord Sterling Pl Unit 9-4 Upper Marlboro, MD | 2.0 | 1.0 | 894 | $1,999 | $2.24 | 46d | 1 | 0.73mi |
| 13173 Ripon Pl Upper Marlboro, MD | 3.0 | 1.5 | 1146 | $2,425 | $2.12 | 7d | 1 | 0.98mi |
| 13052 Salford Ter Upper Marlboro, MD | 3.0 | 3.5 | 1096 | $2,725 | $2.49 | 46d | 1 | 1.04mi |
| 12828 Dunkirk Dr Upper Marlboro, MD | 3.0 | 2.0 | 1558 | $4,100 | $2.63 | 21d | 1 | 1.14mi |
HOA detail
- Monthly dues
- $477 · $5,724/yr
- Likely covers
- gas
Listing history 35 events
-
2026-06-22days on market $199,900 Active 158 DOM
-
2026-06-21days on market $199,900 Active 157 DOM
-
2026-06-18days on market $199,900 Active 154 DOM
-
2026-06-17days on market $199,900 Active 153 DOM
-
2026-06-16days on market $199,900 Active 152 DOM
-
2026-06-15days on market $199,900 Active 151 DOM
-
2026-06-13days on market $199,900 Active 149 DOM
-
2026-06-10days on market $199,900 Active 145 DOM
-
2026-06-08days on market $199,900 Active 144 DOM
-
2026-06-07days on market $199,900 Active 143 DOM
-
2026-06-04days on market $199,900 Active 140 DOM
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2026-06-03days on market $199,900 Active 139 DOM
-
2026-06-02days on market $199,900 Active 138 DOM
-
2026-06-01days on market $199,900 Active 137 DOM
-
2026-05-31days on market $199,900 Active 136 DOM
-
2026-05-12price $199,900 499-char remark
Show marketing remark (499 chars)
Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.
-
2026-05-09price $249,900 499-char remark
Show marketing remark (499 chars)
Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.
-
2026-05-01price $279,900 499-char remark
Show marketing remark (499 chars)
Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.
-
2026-01-15$284,900 Active 499-char remark
Show marketing remark (499 chars)
Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.
-
2025-12-10price $289,900
-
2025-12-10historical
-
2025-11-21status Active
-
2025-11-15status Pending
-
2025-10-29price $290,900
-
2025-10-18price $294,900
-
2025-10-13status Active
-
2025-10-06historical
-
2025-09-19price $296,000
-
2025-08-26$299,000 Active
-
2007-10-16historical
-
2007-09-15soldstatus $285,000 Sold
-
2007-04-18$290,000
-
2004-07-19soldstatus $194,000
-
2004-06-24historical
-
2004-06-17$185,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,194
- − Mortgage interest
- −$11,198
- − Property taxes
- −$2,998
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,496
- − Management
- −$2,496
- − HOA
- −$5,724
- − Depreciation
- −$5,815
- Taxable loss
- −$532
- Est. tax savings @ 24.0%
- +$128
- After-tax cash flow
- $2,469/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Marlboro Village
- Score
- 66/100
- State rank
- #226
- US rank
- #11335
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marlboro Village, MD
- County
- Prince Georges County · 919,866 people
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 54,319
- Household income
- $139,403
- Rent vs Own
- Severe rent burden
- 524.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (78%)
- Race & ethnicity
- Black 78% White 10% Hispanic / Latino 7% Two or more races 5% Asian 1%
- Hispanic origin (detail)
- Mexican 1%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 88% English-only · Spanish 5% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -184.63%
- Current HPI
- 251.8236
- Rent YoY
- ▲ 9.80%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
||
Price history
+8.1% since first listed20 events — show timeline
- 2026-05-12 Price Changed $199,900 BRIGHT MLS
- 2026-05-09 Price Changed $249,900 BRIGHT MLS
- 2026-05-01 Price Changed $279,900 BRIGHT MLS
- 2026-01-15 Listed $284,900 BRIGHT MLS
- 2025-12-10 Price Changed $289,900 BRIGHT MLS
- 2025-12-10 Listing Removed — BRIGHT MLS
- 2025-11-21 Relisted — BRIGHT MLS
- 2025-11-15 Pending — BRIGHT MLS
- 2025-10-29 Price Changed $290,900 BRIGHT MLS
- 2025-10-18 Price Changed $294,900 BRIGHT MLS
- 2025-10-13 Relisted — BRIGHT MLS
- 2025-10-06 Listing Removed — BRIGHT MLS
- 2025-09-19 Price Changed $296,000 BRIGHT MLS
- 2025-08-26 Listed $299,000 BRIGHT MLS
- 2007-10-16 Delisted — MRIS
- 2007-09-15 Sold (MLS) $285,000 MRIS
- 2007-04-18 Listed $290,000 MRIS
- 2004-07-19 Sold (MLS) $194,000 MRIS
- 2004-06-24 Delisted — MRIS
- 2004-06-17 Listed $185,000 MRIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…