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14523 Hampshire Hall Ct Unit G-1112
C Composite 59.93
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • 1% rule +8.0/10.0
  • DSCR +5.9/10.0
  • Rent growth +5.0/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$199,900

14523 Hampshire Hall Ct Unit G-1112 · Marlboro Village, MD 20772
2 bd · 2.0 ba · 1,470 sqft · Townhouse · 158 Days on market
Built 2001 $136/sqft · 34% below area Est $303k · 34% under $477/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.

Key facts

  • Cozy gas fireplace
  • Bright living room
  • Private patio

Tags

TOWNHOME STYLE CONDOBRIGHT LIVING ROOMMODERN KITCHENCOZY GAS FIREPLACEPRIVATE PATIONEW REFRIGERATOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $195 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 4.8% in Marlboro Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#226 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: cost of living D, amenities F, commute F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Barack Obama Elementary (math 4% / reading 16%, grade F, #602 of 860 statewide, top 71%, 746 students, 57% FRL); James Madison Middle (math 4% / reading 27%, grade F, #190 of 225 statewide, top 85%, 873 students, 62% FRL); Dr. Henry A. Wise Jr. High (math 17% / reading 38%, grade F, #158 of 222 statewide, top 71%, 2,257 students, 59% FRL).
  • Market conditions: Rents rising fast (+9.8%/yr); 313 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 158 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 22y ago; this cycle's ask has dropped $85k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
7.46%
Cash-on-cash
4.18%
DSCR
1.19
GRM
6.4

CMA / ARV

ARV (median comp)
$303,302
List price
$199,900
Delta
-34.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14218 Hampshire Hall Ct Unit G-310 0.07mi 2/2.0 1,550 (+5%) 3mo $309,900 $200 85
14226 Hampshire Hall Ct #402 0.07mi 3/3.0 (+1) 1,500 (+2%) 0mo $285,000 $190 84
13825 King Frederick Way #707 0.39mi 2/2.5 1,479 (+1%) 2mo $330,000 $223 77
4808 Colonel Brooke Ct #304 0.20mi 2/2.0 1,361 (-7%) 3mo $270,000 $198 76
13817 King Frederick Way #703 0.39mi 2/2.5 1,518 (+3%) 0mo $315,000 $208 74
4829 King John Way #233 0.20mi 2/2.5 1,392 (-5%) 8mo $345,000 $248 73
14257 Hampshire Hall Ct Unit G-707 0.07mi 2/2.0 1,270 (-14%) 1mo $299,000 $235 73
14322 Colonel Clagett Ct #323 0.26mi 2/2.0 1,367 (-7%) 7mo $300,000 $219 70
14511 Marlborough Cir 0.33mi 2/2.5 1,356 (-8%) 6mo $325,000 $240 65
13814 King Frederick Way #105 0.36mi 2/2.5 1,617 (+10%) 8mo $325,000 $201 57
4927 King Patrick Way #502 0.43mi 2/2.5 1,624 (+10%) 6mo $330,000 $203 56
13501 Lord Baltimore Pl 0.68mi 3/2.5 (+1) 1,306 (-11%) 1mo $380,000 $291 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-2.6%
Equity multiple
0.89×
Total profit
$-5,892
Equity at exit
$29,806
10-year hold
IRR
13.0%
Equity multiple
2.34×
Total profit
$74,751
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20772

Rents YoY
9.8%
Active inventory
313
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,600 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax est. 1.5%
$250 /mo · $2,998/yr
Insurance
$83
HOA
$477
Vacancy / Maint / Mgmt
$546
Net cashflow
$195

Break-even live

Break-even rent $2,352
Max offer price $199,900
Occupancy floor 87%

Sensitivity live

Price -10% $333 -5% $264 +0% $195 +5% $126 +10% $57
Rent -10% $-10 -5% $92 +0% $195 +5% $298 +10% $401
Rate -1.0pp $296 -0.5pp $246 base $195 +0.5pp $143 +1.0pp $91

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13901 Ascott Dr Upper Marlboro, MD 2.0 1.5 998 $2,657 $2.66 7d 1 0.05mi
14210 Slidell Ct Upper Marlboro, MD 1.0–3.0 1.0–2.0 971 $2,377 $2.45 0d 4 0.09mi
13810 Fareham Ln Upper Marlboro, MD 2.0 2.5 1327 $2,700 $2.03 26d 1 0.11mi
13803 Bentwaters Dr Upper Marlboro, MD 2.0 2.5 986 $2,270 $2.30 21d 1 0.15mi
13817 Amberfield Ct Upper Marlboro, MD 2.0 2.5 1160 $2,595 $2.24 26d 1 0.23mi
4720 Colonel Ashton Pl #430 Upper Marlboro, MD 2.0 1.5 1327 $2,500 $1.88 46d 1 0.27mi
4530 Lords Landing Rd Upper Marlboro, MD 1.0–3.0 1.0–2.0 1098 $2,398 $2.18 0d 7 0.29mi
13811 Churchville Dr Upper Marlboro, MD 3.0 2.5 1160 $3,000 $2.59 15d 1 0.29mi
14175 Spring Branch Dr Upper Marlboro, MD 3.0 2.0 1632 $2,550 $1.56 6d 1 0.33mi
13920 Lord Fairfax Pl Upper Marlboro, MD 3.0 2.5 1498 $3,050 $2.04 1d 1 0.54mi
13555 Lord Baltimore Pl Upper Marlboro, MD 2.0 2.0 1162 $2,325 $2.00 26d 1 0.55mi
14005 Lord Marlborough Pl Unit 21-5 Upper Marlboro, MD 2.0 2.0 971 $2,100 $2.16 22d 1 0.64mi
13560 Lord Sterling Pl Unit 9-4 Upper Marlboro, MD 2.0 1.0 894 $1,999 $2.24 46d 1 0.73mi
13173 Ripon Pl Upper Marlboro, MD 3.0 1.5 1146 $2,425 $2.12 7d 1 0.98mi
13052 Salford Ter Upper Marlboro, MD 3.0 3.5 1096 $2,725 $2.49 46d 1 1.04mi
12828 Dunkirk Dr Upper Marlboro, MD 3.0 2.0 1558 $4,100 $2.63 21d 1 1.14mi

HOA detail

Monthly dues
$477 · $5,724/yr
Likely covers
gas

Listing history 35 events

  1. 2026-06-22
    days on market $199,900 Active 158 DOM
  2. 2026-06-21
    days on market $199,900 Active 157 DOM
  3. 2026-06-18
    days on market $199,900 Active 154 DOM
  4. 2026-06-17
    days on market $199,900 Active 153 DOM
  5. 2026-06-16
    days on market $199,900 Active 152 DOM
  6. 2026-06-15
    days on market $199,900 Active 151 DOM
  7. 2026-06-13
    days on market $199,900 Active 149 DOM
  8. 2026-06-10
    days on market $199,900 Active 145 DOM
  9. 2026-06-08
    days on market $199,900 Active 144 DOM
  10. 2026-06-07
    days on market $199,900 Active 143 DOM
  11. 2026-06-04
    days on market $199,900 Active 140 DOM
  12. 2026-06-03
    days on market $199,900 Active 139 DOM
  13. 2026-06-02
    days on market $199,900 Active 138 DOM
  14. 2026-06-01
    days on market $199,900 Active 137 DOM
  15. 2026-05-31
    days on market $199,900 Active 136 DOM
  16. 2026-05-12
    price $199,900 499-char remark
    Show marketing remark (499 chars)

    Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.

  17. 2026-05-09
    price $249,900 499-char remark
    Show marketing remark (499 chars)

    Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.

  18. 2026-05-01
    price $279,900 499-char remark
    Show marketing remark (499 chars)

    Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.

  19. 2026-01-15
    listed $284,900 Active 499-char remark
    Show marketing remark (499 chars)

    Beautifully maintained two-level townhome-style condo featuring spacious rooms throughout. Enjoy a bright living room with custom lighting, a modern kitchen with pantry, and a cozy gas fireplace. The home offers 2 beds and 2 full baths, including an owner's suite with both a soaking tub and separate shower. Step outside to a private patio, perfect for relaxing or entertaining. New refrigerator, stove and dishwasher. Conveniently located near major roadways and just minutes from the golf course.

  20. 2025-12-10
    price $289,900
  21. 2025-12-10
    historical
  22. 2025-11-21
    status Active
  23. 2025-11-15
    status Pending
  24. 2025-10-29
    price $290,900
  25. 2025-10-18
    price $294,900
  26. 2025-10-13
    status Active
  27. 2025-10-06
    historical
  28. 2025-09-19
    price $296,000
  29. 2025-08-26
    listed $299,000 Active
  30. 2007-10-16
    historical
  31. 2007-09-15
    soldstatus $285,000 Sold
  32. 2007-04-18
    listed $290,000
  33. 2004-07-19
    soldstatus $194,000
  34. 2004-06-24
    historical
  35. 2004-06-17
    listed $185,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,194
− Mortgage interest
−$11,198
− Property taxes
−$2,998
− Insurance
−$1,000
− Repairs & maintenance
−$2,496
− Management
−$2,496
− HOA
−$5,724
− Depreciation
−$5,815
Taxable loss
−$532
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$128
After-tax cash flow
$2,469/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Marlboro Village

Score
66/100
State rank
#226
US rank
#11335

Category grades

Amenities F Commute F Cost of living D Crime C Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marlboro Village, MD
County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
54,319
Household income
$139,403
Rent vs Own
10.7% rent · 89.3% own
Severe rent burden
524.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% White 10% Hispanic / Latino 7% Two or more races 5% Asian 1%
Hispanic origin (detail)
Mexican 1%
Foreign-born
10% · Canada, China
Languages at home
88% English-only · Spanish 5% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -184.63%
Current HPI
251.8236
Rent YoY
▲ 9.80%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+8.1% since first listed
20 events — show timeline
  • 2026-05-12 Price Changed $199,900 BRIGHT MLS
  • 2026-05-09 Price Changed $249,900 BRIGHT MLS
  • 2026-05-01 Price Changed $279,900 BRIGHT MLS
  • 2026-01-15 Listed $284,900 BRIGHT MLS
  • 2025-12-10 Price Changed $289,900 BRIGHT MLS
  • 2025-12-10 Listing Removed BRIGHT MLS
  • 2025-11-21 Relisted BRIGHT MLS
  • 2025-11-15 Pending BRIGHT MLS
  • 2025-10-29 Price Changed $290,900 BRIGHT MLS
  • 2025-10-18 Price Changed $294,900 BRIGHT MLS
  • 2025-10-13 Relisted BRIGHT MLS
  • 2025-10-06 Listing Removed BRIGHT MLS
  • 2025-09-19 Price Changed $296,000 BRIGHT MLS
  • 2025-08-26 Listed $299,000 BRIGHT MLS
  • 2007-10-16 Delisted MRIS
  • 2007-09-15 Sold (MLS) $285,000 MRIS
  • 2007-04-18 Listed $290,000 MRIS
  • 2004-07-19 Sold (MLS) $194,000 MRIS
  • 2004-06-24 Delisted MRIS
  • 2004-06-17 Listed $185,000 MRIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…