9087 Segers Trail Loop · Huntsville, AL 35756

$329,800

3 bd · 3.0 ba · 1,949 sqft · SingleFamily public records · 111 Days on market

Built 2019 9,147 sqft lot $169/sqft · 6% below area Est $389k · 15% under $65/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.4/15.0
• Cash flow +7.9/30.0
• Livability +4.1/5.0
• Schools +2.9/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0
• 1% rule +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

Key facts

• Decorative ceilings
• Wainscoting
• Large quiet lot

Tags

• LARGE QUIET LOT
• CUSTOM DESIGN
• DECORATIVE CEILINGS
• CROWN MOLDING
• WAINSCOTING
• HARDWOOD FLOORS

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $330k.

Deal economics

• At list price, monthly cash flow is $-354 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $267k (18.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (34.8% below list).
• Recommended offer: $215k (34.8% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.1%/yr); 823 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 494 units permitted in Limestone County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Limestone County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 111 days — a 9% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 7y ago; this cycle's ask has dropped $45k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $263k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,191 (34.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 5.01%
• Cash-on-cash: -4.60%
• DSCR: 0.80
• GRM: 12.8

CMA / ARV

• ARV (median comp): $389,352
• List price: $329,800
• Delta: -15.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
28673 Blythe Ln NW	0.07mi	4/2.0 (+1)	1,863 (-4%)	1mo	$317,000	$170	80
8959 Segers Trail Loop	0.14mi	4/2.0 (+1)	1,852 (-5%)	4mo	$315,000	$170	73
8553 Bellewood Ln NW	0.44mi	3/2.0	1,891 (-3%)	1mo	$484,900	$256	70
8950 Segers Trail Loop NW Unit N/A	0.13mi	4/3.0 (+1)	2,139 (+10%)	4mo	$385,000	$180	70
8769 Segers Trail Loop NW	0.26mi	4/2.0 (+1)	1,863 (-4%)	4mo	$320,000	$172	68
107 Talia Dr	0.28mi	3/2.0	1,853 (-5%)	13mo	$387,975	$209	64
31 Dylan Rd	0.56mi	3/2.5	1,963 (+1%)	9mo	$377,000	$192	64
8598 Boulder Brook Rd NW	0.48mi	3/2.0	2,121 (+9%)	4mo	$557,032	$263	55
8750 Boulder Brook Rd NW	0.38mi	3/2.0	2,207 (+13%)	2mo	$514,951	$233	55
28893 Bungalow Ln NW	0.37mi	3/2.0	2,204 (+13%)	13mo	$526,000	$239	46
8571 Boulder Brook Rd NW	0.49mi	3/2.5	2,206 (+13%)	10mo	$532,391	$241	45
8557 Boulder Brook Rd NW	0.50mi	3/2.5	2,238 (+15%)	11mo	$533,605	$238	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold

• IRR: -26.0%
• Equity multiple: 0.13×
• Total profit: $-80,003
• Equity at exit: $49,174

10-year hold

• IRR: -29.1%
• Equity multiple: -0.24×
• Total profit: $-114,649
• Equity at exit: $28,515

Cash invested: $92,344 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35756

• Home prices YoY: -21.7%
• Rents YoY: 1.1%
• Active inventory: 823
• Price-to-rent: 12.8×

Monthly cashflow live

• Estimated rent: $2,152 high
• Mortgage (P&I): −$1,730
• Tax from tax record: −$122 /mo · $1,460/yr
• Insurance: −$137
• HOA: −$65
• Vacancy / Maint / Mgmt: −$452
• Net cashflow: $-354

Break-even live

Break-even rent $2,600

Max offer price $267,331

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,450
• Closing costs: $9,894
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8651 Segers Trail Loop NW Madison, AL	4.0	2.0	1934	$2,200	$1.14	44d	1	0.23mi
2 Wordsworth Rd Madison, AL	4.0	3.0	2108	$2,500	$1.19	14d	1	0.34mi
65 Dylan Rd Madison, AL	3.0	2.0	2110	$2,350	$1.11	44d	1	0.59mi
8259 Huspa Ave Madison, AL	3.0	2.5	1725	$2,050	$1.19	14d	1	0.81mi
29789 Hardiman Rd Madison, AL	2.0	2.0	1250	$1,625	$1.30	14d	1	0.83mi
29384 Satilla Cir Madison, AL	4.0	3.0	2208	$2,000	$0.91	21d	1	0.86mi
267 New Bristol Ln Madison, AL	4.0	2.0	1932	$2,100	$1.09	14d	1	0.88mi
29227 Satilla Cir Madison, AL	4.0	2.5	1835	$1,995	$1.09	44d	1	0.97mi
103 Thornley Ct Madison, AL	3.0	2.0	1704	$1,550	$0.91	23d	1	1.05mi
246 Healey Dr Madison, AL	4.0	2.0	1950	$2,495	$1.28	44d	1	1.17mi
211 New Bristol Ln Madison, AL	3.0	2.0	1956	$2,000	$1.02	14d	1	1.32mi
228 Grantham Cir Madison, AL	3.0	2.0	1588	$1,850	$1.16	44d	1	1.40mi
228 Grantham Cir Madison, AL	3.0	2.0	1588	$1,850	$1.16	23d	1	1.40mi
108 Grantham Cir Madison, AL	3.0	2.0	1600	$850	$0.53	14d	1	1.42mi

HOA detail

• Monthly dues: $65 · $780/yr
• Likely covers: gas

Listing history 50 events

1. 2026-06-18
   pricedays on market $329,800 Active 111 DOM
2. 2026-06-17
   days on market $329,900 Active 110 DOM
3. 2026-06-16
   pricedays on market $329,900 Active 109 DOM
4. 2026-06-15
   price $329,800 Active 108 DOM
5. 2026-06-15
   days on market $329,900 Active 108 DOM
6. 2026-06-14
   pricedays on market $329,900 Active 106 DOM
7. 2026-06-10
   pricedays on market $334,900 Active 103 DOM
8. 2026-06-09
   days on market $334,800 Active 102 DOM
9. 2026-06-09
   price $334,800 Active 101 DOM
10. 2026-06-08
    days on market $334,900 Active 101 DOM
11. 2026-06-07
    pricedays on market $334,900 Active 100 DOM
12. 2026-06-03
    days on market $334,800 Active 96 DOM
13. 2026-06-02
    days on market $334,800 Active 95 DOM
14. 2026-06-01
    days on market $334,800 Active 94 DOM
15. 2026-05-31
    days on market $334,800 Active 93 DOM
16. 2026-05-30
    days on market $334,800 Active 92 DOM
17. 2026-05-16
    price $334,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

18. 2026-05-15
    price $334,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

19. 2026-05-14
    price $334,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

20. 2026-05-11
    price $334,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

21. 2026-05-11
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

22. 2026-05-06
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

23. 2026-05-04
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

24. 2026-05-02
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

25. 2026-05-01
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

26. 2026-04-29
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

27. 2026-04-28
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

28. 2026-04-26
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

29. 2026-04-24
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

30. 2026-04-20
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

31. 2026-04-17
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

32. 2026-04-15
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

33. 2026-04-13
    price $339,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

34. 2026-04-11
    price $339,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

35. 2026-04-09
    price $344,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

36. 2026-04-07
    price $344,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

37. 2026-04-02
    price $344,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

38. 2026-04-01
    price $344,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

39. 2026-03-30
    price $345,000 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

40. 2026-03-27
    price $349,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

41. 2026-03-26
    price $349,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

42. 2026-03-24
    price $349,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

43. 2026-03-23
    price $349,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

44. 2026-03-22
    price $349,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

45. 2026-03-21
    price $349,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

46. 2026-03-18
    price $349,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

47. 2026-03-18
    price $359,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

48. 2026-03-17
    price $359,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

49. 2026-03-16
    price $359,900 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

50. 2026-03-13
    price $359,800 706-char remark

    Show marketing remark (706 chars)

    Situated on a large, quiet lot, this adorable & charming home is in exemplary condition & LOADED w/ custom design & detail thru-out including decorative ceilings, elegant fixtures, crown molding, wainscoting, beautiful hardwood & ceramic tile floors, custom cabinetry, back splash, stainless steel appliances include GAS STOVE, & much more. OPEN FLOOR PLAN w/ spacious family room, kitchen w/ large breakfast area & ISLAND, all bedrooms are SECLUDED/ISOLATED & offers a GUEST RETREAT/INLAW SUITE w/ its very own private bathroom. French doors open to a FORMAL DINING room or can be used as an office or even converted to a 4th bedroom. Screened patio overlooks private backyard!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,460 · $122/mo
• Projected year-2 tax: $1,460 · $122/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,823
• − Mortgage interest: −$18,474
• − Property taxes: −$1,460
• − Insurance: −$1,649
• − Repairs & maintenance: −$2,066
• − Management: −$2,066
• − HOA: −$780
• − Depreciation: −$9,594
• Taxable loss: −$10,266
• Est. tax savings @ 24.0%: +$2,464
• After-tax cash flow: $-1,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Huntsville City
• NCES district ID: 0101800
• Math proficiency: 21% ▼ -23.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $48,264
• Composite: 28.84/100
• National rank: #6647
• State rank: #48 of 129 in AL

Livability — Huntsville

• Score: 82/100
• State rank: #3
• US rank: #1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntsville, AL
• County: Limestone County · 80,439 people
• City population: 220,435
• Metro: Huntsville, AL
• Population (ZIP): 24,947
• Household income: $129,852
• Rent vs Own: 17.4% rent · 82.6% own
• Severe rent burden: 286.0

Population outlook (Limestone County) Hauer SSP2

• Today (2025): 111,441 people
• By 2030: 121,272 · +8.8%
• By 2040: 140,705 · +26.3%
• By 2050: 159,069 · +42.7%
• By 2075: 202,231 · +81.5%
• By 2100: 230,608 · +106.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 59% Black 21% Two or more races 9% Hispanic / Latino 7% Asian 6% Native American 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Italian 3% Serbian 3% Slovak 3%
• Foreign-born: 8% · China, South Korea, Canada
• Languages at home: 90% English-only · Spanish 3% Korean 2% Other Indo-European 2%

Political lean MEDSL · Limestone

• 2024 margin: Solid R (+43.9) · D 27.5% · R 71.4% · Other 1.2%
• 2008→2024 swing: -2.0pp toward R · 2008: -41.9pp · 2024: -43.9pp
• All cycles: 2024: R+43.9 2020: R+42.6 2016: R+49.5 2012: R+43.6 2008: R+41.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -50.15%
• Current HPI: 180.5285
• Rent YoY: ▲ 1.15%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+27.3% since first listed

52 events — show timeline

• 2026-05-16 Price Changed $334,800 VMLS
• 2026-05-15 Price Changed $334,900 VMLS
• 2026-05-14 Price Changed $334,800 VMLS
• 2026-05-11 Price Changed $334,900 VMLS
• 2026-05-11 Price Changed $339,800 VMLS
• 2026-05-06 Price Changed $339,900 VMLS
• 2026-05-04 Price Changed $339,800 VMLS
• 2026-05-02 Price Changed $339,900 VMLS
• 2026-05-01 Price Changed $339,800 VMLS
• 2026-04-29 Price Changed $339,900 VMLS
• 2026-04-28 Price Changed $339,800 VMLS
• 2026-04-26 Price Changed $339,900 VMLS
• 2026-04-24 Price Changed $339,800 VMLS
• 2026-04-20 Price Changed $339,900 VMLS
• 2026-04-17 Price Changed $339,800 VMLS
• 2026-04-15 Price Changed $339,900 VMLS
• 2026-04-13 Price Changed $339,800 VMLS
• 2026-04-11 Price Changed $339,900 VMLS
• 2026-04-09 Price Changed $344,800 VMLS
• 2026-04-07 Price Changed $344,900 VMLS
• 2026-04-02 Price Changed $344,800 VMLS
• 2026-04-01 Price Changed $344,900 VMLS
• 2026-03-30 Price Changed $345,000 VMLS
• 2026-03-27 Price Changed $349,900 VMLS
• 2026-03-26 Price Changed $349,800 VMLS
• 2026-03-24 Price Changed $349,900 VMLS
• 2026-03-23 Price Changed $349,800 VMLS
• 2026-03-22 Price Changed $349,900 VMLS
• 2026-03-21 Price Changed $349,800 VMLS
• 2026-03-18 Price Changed $349,900 VMLS
• 2026-03-18 Price Changed $359,900 VMLS
• 2026-03-17 Price Changed $359,800 VMLS
• 2026-03-16 Price Changed $359,900 VMLS
• 2026-03-13 Price Changed $359,800 VMLS
• 2026-03-12 Price Changed $359,900 VMLS
• 2026-03-11 Price Changed $359,800 VMLS
• 2026-03-10 Price Changed $359,900 VMLS
• 2026-03-10 Price Changed $374,900 VMLS
• 2026-03-09 Price Changed $374,800 VMLS
• 2026-03-06 Price Changed $374,900 VMLS
• 2026-03-05 Price Changed $374,800 VMLS
• 2026-03-03 Price Changed $374,900 VMLS
• 2026-03-02 Price Changed $374,800 VMLS
• 2026-03-01 Price Changed $374,900 VMLS
• 2026-02-27 Listed $375,000 VMLS
• 2019-10-29 Sold (MLS) $262,664 VMLS
• 2019-09-24 Pending — VMLS
• 2019-09-21 Price Changed $262,614 VMLS
• 2019-09-04 Price Changed $262,664 VMLS
• 2019-08-08 Price Changed $262,564 VMLS
• 2019-07-27 Price Changed $262,664 VMLS
• 2019-05-13 Listed $263,064 VMLS

Property tax history

+101.2%/yr

Latest (2020): $1,460 · +101.2% YoY. Source: county tax records.