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1458 N Evanston Pl
B Composite 73.16
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • DSCR +10.0/10.0
  • Appreciation +9.3/10.0
  • ARV discount +8.3/15.0
  • 1% rule +7.0/10.0
  • Livability +3.8/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +0.8/10.0

$95,000

1458 N Evanston Pl · Tulsa, OK 74110
3 bd · 1.0 ba · 888 sqft · SingleFamily public records · 8 Days on market
Built 1953 7,841 sqft lot Est $97k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Well-maintained 3-bedroom, 1-bath home being sold as-is. Cash or conventional financing only.

Key facts

  • 7,841 sq ft lot
  • Garage
  • Built 1953

Property features AI

Finance

  • Financial info: Annual tax information provided separately
  • HOA & community: No HOA information provided

Exterior

  • Parking: Attached garage (1 car)
  • Security: No safety shelter
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story; Faces east; Entry on crawlspace foundation
  • Construction: Built with vinyl siding and wood frame; Asphalt/fiberglass roof; Crawlspace foundation; Year built source: public records
  • Exterior features: Chain link fencing; No additional exterior amenities listed

Interior

  • Kitchen: Oven; Range; Stove
  • Bedrooms: Bedroom count not provided
  • Flooring: Tile flooring; Wood flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (gas); Window cooling units
  • Interior features: Vinyl windows; Laminate countertops; No additional interior amenities listed
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $310 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Cap rate 10.2% vs local median 3.9% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
  • Tulsa (urban): math 7% / reading 12% proficiency, ranked #250 of 270 in OK (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.8%/yr); 57 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $9k of equity ($657 loan paydown + $8k appreciation (8.7% local appreciation)).
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (8.7% appreciation + 1.8% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $30k; list at $95k implies a 222% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
10.21%
Cash-on-cash
13.98%
DSCR
1.62
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$96,792
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2018 N Delaware Pl 0.51mi 3/1.0 888 (0%) 3mo $153,000 $172 74
2032 N Evanston Pl 0.52mi 3/1.0 912 (+3%) 2mo $61,000 $67 70
2707 E Marshall St 0.39mi 3/1.0 965 (+9%) 2mo $105,000 $109 66
1901 N Atlanta Ave 0.65mi 3/1.0 909 (+2%) 0mo $131,500 $145 65
2918 E Woodrow St 0.58mi 2/1.0 (-1) 876 (-1%) 2mo $62,500 $71 65
1551 N Indianapolis Ave 0.51mi 2/1.0 (-1) 926 (+4%) 2mo $132,500 $143 63
1421 N Indianapolis Ave 0.41mi 2/1.0 (-1) 841 (-5%) 7mo $179,000 $213 61
1041 N Florence Ave E 0.51mi 3/1.0 939 (+6%) 11mo $70,000 $75 57
3116 E Woodrow St 0.59mi 2/1.0 (-1) 910 (+2%) 10mo $88,500 $97 55
1146 N Harvard Ave 0.50mi 2/1.0 (-1) 955 (+8%) 9mo $120,000 $126 52
1840 N Louisville Ave 0.69mi 3/1.0 980 (+10%) 1mo $80,000 $82 49
1920 N Lewis Pl 0.73mi 2/1.0 (-1) 928 (+4%) 6mo $35,000 $38 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.69% appreciation · 1.78% rent growth · sell at horizon

5-year hold
IRR
31.6%
Equity multiple
3.32×
Total profit
$61,714
Equity at exit
$76,694
10-year hold
IRR
27.4%
Equity multiple
7.09×
Total profit
$161,976
Equity at exit
$156,761

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74110

Home prices YoY
3.2%
Rents YoY
1.8%
Active inventory
57
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,140 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$53 /mo · $633/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$239
Net cashflow
$310

Break-even live

Break-even rent $747
Max offer price $95,000
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1507 N Florence Ave Tulsa, OK 3.0 1.0 1000 $1,100 $1.10 23d 1 0.17mi
1816 N Delaware Pl Tulsa, OK 3.0 1.0 990 $950 $0.96 3d 1 0.32mi
1928 N Columbia Pl Tulsa, OK 2.0 1.0 888 $1,000 $1.13 16d 1 0.47mi
1623 N Atlanta Ave Tulsa, OK 3.0 1.0 975 $1,175 $1.21 3d 1 0.54mi
1807 N Atlanta Ave Tulsa, OK 3.0 1.0 812 $995 $1.23 23d 1 0.59mi
3326 E Marshall St Apt 4 Tulsa, OK 2.0 1.0 750 $925 $1.23 23d 1 0.60mi
3326 E Marshall St Unit 1 Tulsa, OK 2.0 1.0 700 $825 $1.18 23d 1 0.60mi
1830 N New Haven Ave Tulsa, OK 2.0 1.0 840 $1,295 $1.54 23d 1 0.78mi
4008 E Virgin St Tulsa, OK 3.0 1.0 1125 $1,400 $1.24 3d 1 0.94mi
3238 E Easton St Tulsa, OK 2.0 1.0 800 $1,150 $1.44 3d 1 1.00mi
2529 E Admiral Pl Unit A Tulsa, OK 2.0 1.0 1100 $1,295 $1.18 23d 1 1.18mi
44 S Florence Ave Tulsa, OK 2.0 1.0 1080 $1,450 $1.34 23d 1 1.29mi
2808 E 1st Pl Unit P21-Q Tulsa, OK 2.0 1.0 1025 $1,250 $1.22 23d 1 1.31mi
4703 E Latimer Pl Tulsa, OK 2.0 1.0 1103 $1,290 $1.17 3d 1 1.32mi

Listing history 9 events

  1. 2026-05-23
    status Pending
  2. 2026-05-15
    listed $95,000 Active
  3. 2024-10-19
    historical $995
  4. 2024-10-09
    price $995
  5. 2024-09-26
    price $1,025
  6. 2024-09-11
    price $1,075
  7. 2024-06-11
    listed $1,175
  8. 2022-07-22
    price $950
  9. 1986-12-01
    soldstatus $29,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$633 · $53/mo
Projected year-2 tax
$855 · $71/mo
Expected delta
+$222/yr (+$18/mo · 35.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,677
− Mortgage interest
−$5,321
− Property taxes
−$633
− Insurance
−$475
− Repairs & maintenance
−$1,094
− Management
−$1,094
− Depreciation
−$2,764
Taxable income
$2,296
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$551
After-tax cash flow
$3,168/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tulsa
NCES district ID
4030240
Math proficiency
7% ▼ -9.00%
Reading proficiency
12% ▼ -7.00%
Median HH income
$37,895
Composite
8.04/100
National rank
#9919
State rank
#250 of 270 in OK

Livability — Tulsa

Score
75/100
State rank
#13
US rank
#4058

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tulsa, OK
County
Tulsa County · 640,811 people
City population
389,418
Metro
Tulsa, OK
Population (ZIP)
15,244
Household income
$42,054
Rent vs Own
46.3% rent · 53.7% own
Severe rent burden
528.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Hispanic / Latino 40% White 24% Black 24% Two or more races 16% Native American 6%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Slovak 1%
Foreign-born
17% · Canada
Languages at home
62% English-only · Spanish 37%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.69%
Current HPI
277.6663
Rent YoY
▲ 1.78%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+222.0% since first listed
9 events — show timeline
  • 2026-05-23 Pending MLS Technology, Inc.
  • 2026-05-15 Listed $95,000 MLS Technology, Inc.
  • 2024-10-19 Rental Removed $995 APPFOLIO
  • 2024-10-09 Price Changed $995 APPFOLIO
  • 2024-09-26 Price Changed $1,025 APPFOLIO
  • 2024-09-11 Price Changed $1,075 APPFOLIO
  • 2024-06-11 Listed for Rent $1,175 APPFOLIO
  • 2022-07-22 Price Changed $950 RENT.
  • 1986-12-01 Sold (Public Records) $29,500 Public Records

Property tax history

+4.6%/yr

Latest (2025): $633 · +8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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