5527 Sea Spray Ct · Midway, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +5.4/15.0
- Schools +5.3/10.0
- DSCR +3.9/10.0
- Rent growth +3.7/5.0
- 1% rule +2.8/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
Key facts
- Fenced back yard
- Retractable drawers
- Outdoor ceiling fan
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $-19 ($-228/yr) — negative.
- To cash-flow at today's rent, offer at most $277k (1.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (21.9% below list).
- Recommended offer: $218k (21.9% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 4.1% in Midway — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: West Navarre Primary School (723 students, 39% FRL); Woodlawn Beach Middle School (math 68% / reading 60%, grade B+, #105 of 571 statewide, top 19%, 948 students, 34% FRL); Gulf Breeze High School (math 67% / reading 69%, grade B, #66 of 667 statewide, top 10%, 1,978 students, 21% FRL) — zoned schools at 31% FRL track the district average.
- Market conditions: Rents rising fast (+4.6%/yr); 455 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 268 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 9y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $191k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 268 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 6.21%
- Cash-on-cash
- -0.29%
- DSCR
- 0.99
- GRM
- 10.7
CMA / ARV
- ARV (on-the-fly)
- $267,600
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5566 Meadow Creek Pl | 0.16mi | 3/2.0 | 1,257 (+5%) | 1mo | $280,000 | $223 | 84 |
| 1980 Crosscreek Cir | 0.16mi | 3/2.0 | 1,281 (+7%) | 1mo | $300,000 | $234 | 80 |
| 5600 Brentwater Pl | 0.41mi | 3/2.0 | 1,200 (0%) | 1mo | $244,900 | $204 | 80 |
| 2026 Church St | 0.25mi | 3/2.0 | 1,271 (+6%) | 1mo | $255,000 | $201 | 78 |
| 1982 Pentagon St | 0.39mi | 3/2.0 | 1,208 (+1%) | 6mo | $252,000 | $209 | 75 |
| 1989 Justice Cir | 0.30mi | 3/2.0 | 1,144 (-5%) | 5mo | $211,000 | $184 | 74 |
| 5648 United Ct | 0.46mi | 3/2.0 | 1,220 (+2%) | 2mo | $261,000 | $214 | 74 |
| 5375 Pecos Pass | 0.47mi | 3/2.0 | 1,152 (-4%) | 1mo | $260,000 | $226 | 71 |
| 2025 Shadow Lake Dr | 0.24mi | 3/2.0 | 1,300 (+8%) | 6mo | $290,000 | $223 | 70 |
| 5764 Government Dr | 0.67mi | 3/2.0 | 1,196 (-0%) | 6mo | $282,500 | $236 | 63 |
| 2078 Shadow Lake Dr | 0.39mi | 3/2.0 | 1,345 (+12%) | 1mo | $330,000 | $245 | 61 |
| 5331 Maverick Ln | 0.51mi | 3/2.0 | 1,056 (-12%) | 2mo | $240,000 | $227 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.6% rent growth · sell at horizon
- IRR
- -15.2%
- Equity multiple
- 0.45×
- Total profit
- $-43,076
- Equity at exit
- $41,734
- IRR
- -4.4%
- Equity multiple
- 0.69×
- Total profit
- $-24,259
- Equity at exit
- $24,201
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32563
- Rents YoY
- 4.6%
- Active inventory
- 455
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $2,185 medium interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$160 /mo · $1,925/yr
- Insurance
- −$117
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $-19
Break-even live
Sensitivity live
| Price | -10% $139 | -5% $60 | +0% $-19 | +5% $-98 | +10% $-177 |
|---|---|---|---|---|---|
| Rent | -10% $-192 | -5% $-105 | +0% $-19 | +5% $67 | +10% $154 |
| Rate | -1.0pp $122 | -0.5pp $52 | base $-19 | +0.5pp $-92 | +1.0pp $-165 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5359 Maverick Ln Gulf Breeze, FL | 3.0 | 2.0 | 1350 | $2,200 | $1.63 | 15d | 1 | 0.40mi |
| 1643 Amarillo Trl Gulf Breeze, FL | 3.0 | 2.0 | 1462 | $1,995 | $1.36 | 25d | 1 | 0.86mi |
| 1786 Kell Rd Gulf Breeze, FL | 3.0 | 2.0 | 1342 | $1,750 | $1.30 | 15d | 1 | 0.98mi |
Listing history 21 events
-
2026-05-03historical Contingent 664-char remark
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-05-03status Pending
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-03-18price $279,900 664-char remark
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-03-18price $279,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-03-18price $279,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-01-08price $284,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-01-08price $284,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2026-01-08price $284,900 664-char remark
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-28price $289,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-28price $289,900 664-char remark
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-28price $289,900
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-08$299,900 Active 664-char remark
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-08$299,900 Active
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2025-08-08$299,900 Active
Show marketing remark (664 chars)
Move-in ready home in Gulf Breeze! Beautiful 3 BR/ 2 BA situated in Shadow Lakes subdivision. No carpet! LVP flooring in all bedrooms and living areas; tile in kitchen and baths. Expanded driveway offers additional parking accommodations. The kitchen features retractable drawers in the lower cabinets, one touch faucet in the kitchen sink, garbage disposal, dishwasher, electric range, built in microwave, and stainless steel refrigerator. The expanded covered back patio with an outdoor ceiling fan offers the perfect opportunity to enjoy the fenced back yard and garden; featuring 6 X 33 raised beds. New fence and AC Unit in 2019. New Rheem water heater 2020.
-
2020-06-08soldstatus $191,000
-
2020-06-05soldstatus $191,000
-
2020-06-05soldstatus $191,000
-
2020-04-14$199,700
-
2020-04-14$199,700
-
2017-08-08soldstatus $144,900
-
2017-07-03$144,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,925 · $160/mo
- Projected year-2 tax
- $2,323 · $194/mo
- Expected delta
- +$398/yr (+$33/mo · 20.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,216
- − Mortgage interest
- −$15,679
- − Property taxes
- −$1,925
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,097
- − Management
- −$2,097
- − Depreciation
- −$8,143
- Taxable loss
- −$5,125
- Est. tax savings @ 24.0%
- +$1,230
- After-tax cash flow
- $1,002/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Santa Rosa
- NCES district ID
- 1201650
- Math proficiency
- 63% ▼ -6.00%
- Reading proficiency
- 60% ▼ -5.00%
- Median HH income
- $58,161
- Composite
- 53.12/100
- National rank
- #1511
- State rank
- #8 of 73 in FL
Livability — Midway
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Midway, FL
- County
- Santa Rosa County · 194,764 people
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 30,364
- Household income
- $100,396
- Rent vs Own
- Severe rent burden
- 397.0
Population outlook (Santa Rosa County) Hauer SSP2
- Today (2025)
- 195,978 people
- By 2030
- 209,782 · +7.0%
- By 2040
- 235,293 · +20.1%
- By 2050
- 256,408 · +30.8%
- By 2075
- 298,074 · +52.1%
- By 2100
- 303,216 · +54.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 6% Hispanic / Latino 6% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Italian 5% Slovak 3% Romanian 3%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 3% German/W. Germanic 1% Chinese 1%
Political lean MEDSL · Santa Rosa
- 2024 margin
- Solid R (+51.0) · D 24.1% · R 75.0%
- 2008→2024 swing
- -3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
- All cycles
- 2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -229.78%
- Current HPI
- 278.9852
- Rent YoY
- ▲ 4.60%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+93.2% since first listed21 events — show timeline
- 2026-05-03 Contingent — PARMLS
- 2026-05-03 Pending — NAMLS
- 2026-03-18 Price Changed $279,900 PARMLS
- 2026-03-18 Price Changed $279,900 ECAR
- 2026-03-18 Price Changed $279,900 NAMLS
- 2026-01-08 Price Changed $284,900 ECAR
- 2026-01-08 Price Changed $284,900 NAMLS
- 2026-01-08 Price Changed $284,900 PARMLS
- 2025-08-28 Price Changed $289,900 ECAR
- 2025-08-28 Price Changed $289,900 PARMLS
- 2025-08-28 Price Changed $289,900 NAMLS
- 2025-08-08 Listed $299,900 ECAR
- 2025-08-08 Listed $299,900 NAMLS
- 2025-08-08 Listed $299,900 PARMLS
- 2020-06-08 Sold (Public Records) $191,000 Public Records
- 2020-06-05 Sold (MLS) $191,000 PARMLS
- 2020-06-05 Sold (MLS) $191,000 NAMLS
- 2020-04-14 Listed $199,700 PARMLS
- 2020-04-14 Listed $199,700 NAMLS
- 2017-08-08 Sold (MLS) $144,900 PARMLS
- 2017-07-03 Listed $144,900 PARMLS
Property tax history
+9.5%/yrLatest (2025): $1,925 · +3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…