4115 Maple St · Omaha, NE 68111

$215,000

3 bd · 2.0 ba · 1,136 sqft · Other public records · 33 Days on market

Built 1920 5,663 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +9.6/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Rent growth +3.3/5.0
• DSCR +2.7/10.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• 1% rule +1.9/10.0

Listing remarks MLS

A perfect opportunity for owner-occupants, investors, or buyers looking to add value. Bring your vision and make this one your own!

Key facts

• 5,663 sq ft lot
• Built 1920
• Listed 32 days

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water; Public sewer; Electricity available; Natural gas available
• Home design: Single-family residence; One and one-half story; Built in 1920; Not new / not a model; Total living area includes finished below-grade space
• Construction: Vinyl siding; Composition roof; Block foundation; Built in 1920
• Exterior features: Front porch; Chain-link and partial fencing; City lot up to 1/4 acre (approx. 0.13 acres; lot dimensions ~50 x 120)

Interior

• Kitchen: Laminate flooring in kitchen; Range; Refrigerator
• Bedrooms: Main floor primary bedroom (13' x 11'); Second-floor bedroom; Basement bedrooms (two additional bedrooms in basement)
• Flooring: Wall-to-wall carpeting in living room, family room, and several bedrooms; Ceramic tile in a basement bathroom area; Laminate flooring in kitchen
• Bathrooms: Two total bathrooms: one full and one three-quarter; Main level has a bathroom; basement has a bathroom
• Heating & cooling: Natural gas forced-air heating; Central air conditioning
• Interior features: Egress basement; No fireplaces; Range; Refrigerator
• Laundry & utility: Utilities available: electricity, natural gas, water, sewer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $215k.

Deal economics

• At list price, monthly cash flow is $-147 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $189k (12.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $148k (31.1% below list).
• Recommended offer: $148k (31.1% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 3.6% in Omaha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#7 in NE, #663 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Omaha Public Schools (urban): math 20% / reading 28% proficiency, ranked #110 of 111 in NE (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: King Elementary School (math 8% / reading 12%, grade F, #494 of 502 statewide, top 99%, 326 students, 0% FRL); Monroe Middle School (math 8% / reading 15%, grade F, #127 of 128 statewide, top 99%, 769 students, 0% FRL); Benson High School (math 9% / reading 12%, grade F, #257 of 261 statewide, top 98%, 1,570 students, 0% FRL) — zoned schools average 0% FRL vs 62% district-wide (62 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 11% at this address vs 24% district-wide (-13 pts) — the specific schools serving this property underperform the Omaha Public Schools average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+3.2%/yr); 140 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).
• This rent runs 42% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $23k of equity ($1k loan paydown + $22k appreciation (10.0% local appreciation)).
• Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $148,088 (31.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
3. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.47%
• Cash-on-cash: -2.93%
• DSCR: 0.87
• GRM: 12.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold

• IRR: 22.2%
• Equity multiple: 2.79×
• Total profit: $107,974
• Equity at exit: $193,689

10-year hold

• IRR: 20.0%
• Equity multiple: 6.41×
• Total profit: $325,844
• Equity at exit: $417,698

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68111

• Home prices YoY: 4.0%
• Rents YoY: 3.2%
• Active inventory: 140
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $1,481 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$100 /mo · $1,199/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $-147

Break-even live

Break-even rent $1,667

Max offer price $189,018

Occupancy floor —

Sensitivity live

Price	-10% $-25	-5% $-86	+0% $-147	+5% $-208	+10% $-269
Rent	-10% $-264	-5% $-206	+0% $-147	+5% $-89	+10% $-30
Rate	-1.0pp $-39	-0.5pp $-92	base $-147	+0.5pp $-203	+1.0pp $-259

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4276 Binney St Omaha, NE	4.0	1.0	1358	$1,495	$1.10	45d	1	0.17mi
3323 N 40th St Omaha, NE	2.0	1.0	1000	$1,575	$1.57	4d	1	0.34mi
3356 N 41st St Omaha, NE	2.0	1.0	720	$1,295	$1.80	25d	1	0.37mi
3674 Bedford Ave Omaha, NE	3.0	1.0	864	$1,275	$1.48	25d	1	0.44mi
3425 N 45th St Omaha, NE	2.0	1.0	872	$1,500	$1.72	16d	1	0.46mi
3502 Lake St Omaha, NE	2.0	1.0	974	$995	$1.02	4d	1	0.56mi
3535 N 45th Ave Omaha, NE	3.0	1.0	1325	$1,800	$1.36	45d	1	0.57mi
3002 N 48th Ave Omaha, NE	4.0	2.0	1205	$1,550	$1.29	25d	1	0.63mi
3508 N 47th Ave Omaha, NE	3.0	1.0	1425	$1,600	$1.12	21d	1	0.64mi
4874 Maple St Omaha, NE	3.0	1.0	1098	$1,545	$1.41	45d	1	0.66mi
2914 N 49th Ave Omaha, NE	3.0	1.0	1375	$1,615	$1.17	25d	1	0.74mi
3808 N 48th St Omaha, NE	3.0	2.0	1400	$2,000	$1.43	4d	1	0.82mi
4102 Hamilton St Unit 014 Omaha, NE	2.0	1.0	811	$1,120	$1.38	25d	1	0.87mi
4102 Hamilton St Omaha, NE	2.0	1.0	811	$1,120	$1.38	4d	1	0.87mi
3430 Seward St Omaha, NE	3.0	1.0	1371	$1,695	$1.24	16d	1	0.95mi
4112 N 48th St Unit 2 Omaha, NE	2.0	1.0	800	$899	$1.12	25d	1	0.96mi
4112 N 48th St Omaha, NE	2.0	1.0	825	$899	$1.09	12d	2	0.96mi
4112 N 48th St Unit 3 Omaha, NE	2.0	1.0	800	$850	$1.06	25d	1	0.96mi
5119 Pratt St Omaha, NE	3.0	1.0	1008	$1,900	$1.88	45d	1	1.09mi
4852 Boyd St Omaha, NE	2.0	2.0	912	$1,500	$1.64	45d	1	1.12mi
1306 N 48th Ave Unit 1313258 Omaha, NE	2.0	1.0	994	$875	$0.88	4d	1	1.12mi
1004 Glenwood Ave Unit 2 Omaha, NE	3.0	1.5	1000	$1,500	$1.50	4d	1	1.13mi
4844 Taylor St Apt 4 Omaha, NE	2.0	1.0	750	$925	$1.23	25d	1	1.16mi
4707 N 40th Ave Omaha, NE	3.0	1.0	1337	$1,500	$1.12	23d	1	1.16mi
4821 Nicholas St Omaha, NE	2.0	1.0	740	$1,100	$1.49	25d	1	1.19mi
4821 Nicholas St Apt 2 Omaha, NE	2.0	1.0	720	$1,100	$1.53	45d	1	1.19mi
4201 Cuming St Omaha, NE	2.0	1.0	1272	$1,350	$1.06	4d	1	1.20mi
828 N 41st Ave Omaha, NE	2.0	1.0	1264	$1,700	$1.34	16d	1	1.22mi
1407 N 31st St Omaha, NE	2.0	1.0	1040	$1,395	$1.34	4d	1	1.24mi
1112 N 50th Ave Omaha, NE	2.0	1.0	1200	$1,450	$1.21	16d	1	1.25mi
4918 Ames Ave Unit 17 Omaha, NE	2.0	1.5	1074	$850	$0.79	25d	1	1.26mi
915 N 48th Ave Apt 15 Omaha, NE	2.0	1.0	950	$990	$1.04	45d	1	1.26mi
4314 N 52nd St Omaha, NE	3.0	1.0	780	$945	$1.21	16d	1	1.39mi
4824 Webster St Unit 4824/4824 Omaha, NE	4.0	1.0	1317	$1,050	$0.80	45d	1	1.45mi
4410 Cass St Omaha, NE	2.0	1.0	864	$1,500	$1.74	25d	1	1.46mi
5633 Parker St Omaha, NE	3.0	1.5	1200	$1,695	$1.41	45d	1	1.49mi

Listing history 30 events

1. 2026-06-10
   days on market $215,000 Active 33 DOM
2. 2026-06-09
   days on market $215,000 Active 32 DOM
3. 2026-06-08
   days on market $215,000 Active 31 DOM
4. 2026-06-07
   days on market $215,000 Active 30 DOM
5. 2026-06-03
   days on market $215,000 Active 26 DOM
6. 2026-06-03
   days on market $215,000 Active 25 DOM
7. 2026-06-01
   days on market $215,000 Active 24 DOM
8. 2026-06-01
   days on market $215,000 Active 23 DOM
9. 2026-05-08
   listed $215,000 New 698-char remark
10. 2025-11-19
    soldstatus $108,267
11. 2025-11-11
    soldstatus $105,000 Sold 131-char remark

    Show marketing remark (131 chars)

    A perfect opportunity for owner-occupants, investors, or buyers looking to add value. Bring your vision and make this one your own!

12. 2025-10-28
    status Pending 131-char remark

    Show marketing remark (131 chars)

    A perfect opportunity for owner-occupants, investors, or buyers looking to add value. Bring your vision and make this one your own!

13. 2025-10-13
    listed $115,000 New 131-char remark

    Show marketing remark (131 chars)

    A perfect opportunity for owner-occupants, investors, or buyers looking to add value. Bring your vision and make this one your own!

14. 2015-06-11
    status Pending
15. 2015-06-05
    historical
16. 2015-05-14
    price $23,000
17. 2015-03-24
    listed $24,000 Active - New
18. 2014-12-08
    listed $24,000
19. 2014-12-06
    historical
20. 2014-12-06
    historical
21. 2014-11-16
    historical
22. 2014-08-21
    listed $24,000
23. 2014-08-18
    historical
24. 2014-05-21
    listed $30,000
25. 2013-10-02
    soldstatus $705,075
26. 2012-12-03
    historical
27. 2012-09-01
    listed $35,000
28. 2009-07-16
    soldstatus $848,185
29. 2009-07-16
    soldstatus $731,000
30. 2004-06-08
    soldstatus $1,135,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $1,199 · $100/mo
• Projected year-2 tax: $3,720 · $310/mo
• Expected delta: +$2,521/yr (+$210/mo · 210.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥105°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,771
• − Mortgage interest: −$12,043
• − Property taxes: −$1,199
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,422
• − Management: −$1,422
• − Depreciation: −$6,255
• Taxable loss: −$5,644
• Est. tax savings @ 24.0%: +$1,355
• After-tax cash flow: $-410/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Omaha Public Schools
• NCES district ID: 3174820
• Math proficiency: 20% ▼ -10.00%
• Reading proficiency: 28% ▼ -5.00%
• Median HH income: $46,039
• Composite: 20.83/100
• National rank: #8502
• State rank: #110 of 111 in NE

Livability — Omaha

• Score: 84/100
• State rank: #7
• US rank: #663

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Omaha, NE
• County: Douglas County · 538,646 people
• City population: 552,986
• Metro: Omaha-Council Bluffs, NE-IA
• Population (ZIP): 24,210
• Household income: $42,185
• Rent vs Own: 60.3% rent · 39.7% own
• Severe rent burden: 1913.0

Population outlook (Douglas County) Hauer SSP2

• Today (2025): 625,245 people
• By 2030: 661,613 · +5.8%
• By 2040: 732,395 · +17.1%
• By 2050: 801,988 · +28.3%
• By 2075: 968,637 · +54.9%
• By 2100: 1,101,871 · +76.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 52% Hispanic / Latino 21% White 17% Two or more races 15% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Ukrainian 3% Lithuanian 0%
• Foreign-born: 14% · Canada, Philippines
• Languages at home: 75% English-only · Spanish 16% Other Asian/Pacific 3% French/Haitian/Cajun 1%

Political lean MEDSL · Douglas

• 2024 margin: D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
• 2008→2024 swing: +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
• All cycles: 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.82%
• Current HPI: 358.7174
• Rent YoY: ▲ 3.22%
• Metro: Omaha-Council Bluffs, NE-IA
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

-82.0% since first listed

23 events — show timeline

• 2026-06-09 Sold (MLS) $204,000 GPRMLS
• 2026-05-08 Listed $215,000 GPRMLS
• 2025-11-19 Sold (Public Records) $108,267 Public Records
• 2025-11-11 Sold (MLS) $105,000 GPRMLS
• 2025-10-28 Pending — GPRMLS
• 2025-10-13 Listed $115,000 GPRMLS
• 2015-06-11 Pending — GPRMLS
• 2015-06-05 Listing Removed — GPRMLS
• 2015-05-14 Price Changed $23,000 GPRMLS
• 2015-03-24 Listed $24,000 GPRMLS
• 2014-12-08 Listed $24,000 GPRMLS
• 2014-12-06 Listing Removed — GPRMLS
• 2014-12-06 Listing Removed — GPRMLS
• 2014-11-16 Listing Removed — GPRMLS
• 2014-08-21 Listed $24,000 GPRMLS
• 2014-08-18 Listing Removed — GPRMLS
• 2014-05-21 Listed $30,000 GPRMLS
• 2013-10-02 Sold (Public Records) $705,075 Public Records
• 2012-12-03 Listing Removed — GPRMLS
• 2012-09-01 Listed $35,000 GPRMLS
• 2009-07-16 Sold (Public Records) $731,000 Public Records
• 2009-07-16 Sold (Public Records) $848,185 Public Records
• 2004-06-08 Sold (Public Records) $1,135,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,199 · -0.6% YoY. Source: county tax records.