CashFlowRE
Sign in Sign up
23893 E Hwy 80
C Composite 57.14
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • Appreciation +6.2/10.0
  • 1% rule +5.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$105,000

23893 E Hwy 80 · Waldron, AR 72958
3 bd · 1.0 ba · 1,283 sqft · SingleFamily public records · 72 Days on market
Built 1980 1.00 ac lot ↓ 23% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Escape the hustle and bustle with this charming 3-bedroom, 1-bathroom home nestled in a serene country setting. Located approximately 16 miles from Harps Food Stores in Waldron, this property offers the perfect balance of rural privacy and accessible convenience. Inside, you’ll find a functional layout featuring a dedicated laundry room and fresh, new carpet in several areas of the home, providing a clean and cozy feel. Outside, the property is designed for utility and relaxation: convenient attached carport to keep your vehicle out of the elements; Two spacious outbuildings in the back, ideal for tools, hobbies, or seasonal gear; One storage building is equipped with electrical powe

Key facts

  • Attached carport
  • 1 acre lot
  • Parking

Tags

DEDICATED LAUNDRY ROOMATTACHED CARPORTSPACIOUS OUTBUILDINGS

Property features AI

Finance

  • Financial info: Financing options: conventional loan or cash

Exterior

  • Parking: Carport for 1 car
  • Utilities: Public water; Well; Septic; Propane/butane gas
  • Home design: Single-story property
  • Construction: Crawl space foundation
  • Exterior features: Brick exterior; Metal roof; Road access: dirt and paved; Level lot; Approximately 1 acre; Irregular lot shape

Interior

  • Kitchen: Built-in stove
  • Flooring: Carpet; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Window air units; Floor/wall furnace
  • Interior features: Washer connection; Laundry room
  • Laundry & utility: Washer connection

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $138 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $99k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#42 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, schools F, amenities F.
  • Waldron School District (rural): math 29% / reading 30% proficiency, ranked #160 of 238 in AR (top 67%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 59 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($726 loan paydown + $3k appreciation (2.5% local appreciation)).
  • Scott County population projected at -42% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.5% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($99k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $98,700 (6.0% below list)

Questions for the listing agent

  1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.87%
Cash-on-cash
5.64%
DSCR
1.25
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.48% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.4%
Equity multiple
1.63×
Total profit
$18,609
Equity at exit
$44,171
10-year hold
IRR
13.9%
Equity multiple
2.96×
Total profit
$57,581
Equity at exit
$65,796

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72958

Home prices YoY
1.2%
Active inventory
59
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,093 medium interval (Pro) →
Mortgage (P&I)
$551
Tax est. 1.5%
$131 /mo · $1,575/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$230
Net cashflow
$138

Break-even live

Break-even rent $919
Max offer price $105,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-04-19
    status Under Contract
  2. 2026-04-11
    price $105,000
  3. 2026-02-24
    price $126,000
  4. 2026-02-06
    listed $136,000 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,122
− Mortgage interest
−$5,882
− Property taxes
−$1,575
− Insurance
−$525
− Repairs & maintenance
−$1,050
− Management
−$1,050
− Depreciation
−$3,055
Taxable loss
−$14
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3
After-tax cash flow
$1,662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Waldron School District
NCES district ID
0513680
Math proficiency
29% ▼ -14.00%
Reading proficiency
30% ▼ -14.00%
Median HH income
$34,712
Composite
24.33/100
National rank
#7699
State rank
#160 of 238 in AR

Livability — Waldron

Score
71/100
State rank
#42
US rank
#7095

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
6,566

Population outlook (Scott County) Hauer SSP2

Today (2025)
8,981 people
By 2030
8,188 · -8.8%
By 2040
6,675 · -25.7%
By 2050
5,228 · -41.8%
By 2075
2,745 · -69.4%
By 2100
1,302 · -85.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 11% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Italian 1% Slovak 1% Iranian 1%
Foreign-born
4% · Canada, Philippines
Languages at home
91% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Scott

2024 margin
Solid R (+73.5) · D 12.6% · R 86.1% · Other 1.4%
2008→2024 swing
-30.0pp toward R · 2008: -43.5pp · 2024: -73.5pp
All cycles
2024: R+73.5 2020: R+69.8 2016: R+62.0 2012: R+47.7 2008: R+43.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.48%
Current HPI
209.0849
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-22.8% since first listed
4 events — show timeline
  • 2026-04-19 Pending CARMLS
  • 2026-04-11 Price Changed $105,000 CARMLS
  • 2026-02-24 Price Changed $126,000 CARMLS
  • 2026-02-06 Listed $136,000 CARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…