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7014 Midwood Ave
D Composite 41.05
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • DSCR +6.2/10.0
  • 1% rule +4.4/10.0
  • Rent growth +3.6/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$150,000

7014 Midwood Ave · Hazelwood, MO 63042
3 bd · 2.5 ba · 948 sqft · SingleFamily public records · 31 Days on market
Built 1959 7,927 sqft lot $158/sqft · 29% above area Est $116k · 29% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 3-bedroom, 2-bath home offering over 900 square feet of comfortable living space, plus a fully finished basement for added versatility. The main level features beautiful natural hardwood flooring and a bright, inviting living room highlighted by elegant bay windows and charming coved ceilings. The living area flows seamlessly into a generous eat-in kitchen with ample cabinet space—perfect for everyday living and entertaining. Down the hall, you’ll find a spacious primary bedroom along with two additional guest bedrooms, all equipped with overhead lighting, as well as a full bathroom. The finished basement expands your living space with a large recreation room, a cozy half bath, and two sizable bonus sleeping areas—ideal for guests, a home office, or hobbies. Complete with a 1-car garage, this home blends comfort, character, and functionality.

Key facts

  • 7,927 sq ft lot
  • Garage
  • Built 1959

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $171 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (5.6% below list).
  • Recommended offer: $142k (5.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, crime F, amenities F.
  • Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 68 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $141,540 (5.6% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.66%
Cash-on-cash
4.90%
DSCR
1.22
GRM
8.8

CMA / ARV

ARV (median comp)
$116,215
List price
$150,000
Delta
29.07%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
201 Becker Dr 0.29mi 3/1.0 962 (+2%) 2mo $130,000 $135 76
116 Grether Ave 0.51mi 3/1.0 936 (-1%) 1mo $109,900 $117 68
233 Buddie Ave 0.20mi 2/1.0 (-1) 862 (-9%) 0mo $74,900 $87 64
194 Elbring Dr 0.33mi 3/1.5 864 (-9%) 3mo $109,600 $127 64
258 Williams Blvd 0.19mi 3/1.0 1,075 (+13%) 0mo $129,900 $121 63
6637 Torlina Dr 0.62mi 3/1.0 960 (+1%) 2mo $109,900 $114 62
116 Barto Dr 0.42mi 3/1.0 836 (-12%) 3mo $115,000 $138 52
8379 Midwood Ave 0.39mi 2/1.0 (-1) 1,052 (+11%) 2mo $89,900 $85 51
205 Brackleigh Ln 0.38mi 3/1.0 1,088 (+15%) 2mo $149,900 $138 50
1825 S New Florissant Rd 0.58mi 2/1.0 (-1) 1,029 (+8%) 2mo $125,000 $121 46
6717 Thurston Ave 0.60mi 2/1.0 (-1) 840 (-11%) 2mo $60,000 $71 41
2100 Argo Dr 0.71mi 3/2.0 1,088 (+15%) 1mo $189,500 $174 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-7.2%
Equity multiple
0.73×
Total profit
$-11,326
Equity at exit
$22,365
10-year hold
IRR
4.0%
Equity multiple
1.31×
Total profit
$12,914
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63042

Rents YoY
4.5%
Active inventory
68
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,415 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$98 /mo · $1,171/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$171

Break-even live

Break-even rent $1,198
Max offer price $150,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 43d 1 0.04mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 20d 1 0.05mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 17d 1 0.11mi
241 Flora Dr Saint Louis, MO 2.0 1.0 703 $1,075 $1.53 23d 1 0.18mi
220 Du Bourg Ln Florissant, MO 2.0 1.0 816 $1,150 $1.41 43d 1 0.31mi
171 Elbring Dr Saint Louis, MO 3.0 1.5 1008 $1,395 $1.38 12d 1 0.31mi
8330 Woodhurst Dr Saint Louis, MO 3.0 1.0 1120 $1,000 $0.89 7d 1 0.35mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 20d 1 0.36mi
153 Bascom Dr Saint Louis, MO 3.0 1.0 1076 $1,195 $1.11 19d 1 0.37mi
107 Anistasia Dr Saint Louis, MO 2.0 2.0 1030 $1,400 $1.36 23d 1 0.39mi
36 Connolly Dr Saint Louis, MO 3.0 1.0 1024 $1,149 $1.12 23d 1 0.46mi
46 Bascom Dr Saint Louis, MO 2.0 1.0 932 $1,175 $1.26 43d 1 0.47mi
11 Anistasia Dr Saint Louis, MO 3.0 1.5 1120 $1,345 $1.20 23d 1 0.50mi
24 Barto Dr Saint Louis, MO 3.0 1.0 864 $1,400 $1.62 43d 1 0.51mi
1275 N Florissant Rd Saint Louis, MO 2.0 1.0 1008 $1,275 $1.26 23d 1 0.55mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 43d 5 0.59mi
24 Vierling Dr Saint Louis, MO 2.0 1.0 850 $1,290 $1.52 7d 1 0.63mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,300 $1.38 43d 1 0.70mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,400 $1.49 23d 1 0.70mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 43d 1 0.75mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 23d 1 0.80mi
135 Saint Maurice Ln Florissant, MO 3.0 1.0 816 $1,395 $1.71 43d 1 0.80mi
6336 Washington Ave Berkeley, MO 2.0 1.0 720 $1,175 $1.63 43d 1 0.95mi
6334 Washington Ave Berkeley, MO 3.0 1.0 864 $1,100 $1.27 4d 1 0.96mi
6315 Washington Ave Berkeley, MO 2.0 1.0 739 $1,175 $1.59 16d 1 1.01mi
6333 Peurifoy Ave Saint Louis, MO 3.0 2.0 840 $1,295 $1.54 23d 1 1.02mi
50 Lynn Meadows Ln Florissant, MO 3.0 1.0 864 $1,450 $1.68 23d 1 1.07mi
6214 Jefferson Ave Saint Louis, MO 2.0 1.0 816 $1,195 $1.46 23d 1 1.14mi
6234 Hancock Ave Berkeley, MO 2.0 1.0 846 $1,050 $1.24 43d 1 1.15mi
8306 Whitewater Dr Saint Louis, MO 3.0 1.0 792 $1,195 $1.51 7d 1 1.24mi
1600 Washington St Florissant, MO 3.0 1.5 1095 $1,250 $1.14 20d 1 1.24mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 43d 1 1.25mi
7437 Hazelcrest Dr Unit H Hazelwood, MO 3.0 1.0 1000 $1,000 $1.00 7d 1 1.26mi
6132 Eaton Dr Saint Louis, MO 2.0 1.0 792 $1,125 $1.42 23d 1 1.26mi
222 Henquin Dr Saint Louis, MO 2.0 1.0 816 $1,050 $1.29 17d 1 1.29mi
6044 Cascade Dr Saint Louis, MO 2.0 1.0 984 $1,150 $1.17 7d 1 1.29mi
6156 Wulff Dr Saint Louis, MO 3.0 2.0 960 $1,425 $1.48 10d 1 1.32mi
765 Bobbins Ln Florissant, MO 3.0 1.0 1107 $1,450 $1.31 43d 1 1.39mi
6042 Hancock Ave Berkeley, MO 3.0 1.0 1041 $1,495 $1.44 23d 1 1.45mi
305 S Lafayette St Florissant, MO 3.0 1.0 864 $1,409 $1.63 16d 1 1.46mi

Listing history 10 events

  1. 2026-04-28
    status Active 881-char remark
    Show marketing remark (881 chars)

    Spacious 3-bedroom, 2-bath home offering over 900 square feet of comfortable living space, plus a fully finished basement for added versatility. The main level features beautiful natural hardwood flooring and a bright, inviting living room highlighted by elegant bay windows and charming coved ceilings. The living area flows seamlessly into a generous eat-in kitchen with ample cabinet space—perfect for everyday living and entertaining. Down the hall, you’ll find a spacious primary bedroom along with two additional guest bedrooms, all equipped with overhead lighting, as well as a full bathroom. The finished basement expands your living space with a large recreation room, a cozy half bath, and two sizable bonus sleeping areas—ideal for guests, a home office, or hobbies. Complete with a 1-car garage, this home blends comfort, character, and functionality.

  2. 2026-03-27
    listed $150,000 Active 881-char remark
    Show marketing remark (881 chars)

    Spacious 3-bedroom, 2-bath home offering over 900 square feet of comfortable living space, plus a fully finished basement for added versatility. The main level features beautiful natural hardwood flooring and a bright, inviting living room highlighted by elegant bay windows and charming coved ceilings. The living area flows seamlessly into a generous eat-in kitchen with ample cabinet space—perfect for everyday living and entertaining. Down the hall, you’ll find a spacious primary bedroom along with two additional guest bedrooms, all equipped with overhead lighting, as well as a full bathroom. The finished basement expands your living space with a large recreation room, a cozy half bath, and two sizable bonus sleeping areas—ideal for guests, a home office, or hobbies. Complete with a 1-car garage, this home blends comfort, character, and functionality.

  3. 2026-03-20
    historical $150,000 881-char remark
    Show marketing remark (881 chars)

    Spacious 3-bedroom, 2-bath home offering over 900 square feet of comfortable living space, plus a fully finished basement for added versatility. The main level features beautiful natural hardwood flooring and a bright, inviting living room highlighted by elegant bay windows and charming coved ceilings. The living area flows seamlessly into a generous eat-in kitchen with ample cabinet space—perfect for everyday living and entertaining. Down the hall, you’ll find a spacious primary bedroom along with two additional guest bedrooms, all equipped with overhead lighting, as well as a full bathroom. The finished basement expands your living space with a large recreation room, a cozy half bath, and two sizable bonus sleeping areas—ideal for guests, a home office, or hobbies. Complete with a 1-car garage, this home blends comfort, character, and functionality.

  4. 2021-08-25
    soldstatus $240,830
  5. 2019-12-26
    soldstatus $3,300,000
  6. 2012-09-25
    soldstatus 878-char remark
    Show marketing remark (878 chars)

    Great investment opportunity! 3 bedroom home with an attached garage. Show today, won't last! Seller will make no repairs or provide any inspections or warranties. For faster response time submit Special Sales Contract with proof of funds or preapproval and copy of earnest money check payable to Listing agent Broker. Seller response may be a week or more but usually less, please allow for this in the contract acceptance date. Earnest money should be 3% or $1000 whichever is greater. Addendums and Escrow information will be issued with an accepted offer. Upon acceptance, addendums and cashiers check or money order for earnest money, payable to sellers escrow company, must be delivered to listing agents office within 24 hours. If there are multiple offers, seller can accept or counter any offer they choose, regardless of the order received, presented or countered

  7. 2012-08-23
    listed $22,770 878-char remark
    Show marketing remark (878 chars)

    Great investment opportunity! 3 bedroom home with an attached garage. Show today, won't last! Seller will make no repairs or provide any inspections or warranties. For faster response time submit Special Sales Contract with proof of funds or preapproval and copy of earnest money check payable to Listing agent Broker. Seller response may be a week or more but usually less, please allow for this in the contract acceptance date. Earnest money should be 3% or $1000 whichever is greater. Addendums and Escrow information will be issued with an accepted offer. Upon acceptance, addendums and cashiers check or money order for earnest money, payable to sellers escrow company, must be delivered to listing agents office within 24 hours. If there are multiple offers, seller can accept or counter any offer they choose, regardless of the order received, presented or countered

  8. 2003-10-31
    soldstatus
  9. 2003-02-06
    soldstatus $84,800
  10. 1999-01-07
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,171 · $98/mo
Projected year-2 tax
$1,455 · $121/mo
Expected delta
+$284/yr (+$24/mo · 24.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,985
− Mortgage interest
−$8,402
− Property taxes
−$1,171
− Insurance
−$750
− Repairs & maintenance
−$1,359
− Management
−$1,359
− Depreciation
−$4,364
Taxable loss
−$420
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$101
After-tax cash flow
$2,158/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazelwood
NCES district ID
2913830
Math proficiency
11% ▼ -13.00%
Reading proficiency
26% ▼ -6.00%
Median HH income
$51,621
Composite
16.77/100
National rank
#9156
State rank
#306 of 324 in MO

Livability — Hazelwood

Score
62/100
State rank
#395
US rank
#16956

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazelwood, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
17,813
Household income
$49,453
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
766.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 38% Two or more races 10% Hispanic / Latino 4% Asian 2%
Common ancestry
Lithuanian 3% Romanian 1% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
94% English-only · Spanish 3% Vietnamese 1% Tagalog/Filipino 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -204.48%
Current HPI
234.7353
Rent YoY
▲ 4.45%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+177.8% since first listed
10 events — show timeline
  • 2026-04-28 Relisted MARIS as Distributed by MLS Grid
  • 2026-03-27 Listed $150,000 MARIS as Distributed by MLS Grid
  • 2026-03-20 Coming Soon $150,000 MARIS as Distributed by MLS Grid
  • 2021-08-25 Sold (Public Records) $240,830 Public Records
  • 2019-12-26 Sold (Public Records) $3,300,000 Public Records
  • 2012-09-25 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2012-08-23 Listed $22,770 MARIS as Distributed by MLS Grid
  • 2003-10-31 Sold (Public Records) Public Records
  • 2003-02-06 Sold (Public Records) $84,800 Public Records
  • 1999-01-07 Sold (Public Records) $54,000 Public Records

Property tax history

+5.4%/yr

Latest (2022): $1,171 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…