7110 Wild Forest Ct #202 · Pine Ridge, FL 34109

$525,000

3 bd · 2.0 ba · 1,759 sqft · Condo public records · 156 Days on market

Built 2000 $818/mo HOA · 13% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.1/30.0
• ARV discount +7.5/15.0
• DSCR +7.1/10.0
• 1% rule +6.7/10.0
• Appreciation +5.1/10.0
• Schools +5.0/10.0
• Livability +3.4/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

“Houses/Condos are like people - some you like and some you don't like - and once in a while there is one you love. ” You will love this one. Take a look at the photos and the video. That will show you what this home has to offer. The community is one of the finest family communities in Naples. Just down the street from Mercato shopping and restaurants, Whole Foods, Trader Joe's, Movie Theatres and the beaches on the Gulf.

Key facts

• Fitness center
• Community pool
• New hvac

Tags

• NEW FLAT MODERN TILE ROOF
• NEW HVAC
• PRIVATE ATTACHED GARAGE
• SCREENED IN PATIO
• COMMUNITY POOL
• FITNESS CENTER

Property features AI

Finance

• Other: Community name: Autumn Woods (Cedar Ridge sub-condo); Directions: Use main Autumn Woods gate at Goodlette Frank and Red Oak Blvd (resident gate at back is not accessible)
• Financial info: Total annual recurring HOA fees: $9,820; Total one-time fees: $2,857
• HOA & community: Mandatory HOA (Condo management); Quarterly condo fee; Community amenities include basketball, bike and jog path, community pool, community room, community spa/hot tub, exercise room, pickleball, play area, sidewalk, and tennis court; Gated community with tennis; Maintenance covers insurance, lawn/land maintenance, legal/accounting, manager, master association fee, pest control (exterior and interior), reserves, sewer and water

Exterior

• Parking: Paved driveway; Under-building closed parking; Attached garage (1 car)
• Security: Guarded gated community
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential property; Low-rise (1-3) building; 2-story carriage/coach style; Unit 202 in Cedar Ridge at Autumn Woods
• Construction: Concrete block construction; Built in 2000
• Exterior features: Stucco exterior; Tile roof; Single hung windows; Landscaped area and wooded area views; Central irrigation; Paved road access; Zero lot line; Rear exposure facing south; Guard at gate

Interior

• Kitchen: Pantry; Dishwasher; Disposal; Refrigerator/Freezer; Refrigerator/ Icemaker
• Bedrooms: 3 bedrooms; Split bedroom layout
• Flooring: Laminate; Tile; Vinyl
• Bathrooms: 2 full bathrooms; Master bathroom with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
• Interior features: Pantry; Walk-in closet; Window coverings; Screened lanai/porch; Auto garage door; Smoke detector; Great room floor plan; Split bedroom floor plan; Furnishing negotiable
• Laundry & utility: Laundry in residence; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $525k.

Deal economics

• At list price, monthly cash flow is $848 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $525k).
• Recommended offer: $462k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#565 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: health & safety C-, amenities F, commute F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 26% FRL vs 55% district-wide (29 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 74% at this address vs 58% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents flat; 424 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($4k loan paydown + $2k appreciation (0.3% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (0.3% appreciation + 0.9% rent growth), your $147k cash investment doubles in ~9 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 156 days — a 12% lower offer ($462k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $290k; list at $525k implies a 81% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $462,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 8.23%
• Cash-on-cash: 6.93%
• DSCR: 1.31
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.29% appreciation · 0.92% rent growth · sell at horizon

5-year hold

• IRR: 4.8%
• Equity multiple: 1.23×
• Total profit: $33,725
• Equity at exit: $160,231

10-year hold

• IRR: 8.2%
• Equity multiple: 1.87×
• Total profit: $127,936
• Equity at exit: $198,934

Cash invested: $147,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34109

• Home prices YoY: 0.1%
• Rents YoY: 0.9%
• Active inventory: 424
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $6,144 high
• Mortgage (P&I): −$2,753
• Tax from tax record: −$215 /mo · $2,582/yr
• Insurance: −$219
• HOA: −$818
• Vacancy / Maint / Mgmt: −$1,290
• Net cashflow: $848

Break-even live

Break-even rent $5,070

Max offer price $525,000

Occupancy floor 81%

Sensitivity live

Price	-10% $1,146	-5% $997	+0% $848	+5% $700	+10% $551
Rent	-10% $363	-5% $606	+0% $848	+5% $1,091	+10% $1,334
Rate	-1.0pp $1,113	-0.5pp $982	base $848	+0.5pp $712	+1.0pp $574

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $131,250
• Closing costs: $15,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7117 Timberland Cir Naples, FL	3.0	2.0	1749	$3,995	$2.28	14d	1	0.03mi
7127 Blue Juniper Ct #201 Naples, FL	3.0	2.0	2040	$3,500	$1.72	24d	1	0.09mi
7080 Timberland Cir Naples, FL	3.0	2.0	1882	$4,500	$2.39	24d	1	0.09mi
6984 Burnt Sienna Cir Naples, FL	3.0	2.0	1749	$12,000	$6.86	24d	1	0.15mi
6816 Satinleaf Rd S #102 Naples, FL	2.0	2.0	1282	$5,000	$3.90	24d	1	0.22mi
6855 Old Banyan Way Naples, FL	2.0	2.0	1684	$7,000	$4.16	24d	1	0.26mi
6772 Southern Oak Ct Naples, FL	4.0	2.5	2537	$9,500	$3.74	24d	1	0.31mi
6800 Satinleaf Rd S #104 Naples, FL	3.0	2.0	1616	$3,200	$1.98	24d	1	0.31mi
6883 Redbay Park Rd #102 Naples, FL	2.0	2.0	1570	$2,700	$1.72	24d	1	0.40mi
6934 Rain Lily Ct #103 Naples, FL	2.0	2.0	1282	$5,200	$4.06	24d	1	0.44mi
6934 Rain Lily Ct #102 Naples, FL	2.0	2.0	1282	$4,500	$3.51	24d	1	0.44mi
6910 Satinleaf Rd N #101 Naples, FL	3.0	2.0	1616	$6,000	$3.71	24d	1	0.53mi
6914 Satinleaf Rd N #103 Naples, FL	2.0	2.0	1404	$6,200	$4.42	24d	1	0.53mi
1934 Timberline Dr Unit 1049713P Naples, FL	3.0	2.0	2055	$8,191	$3.99	22d	1	0.55mi
131 Cajeput Dr Naples, FL	3.0	2.0	2092	$7,500	$3.59	24d	1	0.56mi
7128 Lemuria Cir Unit 702 Naples, FL	3.0	3.5	2408	$14,000	$5.81	24d	1	0.57mi
6545 Chestnut Cir Naples, FL	2.0	2.0	2322	$8,500	$3.66	24d	1	0.66mi
7168 Lemuria Cir #1701 Naples, FL	3.0	3.0	2408	$4,250	$1.76	22d	1	0.67mi
7159 Mill Pond Cir Naples, FL	3.0	2.0	2487	$3,500	$1.41	14d	1	0.81mi
818 Tanbark Dr #204 Naples, FL	3.0	2.0	1481	$5,000	$3.38	24d	1	0.85mi
8139 Las Palmas Way Naples, FL	3.0	3.0	2100	$4,995	$2.38	24d	1	0.87mi
824 Tanbark Dr #204 Naples, FL	3.0	2.0	1481	$12,000	$8.10	14d	1	0.89mi
6605 Southfork Naples, FL	3.0	3.0	2255	$20,000	$8.87	24d	1	0.89mi
823 Tanbark Dr #101 Naples, FL	3.0	2.0	1481	$9,500	$6.41	24d	1	0.91mi
859 Tanbark Dr Naples, FL	2.0	2.0	1252	$5,875	$4.69	24d	3	0.92mi
859 Tanbark Dr Naples, FL	2.0	2.0	1252	$6,000	$4.79	22d	2	0.92mi
829 Tanbark Dr #104 Naples, FL	2.0	2.0	1370	$8,500	$6.20	24d	1	0.92mi
6853 Il Regalo Cir Naples, FL	4.0	3.0	2602	$7,500	$2.88	24d	1	0.95mi
6453 Autumn Woods Blvd Naples, FL	3.0	2.0	1729	$9,500	$5.49	22d	1	0.96mi
853 Tanbark Dr Naples, FL	2.0	2.0	1331	$8,650	$6.50	24d	2	0.96mi
7271 Mill Pond Cir Naples, FL	3.0	2.0	1700	$8,250	$4.85	24d	1	0.97mi
816 Turkey Oak Ln Naples, FL	3.0	2.5	2231	$25,000	$11.21	24d	1	0.98mi
847 Tanbark Dr #101 Naples, FL	3.0	2.0	1340	$9,500	$7.09	24d	1	0.99mi
6810 Sand Pointe Cir Unit 426 Naples, FL	3.0	2.0	1981	$18,500	$9.34	24d	1	0.99mi
7287 Mill Pond Cir Naples, FL	3.0	2.0	1355	$3,800	$2.80	24d	1	1.00mi
8824 Ventura Way Naples, FL	3.0	3.0	2078	$8,000	$3.85	24d	1	1.02mi
65 Emerald Woods Dr Unit E8 Naples, FL	2.0	2.5	1360	$2,400	$1.76	24d	1	1.03mi
61 Emerald Woods Dr Unit D2 Naples, FL	2.0	2.5	1360	$3,200	$2.35	24d	1	1.04mi
784 Willowbrook Dr #607 Naples, FL	2.0	2.0	1862	$10,000	$5.37	22d	1	1.04mi
784 Willowbrook Dr #608 Naples, FL	2.0	2.0	1582	$9,000	$5.69	22d	1	1.04mi

HOA detail condo

• Monthly dues: $818 · $9,816/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 12 events

1. 2026-06-18
   days on market $525,000 Active 156 DOM
2. 2026-06-17
   days on market $525,000 Active 155 DOM
3. 2026-06-16
   days on market $525,000 Active 154 DOM
4. 2026-06-15
   days on market $525,000 Active 153 DOM
5. 2026-06-14
   days on market $525,000 Active 151 DOM
6. 2026-06-10
   days on market $525,000 Active 148 DOM
7. 2026-06-09
   days on market $525,000 Active 147 DOM
8. 2026-06-08
   days on market $525,000 Active 146 DOM
9. 2026-06-07
   days on market $525,000 Active 145 DOM
10. 2026-06-03
    days on market $525,000 Active 141 DOM
11. 2026-06-03
    remarks 681-char remark
12. 2026-06-03
    listed $525,000 Active 140 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,582 · $215/mo
• Projected year-2 tax: $4,358 · $363/mo
• Expected delta: +$1,775/yr (+$148/mo · 68.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $73,724
• − Mortgage interest: −$29,408
• − Property taxes: −$2,582
• − Insurance: −$2,625
• − Repairs & maintenance: −$5,898
• − Management: −$5,898
• − HOA: −$9,816
• − Depreciation: −$15,273
• Taxable income: $2,224
• Est. tax owed @ 24.0%: −$534
• After-tax cash flow: $9,647/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Pine Ridge

• Score: 67/100
• State rank: #565
• US rank: #10798

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,273
• Household income: $92,259
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1712.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 11% Two or more races 9% Black 4% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1% Cuban 3%
• Common ancestry: Romanian 5% Scotch-Irish 3% Lithuanian 2%
• Foreign-born: 20% · Canada, Jamaica, Vietnam
• Languages at home: 77% English-only · Spanish 10% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.29%
• Current HPI: 279.357
• Rent YoY: ▲ 0.92%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+169.2% since first listed

12 events — show timeline

• 2026-01-13 Listed $525,000 NAPLESMLS
• 2015-06-08 Sold (Public Records) $290,000 Public Records
• 2015-06-01 Price Changed $290,000 NAPLESMLS
• 2015-05-29 Sold (MLS) $290,000 NAPLESMLS
• 2015-04-24 Price Changed $305,000 NAPLESMLS
• 2015-04-24 Listing Removed — NAPLESMLS
• 2015-04-02 Listed $305,000 NAPLESMLS
• 2013-08-26 Sold (Public Records) $239,500 Public Records
• 2013-08-20 Price Changed $259,000 NAPLESMLS
• 2013-08-20 Sold (MLS) $239,500 NAPLESMLS
• 2013-06-18 Listed $239,500 NAPLESMLS
• 2003-02-27 Sold (Public Records) $195,000 Public Records

Property tax history

+2.1%/yr

Latest (2025): $2,582 · +2.5% YoY. Source: county tax records.