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8201 E 110th St
D+ Composite 49.32
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.7/30.0
  • DSCR +6.6/10.0
  • ARV discount +5.4/15.0
  • 1% rule +5.0/10.0
  • Rent growth +4.2/5.0
  • Livability +3.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$153,700

8201 E 110th St · Kansas City, MO 64134
3 bd · 1.5 ba · 960 sqft · SingleFamily public records · 6 Days on market
Built 1965 8,581 sqft lot Est $147k · at est. $3/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ranch Fixer Upper! 3bedroom 1 bath, 1 car garage with a full basement (much of basement is already framed) Paint, And refinish the hardwood floors and this place will look almost new. Great Treed corner lot, with awesome deck, and fenced back yard. Take a look while you can.

Key facts

  • 8,581 sq ft lot
  • Garage
  • Built 1965

Property features AI

Finance

  • Other: Inside city limits
  • HOA & community: Annual association fee of $35 (no amenities); street maintenance provided

Exterior

  • Parking: Attached garage facing front; 1-car garage
  • Security: Security system
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; Residential property; Ranch style; One story; Entry level: Main; Above-grade finished area reported as 960 (assessor)
  • Construction: Board & batten siding; Composition roof; Basement: full, unfinished, walk-out access, garage entrance
  • Exterior features: Deck; Metal fencing; City lot, corner lot, level; Paved road with public maintenance; Not in a flood plain

Interior

  • Kitchen: Granite counters; Ceramic tile in kitchen; Electric range; Refrigerator; Disposal
  • Bedrooms: 3 bedrooms (main level; includes main floor primary bedroom and main floor bedroom)
  • Flooring: Ceramic tile; Wood flooring
  • Bathrooms: 1 full bathroom (main level) with shower-over-tub
  • Heating & cooling: Natural gas heating; Electric cooling
  • Interior features: Custom cabinets; Painted cabinets; Ranch floor plan; Security system
  • Laundry & utility: Washer and dryer included; Laundry located in basement / lower level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $154k.

Deal economics

  • At list price, monthly cash flow is $207 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (0.1% below list).
  • Recommended offer: $154k (0.1% below list) — sets the bar for 1% rule.
  • Cap rate 7.9% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Hickman Mills C-1 (urban): math 8% / reading 18% proficiency, ranked #314 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ervin Elementary School (math 8% / reading 12%, grade F, #1,037 of 1,115 statewide, top 94%, 629 students, 100% FRL); Ruskin High School (math 8% / reading 47%, grade F, #416 of 521 statewide, top 80%, 1,273 students, 100% FRL) — zoned schools average 100% FRL vs 78% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+6.7%/yr); 143 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 6.7% rent growth), your $43k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $153,538 (0.1% below list)

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.91%
Cash-on-cash
5.77%
DSCR
1.26
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$146,880
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8201 E 110th St 0.00mi 3/1.0 960 (0%) 1mo $153,700 $160 97
11017 Booth Ave 0.25mi 3/1.5 912 (-5%) 2mo $95,000 $104 78
8300 E 110th St 0.04mi 3/1.0 1,062 (+11%) 2mo $174,950 $165 77
7402 E 109th St 0.47mi 3/1.0 960 (0%) 0mo $139,900 $146 76
7905 E 112th St 0.17mi 3/1.0 864 (-10%) 2mo $120,000 $139 72
11346 Sycamore Ter 0.38mi 3/1.0 912 (-5%) 0mo $139,900 $153 72
11309 Marsh Ave 0.43mi 3/2.0 1,016 (+6%) 1mo $139,950 $138 67
11318 Marsh St 0.48mi 3/1.0 912 (-5%) 0mo $125,000 $137 67
7119 E 111th Ter 0.60mi 3/1.0 912 (-5%) 2mo $160,000 $175 60
11220 Corrington Ave 0.64mi 3/1.0 912 (-5%) 2mo $150,000 $164 59
8601 E 114th Ter 0.63mi 3/1.0 1,036 (+8%) 0mo $144,500 $139 55
10803 Blue Ridge Blvd 0.68mi 3/1.0 888 (-8%) 1mo $150,000 $169 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.73% rent growth · sell at horizon

5-year hold
IRR
-3.4%
Equity multiple
0.87×
Total profit
$-5,765
Equity at exit
$22,917
10-year hold
IRR
9.9%
Equity multiple
1.89×
Total profit
$38,389
Equity at exit
$13,289

Cash invested: $43,036 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64134

Rents YoY
6.7%
Active inventory
143
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,535 high interval (Pro) →
Mortgage (P&I)
$806
Tax from tax record
$133 /mo · $1,596/yr
Insurance
$64
HOA
$3
Vacancy / Maint / Mgmt
$322
Net cashflow
$207

Break-even live

Break-even rent $1,274
Max offer price $153,700
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,425
Closing costs
$4,611
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8304 E 110 Ter Kansas City, MO 3.0 1.0 912 $1,450 $1.59 43d 1 0.08mi
8310 E 111th Ter Kansas City, MO 3.0 1.0 912 $950 $1.04 16d 1 0.19mi
7800 E 112th St Kansas City, MO 3.0 1.0 900 $1,600 $1.78 23d 1 0.21mi
8517 E 110th Ter Kansas City, MO 3.0 2.0 1095 $1,450 $1.32 43d 1 0.26mi
10719 Bristol Ter Kansas City, MO 3.0 2.0 1096 $1,456 $1.33 23d 1 0.30mi
11208 Marsh Ave Kansas City, MO 3.0 1.0 912 $1,395 $1.53 3d 1 0.31mi
8622 E 108th Ter Kansas City, MO 3.0 1.0 993 $1,995 $2.01 3d 1 0.35mi
7405 E 112th St Kansas City, MO 4.0 1.0 936 $1,850 $1.98 43d 1 0.44mi
11116 Bristol Ter Kansas City, MO 3.0 1.0 956 $1,390 $1.45 23d 1 0.46mi
11316 Donnelly Ave Kansas City, MO 3.0 1.0 1000 $1,475 $1.48 43d 1 0.48mi
7305 E 111th Ter Kansas City, MO 4.0 1.0 1100 $1,345 $1.22 14d 1 0.49mi
11406 Sycamore Ter Kansas City, MO 3.0 1.0 912 $1,450 $1.59 16d 1 0.57mi
11410 Palmer Ave Kansas City, MO 4.0 2.0 936 $1,300 $1.39 43d 1 0.57mi
7119 E 111th Ter Kansas City, MO 3.0 1.0 912 $1,349 $1.48 43d 1 0.58mi
10607 Richmond Ave Kansas City, MO 3.0 1.0 912 $1,499 $1.64 16d 1 0.60mi
7114 E 112th St Kansas City, MO 4.0 1.0 936 $1,850 $1.98 23d 1 0.64mi
11513 Richmond Ave Kansas City, MO 3.0 1.5 1114 $1,450 $1.30 14d 1 0.77mi
11127 Blue Ridge Blvd Kansas City, MO 3.0 1.0 1000 $1,599 $1.60 43d 1 0.78mi
6905 E 112th St Kansas City, MO 3.0 1.0 972 $1,550 $1.59 43d 1 0.80mi
10919 Ewing Ave Kansas City, MO 3.0 1.0 840 $1,850 $2.20 4d 1 0.83mi
10401 Richmond Ave Kansas City, MO 3.0 1.0 1000 $1,350 $1.35 23d 1 0.85mi
7104 Longview Rd Kansas City, MO 3.0 1.0 912 $1,275 $1.40 14d 1 0.88mi
11407 Winchester Ave Kansas City, MO 3.0 1.0 936 $1,360 $1.45 3d 1 0.88mi
10716 Ewing Ave Kansas City, MO 4.0 2.0 1032 $1,550 $1.50 43d 1 0.92mi
6904 Longview Rd Kansas City, MO 4.0 1.0 900 $1,850 $2.06 1d 1 0.97mi
10712 Bennington Ave Kansas City, MO 3.0 1.0 912 $1,395 $1.53 16d 1 1.02mi
11803 Holiday Dr #5 Kansas City, MO 1.0–3.0 1.0 1016 $1,130 $1.11 1d 1 1.19mi
11720 Newton Ave Kansas City, MO 2.0–3.0 1.5–3.0 1293 $1,699 $1.31 1d 9 1.34mi
6731 E 119th St Grandview, MO 1.0–2.0 1.0–2.0 762 $1,150 $1.51 1d 14 1.46mi
8407 E 98th Ter Kansas City, MO 3.0 1.0 940 $1,395 $1.48 16d 1 1.47mi
8407 E 98th Ter Kansas City, MO 3.0 1.0 940 $1,395 $1.48 23d 1 1.47mi
9811 Marsh Ave Kansas City, MO 3.0 1.0 912 $1,295 $1.42 43d 1 1.49mi

HOA detail

Monthly dues
$3 · $36/yr

Listing history 17 events

  1. 2026-05-01
    status Pending
  2. 2026-04-25
    listed $153,700 Active
  3. 2026-03-24
    historical
  4. 2025-10-16
    price $165,000
  5. 2025-10-07
    price $174,000
  6. 2025-09-29
    listed $180,000 Active
  7. 2025-09-19
    historical
  8. 2022-01-14
    soldstatus
  9. 2022-01-10
    soldstatus Closed 277-char remark
    Show marketing remark (277 chars)

    Ranch Fixer Upper! 3bedroom 1 bath, 1 car garage with a full basement (much of basement is already framed) Paint, And refinish the hardwood floors and this place will look almost new. Great Treed corner lot, with awesome deck, and fenced back yard. Take a look while you can.

  10. 2021-12-24
    status Pending 277-char remark
    Show marketing remark (277 chars)

    Ranch Fixer Upper! 3bedroom 1 bath, 1 car garage with a full basement (much of basement is already framed) Paint, And refinish the hardwood floors and this place will look almost new. Great Treed corner lot, with awesome deck, and fenced back yard. Take a look while you can.

  11. 2021-12-16
    listed $94,000 Active 277-char remark
    Show marketing remark (277 chars)

    Ranch Fixer Upper! 3bedroom 1 bath, 1 car garage with a full basement (much of basement is already framed) Paint, And refinish the hardwood floors and this place will look almost new. Great Treed corner lot, with awesome deck, and fenced back yard. Take a look while you can.

  12. 2021-07-20
    historical
  13. 2021-07-17
    status Active
  14. 2021-05-08
    status Pending
  15. 2021-05-06
    listed $78,000 Active
  16. 2002-11-01
    soldstatus
  17. 1993-03-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,596 · $133/mo
Projected year-2 tax
$1,596 · $133/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,425
− Mortgage interest
−$8,610
− Property taxes
−$1,596
− Insurance
−$768
− Repairs & maintenance
−$1,474
− Management
−$1,474
− HOA
−$36
− Depreciation
−$4,471
Taxable loss
−$5
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1
After-tax cash flow
$2,483/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hickman Mills C-1
NCES district ID
2914340
Math proficiency
8% ▼ -8.00%
Reading proficiency
18% ▼ -4.00%
Median HH income
$40,908
Composite
11.2/100
National rank
#9725
State rank
#314 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
22,964
Household income
$58,170
Rent vs Own
47.4% rent · 52.6% own
Severe rent burden
718.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 58% White 28% Hispanic / Latino 10% Two or more races 6%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Italian 2% Lithuanian 1% Romanian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 5% Arabic 1%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -157.94%
Current HPI
277.895
Rent YoY
▲ 6.73%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+97.1% since first listed
17 events — show timeline
  • 2026-05-01 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-04-25 Listed $153,700 Heartland MLS as Distributed by MLS Grid
  • 2026-03-24 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2025-10-16 Price Changed $165,000 Heartland MLS as Distributed by MLS Grid
  • 2025-10-07 Price Changed $174,000 Heartland MLS as Distributed by MLS Grid
  • 2025-09-29 Listed $180,000 Heartland MLS as Distributed by MLS Grid
  • 2025-09-19 Coming Soon Heartland MLS as Distributed by MLS Grid
  • 2022-01-14 Sold (Public Records) Public Records
  • 2022-01-10 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2021-12-24 Pending Heartland MLS as Distributed by MLS Grid
  • 2021-12-16 Listed $94,000 Heartland MLS as Distributed by MLS Grid
  • 2021-07-20 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2021-07-17 Relisted Heartland MLS as Distributed by MLS Grid
  • 2021-05-08 Pending Heartland MLS as Distributed by MLS Grid
  • 2021-05-06 Listed $78,000 Heartland MLS as Distributed by MLS Grid
  • 2002-11-01 Sold (Public Records) Public Records
  • 1993-03-15 Sold (Public Records) Public Records

Property tax history

+9.3%/yr

Latest (2025): $1,596 · +18.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…