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12302 Beacon Tree Ct
D Composite 40.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.2/30.0
  • ARV discount +7.7/15.0
  • Appreciation +4.5/10.0
  • 1% rule +4.2/10.0
  • Schools +3.9/10.0
  • Livability +3.5/5.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$250,000

12302 Beacon Tree Ct · Atascocita, TX 77346
3 bd · 2.0 ba · 1,794 sqft · SingleFamily public records · 24 Days on market
Built 2003 6,276 sqft lot Est $251k · at est. $37/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIS IS A GREAT HOME FOR ENTERTAINING WITH A SPACIOUS LIVING AREA, LARGE OPEN KITCHEN, FORMAL DINING AND BREAKFAST ROOM WITH A BAY WINDOW. SPLIT BEDROOMS FOR PRIVACY. MASTER BATH HAS GARDEN TUB AND SEPARATE SHOWER, DOUBLE SINKS. CERAMIC TILE IN ENTRY, KITCHEN, BREAKFAST, AND LAUNDRY ROOM. THE CORNER LOT HAS A FULL SPRINKLER SYSTEM. SOLAR SCREENS. A GREAT BY AS IS.

Key facts

  • Pantry
  • Quartz countertops
  • Brand new flooring

Tags

REMODELED HOMEFRESHLY PAINTED WALLSBRAND NEW FLOORINGQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESPANTRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-186 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $217k (13.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (8.2% below list).
  • Recommended offer: $217k (13.2% below list) — sets the bar for cash-flow.
  • Cap rate 5.4% vs local median 4.1% in Atascocita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#346 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Atascocita Springs El (math 44% / reading 51%, grade D, #989 of 4,322 statewide, top 23%, 989 students, 37% FRL); Timberwood Middle (math 31% / reading 46%, grade F, #704 of 1,662 statewide, top 43%, 1,094 students, 54% FRL); Atascocita H S (math 41% / reading 52%, grade D-, #621 of 1,632 statewide, top 38%, 3,829 students, 42% FRL).
  • Market conditions: Rents flat; 669 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $217,072 (13.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
5.40%
Cash-on-cash
-3.20%
DSCR
0.86
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$251,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12302 Beacon Tree Ct 0.00mi 4/2.0 (+1) 1,794 (0%) 0mo $250,000 $139 95
12107 English Brook Cir 0.18mi 3/2.0 1,640 (-9%) 2mo $260,000 $159 76
12127 Carriage Oak Cir 0.20mi 3/2.0 1,597 (-11%) 2mo $256,000 $160 71
4910 Blue Spruce Hl 0.53mi 4/2.0 (+1) 1,778 (-1%) 0mo $268,000 $151 69
4826 Gypsy Forest Dr 0.55mi 4/2.0 (+1) 1,791 (-0%) 1mo $249,999 $140 68
12311 Carriage Oak Cir 0.14mi 3/2.0 1,526 (-15%) 5mo $229,999 $151 64
11831 Rainbow Bridge Ln 0.73mi 3/2.0 1,770 (-1%) 3mo $239,000 $135 61
17806 June Forest Dr 0.72mi 3/2.0 1,736 (-3%) 4mo $230,000 $132 58
12218 Glen Crossing Cir 0.34mi 3/2.0 1,526 (-15%) 4mo $195,000 $128 56
4814 Winding Timbers Ct 0.59mi 3/2.0 1,604 (-11%) 0mo $264,900 $165 54
12223 Zenith Ridge Way 0.29mi 4/2.0 (+1) 2,049 (+14%) 5mo $255,000 $124 53
4826 Drew Forest Ln 0.51mi 4/3.0 (+1) 2,002 (+12%) 1mo $268,700 $134 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 0.09% rent growth · sell at horizon

5-year hold
IRR
-12.4%
Equity multiple
0.48×
Total profit
$-36,507
Equity at exit
$60,897
10-year hold
IRR
-8.7%
Equity multiple
0.28×
Total profit
$-50,643
Equity at exit
$64,417

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77346

Home prices YoY
-0.4%
Rents YoY
0.1%
Active inventory
669
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,295 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$548 /mo · $6,571/yr
Insurance
$104
HOA
$37
Vacancy / Maint / Mgmt
$482
Net cashflow
$-186

Break-even live

Break-even rent $2,531
Max offer price $217,072
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12214 Landsdown Ridge Way Humble, TX 4.0 2.5 2389 $2,165 $0.91 11d 1 0.20mi
18123 Noble Forest Dr Humble, TX 4.0 2.5 2328 $2,595 $1.11 5d 1 0.26mi
17834 Yellow Birch Trl Humble, TX 3.0 2.0 1532 $1,646 $1.07 44d 1 0.52mi
18103 Yellowstone Trl Humble, TX 4.0 2.5 2602 $2,371 $0.91 44d 1 0.56mi
18030 June Forest Dr Humble, TX 4.0 2.5 2341 $2,236 $0.96 4d 1 0.59mi
17923 Diamond Peak Ct Humble, TX 4.0 2.0 2171 $2,336 $1.08 5d 1 0.69mi
18018 Heron Forest Ln Humble, TX 3.0 2.0 1795 $1,939 $1.08 24d 1 0.70mi
12323 Crescent Mountain Ln Humble, TX 3.0 2.5 2358 $2,326 $0.99 5d 1 0.74mi
12643 Jamestown Crossing Ln Humble, TX 4.0 2.0 2450 $4,995 $2.04 24d 1 0.79mi
5231 Flax Bourton St Humble, TX 3.0 2.0 1513 $1,856 $1.23 2d 1 0.88mi
5303 Hill Timbers Dr Humble, TX 3.0 2.0 1884 $2,050 $1.09 44d 1 0.92mi
19100 Woodland Hills Dr Humble, TX 1.0–4.0 1.0–2.0 1040 $1,475 $1.42 2d 10 1.14mi
17417 W Lake Houston Pkwy Humble, TX 1.0–2.0 1.0–2.0 956 $1,795 $1.88 3d 12 1.17mi
3918 Atascocita Rd Humble, TX 1.0–2.0 1.0–2.0 945 $1,650 $1.75 15d 13 1.22mi
18810 Woodbreeze Dr Humble, TX 4.0 2.5 2200 $2,279 $1.04 24d 1 1.23mi
17401 W Lake Houston Pkwy Humble, TX 1.0–3.0 1.0–2.0 1085 $2,163 $1.99 1d 42 1.29mi
17571 W Lake Houston Pkwy Humble, TX 2.0 1.0–2.0 922 $1,950 $2.11 2d 43 1.35mi
3818 Oaktrace Dr Humble, TX 3.0 2.0 1644 $2,200 $1.34 44d 1 1.36mi
7002 Echo Pines Dr Humble, TX 3.0 2.0 1738 $1,869 $1.08 15d 1 1.41mi
16807 Hemlock Grove Dr Humble, TX 4.0 3.0 2476 $3,100 $1.25 44d 1 1.41mi
17260 W Lake Houston Pkwy Atascocita, TX 1.0–3.0 1.0–2.5 1065 $2,470 $2.32 1d 12 1.49mi

HOA detail

Monthly dues
$37 · $444/yr

Listing history 10 events

  1. 2026-04-28
    status Pending
  2. 2026-04-20
    status Pending
  3. 2026-04-08
    status Active
  4. 2026-02-24
    status Pending
  5. 2026-02-24
    historical
  6. 2026-02-19
    listed $250,000 Active
  7. 2011-08-25
    soldstatus 371-char remark
    Show marketing remark (371 chars)

    THIS IS A GREAT HOME FOR ENTERTAINING WITH A SPACIOUS LIVING AREA, LARGE OPEN KITCHEN, FORMAL DINING AND BREAKFAST ROOM WITH A BAY WINDOW. SPLIT BEDROOMS FOR PRIVACY. MASTER BATH HAS GARDEN TUB AND SEPARATE SHOWER, DOUBLE SINKS. CERAMIC TILE IN ENTRY, KITCHEN, BREAKFAST, AND LAUNDRY ROOM. THE CORNER LOT HAS A FULL SPRINKLER SYSTEM. SOLAR SCREENS. A GREAT BY AS IS.

  8. 2011-06-17
    historical 371-char remark
    Show marketing remark (371 chars)

    THIS IS A GREAT HOME FOR ENTERTAINING WITH A SPACIOUS LIVING AREA, LARGE OPEN KITCHEN, FORMAL DINING AND BREAKFAST ROOM WITH A BAY WINDOW. SPLIT BEDROOMS FOR PRIVACY. MASTER BATH HAS GARDEN TUB AND SEPARATE SHOWER, DOUBLE SINKS. CERAMIC TILE IN ENTRY, KITCHEN, BREAKFAST, AND LAUNDRY ROOM. THE CORNER LOT HAS A FULL SPRINKLER SYSTEM. SOLAR SCREENS. A GREAT BY AS IS.

  9. 2011-06-08
    listed $84,900 371-char remark
    Show marketing remark (371 chars)

    THIS IS A GREAT HOME FOR ENTERTAINING WITH A SPACIOUS LIVING AREA, LARGE OPEN KITCHEN, FORMAL DINING AND BREAKFAST ROOM WITH A BAY WINDOW. SPLIT BEDROOMS FOR PRIVACY. MASTER BATH HAS GARDEN TUB AND SEPARATE SHOWER, DOUBLE SINKS. CERAMIC TILE IN ENTRY, KITCHEN, BREAKFAST, AND LAUNDRY ROOM. THE CORNER LOT HAS A FULL SPRINKLER SYSTEM. SOLAR SCREENS. A GREAT BY AS IS.

  10. 2007-07-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,571 · $548/mo
Projected year-2 tax
$6,571 · $548/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,545
− Mortgage interest
−$14,004
− Property taxes
−$6,571
− Insurance
−$1,250
− Repairs & maintenance
−$2,204
− Management
−$2,204
− HOA
−$444
− Depreciation
−$7,273
Taxable loss
−$6,404
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,537
After-tax cash flow
$-700/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humble ISD
NCES district ID
4823910
Math proficiency
38% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$83,946
Composite
38.55/100
National rank
#4171
State rank
#262 of 826 in TX

Livability — Atascocita

Score
70/100
State rank
#346
US rank
#7586

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atascocita, TX
County
Harris County · 4,702,590 people
City population
79,538
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
79,538
Household income
$122,241
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
1072.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 42% Hispanic / Latino 28% Black 21% Two or more races 18% Asian 4%
Hispanic origin (detail)
Mexican 20% Puerto Rican 2%
Common ancestry
Lithuanian 4% Slovak 1% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 17% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.95%
Current HPI
218.0478
Rent YoY
▲ 0.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+194.5% since first listed
10 events — show timeline
  • 2026-04-28 Pending HARMLS
  • 2026-04-20 Pending HARMLS
  • 2026-04-08 Relisted HARMLS
  • 2026-02-24 Pending HARMLS
  • 2026-02-24 Listing Removed HARMLS
  • 2026-02-19 Listed $250,000 HARMLS
  • 2011-08-25 Sold (MLS) HARMLS
  • 2011-06-17 Listing Removed HARMLS
  • 2011-06-08 Listed $84,900 HARMLS
  • 2007-07-03 Sold (Public Records) Public Records

Property tax history

+2.9%/yr

Latest (2025): $6,571 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…