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The Pinehurst Plan 🏗️ New Construction
F Composite 33.89
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.4/30.0
  • Schools +4.6/10.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$244,990

The Pinehurst Plan · Loganville, GA 30052
3 bd · 2.5 ba · 1,785 sqft · SingleFamily · 627 Days on market
Good condition ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A covered entry and modern exterior style welcome you to The Pinehurst townhome. The Pinehurst features an open concept design which lets the light flow throughout the home, into the expansive family room. In the kitchen you may choose to retain the open flow or add a center island for more storage and counter space. The kitchen and dining room are off the back of the home and are steps away from the patio for back yard grilling. Upstairs you'll find a laundry room large enough for all your home utilities storage, and three bedrooms, two featuring a walk-in closet. At the front of the home, the owner's suite and ensuite are nicely appointed with a linen and water closet. Owner's suite windows at the front of the home bring in the natural light.

Key facts

  • Laundry room
  • Walk-in closet
  • Open concept design

Tags

OPEN CONCEPT DESIGNEXPANSIVE FAMILY ROOMCENTER ISLANDLAUNDRY ROOMWALK-IN CLOSETOWNER'S SUITE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $244,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $315,136.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $245k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-404 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (8.4% below list).
  • Recommended offer: $216k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
  • Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loganville Elementary School (math 59% / reading 51%, grade C, #178 of 1,228 statewide, top 15%, 1,033 students, 38% FRL); Loganville Middle School (math 46% / reading 48%, grade D+, #89 of 470 statewide, top 20%, 1,320 students, 39% FRL); Loganville High School (math 51% / reading 47%, grade D, #33 of 424 statewide, top 8%, 1,808 students, 30% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 1434 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 52d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 627 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $215,591 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 627 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71% ✗
Cap rate
4.75%
Cash-on-cash
-5.50%
DSCR
0.76
GRM
11.7

CMA / ARV

ARV (median comp)
$315,136
List price
$244,990
Delta
-22.26%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
948 Village View Cir 0.05mi 3/2.0 1,698 (-5%) 3mo $312,000 $184 85
954 Village View Cir 0.07mi 3/2.0 1,683 (-6%) 6mo $340,000 $202 80
320 Big Game Way 0.43mi 3/2.5 1,852 (+4%) 2mo $335,000 $181 73
964 Village View Cir 0.14mi 3/2.0 1,682 (-6%) 14mo $315,000 $187 70
420 Towler Ct 0.48mi 3/2.0 1,667 (-7%) 4mo $310,000 $186 61
936 Village View Cir 0.10mi 2/2.0 (-1) 1,605 (-10%) 14mo $317,000 $198 60
406 Farm St 0.41mi 4/2.0 (+1) 1,884 (+6%) 7mo $335,000 $178 59
815 Village Pl 0.19mi 3/2.0 1,563 (-12%) 12mo $330,000 $211 58
906 Milton Cir 0.65mi 3/2.5 1,640 (-8%) 5mo $318,500 $194 52
169 Holly Ct 0.53mi 3/2.5 1,574 (-12%) 9mo $275,000 $175 48
2241 Baker Carter Dr 0.74mi 3/2.5 1,620 (-9%) 7mo $315,000 $194 44
2335 Huntington Dr 0.47mi 3/2.0 1,545 (-13%) 11mo $333,000 $216 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.13×
Total profit
$-76,505
Equity at exit
$46,988
10-year hold
IRR
-21.5%
Equity multiple
-0.12×
Total profit
$-98,515
Equity at exit
$27,247

Cash invested: $88,238 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
20 active · 19 under contract
Months of supply
9.2 mo (11%/mo absorbed)
Median asking
$311,950 ($196/sqft)
Median days on market
48 d
This list price
15% of active listings are priced below it
ARV vs active asking
-10.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30052

Home prices YoY
-31.8%
Rents YoY
3.1%
Active inventory
1434
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,245 high interval (Pro) →
Mortgage (P&I)
−$1,653
Tax est. 1.5%
−$394 /mo · $4,727/yr
Insurance
−$131
HOA
−$0
Vacancy / Maint / Mgmt
−$471
Net cashflow
$-404

Break-even live

Break-even rent $2,757
Max offer price $256,646
Occupancy floor —

Sensitivity live

Price -10% $-186 -5% $-295 +0% $-404 +5% $-513 +10% $-622
Rent -10% $-582 -5% $-493 +0% $-404 +5% $-316 +10% $-227
Rate -1.0pp $-246 -0.5pp $-324 base $-404 +0.5pp $-486 +1.0pp $-569

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,784
Closing costs
$9,454
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Alexander Xing Loganville, GA 2.0–3.0 2.0–2.5 1381 $1,935 $1.40 0d 9 0.07mi
210 Buck Run Loganville, GA 3.0 2.0 1860 $2,299 $1.24 10d 1 0.29mi
2245 Huntington Dr Loganville, GA 4.0 2.5 1920 $2,145 $1.12 10d 1 0.35mi
2290 Huntington Dr Loganville, GA 4.0 3.0 2132 $2,245 $1.05 104d 1 0.40mi
152 Fair St Loganville, GA 3.0 3.0 1982 $2,450 $1.24 65d 1 0.51mi
181 Holly Ct Loganville, GA 4.0 2.0 1878 $1,730 $0.92 10d 1 0.54mi
1017 Echo Valley Ct Loganville, GA 4.0 2.5 1896 $2,295 $1.21 1d 1 0.67mi
1017 Echo Valley Ct Loganville, GA 4.0 2.5 1896 $2,295 $1.21 26d 1 0.67mi
200 Towler Dr Loganville, GA 4.0 2.0 1823 $2,099 $1.15 100d 1 0.73mi
160 Cown Dr Loganville, GA 3.0 2.0 1404 $1,650 $1.18 165d 1 0.76mi
2239 Baker Carter Dr Loganville, GA 4.0 2.5 2157 $2,595 $1.20 139d 1 0.77mi
2239 Baker Carter Dr Loganville, GA 4.0 2.5 2157 $2,595 $1.20 10d 1 0.77mi
806 Board Walk Ct Loganville, GA 3.0 2.5 1840 $2,089 $1.14 51d 1 0.85mi
249 Meadows Dr Loganville, GA 2.0–3.0 2.0 1287 $1,800 $1.40 10d 1 0.88mi
2217 Baker Carter Dr Loganville, GA 3.0 2.5 1620 $1,870 $1.15 184d 1 0.89mi
560 Lee Byrd Rd Unit B Loganville, GA 4.0 1.0 1550 $1,680 $1.08 56d 1 0.90mi
560 Lee Byrd Rd Loganville, GA 4.0 2.0 1845 $2,130 $1.15 102d 1 0.90mi
560 Lee Byrd Rd Loganville, GA 3.0 1.0 1550 $1,780 $1.15 96d 1 0.90mi
810 Tucker Trl Loganville, GA 4.0 3.0 2513 $2,235 $0.89 134d 1 0.90mi
127 Perry St Loganville, GA 4.0 3.0 1616 $2,350 $1.45 10d 1 0.93mi
165 Towler Shoals Dr Loganville, GA 4.0 2.5 1510 $2,025 $1.34 31d 1 0.94mi
4371 Fiddlers Bnd Loganville, GA 3.0 2.0 1569 $1,890 $1.20 86d 1 0.95mi
768 Wilkes Dr Loganville, GA 3.0 2.0 1714 $2,175 $1.27 121d 1 1.02mi
773 Wilkes Dr Loganville, GA 3.0 2.0 1476 $1,500 $1.02 84d 1 1.02mi
4284 Fiddlers Bnd Loganville, GA 4.0 2.5 2070 $2,095 $1.01 10d 1 1.05mi
1169 Granite Ln Loganville, GA 3.0 2.0 1430 $1,790 $1.25 125d 1 1.07mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $1,891 $1.40 90d 1 1.15mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $1,730 $1.29 10d 1 1.15mi
737 Wilkes Dr Loganville, GA 3.0 2.5 2232 $2,250 $1.01 3d 1 1.15mi
1149 Granite Ln Loganville, GA 3.0 2.0 1450 $1,700 $1.17 43d 1 1.16mi
730 Wilkes Dr Loganville, GA 3.0 2.0 1665 $1,100 $0.66 69d 1 1.17mi
541 Pebble Point Dr Loganville, GA 3.0 2.0 1266 $1,600 $1.26 14d 1 1.17mi
541 Pebble Point Dr Loganville, GA 3.0 2.0 1266 $1,600 $1.26 10d 1 1.17mi
205 Towler Shoals Dr Loganville, GA 3.0 2.0 1734 $2,230 $1.29 152d 1 1.19mi
112 Chase Landing Dr Loganville, GA 3.0 2.5 1830 $2,659 $1.45 3d 1 1.21mi
1141 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,400 $1.08 29d 1 1.23mi
1141 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,400 $1.08 45d 1 1.23mi
1121 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,300 $1.04 107d 1 1.24mi
1121 Point Place Dr Loganville, GA 3.0 3.0 2214 $2,300 $1.04 80d 1 1.24mi
420 Ashley Way Loganville, GA 3.0 2.0 1410 $1,875 $1.33 1d 1 1.25mi

Listing history 50 events

  1. 2026-11-08
    days on market $244,990 Active 627 DOM
  2. 2026-11-07
    days on market $244,990 Active 626 DOM
  3. 2026-11-06
    days on market $244,990 Active 625 DOM
  4. 2026-11-05
    days on market $244,990 Active 624 DOM
  5. 2026-11-04
    days on market $244,990 Active 623 DOM
  6. 2026-11-02
    days on market $244,990 Active 621 DOM
  7. 2026-11-01
    days on market $244,990 Active 620 DOM
  8. 2026-10-31
    days on market $244,990 Active 619 DOM
  9. 2026-10-30
    days on market $244,990 Active 618 DOM
  10. 2026-10-29
    days on market $244,990 Active 617 DOM
  11. 2026-10-28
    days on market $244,990 Active 616 DOM
  12. 2026-10-27
    days on market $244,990 Active 615 DOM
  13. 2026-10-26
    days on market $244,990 Active 614 DOM
  14. 2026-10-25
    days on market $244,990 Active 613 DOM
  15. 2026-10-24
    days on market $244,990 Active 612 DOM
  16. 2026-10-23
    days on market $244,990 Active 611 DOM
  17. 2026-10-22
    days on market $244,990 Active 610 DOM
  18. 2026-10-21
    days on market $244,990 Active 609 DOM
  19. 2026-10-20
    days on market $244,990 Active 608 DOM
  20. 2026-10-19
    days on market $244,990 Active 607 DOM
  21. 2026-10-18
    days on market $244,990 Active 606 DOM
  22. 2026-10-17
    days on market $244,990 Active 605 DOM
  23. 2026-10-16
    days on market $244,990 Active 604 DOM
  24. 2026-10-15
    days on market $244,990 Active 603 DOM
  25. 2026-10-14
    days on market $244,990 Active 602 DOM
  26. 2026-10-13
    days on market $244,990 Active 601 DOM
  27. 2026-10-12
    days on market $244,990 Active 600 DOM
  28. 2026-10-11
    days on market $244,990 Active 599 DOM
  29. 2026-10-10
    days on market $244,990 Active 598 DOM
  30. 2026-10-09
    days on market $244,990 Active 597 DOM
  31. 2026-10-08
    days on market $244,990 Active 596 DOM
  32. 2026-10-07
    days on market $244,990 Active 595 DOM
  33. 2026-10-06
    days on market $244,990 Active 594 DOM
  34. 2026-10-05
    days on market $244,990 Active 593 DOM
  35. 2026-10-04
    days on market $244,990 Active 592 DOM
  36. 2026-10-04
    days on market $244,990 Active 591 DOM
  37. 2026-10-02
    days on market $244,990 Active 590 DOM
  38. 2026-10-01
    days on market $244,990 Active 589 DOM
  39. 2026-09-30
    days on market $244,990 Active 588 DOM
  40. 2026-09-29
    days on market $244,990 Active 587 DOM
  41. 2026-09-28
    days on market $244,990 Active 586 DOM
  42. 2026-09-27
    days on market $244,990 Active 585 DOM
  43. 2026-09-26
    days on market $244,990 Active 584 DOM
  44. 2026-09-25
    days on market $244,990 Active 583 DOM
  45. 2026-09-24
    days on market $244,990 Active 582 DOM
  46. 2026-09-23
    days on market $244,990 Active 581 DOM
  47. 2026-09-22
    days on market $244,990 Active 580 DOM
  48. 2026-09-21
    days on market $244,990 Active 579 DOM
  49. 2026-09-20
    days on market $244,990 Active 578 DOM
  50. 2026-09-19
    days on market $244,990 Active 577 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,941
− Mortgage interest
−$17,652
− Property taxes
−$4,727
− Insurance
−$1,576
− Repairs & maintenance
−$2,155
− Management
−$2,155
− Depreciation
−$9,168
Taxable loss
−$10,492
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,518
After-tax cash flow
$-2,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab Est. rehab $8,925–$26,775 screening

The Pinehurst townhome is in good condition with no visible repairs needed. It offers a good investment opportunity with potential for minor updates to enhance its resale and rental value.

Value-add opportunities

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics ↑
  • Both Landscaping — Enhances curb appeal and can attract more potential buyers ↑
  • Both Interior cleaning — A clean interior can make the home more appealing to buyers and renters ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 46/100

Zoned Schools

Elementary Bay Creek Elementary School F GA #411/1,228 Nat'l #19,009/41,679 Middle Loganville Middle School D+ GA #89/470 Nat'l #4,159/14,009 High Loganville High School D GA #33/424 Nat'l #6,078/17,239

Schools (NCES district)

District
Walton County
NCES district ID
1305390
Math proficiency
43% ▼ -10.00%
Reading proficiency
41% ▼ -10.00%
Median HH income
$53,716
Composite
36.52/100
National rank
#4643
State rank
#31 of 174 in GA
B Composite livability gradescore 74/100

Livability — Loganville

Score
74/100
State rank
#39
US rank
#4689

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Loganville, GA
County
Walton County · 98,098 people
City population
276,247
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,811
Household income
$93,764
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
16% of renters

Population outlook (Walton County) Hauer SSP2

Today (2025)
98,098 people
By 2030
102,496 · +4.5%
By 2040
110,318 · +12.5%
By 2050
115,848 · +18.1%
By 2075
125,830 · +28.3%
By 2100
123,852 · +26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3% Cuban 1%
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+45.9) · D 26.7% · R 72.6%
2008→2024 swing
+6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1

Not yet ingested

Civics
—

Price history

-17.2% since first listed
4 events — show timeline
  • 2026-05-18 Price Changed $239,900 Zillow
  • 2026-03-25 Price Changed $259,900 Zillow
  • 2026-01-23 Price Changed $274,900 Zillow
  • 2025-02-19 Listed $289,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…