446 Colchester Ave · Burlington, VT 05401

$389,900

5 bd · 2.5 ba · 1,765 sqft · SingleFamily public records · 91 Days on market

Built 1900 3,484 sqft lot $221/sqft · 29% below area Est $547k · 29% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +15.0/15.0
• DSCR +5.9/10.0
• 1% rule +5.0/10.0
• Schools +5.0/10.0
• Livability +3.7/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

Key facts

• Welcoming layout
• 3,484 sq ft lot
• Garage

Tags

• PRIME BURLINGTON LOCATION
• NEAR UNIVERSITY OF VERMONT
• EASY WALK TO VIBRANT WINOOSKI
• EXCEPTIONAL RENTAL POTENTIAL
• WELCOMING LAYOUT
• BACKYARD WITH GREAT EXPOSURE

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $390k.

Deal economics

• At list price, monthly cash flow is $389 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $388k (0.5% below list).
• Recommended offer: $355k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 3.1% in Burlington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#19 in VT, #4,619 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, schools B; Watch: cost of living D, crime F, amenities F.
• Market conditions: Rents flat; 137 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 898 units permitted in Chittenden County in 2024 (554 in 5+ unit buildings).
• At $3,880/mo this rent would consume 71% of the median local household income ($66k/yr) (locally 2757% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Chittenden County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($355k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago; this cycle's ask has dropped $70k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $280k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $354,809 (9.0% below list)

Questions for the listing agent

1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 7.49%
• Cash-on-cash: 4.27%
• DSCR: 1.19
• GRM: 8.4

CMA / ARV

• ARV (median comp): $546,628
• List price: $389,900
• Delta: -28.67%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
197 W Allen St	0.47mi	4/2.5 (-1)	1,768 (+0%)	9mo	$385,000	$218	66
241 Loomis St	0.67mi	5/2.0	1,709 (-3%)	2mo	$760,000	$445	60
4 University Rd	0.51mi	4/2.0 (-1)	1,898 (+8%)	1mo	$816,000	$430	56
58 Case Pkwy	0.53mi	4/2.0 (-1)	1,834 (+4%)	8mo	$570,000	$311	55
21 Clifford St	0.57mi	4/1.5 (-1)	1,732 (-2%)	13mo	$382,650	$221	51
13 Lafountain St	0.68mi	4/3.0 (-1)	1,881 (+7%)	2mo	$520,000	$276	48
31 Latham Ct	0.42mi	4/2.0 (-1)	1,524 (-14%)	4mo	$639,000	$419	47
243 Weaver St	0.68mi	4/2.0 (-1)	1,776 (+1%)	21mo	$634,000	$357	43
10 East Ave	0.43mi	4/2.0 (-1)	1,610 (-9%)	20mo	$530,000	$329	42
37 Bilodeau Ct	0.61mi	4/2.0 (-1)	1,977 (+12%)	4mo	$559,000	$283	41
60 Bilodeau Ct	0.58mi	4/2.0 (-1)	1,558 (-12%)	9mo	$527,000	$338	39
18 Hall St	0.71mi	4/1.5 (-1)	2,022 (+15%)	15mo	$480,000	$237	21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.52% rent growth · sell at horizon

5-year hold

• IRR: -12.4%
• Equity multiple: 0.56×
• Total profit: $-47,814
• Equity at exit: $58,135

10-year hold

• IRR: -7.6%
• Equity multiple: 0.57×
• Total profit: $-46,442
• Equity at exit: $33,711

Cash invested: $109,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05401

• Rents YoY: 0.5%
• Active inventory: 137
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $3,880 medium
• Mortgage (P&I): −$2,045
• Tax from tax record: −$469 /mo · $5,632/yr
• Insurance: −$162
• HOA: −$0
• Vacancy / Maint / Mgmt: −$815
• Net cashflow: $389

Break-even live

Break-even rent $3,388

Max offer price $389,900

Occupancy floor 85%

Sensitivity live

Price	-10% $610	-5% $499	+0% $389	+5% $279	+10% $168
Rent	-10% $82	-5% $236	+0% $389	+5% $542	+10% $695
Rate	-1.0pp $585	-0.5pp $488	base $389	+0.5pp $288	+1.0pp $185

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $97,475
• Closing costs: $11,697
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
37 Hyde St Unit 7 Burlington, VT	4.0	2.0	1600	$4,000	$2.50	44d	1	1.05mi
108 Buell St Burlington, VT	6.0	2.0	2500	$4,800	$1.92	44d	1	1.12mi
66 Hungerford Ter Burlington, VT	4.0	1.0	1500	$3,450	$2.30	22d	1	1.14mi

Listing history 48 events

1. 2026-06-19
   days on market $389,900 Active 91 DOM
2. 2026-06-18
   days on market $389,900 Active 90 DOM
3. 2026-06-17
   days on market $389,900 Active 89 DOM
4. 2026-06-16
   days on market $389,900 Active 88 DOM
5. 2026-06-15
   days on market $389,900 Active 87 DOM
6. 2026-06-14
   days on market $389,900 Active 85 DOM
7. 2026-06-13
   pricedays on market $389,900 Active 84 DOM
8. 2026-06-10
   days on market $399,900 Active 82 DOM
9. 2026-06-09
   days on market $399,900 Active 81 DOM
10. 2026-06-08
    days on market $399,900 Active 80 DOM
11. 2026-06-07
    days on market $399,900 Active 79 DOM
12. 2026-06-05
    days on market $399,900 Active 76 DOM
13. 2026-06-03
    days on market $399,900 Active 75 DOM
14. 2026-06-02
    days on market $399,900 Active 74 DOM
15. 2026-06-01
    days on market $399,900 Active 73 DOM
16. 2026-05-31
    days on market $399,900 Active 72 DOM
17. 2026-05-30
    days on market $399,900 Active 71 DOM
18. 2026-05-17
    status Active 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

19. 2026-05-02
    status Pending 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

20. 2026-04-30
    price $399,900 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

21. 2026-04-15
    price $419,900 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

22. 2026-03-25
    price $449,000 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

23. 2026-03-05
    listed $460,000 Active 964-char remark

    Show marketing remark (964 chars)

    Rare 5-Bedroom Home in Prime Burlington Location Don’t miss this rare opportunity to own a spacious 5 bedroom home ideally located near the University of Vermont and the University of Vermont Medical Center, with an easy walk to vibrant Winooski. Whether you're looking for a primary residence or a strong investment property, this home offers exceptional rental potential in a convenient location. Inside, you’ll find five generously sized bedrooms and 2.5 baths, providing ample space and flexibility. The home features a welcoming layout with a great flow from the kitchen to the living room ideal for both everyday living and entertaining. This home also has a backyard with great exposure to natural light. Additional highlights include off-street parking and a garage, offering convenience and practicality. With its unbeatable location, spacious layout, and income potential, this property is a standout opportunity you won’t want to miss.

24. 2016-12-29
    soldstatus $280,000
25. 2016-12-27
    soldstatus $280,000 Closed 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

26. 2016-10-04
    status Pending 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

27. 2016-10-02
    historical 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

28. 2016-09-20
    historical Active with Contract 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

29. 2016-09-03
    price $275,000

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

30. 2016-09-03
    price $275,000 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

31. 2016-09-03
    status Active 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

32. 2016-09-01
    historical 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

33. 2016-08-12
    price $290,000 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

34. 2016-08-12
    price $290,000

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

35. 2016-08-03
    price $295,000

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

36. 2016-08-03
    price $295,000 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

37. 2016-03-31
    price $299,000

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

38. 2016-03-31
    price $299,000 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

39. 2016-02-11
    price $314,900

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

40. 2016-02-11
    price $314,900 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

41. 2015-10-16
    price $325,000 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

42. 2015-10-16
    price $325,000

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

43. 2015-09-23
    listed $335,000 Active 564-char remark

    Show marketing remark (564 chars)

    Don't miss out on this great opportunity! Just minutes from I-89, UVM, the hospital and other area attractions it is the perfect location for everyone. This home offers an open and spacious floor plan with five bedroom and two and a half bathrooms. The first floor is made up of the large living area with nook, kitchen with breakfast bar, a separate formal dining room as well as a bedroom, half bathroom and laundry area. The remaining four bedrooms and two full bathrooms are on the second floor. The home also offers an oversized garage and fenced in backyard.

44. 2005-07-18
    soldstatus $240,500
45. 2005-07-15
    soldstatus $240,500
46. 2005-04-25
    listed $237,500
47. 2002-08-12
    soldstatus $183,600
48. 1999-06-10
    soldstatus $109,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

• Current annual tax: $5,632 · $469/mo
• Projected year-2 tax: $6,520 · $543/mo
• Expected delta: +$888/yr (+$74/mo · 15.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥93°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,562
• − Mortgage interest: −$21,840
• − Property taxes: −$5,632
• − Insurance: −$1,950
• − Repairs & maintenance: −$3,725
• − Management: −$3,725
• − Depreciation: −$11,343
• Taxable loss: −$1,652
• Est. tax savings @ 24.0%: +$397
• After-tax cash flow: $5,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Burlington

• Score: 74/100
• State rank: #19
• US rank: #4619

Category grades

Amenities F Commute A+ Cost of living D Crime F Employment B Housing B Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Burlington, VT
• County: Chittenden County · 110,603 people
• City population: 31,662
• Metro: Burlington-South Burlington, VT
• Population (ZIP): 31,662
• Household income: $65,657
• Rent vs Own: 68.6% rent · 31.4% own
• Severe rent burden: 2757.0

Population outlook (Chittenden County) Hauer SSP2

• Today (2025): 170,769 people
• By 2030: 174,716 · +2.3%
• By 2040: 180,337 · +5.6%
• By 2050: 183,768 · +7.6%
• By 2075: 194,646 · +14.0%
• By 2100: 194,933 · +14.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 6% Asian 4% Black 4% Hispanic / Latino 4%
• Common ancestry: Romanian 5% Lithuanian 5% Slovak 4%
• Foreign-born: 7% · China, Canada, Vietnam
• Languages at home: 90% English-only · Other Indo-European 2% French/Haitian/Cajun 2% Spanish 2%

Political lean MEDSL · Chittenden

• 2024 margin: Solid D (+53.6) · D 75.4% · R 21.7% · Other 2.9%
• 2008→2024 swing: +8.9pp toward D · 2008: 44.8pp · 2024: 53.6pp
• All cycles: 2024: D+53.6 2020: D+54.5 2016: D+46.8 2012: D+41.9 2008: D+44.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -316.87%
• Current HPI: 352.2081
• Rent YoY: ▲ 0.52%
• Metro: Burlington-South Burlington, VT
• State GDP YoY: —
• F500 in state: 0

Price history

+265.2% since first listed

31 events — show timeline

• 2026-05-17 Relisted — PrimeMLS
• 2026-05-02 Pending — PrimeMLS
• 2026-04-30 Price Changed $399,900 PrimeMLS
• 2026-04-15 Price Changed $419,900 PrimeMLS
• 2026-03-25 Price Changed $449,000 PrimeMLS
• 2026-03-05 Listed $460,000 PrimeMLS
• 2016-12-29 Sold (Public Records) $280,000 Public Records
• 2016-12-27 Sold (MLS) $280,000 PrimeMLS
• 2016-10-04 Pending — PrimeMLS
• 2016-10-02 Delisted — PrimeMLS
• 2016-09-20 Contingent — PrimeMLS
• 2016-09-03 Price Changed $275,000 PrimeMLS
• 2016-09-03 Price Changed $275,000 PrimeMLS
• 2016-09-03 Relisted — PrimeMLS
• 2016-09-01 Delisted — PrimeMLS
• 2016-08-12 Price Changed $290,000 PrimeMLS
• 2016-08-12 Price Changed $290,000 PrimeMLS
• 2016-08-03 Price Changed $295,000 PrimeMLS
• 2016-08-03 Price Changed $295,000 PrimeMLS
• 2016-03-31 Price Changed $299,000 PrimeMLS
• 2016-03-31 Price Changed $299,000 PrimeMLS
• 2016-02-11 Price Changed $314,900 PrimeMLS
• 2016-02-11 Price Changed $314,900 PrimeMLS
• 2015-10-16 Price Changed $325,000 PrimeMLS
• 2015-10-16 Price Changed $325,000 PrimeMLS
• 2015-09-23 Listed $335,000 PrimeMLS
• 2005-07-18 Sold (Public Records) $240,500 Public Records
• 2005-07-15 Sold (MLS) $240,500 PrimeMLS
• 2005-04-25 Listed $237,500 PrimeMLS
• 2002-08-12 Sold (Public Records) $183,600 Public Records
• 1999-06-10 Sold (Public Records) $109,500 Public Records

Property tax history

+23.2%/yr

Latest (2024): $5,632 · +8.5% YoY. Source: county tax records.