2210 Mccloud St St · Westlake, LA 70669

$100,000

3 bd · 2.0 ba · 2,697 sqft · SingleFamily · 227 Days on market

Built 1974 0.48 ac lot $37/sqft · 59% below area ↓ 20% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.3/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

Key facts

• Brick fireplace
• Vaulted ceiling
• Two living areas

Tags

• TWO LIVING AREAS
• HUGE DEN
• BRICK FIREPLACE
• VAULTED CEILING
• LONG SUNROOM
• LARGE BONUS AREA

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $864 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
• Cap rate 16.7% vs local median 6.4% in Westlake — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#120 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 148 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
• This rent runs 34% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 227 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $25k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $88,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.95% ✓
• Cap rate: 16.66%
• Cash-on-cash: 37.03%
• DSCR: 2.65
• GRM: 4.3

CMA / ARV

• ARV (median comp): $244,602
• List price: $100,000
• Delta: -59.12%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
918 Live Oak St	0.03mi	3/3.0	2,548 (-6%)	17mo	$257,500	$101	71
2321 Foster Ln	0.18mi	3/3.0	2,330 (-14%)	11mo	$118,000	$51	55
2404 Reserve Dr	0.62mi	4/3.0 (+1)	2,532 (-6%)	1mo	$310,000	$122	51
1622 Reserve Drive	0.65mi	4/3.0 (+1)	2,486 (-8%)	4mo	$270,000	$109	44
1653 Reserve Dr	0.66mi	4/3.0 (+1)	2,462 (-9%)	4mo	$265,000	$108	42
2132 Linda Dr	0.68mi	4/2.0 (+1)	2,297 (-15%)	2mo	$224,000	$98	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 32.9%
• Equity multiple: 2.39×
• Total profit: $38,841
• Equity at exit: $14,910

10-year hold

• IRR: 39.9%
• Equity multiple: 4.74×
• Total profit: $104,757
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70669

• Active inventory: 148
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,948 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$109 /mo · $1,311/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$409
• Net cashflow: $864

Break-even live

Break-even rent $855

Max offer price $100,000

Occupancy floor 51%

Sensitivity live

Price	-10% $921	-5% $892	+0% $864	+5% $836	+10% $807
Rent	-10% $710	-5% $787	+0% $864	+5% $941	+10% $1,018
Rate	-1.0pp $914	-0.5pp $889	base $864	+0.5pp $838	+1.0pp $812

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1607 Matilda St Westlake, LA	4.0	2.5	2120	$4,300	$2.03	44d	1	0.54mi
909 Wehrt St Westlake, LA	4.0	2.0	1819	$4,250	$2.34	44d	1	0.67mi

Listing history 22 events

1. 2026-06-19
   days on market $100,000 Active 227 DOM
2. 2026-06-18
   days on market $100,000 Active 226 DOM
3. 2026-06-17
   days on market $100,000 Active 225 DOM
4. 2026-06-16
   days on market $100,000 Active 224 DOM
5. 2026-06-15
   days on market $100,000 Active 223 DOM
6. 2026-06-14
   days on market $100,000 Active 221 DOM
7. 2026-06-13
   days on market $100,000 Active 220 DOM
8. 2026-06-10
   days on market $100,000 Active 218 DOM
9. 2026-06-09
   days on market $100,000 Active 217 DOM
10. 2026-06-08
    days on market $100,000 Active 216 DOM
11. 2026-06-07
    days on market $100,000 Active 215 DOM
12. 2026-06-05
    days on market $100,000 Active 212 DOM
13. 2026-06-02
    days on market $100,000 Active 210 DOM
14. 2026-06-01
    days on market $100,000 Active 209 DOM
15. 2026-05-31
    days on market $100,000 Active 208 DOM
16. 2026-05-30
    days on market $100,000 Active 207 DOM
17. 2026-04-22
    price $100,000 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

18. 2025-12-30
    status Active 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

19. 2025-12-30
    price $110,000 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

20. 2025-10-17
    status Pending 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

21. 2025-09-24
    price $115,000 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

22. 2025-08-22
    listed $125,000 Active 1377-char remark

    Show marketing remark (1377 chars)

    Spacious Fixer With Big Upside — 3BR/2BA + Two Living Areas. Bring your vision and a little TLC to this roomy brick ranch with great bones and tons of flex space. Inside you’ll find three bedrooms, two baths and two separate living areas—including a huge den with a brick fireplace and vaulted ceiling for those cozy nights in. Original wood paneling and easy-care laminate floors add vintage charm, while several rooms are mid-renovation, giving you a head start to finish exactly how you like. A long sunroom lined with windows is perfect for a playroom, hobby space, or home office. There’s also a large bonus area with exposed insulation—ideal to convert into a game room, workshop, or additional living space. Outside, enjoy a massive covered back deck overlooking a deep, grassy yard, plus an attached carport and plenty of driveway parking. This property needs updates but offers excellent potential as a flip, investment, or first home for a buyer ready to build sweat equity. Important sale terms: This is a short sale. Any “accepted” purchase agreement is contingent upon Rural Development approval and . Per RD guidelines, seller concessions are capped at 3% to the buyer. This home will not qualify for FHA, VA or Rural loans. Ready to unlock the potential? Come see how far your ideas can go here. (All measurements M/L. )

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,311 · $109/mo
• Projected year-2 tax: $1,311 · $109/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,381
• − Mortgage interest: −$5,602
• − Property taxes: −$1,311
• − Insurance: −$500
• − Repairs & maintenance: −$1,871
• − Management: −$1,871
• − Depreciation: −$2,909
• Taxable income: $9,319
• Est. tax owed @ 24.0%: −$2,237
• After-tax cash flow: $8,131/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Westlake

• Score: 66/100
• State rank: #120
• US rank: #11457

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Westlake, LA
• County: Calcasieu Parish · 170,889 people
• City population: 9,552
• Metro: Lake Charles, LA
• Population (ZIP): 9,552
• Household income: $69,106
• Rent vs Own: 21.3% rent · 78.7% own
• Severe rent burden: 178.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 9% Two or more races 4% Hispanic / Latino 4% Asian 3%
• Common ancestry: Lithuanian 7% Serbian 2% Italian 1%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 93% English-only · Other Asian/Pacific 3% Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.45%
• Current HPI: 81.9801
• Rent YoY: —
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-20.0% since first listed

6 events — show timeline

• 2026-04-22 Price Changed $100,000 SWLAR
• 2025-12-30 Relisted — SWLAR
• 2025-12-30 Price Changed $110,000 SWLAR
• 2025-10-17 Pending — SWLAR
• 2025-09-24 Price Changed $115,000 SWLAR
• 2025-08-22 Listed $125,000 SWLAR

Property tax history

+4.0%/yr

Latest (2025): $1,311 · +3.2% YoY. Source: county tax records.