901 W 5th St · Taylor, TX 76574

$140,000

3 bd · 2.0 ba · 1,349 sqft · SingleFamily public records · 220 Days on market

Built 1930 6,534 sqft lot $104/sqft · 53% below area

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.3/30.0
• DSCR +9.5/10.0
• 1% rule +7.8/10.0
• ARV discount +7.5/15.0
• Livability +3.6/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Prime investor opportunity in the heart of Taylor, TX! Located at 901 W 5th St, this 6,098 sq ft corner lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1930 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 914 Porter Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

Key facts

• City utilities
• Proximity to schools
• No hoa

Tags

• CORNER LOT
• CITY UTILITIES
• NO HOA
• PROXIMITY TO SHOPS
• PROXIMITY TO SCHOOLS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $407 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.8% vs local median 4.3% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#312 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
• Taylor ISD (town): math 20% / reading 27% proficiency, ranked #726 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 314 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 220 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 220 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.78%
• Cash-on-cash: 12.46%
• DSCR: 1.55
• GRM: 6.5

CMA / ARV

• ARV (median comp): $294,787
• List price: $140,000
• Delta: -52.51%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
910 W 4th St	0.06mi	3/2.0	1,201 (-11%)	1mo	$299,900	$250	78
809 Howard St	0.27mi	3/2.0	1,420 (+5%)	2mo	$196,000	$138	77
1012 W 6th St	0.16mi	2/1.5 (-1)	1,216 (-10%)	3mo	$235,000	$193	67
806 Edmond St	0.51mi	3/2.0	1,298 (-4%)	10mo	$265,000	$204	62
913 Fowzer St	0.44mi	3/2.0	1,416 (+5%)	12mo	$269,900	$191	61
401 Shaw St	0.04mi	2/1.0 (-1)	1,168 (-13%)	9mo	$200,000	$171	59
216 Lizzie St	0.44mi	3/2.0	1,257 (-7%)	11mo	$254,900	$203	59
1510 Prather St	0.66mi	3/2.0	1,360 (+1%)	11mo	$317,999	$234	59
1503 Prather St	0.62mi	3/2.0	1,296 (-4%)	9mo	$282,000	$218	57
502 W 4th St	0.25mi	2/1.0 (-1)	1,148 (-15%)	1mo	$141,000	$123	54
907 Fisher St	0.71mi	3/2.0	1,416 (+5%)	6mo	$145,000	$102	54
1006 Porter St	0.71mi	2/1.0 (-1)	1,478 (+10%)	7mo	$175,000	$118	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.43% rent growth · sell at horizon

5-year hold

• IRR: -0.9%
• Equity multiple: 0.97×
• Total profit: $-1,228
• Equity at exit: $20,874

10-year hold

• IRR: 5.8%
• Equity multiple: 1.38×
• Total profit: $14,931
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76574

• Home prices YoY: -32.3%
• Rents YoY: 0.4%
• Active inventory: 314
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,789 high
• Mortgage (P&I): −$734
• Tax from tax record: −$214 /mo · $2,565/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$376
• Net cashflow: $407

Break-even live

Break-even rent $1,274

Max offer price $140,000

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
401 Shaw St Taylor, TX	2.0	1.0	1168	$1,650	$1.41	18d	1	0.06mi
600 Kimbro St Taylor, TX	3.0	2.5	1480	$2,250	$1.52	24d	1	0.10mi
415 N Doak St Taylor, TX	2.0	1.0	880	$1,400	$1.59	44d	1	0.15mi
719 W 3rd St Taylor, TX	2.0	1.0	966	$1,750	$1.81	18d	1	0.18mi
606 W 4th St Taylor, TX	2.0	1.0	946	$1,295	$1.37	44d	1	0.21mi
604 W 4th St Taylor, TX	2.0	1.0	946	$1,295	$1.37	44d	1	0.21mi
1117 W 4th St Taylor, TX	3.0	2.0	1334	$1,400	$1.05	18d	1	0.22mi
806 W 8th St Taylor, TX	3.0	1.0	892	$1,600	$1.79	44d	1	0.24mi
610 Vernon St Unit Labs Taylor, TX	2.0	1.0	960	$1,550	$1.61	18d	1	0.33mi
109 N Main St Unit A Taylor, TX	2.0	1.0	1495	$1,750	$1.17	2d	1	0.59mi
350 Debus Dr Unit 121A Taylor, TX	3.0	2.0	1008	$1,795	$1.78	44d	1	0.80mi
350 Debus Dr Unit 204A Taylor, TX	2.0	2.0	952	$1,575	$1.65	22d	1	0.80mi
230 Debus Dr Taylor, TX	2.0	2.0	882	$1,350	$1.53	8d	1	0.80mi
230 Debus Dr Unit 100B Taylor, TX	3.0	2.0	1008	$1,723	$1.71	22d	1	0.81mi
210 W Lake Dr Taylor, TX	2.0	1.5	1057	$1,450	$1.37	44d	1	0.88mi
2805 Davis St Unit A Taylor, TX	2.0	1.0	996	$1,500	$1.51	2d	1	1.37mi
2109 Brewers Pl Taylor, TX	3.0	2.0	1296	$1,950	$1.50	44d	1	1.38mi
1006 Cottonbowl Dr Taylor, TX	4.0	2.0	1615	$2,300	$1.42	44d	1	1.42mi

Listing history 33 events

1. 2026-06-18
   days on market $140,000 Active 220 DOM
2. 2026-06-17
   days on market $140,000 Active 219 DOM
3. 2026-06-16
   days on market $140,000 Active 218 DOM
4. 2026-06-15
   days on market $140,000 Active 217 DOM
5. 2026-06-13
   days on market $140,000 Active 215 DOM
6. 2026-06-09
   days on market $140,000 Active 211 DOM
7. 2026-06-08
   days on market $140,000 Active 210 DOM
8. 2026-06-07
   days on market $140,000 Active 209 DOM
9. 2026-06-05
   days on market $140,000 Active 206 DOM
10. 2026-06-03
    days on market $140,000 Active 205 DOM
11. 2026-06-02
    days on market $140,000 Active 204 DOM
12. 2026-06-01
    days on market $140,000 Active 203 DOM
13. 2026-05-31
    days on market $140,000 Active 202 DOM
14. 2026-02-03
    price $140,000 672-char remark

    Show marketing remark (672 chars)

    Prime investor opportunity in the heart of Taylor, TX! Located at 901 W 5th St, this 6,098 sq ft corner lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1930 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 914 Porter Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

15. 2025-11-10
    listed $145,000 Active 672-char remark

    Show marketing remark (672 chars)

    Prime investor opportunity in the heart of Taylor, TX! Located at 901 W 5th St, this 6,098 sq ft corner lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1930 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 914 Porter Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

16. 2022-03-16
    soldstatus
17. 2022-03-11
    soldstatus Closed 87-char remark

    Show marketing remark (87 chars)

    Distressed property, gutted down to the studs. Cash only. Great investment opportunity.

18. 2022-02-09
    historical Active Under Contract 87-char remark

    Show marketing remark (87 chars)

    Distressed property, gutted down to the studs. Cash only. Great investment opportunity.

19. 2022-02-04
    listed $162,500 Active 87-char remark

    Show marketing remark (87 chars)

    Distressed property, gutted down to the studs. Cash only. Great investment opportunity.

20. 2018-11-20
    soldstatus
21. 2018-11-18
    historical
22. 2018-11-16
    soldstatus Sold
23. 2018-11-06
    historical Active Take Backups
24. 2018-11-06
    status Pending - Taking Backups
25. 2018-11-02
    price $70,000
26. 2018-11-02
    price $70,000
27. 2018-09-24
    status Active
28. 2018-09-24
    status Active
29. 2018-09-16
    historical Active Take Backups
30. 2018-09-16
    status Pending - Taking Backups
31. 2018-09-05
    listed $79,900 Active
32. 2018-09-05
    listed $79,900 Active
33. 2004-11-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,565 · $214/mo
• Projected year-2 tax: $2,565 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,466
• − Mortgage interest: −$7,842
• − Property taxes: −$2,565
• − Insurance: −$700
• − Repairs & maintenance: −$1,717
• − Management: −$1,717
• − Depreciation: −$4,073
• Taxable income: $2,852
• Est. tax owed @ 24.0%: −$684
• After-tax cash flow: $4,199/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor ISD
• NCES district ID: 4842280
• Math proficiency: 20% ▼ -15.00%
• Reading proficiency: 27% ▼ -11.00%
• Median HH income: $45,330
• Composite: 20.35/100
• National rank: #8606
• State rank: #726 of 826 in TX

Livability — Taylor

• Score: 71/100
• State rank: #312
• US rank: #7013

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety B- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, TX
• County: Williamson County · 680,029 people
• City population: 20,242
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 20,242
• Household income: $78,568
• Rent vs Own: 23.4% rent · 76.6% own
• Severe rent burden: 371.0

Population outlook (Williamson County) Hauer SSP2

• Today (2025): 699,027 people
• By 2030: 795,537 · +13.8%
• By 2040: 990,683 · +41.7%
• By 2050: 1,184,292 · +69.4%
• By 2075: 1,623,825 · +132.3%
• By 2100: 1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 50% Hispanic / Latino 42% Two or more races 22% Black 5%
• Hispanic origin (detail): Mexican 37%
• Common ancestry: Romanian 2% Italian 1% Lithuanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 74% English-only · Spanish 23% Russian/Polish/Slavic 1%

Political lean MEDSL · Williamson

• 2024 margin: Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
• 2008→2024 swing: +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
• All cycles: 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.71%
• Current HPI: 227.58
• Rent YoY: ▲ 0.43%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+75.2% since first listed

20 events — show timeline

• 2026-02-03 Price Changed $140,000 Unlock MLS
• 2025-11-10 Listed $145,000 Unlock MLS
• 2022-03-16 Sold (Public Records) — Public Records
• 2022-03-11 Sold (MLS) — Unlock MLS
• 2022-02-09 Contingent — Unlock MLS
• 2022-02-04 Listed $162,500 Unlock MLS
• 2018-11-20 Sold (Public Records) — Public Records
• 2018-11-18 Listing Removed — CTXMLS
• 2018-11-16 Sold (MLS) — Unlock MLS
• 2018-11-06 Contingent — CTXMLS
• 2018-11-06 Pending — Unlock MLS
• 2018-11-02 Price Changed $70,000 CTXMLS
• 2018-11-02 Price Changed $70,000 Unlock MLS
• 2018-09-24 Relisted — CTXMLS
• 2018-09-24 Relisted — Unlock MLS
• 2018-09-16 Contingent — CTXMLS
• 2018-09-16 Pending — Unlock MLS
• 2018-09-05 Listed $79,900 CTXMLS
• 2018-09-05 Listed $79,900 Unlock MLS
• 2004-11-08 Sold (Public Records) — Public Records

Property tax history

+1.6%/yr

Latest (2026): $2,565 · -6.3% YoY. Source: county tax records.