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7 Short Ave
D+ Composite 46.15
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.7/10.0
  • Rent growth +3.3/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$14,900

7 Short Ave · Meadowlands, PA 15301
2 bd · 1.0 ba · 1,327 sqft · SingleFamily public records · 26 Days on market
Built 1904 0.27 ac lot ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

Key facts

  • Quiet of the country
  • Rural setting
  • 0.27 acre lot

Tags

ACREAGE ON ARDEN MINES ROADRURAL SETTINGQUIET OF THE COUNTRY

Property features AI

Finance

  • Financial info: Assessed value $85,900; Annual taxes $1,576

Exterior

  • Home design: 2-story house; Aluminum siding
  • Construction: Aluminum siding construction
  • Exterior features: Lot approximately 0.274 acre

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: Resale condition

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $15k.

Deal economics

  • At list price, monthly cash flow is $802 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $15k).
  • Recommended offer: $15k (1.5% below list) — sets the bar for market timing.
  • Cap rate 70.9% vs local median 2.9% in Meadowlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#1,243 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, employment F, health & safety F.
  • Chartiers-Houston SD (suburban): math 40% / reading 68% proficiency, ranked #125 of 539 in PA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Allison Park El Sch (math 43% / reading 72%, grade C+, #439 of 1,518 statewide, top 29%, 667 students, 25% FRL); Chartiers-Houston Jshs (math 37% / reading 62%, grade D, #138 of 437 statewide, top 34%, 508 students, 27% FRL) — zoned schools at 26% FRL track the district average.
  • Market conditions: Rents rising (+3.4%/yr); 164 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $103 of loan paydown is wiped out by about $447 of value loss. Plan a longer hold.
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.4% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($15k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1904 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $14,676 (1.5% below list)

Questions for the listing agent

  1. Built in 1904 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.69%
Cap rate
70.87%
Cash-on-cash
230.65%
DSCR
11.26
GRM
1.1

CMA / ARV

ARV (on-the-fly)
$114,122
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
178 Old Hickory Ridge Rd 0.55mi 1/1.0 (-1) 1,452 (+9%) 16mo $125,000 $86 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.38% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
12.77×
Total profit
$49,115
Equity at exit
$2,222
10-year hold
IRR
Equity multiple
27.47×
Total profit
$110,420
Equity at exit
$1,288

Cash invested: $4,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15301

Home prices YoY
-21.9%
Rents YoY
3.4%
Active inventory
164
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$1,145 medium interval (Pro) →
Mortgage (P&I)
$78
Tax est. 1.5%
$19 /mo · $224/yr
Insurance
$6
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$802

Break-even live

Break-even rent $130
Max offer price $14,900
Occupancy floor 25%

Sensitivity live

Price -10% $812 -5% $807 +0% $802 +5% $797 +10% $792
Rent -10% $711 -5% $757 +0% $802 +5% $847 +10% $892
Rate -1.0pp $809 -0.5pp $806 base $802 +0.5pp $798 +1.0pp $794

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,725
Closing costs
$447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-21
    days on market $14,900 Active 26 DOM
  2. 2026-06-18
    days on market $14,900 Active 23 DOM
  3. 2026-06-17
    days on market $14,900 Active 22 DOM
  4. 2026-06-16
    days on market $14,900 Active 21 DOM
  5. 2026-06-15
    days on market $14,900 Active 20 DOM
  6. 2026-06-13
    days on market $14,900 Active 18 DOM
  7. 2026-06-13
    days on market $14,900 Active 17 DOM
  8. 2026-06-09
    days on market $14,900 Active 14 DOM
  9. 2026-06-08
    days on market $14,900 Active 13 DOM
  10. 2026-06-07
    days on market $14,900 Active 12 DOM
  11. 2026-06-05
    days on market $14,900 Active 9 DOM
  12. 2026-06-03
    days on market $14,900 Active 8 DOM
  13. 2026-06-02
    days on market $14,900 Active 7 DOM
  14. 2026-06-01
    days on market $14,900 Active 6 DOM
  15. 2026-05-31
    days on market $14,900 Active 5 DOM
  16. 2026-05-26
    listed $14,900 Active
  17. 2026-04-22
    historical Expired 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  18. 2026-04-09
    price $16,700 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  19. 2026-03-24
    price $18,800 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  20. 2026-03-09
    price $18,900 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  21. 2026-02-20
    price $19,500 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  22. 2026-02-05
    price $21,000 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

  23. 2026-01-15
    listed $21,200 Active 251-char remark
    Show marketing remark (251 chars)

    Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,745
− Mortgage interest
−$835
− Property taxes
−$224
− Insurance
−$74
− Repairs & maintenance
−$1,100
− Management
−$1,100
− Depreciation
−$433
Taxable income
$9,979
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,395
After-tax cash flow
$7,228/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Chartiers-Houston SD
NCES district ID
4205730
Math proficiency
40% ▼ -10.00%
Reading proficiency
68% ▼ -4.00%
Median HH income
$56,103
Composite
46.57/100
National rank
#2426
State rank
#125 of 539 in PA

Livability — Meadowlands

Score
63/100
State rank
#1243
US rank
#14913

Category grades

Amenities F Commute B Cost of living A+ Crime A Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Washington County · 106,469 people
City population
285
Metro
Pittsburgh, PA
Population (ZIP)
50,348
Household income
$70,473
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
1378.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 5% Two or more races 5% Hispanic / Latino 3% Asian 1%
Common ancestry
Romanian 6% Serbian 3% Lithuanian 2%
Foreign-born
3% · Canada, China
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -66.91%
Current HPI
238.6516
Rent YoY
▲ 3.38%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-29.7% since first listed
8 events — show timeline
  • 2026-05-26 Listed $14,900 West Penn MLS
  • 2026-04-22 Delisted West Penn MLS
  • 2026-04-09 Price Changed $16,700 West Penn MLS
  • 2026-03-24 Price Changed $18,800 West Penn MLS
  • 2026-03-09 Price Changed $18,900 West Penn MLS
  • 2026-02-20 Price Changed $19,500 West Penn MLS
  • 2026-02-05 Price Changed $21,000 West Penn MLS
  • 2026-01-15 Listed $21,200 West Penn MLS

Property tax history

+2.0%/yr

Latest (2026): $1,576 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…