7 Short Ave · Meadowlands, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.7/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$14,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
Key facts
- Quiet of the country
- Rural setting
- 0.27 acre lot
Tags
Property features AI
Finance
- Financial info: Assessed value $85,900; Annual taxes $1,576
Exterior
- Home design: 2-story house; Aluminum siding
- Construction: Aluminum siding construction
- Exterior features: Lot approximately 0.274 acre
Interior
- Bathrooms: 1 full bathroom
- Interior features: Resale condition
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $15k.
Deal economics
- At list price, monthly cash flow is $802 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $15k).
- Recommended offer: $15k (1.5% below list) — sets the bar for market timing.
- Cap rate 70.9% vs local median 2.9% in Meadowlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#1,243 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, employment F, health & safety F.
- Chartiers-Houston SD (suburban): math 40% / reading 68% proficiency, ranked #125 of 539 in PA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Allison Park El Sch (math 43% / reading 72%, grade C+, #439 of 1,518 statewide, top 29%, 667 students, 25% FRL); Chartiers-Houston Jshs (math 37% / reading 62%, grade D, #138 of 437 statewide, top 34%, 508 students, 27% FRL) — zoned schools at 26% FRL track the district average.
- Market conditions: Rents rising (+3.4%/yr); 164 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $103 of loan paydown is wiped out by about $447 of value loss. Plan a longer hold.
- Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.4% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($15k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1904 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1904 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 7.69% ✓
- Cap rate
- 70.87%
- Cash-on-cash
- 230.65%
- DSCR
- 11.26
- GRM
- 1.1
CMA / ARV
- ARV (on-the-fly)
- $114,122
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 178 Old Hickory Ridge Rd | 0.55mi | 1/1.0 (-1) | 1,452 (+9%) | 16mo | $125,000 | $86 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.38% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 12.77×
- Total profit
- $49,115
- Equity at exit
- $2,222
- IRR
- —
- Equity multiple
- 27.47×
- Total profit
- $110,420
- Equity at exit
- $1,288
Cash invested: $4,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15301
- Home prices YoY
- -21.9%
- Rents YoY
- 3.4%
- Active inventory
- 164
- Price-to-rent
- 1.1×
Monthly cashflow live
- Estimated rent
- $1,145 medium interval (Pro) →
- Mortgage (P&I)
- −$78
- Tax est. 1.5%
- −$19 /mo · $224/yr
- Insurance
- −$6
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $802
Break-even live
Sensitivity live
| Price | -10% $812 | -5% $807 | +0% $802 | +5% $797 | +10% $792 |
|---|---|---|---|---|---|
| Rent | -10% $711 | -5% $757 | +0% $802 | +5% $847 | +10% $892 |
| Rate | -1.0pp $809 | -0.5pp $806 | base $802 | +0.5pp $798 | +1.0pp $794 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $3,725
- Closing costs
- $447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-21days on market $14,900 Active 26 DOM
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2026-06-18days on market $14,900 Active 23 DOM
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2026-06-17days on market $14,900 Active 22 DOM
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2026-06-16days on market $14,900 Active 21 DOM
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2026-06-15days on market $14,900 Active 20 DOM
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2026-06-13days on market $14,900 Active 18 DOM
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2026-06-13days on market $14,900 Active 17 DOM
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2026-06-09days on market $14,900 Active 14 DOM
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2026-06-08days on market $14,900 Active 13 DOM
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2026-06-07days on market $14,900 Active 12 DOM
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2026-06-05days on market $14,900 Active 9 DOM
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2026-06-03days on market $14,900 Active 8 DOM
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2026-06-02days on market $14,900 Active 7 DOM
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2026-06-01days on market $14,900 Active 6 DOM
-
2026-05-31days on market $14,900 Active 5 DOM
-
2026-05-26$14,900 Active
-
2026-04-22historical Expired 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-04-09price $16,700 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-03-24price $18,800 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-03-09price $18,900 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-02-20price $19,500 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-02-05price $21,000 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
-
2026-01-15$21,200 Active 251-char remark
Show marketing remark (251 chars)
Opportunity awaits in this two bedroom, one bath home. Work is required to make this home move in ready/habitable but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 6 d/yr ≥97°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,745
- − Mortgage interest
- −$835
- − Property taxes
- −$224
- − Insurance
- −$74
- − Repairs & maintenance
- −$1,100
- − Management
- −$1,100
- − Depreciation
- −$433
- Taxable income
- $9,979
- Est. tax owed @ 24.0%
- −$2,395
- After-tax cash flow
- $7,228/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Chartiers-Houston SD
- NCES district ID
- 4205730
- Math proficiency
- 40% ▼ -10.00%
- Reading proficiency
- 68% ▼ -4.00%
- Median HH income
- $56,103
- Composite
- 46.57/100
- National rank
- #2426
- State rank
- #125 of 539 in PA
Livability — Meadowlands
- Score
- 63/100
- State rank
- #1243
- US rank
- #14913
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Washington County · 106,469 people
- City population
- 285
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 50,348
- Household income
- $70,473
- Rent vs Own
- Severe rent burden
- 1378.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 208,060 people
- By 2030
- 207,168 · -0.4%
- By 2040
- 202,738 · -2.6%
- By 2050
- 195,269 · -6.1%
- By 2075
- 175,588 · -15.6%
- By 2100
- 145,827 · -29.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Black 5% Two or more races 5% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Romanian 6% Serbian 3% Lithuanian 2%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Washington
- 2024 margin
- Strong R (+25.5) · D 36.9% · R 62.4%
- 2008→2024 swing
- -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
- All cycles
- 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.91%
- Current HPI
- 238.6516
- Rent YoY
- ▲ 3.38%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-29.7% since first listed8 events — show timeline
- 2026-05-26 Listed $14,900 West Penn MLS
- 2026-04-22 Delisted — West Penn MLS
- 2026-04-09 Price Changed $16,700 West Penn MLS
- 2026-03-24 Price Changed $18,800 West Penn MLS
- 2026-03-09 Price Changed $18,900 West Penn MLS
- 2026-02-20 Price Changed $19,500 West Penn MLS
- 2026-02-05 Price Changed $21,000 West Penn MLS
- 2026-01-15 Listed $21,200 West Penn MLS
Property tax history
+2.0%/yrLatest (2026): $1,576 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…