CashFlowRE
Sign in Sign up
2211 Bayview Rd
B+ Composite 75.42
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,980

2211 Bayview Rd · Jacksonville, FL 32210
3 bd · 1.0 ba · 1,269 sqft · SingleFamily public records · 7 Days on market
Built 1939 8,276 sqft lot Est $227k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Attention investors and house hackers, this is a great blank canvas to pick up and finish. Demo'd and renovation started inside. There are no interior pics. You are required to do all your own due diligence. Property is only available to direct buyers and/or their agents. No contract assignments. No wholesaling. No advertising the contract. Price will not be reduced after inspection. Cash or Hard Money only. All offers will be considered

Key facts

  • 8,276 sq ft lot
  • Garage
  • Built 1939

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $390 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Cap rate 10.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1939 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,980

Questions for the listing agent

  1. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
10.21%
Cash-on-cash
13.98%
DSCR
1.62
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$227,151
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2211 Bayview Rd 0.00mi 3/2.0 1,269 (0%) 1mo $125,000 $99 95
4615 Sunderland Rd 0.07mi 3/1.0 1,222 (-4%) 1mo $219,000 $179 90
4609 Cambridge Rd 0.26mi 4/2.0 (+1) 1,270 (+0%) 1mo $130,000 $102 78
4567 Palmer Ave 0.27mi 3/1.0 1,114 (-12%) 1mo $159,000 $143 66
5044 Colonial Ave 0.38mi 3/2.0 1,366 (+8%) 2mo $250,000 $183 64
4649 Cambridge Rd 0.25mi 2/1.0 (-1) 1,118 (-12%) 0mo $235,000 $210 63
4819 Irvington Ave 0.51mi 3/2.0 1,144 (-10%) 1mo $197,500 $173 55
5321 Fremont St 0.70mi 3/1.0 1,166 (-8%) 1mo $231,000 $198 53
2107 Euclid St 0.63mi 3/2.0 1,376 (+8%) 1mo $430,000 $313 52
5103 Camille Ave 0.69mi 3/1.0 1,092 (-14%) 2mo $114,000 $104 43
5757 Cedar Park Ln 0.72mi 3/2.0 1,449 (+14%) 1mo $230,000 $159 38
4436 Melrose Ave 0.72mi 2/2.0 (-1) 1,080 (-15%) 0mo $260,000 $241 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold
IRR
0.4%
Equity multiple
1.02×
Total profit
$607
Equity at exit
$20,871
10-year hold
IRR
9.1%
Equity multiple
1.67×
Total profit
$26,248
Equity at exit
$12,103

Cash invested: $39,194 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32210

Rents YoY
2.1%
Active inventory
441
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,870 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$228 /mo · $2,738/yr
Insurance
$58
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$390

Break-even live

Break-even rent $1,376
Max offer price $139,980
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,995
Closing costs
$4,199
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2235 Bayview Rd Jacksonville, FL 4.0 2.0 1619 $2,595 $1.60 7d 1 0.08mi
4614 Birkenhead Rd Jacksonville, FL 3.0 2.0 1248 $1,700 $1.36 14d 1 0.16mi
5032 San Juan Ave Jacksonville, FL 4.0 2.0 1760 $1,789 $1.02 23d 1 0.38mi
4776 Cardinal Blvd Jacksonville, FL 3.0 1.0 959 $1,550 $1.62 23d 1 0.55mi
5140 Janice Cir S Jacksonville, FL 3.0 1.0 1215 $1,335 $1.10 21d 1 0.61mi
3434 Blanding Blvd Jacksonville, FL 2.0–3.0 2.0 1101 $1,800 $1.63 3d 2 0.66mi
3434 Blanding Blvd #201 Jacksonville, FL 3.0 2.0 1253 $1,800 $1.44 17d 1 0.67mi
5324 Fremont St Jacksonville, FL 3.0 2.0 1550 $1,495 $0.96 3d 1 0.69mi
5139 Camille Ave Jacksonville, FL 3.0 2.0 1100 $1,625 $1.48 1d 1 0.69mi
4610 Cedarwood Rd Jacksonville, FL 3.0 1.0 1381 $1,950 $1.41 17d 1 0.72mi
1626 Stimson St Jacksonville, FL 3.0 2.5 1368 $1,641 $1.20 21d 1 0.75mi
5253 Janice Cir S Jacksonville, FL 4.0 1.0 1614 $1,471 $0.91 21d 1 0.77mi
4608 Wheeler Ave Jacksonville, FL 3.0 1.0 1025 $2,000 $1.95 23d 1 0.82mi
4523 Merrimac Ave Jacksonville, FL 4.0 2.0 1425 $1,544 $1.08 3d 1 0.83mi
1760 Mayview Rd Jacksonville, FL 3.0 2.0 1721 $2,500 $1.45 17d 1 0.91mi
1648 Euclid St Jacksonville, FL 3.0 2.0 1628 $2,395 $1.47 14d 1 0.92mi
1480 Stimson St Jacksonville, FL 3.0 1.0 1252 $1,445 $1.15 14d 1 1.00mi
5615 San Juan Ave #208 Jacksonville, FL 2.0 2.0 1115 $1,200 $1.08 23d 1 1.00mi
6026 Wilson Blvd Jacksonville, FL 4.0 3.0 1380 $700 $0.51 23d 1 1.03mi
2039 Niblick Dr Jacksonville, FL 1.0–2.0 1.0–2.0 847 $1,275 $1.51 3d 10 1.03mi
4301 Confederate Point Rd Jacksonville, FL 3.0 1.0–2.0 1042 $1,606 $1.54 3d 39 1.04mi
1554 Geraldine Dr Jacksonville, FL 3.0 2.0 1362 $2,850 $2.09 7d 1 1.05mi
1650 Parrish Pl Jacksonville, FL 3.0 1.0 1387 $2,100 $1.51 23d 1 1.07mi
6066 Wilson Blvd Jacksonville, FL 3.0 3.0 1097 $1,800 $1.64 23d 1 1.09mi
6119 Wilson Blvd Jacksonville, FL 4.0 2.0 1302 $1,395 $1.07 23d 1 1.10mi
4375 Confederate Point Rd Jacksonville, FL 1.0–3.0 1.0–2.5 1125 $1,536 $1.37 2d 22 1.10mi
5821 San Juan Ave Jacksonville, FL 1.0–3.0 1.0–2.0 1056 $1,330 $1.26 3d 7 1.11mi
3946 Saint Johns Ave Jacksonville, FL 1.0–2.0 1.0–2.0 900 $2,486 $2.76 1d 18 1.19mi
1540 Lake Shore Blvd Jacksonville, FL 3.0 2.0 1180 $1,495 $1.27 7d 1 1.20mi
4455 Confederate Point Rd Jacksonville, FL 1.0–3.0 1.0–2.5 1045 $1,599 $1.53 1d 19 1.20mi
5120 Quan Dr Jacksonville, FL 3.0 1.0 1454 $1,250 $0.86 1d 1 1.23mi
1374 Murray Dr Jacksonville, FL 3.0 2.0 1338 $1,950 $1.46 12d 1 1.25mi
1354 Stimson St Jacksonville, FL 4.0 2.0 1601 $2,100 $1.31 23d 1 1.25mi
5256 Clarendon Rd Jacksonville, FL 3.0 2.0 1278 $2,100 $1.64 23d 1 1.25mi
2730 Harvard Ave Jacksonville, FL 3.0 2.0 1800 $3,300 $1.83 17d 1 1.30mi
2836 Ionic Ave Jacksonville, FL 3.0 2.0 1675 $2,600 $1.55 23d 1 1.30mi
6171 Cedar Hills Blvd Jacksonville, FL 3.0 1.0 1560 $1,550 $0.99 7d 1 1.30mi
3607 Colebrooke Dr Jacksonville, FL 3.0 2.0 1360 $1,590 $1.17 3d 1 1.31mi
4020 Angol Pl Jacksonville, FL 3.0 1.0 1266 $1,845 $1.46 17d 1 1.33mi
4102 Angol Pl Jacksonville, FL 3.0 2.0 1470 $1,650 $1.12 4d 1 1.36mi

Listing history 2 events

  1. 2026-04-09
    status Pending
  2. 2026-04-02
    listed $139,980 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,738 · $228/mo
Projected year-2 tax
$2,738 · $228/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,437
− Mortgage interest
−$7,841
− Property taxes
−$2,738
− Insurance
−$1,497
− Repairs & maintenance
−$1,795
− Management
−$1,795
− Depreciation
−$4,072
Taxable income
$2,699
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$648
After-tax cash flow
$4,034/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
65,729
Household income
$61,050
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
3605.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Slovak 2% Hispanic 2% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -314.81%
Current HPI
281.2688
Rent YoY
▲ 2.11%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-09 Pending realMLS
  • 2026-04-02 Listed $139,980 realMLS

Property tax history

+6.8%/yr

Latest (2025): $2,738 · +12.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…