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2914 Audubon Pl
B Composite 73.78
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$99,950

2914 Audubon Pl · Augusta-Richmond County consolidated government (balance), GA 30906
4 bd · 2.0 ba · 1,375 sqft · SingleFamily public records · 3 Days on market
Built 1970 0.37 ac lot Est $172k · 42% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 4-bedroom, 2-bath brick home presents an excellent opportunity for an investor seeking a value-add rental property with a defined renovation plan already in place. Built in 1970, the property features a functional layout and durable brick construction, creating a strong foundation for a successful rehab project. The home is situated on an oversized corner lot, providing additional outdoor space, increased visibility, and enhanced curb appeal compared to many surrounding properties. Investors looking for a rental-focused acquisition will appreciate the property's straightforward renovation scope and long-term potential. A detailed estimate and scope of work have already been completed t

Key facts

  • Oversized corner lot
  • Detailed estimate
  • Strong foundation

Tags

BRICK HOMEOVERSIZED CORNER LOTSTRONG FOUNDATIONENHANCED CURB APPEALDETAILED ESTIMATESCOPE OF WORK

Property features AI

Exterior

  • Parking: No dedicated parking listed
  • Utilities: Public water; Public sewer; Water and sewer available
  • Home design: Single-family residence; One level / single-story; Entry level: 1; Residential zoning; Brick veneer construction (see remarks)
  • Construction: Slab foundation; Brick veneer; Shingle roof; Built on a single story
  • Exterior features: Shingle roof; Level lot; Paved road access; Has view

Interior

  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: No central heating listed; No cooling listed
  • Interior features: Gas water heater; Carpet, tile and vinyl flooring; 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $550 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Cap rate 12.9% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Meadowbrook Elementary School (math 12% / reading 12%, grade F, #1,041 of 1,228 statewide, top 87%, 497 students, 98% FRL); Glenn Hills Middle School (math 2% / reading 6%, grade F, #467 of 470 statewide, top 99%, 762 students, 98% FRL); Glenn Hills High School (math 2% / reading 2%, grade F, #421 of 424 statewide, top 100%, 883 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.2%/yr); 367 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $692 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $99,950

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.57%
Cap rate
12.89%
Cash-on-cash
23.56%
DSCR
2.05
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$171,875
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3526 Spring Glen Ln 0.34mi 4/2.0 1,444 (+5%) 3mo $175,000 $121 73
2940 Dahlia Dr 0.40mi 3/2.0 (-1) 1,431 (+4%) 2mo $170,000 $119 68
2655 Cranbrook Dr 0.54mi 3/2.0 (-1) 1,377 (+0%) 3mo $189,900 $138 67
3531 Spring Glen Ln 0.35mi 3/2.0 (-1) 1,286 (-6%) 2mo $165,000 $128 66
2816 Leawood Court Ct 0.57mi 3/2.0 (-1) 1,377 (+0%) 5mo $195,000 $142 64
2633 Crosscreek Rd 0.73mi 4/2.0 1,404 (+2%) 1mo $175,000 $125 61
3426 S Kensington Dr 0.69mi 3/1.5 (-1) 1,326 (-4%) 2mo $89,000 $67 53
2902 Postell Ct 0.38mi 3/2.0 (-1) 1,573 (+14%) 2mo $203,000 $129 52
3625 Meadowgrove Dr 0.52mi 3/1.5 (-1) 1,260 (-8%) 3mo $68,000 $54 52
3614 Brookshire Ct 0.68mi 3/1.5 (-1) 1,450 (+6%) 2mo $130,000 $90 51
3439 Gebhart Ct 0.63mi 3/2.0 (-1) 1,529 (+11%) 6mo $135,000 $88 42
3425 Knollcrest Rd 0.73mi 3/2.0 (-1) 1,232 (-10%) 2mo $173,000 $140 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
13.2%
Equity multiple
1.51×
Total profit
$14,222
Equity at exit
$14,903
10-year hold
IRR
19.6%
Equity multiple
2.42×
Total profit
$39,746
Equity at exit
$8,642

Cash invested: $27,986 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
367
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,572 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$127 /mo · $1,523/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$550

Break-even live

Break-even rent $877
Max offer price $99,950
Occupancy floor 60%

Sensitivity live

Price -10% $606 -5% $578 +0% $550 +5% $521 +10% $493
Rent -10% $425 -5% $487 +0% $550 +5% $612 +10% $674
Rate -1.0pp $600 -0.5pp $575 base $550 +0.5pp $524 +1.0pp $497

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,988
Closing costs
$2,998
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2808 Nighthawk Dr Augusta, GA 3.0 2.0 1314 $1,450 $1.10 45d 1 0.26mi
2813 Leawood Ct Hephzibah, GA 3.0 2.0 1377 $1,250 $0.91 45d 1 0.54mi
2914 Cumberland Dr Augusta, GA 4.0 1.5 1650 $1,400 $0.85 22d 1 0.54mi
3504 Osage Ct Augusta, GA 4.0 1.5 1425 $1,556 $1.09 15d 1 0.54mi
3613 Alene Cir Augusta, GA 3.0 2.0 1260 $1,325 $1.05 15d 1 0.56mi
3001 Alene Ct Augusta, GA 4.0 2.0 1288 $1,631 $1.27 24d 1 0.60mi
2707 Gardenbrook Ct Augusta, GA 3.0 2.0 1728 $1,606 $0.93 45d 1 0.63mi
3519 Evangeline Dr Augusta, GA 4.0 1.5 1800 $1,595 $0.89 45d 1 0.63mi
2941 Rollingwood Dr Augusta, GA 3.0 2.0 1297 $1,750 $1.35 24d 1 0.69mi
2727 Barclay St Hephzibah, GA 4.0 2.0 1430 $1,234 $0.86 45d 1 0.70mi
2704 Cranbrook Dr Hephzibah, GA 3.0 2.0 1377 $1,650 $1.20 45d 1 0.71mi
2604 Edmonton Ct Hephzibah, GA 3.0 2.0 1343 $1,190 $0.89 15d 1 0.79mi
3200 Deans Bridge Rd Augusta, GA 1.0–4.0 1.0–1.5 1075 $1,125 $1.05 24d 6 0.84mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 45d 1 0.90mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 24d 1 0.90mi
3528 Woodlake Rd Hephzibah, GA 3.0 2.0 1276 $1,400 $1.10 15d 1 0.96mi
3412 Kensington Dr N Augusta, GA 3.0 2.0 1225 $1,350 $1.10 24d 1 0.97mi
3517 Byron Pl Augusta, GA 3.0 2.0 1300 $1,350 $1.04 45d 1 1.02mi
2531 Crosscreek Rd Hephzibah, GA 3.0 2.0 1400 $1,400 $1.00 45d 1 1.07mi
2531 Crosscreek Rd Hephzibah, GA 3.0 2.0 1400 $1,400 $1.00 24d 1 1.07mi
3320 Hillis Rd Augusta, GA 4.0 3.0 1788 $1,850 $1.03 15d 1 1.17mi
2834 Brentway Dr Hephzibah, GA 3.0 2.0 1475 $1,600 $1.08 45d 1 1.28mi
2631 Drayton Dr Augusta, GA 3.0 2.0 1404 $1,430 $1.02 15d 1 1.33mi
3524 Edgeworth Dr Hephzibah, GA 3.0 2.0 1200 $1,295 $1.08 24d 1 1.34mi
2609 Dublin Dr Augusta, GA 3.0 2.0 1400 $1,395 $1.00 15d 1 1.46mi

Listing history 3 events

  1. 2026-06-21
    days on market $99,950 Active 3 DOM
  2. 2026-06-19
    remarks 699-char remark
  3. 2026-06-19
    listed $99,950 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,523 · $127/mo
Projected year-2 tax
$1,523 · $127/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,869
− Mortgage interest
−$5,599
− Property taxes
−$1,523
− Insurance
−$500
− Repairs & maintenance
−$1,510
− Management
−$1,510
− Depreciation
−$2,908
Taxable income
$5,321
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,277
After-tax cash flow
$5,317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-18 Listed $99,950 Hive MLS

Property tax history

+1.2%/yr

Latest (2025): $1,523 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…