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14506 Broadbury Pond Rd
C+ Composite 62.66
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +12.5/15.0
  • 1% rule +7.1/10.0
  • DSCR +7.0/10.0
  • Schools +4.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$234,900

14506 Broadbury Pond Rd · Fresno, TX 77583
4 bd · 2.0 ba · 1,285 sqft · SingleFamily public records · 111 Days on market
Built 2021 Good condition 7,126 sqft lot $183/sqft · 11% below area Est $264k · 11% under $75/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

Key facts

  • 7,126 sq ft lot
  • 2 garage spots
  • Built 2021

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $235k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $370 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $235k).
  • Recommended offer: $214k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 5.4% in Fresno — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#943 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: crime C-, schools D-, amenities F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 1139 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($214k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,759 (9.0% below list)

Questions for the listing agent

  1. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
8.18%
Cash-on-cash
6.76%
DSCR
1.30
GRM
6.9

CMA / ARV

ARV (median comp)
$264,044
List price
$234,900
Delta
-11.04%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14506 Broadbury Pond Rd 0.00mi 4/2.0 1,285 (0%) 0mo $234,900 $183 100
14518 Broadbury Pond Rd 0.03mi 3/2.0 (-1) 1,180 (-8%) 3mo $224,900 $191 77
946 Luke Darrell Dr 0.25mi 3/2.0 (-1) 1,337 (+4%) 3mo $244,000 $182 74
5122 Hector Gustavo Dr 0.31mi 3/2.0 (-1) 1,331 (+4%) 3mo $244,000 $183 72
5127 Shelby Katherine Dr 0.34mi 3/2.0 (-1) 1,331 (+4%) 2mo $244,000 $183 71
5002 Hurston Park Trl 0.25mi 3/2.0 (-1) 1,311 (+2%) 13mo $262,000 $200 69
5114 Hector Gustavo Dr 0.30mi 3/2.0 (-1) 1,331 (+4%) 8mo $249,990 $188 69
5107 Shelby Katherine Dr 0.29mi 3/2.0 (-1) 1,331 (+4%) 12mo $259,990 $195 66
4523 Rose Ln 0.62mi 3/2.0 (-1) 1,293 (+1%) 3mo $259,000 $200 63
5130 Shelby Katherine Dr 0.35mi 3/2.0 (-1) 1,331 (+4%) 13mo $259,990 $195 62
5050 Hurston Park Trl 0.17mi 3/2.0 (-1) 1,450 (+13%) 8mo $304,000 $210 59
5603 Briana Dee Dr 0.57mi 3/2.0 (-1) 1,370 (+7%) 9mo $250,000 $182 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-9.1%
Equity multiple
0.67×
Total profit
$-21,417
Equity at exit
$35,024
10-year hold
IRR
-4.0%
Equity multiple
0.77×
Total profit
$-15,301
Equity at exit
$20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77583

Rents YoY
0.4%
Active inventory
1139
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,842 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$470 /mo · $5,639/yr
Insurance
$98
HOA
$75
Vacancy / Maint / Mgmt
$597
Net cashflow
$370

Break-even live

Break-even rent $2,373
Max offer price $234,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,725
Closing costs
$7,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5522 Briana Dee Dr Rosharon, TX 3.0 2.0 1370 $2,100 $1.53 43d 1 0.54mi
919 Yorkshire Holw Fresno, TX 3.0 2.0 1506 $2,100 $1.39 43d 1 1.20mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 7 events

  1. 2026-05-20
    status Pending 276-char remark
    Show marketing remark (276 chars)

    Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

  2. 2026-05-07
    status Pending 276-char remark
    Show marketing remark (276 chars)

    Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

  3. 2026-04-21
    price $234,900 276-char remark
    Show marketing remark (276 chars)

    Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

  4. 2026-03-10
    price $245,000 276-char remark
    Show marketing remark (276 chars)

    Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

  5. 2026-01-29
    listed $249,900 Active 276-char remark
    Show marketing remark (276 chars)

    Welcome to 14506 Broadbury, a charming Single-Family property with 4 bedrooms and 2 bathrooms. This almost new home, built in 2021, has 1285 square feet of living space on a spacious corner lot size of 7126 square feet. Contact me for more information on this lovely property!

  6. 2024-01-10
    historical $2,029
  7. 2023-09-29
    listed $2,029

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,639 · $470/mo
Projected year-2 tax
$5,639 · $470/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,101
− Mortgage interest
−$13,158
− Property taxes
−$5,639
− Insurance
−$1,174
− Repairs & maintenance
−$2,728
− Management
−$2,728
− HOA
−$900
− Depreciation
−$6,833
Taxable income
$940
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$226
After-tax cash flow
$4,218/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This nearly new single-family home in Fresno, TX, offers a good condition with minimal repairs needed. It's move-in ready with potential for value-adding improvements to enhance its curb appeal and interior aesthetics.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Aesthetic improvements can increase both resale and rental value
  • Both HVAC maintenance — A clean and efficient HVAC system improves comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Aesthetic improvements can increase both resale and rental value
  • Both HVAC maintenance — A clean and efficient HVAC system improves comfort and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Fresno

Score
62/100
State rank
#943
US rank
#16815

Category grades

Amenities F Commute F Cost of living A Crime C- Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fresno, TX
County
Brazoria County · 374,982 people
City population
26,236
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,747
Household income
$119,287
Rent vs Own
9.8% rent · 90.2% own
Severe rent burden
251.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
Hispanic origin (detail)
Mexican 31% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
16% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -120.19%
Current HPI
198.6559
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+11477.1% since first listed
7 events — show timeline
  • 2026-05-20 Pending HARMLS
  • 2026-05-07 Pending HARMLS
  • 2026-04-21 Price Changed $234,900 HARMLS
  • 2026-03-10 Price Changed $245,000 HARMLS
  • 2026-01-29 Listed $249,900 HARMLS
  • 2024-01-10 Rental Removed $2,029 HARMLS
  • 2023-09-29 Listed for Rent $2,029 HARMLS

Property tax history

+2.6%/yr

Latest (2025): $5,639 · +5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…