12 Night Heron Ct · Dentsville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 62.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.4/30.0
- ARV discount +4.8/15.0
- DSCR +4.4/10.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +3.2/5.0
- 1% rule +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$223,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Don't miss 12 Night Heron Ct, a residence arranged for everyday practicality, featuring a central fireplace. All stainless steel appliances outfit the kitchen. The primary bathroom features double sinks, and the primary bedroom includes a walk in closet. A patio extends to a fenced in backyard, providing an enclosed outdoor area. Included 100-Day Home Warranty with buyer activation Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Key facts
- Double sinks
- Central fireplace
- Fenced in backyard
Tags
Property features AI
Finance
- Other: Directions available to property
- HOA & community: Property is part of an association
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-story home
- Construction: Slab foundation
- Exterior features: Vinyl and other exterior finish; Paved road access; Approximately 0.21 acre lot
Interior
- Bedrooms: Master bedroom on the main level
- Bathrooms: Two full bathrooms (both main level)
- Interior features: Central cooling; Gas heating on main level; Total heated area approximately 1,263
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $223k.
Deal economics
- At list price, monthly cash flow is $43 ($521/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (19.2% below list).
- Recommended offer: $180k (19.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Rice Creek Elementary (math 36% / reading 34%, grade F, #339 of 597 statewide, top 57%, 737 students, 76% FRL); Ridge View High (math 43% / reading 76%, grade C+, #110 of 196 statewide, top 58%, 1,711 students, 60% FRL) — zoned schools average 68% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.8%/yr); 417 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.53%
- Cash-on-cash
- 0.83%
- DSCR
- 1.04
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $210,276
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 215 Elders Pond Dr | 0.32mi | 3/2.5 | 1,422 (+10%) | 7mo | $230,000 | $162 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.81% rent growth · sell at horizon
- IRR
- -15.2%
- Equity multiple
- 0.46×
- Total profit
- $-33,785
- Equity at exit
- $33,250
- IRR
- -7.0%
- Equity multiple
- 0.56×
- Total profit
- $-27,555
- Equity at exit
- $19,281
Cash invested: $62,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29229
- Home prices YoY
- -21.5%
- Rents YoY
- 2.8%
- Active inventory
- 417
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,801 high interval (Pro) →
- Mortgage (P&I)
- −$1,169
- Tax from tax record
- −$104 /mo · $1,251/yr
- Insurance
- −$93
- HOA
- −$13
- Vacancy / Maint / Mgmt
- −$378
- Net cashflow
- $43
Break-even live
Sensitivity live
| Price | -10% $170 | -5% $107 | +0% $43 | +5% $-20 | +10% $-83 |
|---|---|---|---|---|---|
| Rent | -10% $-99 | -5% $-28 | +0% $43 | +5% $115 | +10% $186 |
| Rate | -1.0pp $156 | -0.5pp $100 | base $43 | +0.5pp $-14 | +1.0pp $-73 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,750
- Closing costs
- $6,690
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 214 Elders Pond Dr Columbia, SC | 3.0 | 2.5 | 1400 | $1,350 | $0.96 | 13d | 1 | 0.28mi |
| 5 Elders Pond Ct Columbia, SC | 3.0 | 2.5 | 1640 | $1,795 | $1.09 | 16d | 1 | 0.30mi |
| 4500 Hard Scrabble Rd Columbia, SC | 1.0–3.0 | 1.0–2.0 | 1031 | $1,455 | $1.41 | 4d | 4 | 0.38mi |
| 3 Glen Knoll Ct Columbia, SC | 3.0 | 2.0 | 1320 | $1,699 | $1.29 | 13d | 1 | 0.41mi |
| 1116 Waverly Place Ln Columbia, SC | 3.0 | 2.0 | 1428 | $1,875 | $1.31 | 16d | 1 | 0.45mi |
| 423 Elders Pond Cir Columbia, SC | 2.0 | 2.0 | 1125 | $1,475 | $1.31 | 20d | 1 | 0.48mi |
| 1214 Waverly Place Ln Columbia, SC | 3.0 | 2.0 | 1152 | $1,800 | $1.56 | 13d | 1 | 0.56mi |
| 108 Quinton Ln Columbia, SC | 3.0 | 2.0 | 1052 | $1,749 | $1.66 | 23d | 1 | 0.66mi |
| 102 Petworth Dr Columbia, SC | 4.0 | 3.0 | 1664 | $2,050 | $1.23 | 4d | 1 | 0.68mi |
| 201 Trowbridge Rd Columbia, SC | 3.0 | 2.0 | 1220 | $1,649 | $1.35 | 25d | 1 | 0.80mi |
| 3 Long Glen Ct Columbia, SC | 3.0 | 2.0 | 1314 | $1,849 | $1.41 | 4d | 1 | 0.88mi |
| 225 Lawson Dr Columbia, SC | 2.0 | 2.0 | 1288 | $1,580 | $1.23 | 25d | 1 | 0.94mi |
| 213 Sagamare Rd Columbia, SC | 4.0 | 3.0 | 1664 | $1,970 | $1.18 | 25d | 1 | 1.02mi |
| 109 Jaybird Ln Columbia, SC | 3.0 | 2.0 | 1250 | $1,679 | $1.34 | 4d | 1 | 1.03mi |
| 500 Castle Ridge Dr Columbia, SC | 3.0 | 2.0 | 1753 | $2,150 | $1.23 | 5d | 1 | 1.15mi |
| 21 Winslow Ct Columbia, SC | 3.0 | 2.0 | 1220 | $1,649 | $1.35 | 23d | 1 | 1.15mi |
| 13 Tomafield Ct Columbia, SC | 3.0 | 2.0 | 1721 | $2,000 | $1.16 | 5d | 1 | 1.17mi |
| 508 Longtown Rd Columbia, SC | 1.0–3.0 | 1.0–2.0 | 984 | $1,316 | $1.34 | 5d | 26 | 1.49mi |
HOA detail
- Monthly dues
- $13 · $156/yr
Listing history 14 events
-
2026-06-05statusdays on market $223,000 Pending 59 DOM
-
2026-06-03days on market $223,000 Active - Contingent 58 DOM
-
2026-06-03days on market $223,000 Active - Contingent 57 DOM
-
2026-06-01days on market $223,000 Active - Contingent 56 DOM
-
2026-05-31days on market $223,000 Active - Contingent 55 DOM
-
2026-05-21historical Active - Contingent
-
2026-05-07price $223,000
-
2026-04-23price $230,000
-
2026-04-06$237,000 Active
-
2026-03-31soldstatus $207,900
-
2001-03-22soldstatus $90,100
-
2001-01-16soldstatus $85,000
-
1998-06-23soldstatus $85,480
-
1998-04-30soldstatus $112,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,251 · $104/mo
- Projected year-2 tax
- $1,271 · $106/mo
- Expected delta
- +$20/yr (+$2/mo · 1.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 62% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,616
- − Mortgage interest
- −$12,491
- − Property taxes
- −$1,251
- − Insurance
- −$1,115
- − Repairs & maintenance
- −$1,729
- − Management
- −$1,729
- − HOA
- −$156
- − Depreciation
- −$6,487
- Taxable loss
- −$3,343
- Est. tax savings @ 24.0%
- +$802
- After-tax cash flow
- $1,324/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Dentsville
- Score
- 71/100
- State rank
- #50
- US rank
- #6940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 52,835
- Metro
- Columbia, SC
- Population (ZIP)
- 51,861
- Household income
- $74,043
- Rent vs Own
- Severe rent burden
- 1939.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Slovak 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 7% · Canada, South Korea, Jamaica
- Languages at home
- 89% English-only · Spanish 6% Other Indo-European 1% Korean 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.11%
- Current HPI
- 186.782
- Rent YoY
- ▲ 2.81%
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+99.1% since first listed9 events — show timeline
- 2026-05-21 Contingent — Consolidated MLS
- 2026-05-07 Price Changed $223,000 Consolidated MLS
- 2026-04-23 Price Changed $230,000 Consolidated MLS
- 2026-04-06 Listed $237,000 Consolidated MLS
- 2026-03-31 Sold (Public Records) $207,900 Public Records
- 2001-03-22 Sold (Public Records) $90,100 Public Records
- 2001-01-16 Sold (Public Records) $85,000 Public Records
- 1998-06-23 Sold (Public Records) $85,480 Public Records
- 1998-04-30 Sold (Public Records) $112,000 Public Records
Property tax history
+2.1%/yrLatest (2025): $1,251 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…