280 Shore Crest Dr · Gumlog, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.5/15.0
- Appreciation +10.0/10.0
- Cash flow +6.2/30.0
- Livability +3.3/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +0.8/10.0
- DSCR +0.5/10.0
$360,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
Key facts
- Stylish tile showers
- Level 1 acre lot
- Lake hartwell access
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.5-bath single-family listed at $360k.
Deal economics
- At list price, monthly cash flow is $-660 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $243k (32.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (41.7% below list).
- Recommended offer: $210k (41.7% below list) — sets the bar for 1% rule.
- Cap rate 4.1% vs local median 2.7% in Gumlog — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#185 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Stephens County (rural): math 34% / reading 34% proficiency, ranked #74 of 174 in GA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 125 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 52 units permitted in Stephens County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
- Stephens County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 161 days — a 12% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 161 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.58% ✗
- Cap rate
- 4.09%
- Cash-on-cash
- -7.86%
- DSCR
- 0.65
- GRM
- 14.3
CMA / ARV
- ARV (median comp)
- $385,538
- List price
- $360,000
- Delta
- -6.62%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 280 Shore Crest Dr | 0.00mi | 3/3.5 | 1,581 (0%) | 1mo | $355,000 | $225 | 99 |
| 236 Cooper Valley Rd | 0.41mi | 3/2.0 | 1,500 (-5%) | 15mo | $197,000 | $131 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 2.53×
- Total profit
- $153,962
- Equity at exit
- $324,317
- IRR
- 17.4%
- Equity multiple
- 5.82×
- Total profit
- $486,303
- Equity at exit
- $699,401
Cash invested: $100,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30557
- Home prices YoY
- 5.6%
- Active inventory
- 125
- Price-to-rent
- 14.3×
Monthly cashflow live
- Estimated rent
- $2,100 medium interval (Pro) →
- Mortgage (P&I)
- −$1,888
- Tax from tax record
- −$273 /mo · $3,277/yr
- Insurance
- −$150
- HOA
- −$8
- Vacancy / Maint / Mgmt
- −$441
- Net cashflow
- $-660
Break-even live
Sensitivity live
| Price | -10% $-456 | -5% $-558 | +0% $-660 | +5% $-762 | +10% $-864 |
|---|---|---|---|---|---|
| Rent | -10% $-826 | -5% $-743 | +0% $-660 | +5% $-577 | +10% $-494 |
| Rate | -1.0pp $-479 | -0.5pp $-568 | base $-660 | +0.5pp $-753 | +1.0pp $-848 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $90,000
- Closing costs
- $10,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 201 Elm Dr Westminster, SC | 3.0 | 2.0 | 1625 | $2,100 | $1.29 | 25d | 1 | 1.40mi |
HOA detail
- Monthly dues
- $8 · $96/yr
- Likely covers
- water
Listing history 25 events
-
2026-05-18status Pending 1357-char remark
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
-
2026-05-07status Under Contract 1559-char remark
Show marketing remark (1559 chars)
Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.
-
2026-05-02historical Active Under Contract 1559-char remark
Show marketing remark (1559 chars)
Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.
-
2026-03-21price $360,000 1357-char remark
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
-
2026-03-04price $360,000 1559-char remark
Show marketing remark (1559 chars)
Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.
-
2026-01-15historical
-
2026-01-14$365,000 New 1559-char remark
Show marketing remark (1559 chars)
Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.
-
2026-01-01price $365,000 1357-char remark
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
-
2026-01-01price $365,000
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
-
2025-11-07price $375,000
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2025-08-28$375,000 Active 1357-char remark
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
-
2025-08-28$384,900 New
Show marketing remark (1357 chars)
Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.
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2024-04-08soldstatus $350,000
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2024-04-05soldstatus $350,000 Sold
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2024-03-17status Under Contract
-
2024-03-12status Back On Market
-
2024-03-05historical Active Under Contract
-
2024-01-29status Under Contract
-
2024-01-03status Back On Market
-
2023-12-22status Under Contract
-
2023-12-18price $350,000
-
2023-10-18price $375,000
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2023-09-18price $395,000
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2023-07-12$450,000 New
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2020-03-03soldstatus $17,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,277 · $273/mo
- Projected year-2 tax
- $3,312 · $276/mo
- Expected delta
- +$35/yr (+$3/mo · 1.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,200
- − Mortgage interest
- −$20,166
- − Property taxes
- −$3,277
- − Insurance
- −$1,800
- − Repairs & maintenance
- −$2,016
- − Management
- −$2,016
- − HOA
- −$96
- − Depreciation
- −$10,473
- Taxable loss
- −$14,643
- Est. tax savings @ 24.0%
- +$3,514
- After-tax cash flow
- $-4,405/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Stephens County
- NCES district ID
- 1304560
- Math proficiency
- 34% ▼ -6.00%
- Reading proficiency
- 34% ▼ -4.00%
- Median HH income
- $38,416
- Composite
- 28.42/100
- National rank
- #6759
- State rank
- #74 of 174 in GA
Livability — Gumlog
- Score
- 66/100
- State rank
- #185
- US rank
- #11633
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 4,905
Population outlook (Stephens County) Hauer SSP2
- Today (2025)
- 23,797 people
- By 2030
- 22,785 · -4.3%
- By 2040
- 20,653 · -13.2%
- By 2050
- 18,745 · -21.2%
- By 2075
- 14,780 · -37.9%
- By 2100
- 11,079 · -53.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Black 8% Two or more races 4%
- Common ancestry
- Italian 5% Serbian 2% Iranian 1%
- Foreign-born
- 0%
- Languages at home
- 99% English-only · French/Haitian/Cajun 1%
Political lean MEDSL · Stephens
- 2024 margin
- Solid R (+62.8) · D 18.4% · R 81.2%
- 2008→2024 swing
- -15.4pp toward R · 2008: -47.4pp · 2024: -62.8pp
- All cycles
- 2024: R+62.8 2020: R+58.7 2016: R+59.9 2012: R+53.7 2008: R+47.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.48%
- Current HPI
- 350.6536
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+2017.6% since first listed25 events — show timeline
- 2026-05-18 Pending — WUMLS
- 2026-05-07 Pending — GAMLS
- 2026-05-02 Contingent — GAMLS
- 2026-03-21 Price Changed $360,000 WUMLS
- 2026-03-04 Price Changed $360,000 GAMLS
- 2026-01-15 Listing Removed — GAMLS
- 2026-01-14 Listed $365,000 GAMLS
- 2026-01-01 Price Changed $365,000 WUMLS
- 2026-01-01 Price Changed $365,000 GAMLS
- 2025-11-07 Price Changed $375,000 GAMLS
- 2025-08-28 Listed $384,900 GAMLS
- 2025-08-28 Listed $375,000 WUMLS
- 2024-04-08 Sold (Public Records) $350,000 Public Records
- 2024-04-05 Sold (MLS) $350,000 GAMLS
- 2024-03-17 Pending — GAMLS
- 2024-03-12 Relisted — GAMLS
- 2024-03-05 Contingent — GAMLS
- 2024-01-29 Pending — GAMLS
- 2024-01-03 Relisted — GAMLS
- 2023-12-22 Pending — GAMLS
- 2023-12-18 Price Changed $350,000 GAMLS
- 2023-10-18 Price Changed $375,000 GAMLS
- 2023-09-18 Price Changed $395,000 GAMLS
- 2023-07-12 Listed $450,000 GAMLS
- 2020-03-03 Sold (Public Records) $17,000 Public Records
Property tax history
+32.5%/yrLatest (2025): $3,277 · +42.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…