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280 Shore Crest Dr
D- Composite 39.14
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.5/15.0
  • Appreciation +10.0/10.0
  • Cash flow +6.2/30.0
  • Livability +3.3/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.8/10.0
  • DSCR +0.5/10.0

$360,000

280 Shore Crest Dr · Gumlog, GA 30557
3 bd · 3.5 ba · 1,581 sqft · SingleFamily public records · 161 Days on market
Built 2022 1.00 ac lot $228/sqft · 7% below area Est $386k · 7% under $8/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

Key facts

  • Stylish tile showers
  • Level 1 acre lot
  • Lake hartwell access

Tags

LEVEL 1 ACRE LOTLAKE HARTWELL ACCESSDETACHED INSULATED GARAGEEXPANSIVE COVERED FRONT PORCHPRIVATE EN SUITESTYLISH TILE SHOWERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.5-bath single-family listed at $360k.

Deal economics

  • At list price, monthly cash flow is $-660 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $243k (32.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (41.7% below list).
  • Recommended offer: $210k (41.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.1% vs local median 2.7% in Gumlog — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#185 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Stephens County (rural): math 34% / reading 34% proficiency, ranked #74 of 174 in GA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 125 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 52 units permitted in Stephens County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
  • Stephens County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 161 days — a 12% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,000 (41.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.09%
Cash-on-cash
-7.86%
DSCR
0.65
GRM
14.3

CMA / ARV

ARV (median comp)
$385,538
List price
$360,000
Delta
-6.62%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
280 Shore Crest Dr 0.00mi 3/3.5 1,581 (0%) 1mo $355,000 $225 99
236 Cooper Valley Rd 0.41mi 3/2.0 1,500 (-5%) 15mo $197,000 $131 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.7%
Equity multiple
2.53×
Total profit
$153,962
Equity at exit
$324,317
10-year hold
IRR
17.4%
Equity multiple
5.82×
Total profit
$486,303
Equity at exit
$699,401

Cash invested: $100,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30557

Home prices YoY
5.6%
Active inventory
125
Price-to-rent
14.3×

Monthly cashflow live

Estimated rent
$2,100 medium interval (Pro) →
Mortgage (P&I)
$1,888
Tax from tax record
$273 /mo · $3,277/yr
Insurance
$150
HOA
$8
Vacancy / Maint / Mgmt
$441
Net cashflow
$-660

Break-even live

Break-even rent $2,935
Max offer price $243,421
Occupancy floor

Sensitivity live

Price -10% $-456 -5% $-558 +0% $-660 +5% $-762 +10% $-864
Rent -10% $-826 -5% $-743 +0% $-660 +5% $-577 +10% $-494
Rate -1.0pp $-479 -0.5pp $-568 base $-660 +0.5pp $-753 +1.0pp $-848

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$90,000
Closing costs
$10,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
201 Elm Dr Westminster, SC 3.0 2.0 1625 $2,100 $1.29 25d 1 1.40mi

HOA detail

Monthly dues
$8 · $96/yr
Likely covers
water

Listing history 25 events

  1. 2026-05-18
    status Pending 1357-char remark
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  2. 2026-05-07
    status Under Contract 1559-char remark
    Show marketing remark (1559 chars)

    Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.

  3. 2026-05-02
    historical Active Under Contract 1559-char remark
    Show marketing remark (1559 chars)

    Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.

  4. 2026-03-21
    price $360,000 1357-char remark
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  5. 2026-03-04
    price $360,000 1559-char remark
    Show marketing remark (1559 chars)

    Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.

  6. 2026-01-15
    historical
  7. 2026-01-14
    listed $365,000 New 1559-char remark
    Show marketing remark (1559 chars)

    Welcome to one of Winsor Shores' most exceptional homes this stunning 3-bedroom, 3.5-bath log cabin crafted from sustainably sourced Satterwhite logs, nestled on a level acre between Toccoa and Lavonia with seasonal Lake Hartwell views from the backyard. Nearly new and flooded with natural light, the open-concept interior strikes the perfect balance between rustic charm and modern comfort. Beautiful wood finishes flow throughout, complemented by a tankless water heater and recently refinished solid wood cabinetry. The living area connects seamlessly to a well-appointed kitchen, an effortless setup for entertaining, with a half bath and oversized laundry room conveniently tucked just off the kitchen. Every bedroom features its own private en suite with stylish tile showers and custom seamless glass doors. The main-level primary suite offers a peaceful retreat complete with a generous walk-in closet. Step outside to expansive covered front and back porches made for slow mornings and golden-hour lake views. The detached, insulated two-car garage equipped with water and power is ideal for boat or RV storage, a workshop, or hobby space. Lake Hartwell access is just around the corner, making spontaneous lake days effortless. The sellers are relocating for work, creating a rare chance to claim this exceptional home in a community people rarely leave. Preferred lender incentive: Receive $5,000 toward closing costs or a rate buy-down when using Scott Coile or Amy Coile with Barrett Financial Group. Contact the listing agent for details.

  8. 2026-01-01
    price $365,000 1357-char remark
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  9. 2026-01-01
    price $365,000
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  10. 2025-11-07
    price $375,000
  11. 2025-08-28
    listed $375,000 Active 1357-char remark
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  12. 2025-08-28
    listed $384,900 New
    Show marketing remark (1357 chars)

    Discover your dream home in the highly sought after Winsor Shores community, ideally located between Toccoa and Lavonia, GA. This beautiful 3-bedroom, 3.5-bath log cabin, crafted from sustainably sourced Satterwhite logs, sits on a level 1-acre lot just minutes from Lake Hartwell. Blending rustic charm with modern amenities, this nearly new home features an open concept floor plan with abundant natural light, stunning wood finishes, tankless water heater, and recently refinished solid wood cabinetry. The spacious living areas flow seamlessly into a well appointed kitchen, perfect for entertaining family and friends. A convenient half bath and large laundry room are located just off the kitchen. Each bedroom offers its own private en suite, complete with stylish tile showers and custom seamless glass doors. The main floor primary suite provides comfort and privacy, featuring a generous walk in closet. Step outside to relax on the expansive covered front porch or utilize the detached, insulated two car garage with water and power which is ideal for RV or boat storage, hobbies, or a workshop. Enjoy seasonal lake views and easy access to Lake Hartwell just around the corner. The sellers have cherished this home and community, but are relocating for work, presenting a rare opportunity to move in and embrace the best of Lake Hartwell living.

  13. 2024-04-08
    soldstatus $350,000
  14. 2024-04-05
    soldstatus $350,000 Sold
  15. 2024-03-17
    status Under Contract
  16. 2024-03-12
    status Back On Market
  17. 2024-03-05
    historical Active Under Contract
  18. 2024-01-29
    status Under Contract
  19. 2024-01-03
    status Back On Market
  20. 2023-12-22
    status Under Contract
  21. 2023-12-18
    price $350,000
  22. 2023-10-18
    price $375,000
  23. 2023-09-18
    price $395,000
  24. 2023-07-12
    listed $450,000 New
  25. 2020-03-03
    soldstatus $17,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,277 · $273/mo
Projected year-2 tax
$3,312 · $276/mo
Expected delta
+$35/yr (+$3/mo · 1.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,200
− Mortgage interest
−$20,166
− Property taxes
−$3,277
− Insurance
−$1,800
− Repairs & maintenance
−$2,016
− Management
−$2,016
− HOA
−$96
− Depreciation
−$10,473
Taxable loss
−$14,643
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,514
After-tax cash flow
$-4,405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Stephens County
NCES district ID
1304560
Math proficiency
34% ▼ -6.00%
Reading proficiency
34% ▼ -4.00%
Median HH income
$38,416
Composite
28.42/100
National rank
#6759
State rank
#74 of 174 in GA

Livability — Gumlog

Score
66/100
State rank
#185
US rank
#11633

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,905

Population outlook (Stephens County) Hauer SSP2

Today (2025)
23,797 people
By 2030
22,785 · -4.3%
By 2040
20,653 · -13.2%
By 2050
18,745 · -21.2%
By 2075
14,780 · -37.9%
By 2100
11,079 · -53.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 8% Two or more races 4%
Common ancestry
Italian 5% Serbian 2% Iranian 1%
Foreign-born
0%
Languages at home
99% English-only · French/Haitian/Cajun 1%

Political lean MEDSL · Stephens

2024 margin
Solid R (+62.8) · D 18.4% · R 81.2%
2008→2024 swing
-15.4pp toward R · 2008: -47.4pp · 2024: -62.8pp
All cycles
2024: R+62.8 2020: R+58.7 2016: R+59.9 2012: R+53.7 2008: R+47.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.48%
Current HPI
350.6536
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+2017.6% since first listed
25 events — show timeline
  • 2026-05-18 Pending WUMLS
  • 2026-05-07 Pending GAMLS
  • 2026-05-02 Contingent GAMLS
  • 2026-03-21 Price Changed $360,000 WUMLS
  • 2026-03-04 Price Changed $360,000 GAMLS
  • 2026-01-15 Listing Removed GAMLS
  • 2026-01-14 Listed $365,000 GAMLS
  • 2026-01-01 Price Changed $365,000 WUMLS
  • 2026-01-01 Price Changed $365,000 GAMLS
  • 2025-11-07 Price Changed $375,000 GAMLS
  • 2025-08-28 Listed $384,900 GAMLS
  • 2025-08-28 Listed $375,000 WUMLS
  • 2024-04-08 Sold (Public Records) $350,000 Public Records
  • 2024-04-05 Sold (MLS) $350,000 GAMLS
  • 2024-03-17 Pending GAMLS
  • 2024-03-12 Relisted GAMLS
  • 2024-03-05 Contingent GAMLS
  • 2024-01-29 Pending GAMLS
  • 2024-01-03 Relisted GAMLS
  • 2023-12-22 Pending GAMLS
  • 2023-12-18 Price Changed $350,000 GAMLS
  • 2023-10-18 Price Changed $375,000 GAMLS
  • 2023-09-18 Price Changed $395,000 GAMLS
  • 2023-07-12 Listed $450,000 GAMLS
  • 2020-03-03 Sold (Public Records) $17,000 Public Records

Property tax history

+32.5%/yr

Latest (2025): $3,277 · +42.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…