191 Shepard Dr · Cathedral City, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.8/15.0
- Rent growth +3.3/5.0
- Livability +3.3/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This well maintained furnished Mobile home is move in ready. It is located on an interior lot near the Community Pool/Spa and close to Clubhouse for ease of use for social events and activities. The 2 Bedroom 1 3/4 Bath home has been well kept and boasts two large front windows for tons of natural light. The front Living Room is open to the Dining Area and Kitchen. The laundry room is oversized and has extra storage, a full sized Washer and Dryer along with an additional Refrigerator. The Guest Bedroom has twin beds and its own En Suite with Step in Shower. The Primary bedroom is large with three section closet along with a nice sized bathroom area. All Appliances are included in the sale along with an extra wine cooler. The tandem carport will fit two or three cars and has a storage unit onsite. The front patio area will be great for morning coffee or evening beverages with friends and family. This home has 12 Leased Solar Panels and buyer will need to qualify for transfer. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living. Make an OFFER Today!!
Key facts
- Clubhouse
- Community pool
- Interior lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $130k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $130k).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.9% vs local median 5.1% in Cathedral City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#344 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing B+; Watch: employment D+, schools F, amenities D-.
- Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.2%/yr); 525 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 44% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.2% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 167 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.09% ✓
- Cap rate
- 18.92%
- Cash-on-cash
- 45.10%
- DSCR
- 3.01
- GRM
- 4.0
CMA / ARV
- ARV (median comp)
- $133,750
- List price
- $129,900
- Delta
- -2.88%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 244 Settles Dr | 0.22mi | 2/2.0 | 1,440 (0%) | 1mo | $135,000 | $94 | 89 |
| 89 Armenia Dr | 0.21mi | 2/2.0 | 1,416 (-2%) | 3mo | $177,000 | $125 | 85 |
| 162 Hilligoss Dr | 0.14mi | 2/2.0 | 1,504 (+4%) | 3mo | $66,000 | $44 | 83 |
| 234 Settles Dr | 0.15mi | 2/2.0 | 1,512 (+5%) | 3mo | $117,000 | $77 | 82 |
| 257 Wolf | 0.49mi | 2/2.0 | 1,440 (0%) | 3mo | $75,000 | $52 | 75 |
| 392 Standing Bear | 0.39mi | 2/2.0 | 1,368 (-5%) | 2mo | $113,000 | $83 | 71 |
| 24 Mesa View Dr | 0.66mi | 2/2.0 | 1,440 (0%) | 2mo | $68,000 | $47 | 67 |
| 493 Prairie | 0.35mi | 3/2.0 (+1) | 1,344 (-7%) | 5mo | $189,000 | $141 | 64 |
| 314 Armenia Dr | 0.23mi | 2/2.0 | 1,647 (+14%) | 3mo | $169,900 | $103 | 63 |
| 147 Vista De Oeste | 0.64mi | 2/2.0 | 1,291 (-10%) | 0mo | $190,000 | $147 | 52 |
| 81 Calle Del Espacio | 0.73mi | 2/2.0 | 1,536 (+7%) | 3mo | $80,000 | $52 | 52 |
| 264 Wolf | 0.54mi | 2/2.0 | 1,248 (-13%) | 4mo | $74,000 | $59 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.22% rent growth · sell at horizon
- IRR
- 42.4%
- Equity multiple
- 2.83×
- Total profit
- $66,589
- Equity at exit
- $19,369
- IRR
- 48.6%
- Equity multiple
- 5.74×
- Total profit
- $172,448
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92234
- Home prices YoY
- -27.7%
- Rents YoY
- 3.2%
- Active inventory
- 525
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $2,714 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$42 /mo · $502/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$570
- Net cashflow
- $1,367
Break-even live
Sensitivity live
| Price | -10% $1,441 | -5% $1,404 | +0% $1,367 | +5% $1,330 | +10% $1,294 |
|---|---|---|---|---|---|
| Rent | -10% $1,153 | -5% $1,260 | +0% $1,367 | +5% $1,474 | +10% $1,581 |
| Rate | -1.0pp $1,432 | -0.5pp $1,400 | base $1,367 | +0.5pp $1,333 | +1.0pp $1,299 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 68615 Paseo Soria Cathedral City, CA | 2.0 | 2.0 | 1462 | $3,500 | $2.39 | 8d | 1 | 0.11mi |
| 34197 Calle Mora Cathedral City, CA | 2.0 | 2.0 | 1171 | $2,300 | $1.96 | 11d | 1 | 0.13mi |
| 34197 Calle Mora Cathedral City, CA | 2.0 | 2.0 | 1171 | $2,300 | $1.96 | 22d | 1 | 0.13mi |
| 34197 Calle Mora Cathedral City, CA | 2.0 | 2.0 | 1171 | $2,300 | $1.96 | 14d | 1 | 0.13mi |
| 68153 Lakeland Dr Cathedral City, CA | 2.0 | 2.0 | 1255 | $2,500 | $1.99 | 25d | 1 | 0.21mi |
| 68368 Calle Leon Cathedral City, CA | 2.0 | 2.0 | 1406 | $3,790 | $2.70 | 44d | 1 | 0.24mi |
| 68368 Calle Leon Cathedral City, CA | 2.0 | 2.0 | 1406 | $3,790 | $2.70 | 15d | 1 | 0.24mi |
| 33892 Sky Blue Water Trl Cathedral City, CA | 3.0 | 2.0 | 1352 | $2,800 | $2.07 | 5d | 1 | 0.35mi |
| 33495 Cathedral Canyon Dr Cathedral City, CA | 2.0 | 1.0 | 1100 | $2,200 | $2.00 | 44d | 1 | 0.44mi |
| 33495 Cathedral Canyon Dr Unit B Cathedral City, CA | 2.0 | 1.0 | 1100 | $2,100 | $1.91 | 44d | 1 | 0.44mi |
| 35200 Cathedral Canyon Dr Unit B10 Cathedral City, CA | 2.0 | 2.0 | 1384 | $2,600 | $1.88 | 44d | 1 | 0.48mi |
| 35200 Cathedral Canyon Dr Unit H64 Cathedral City, CA | 2.0 | 2.0 | 1375 | $2,500 | $1.82 | 44d | 1 | 0.51mi |
| 68859 Paseo Real Cathedral City, CA | 2.0 | 2.0 | 1406 | $3,960 | $2.82 | 15d | 1 | 0.57mi |
| 68859 Paseo Real Cathedral City, CA | 2.0 | 2.0 | 1406 | $3,960 | $2.82 | 44d | 1 | 0.57mi |
| 69180 Victoria Dr #8 Cathedral City, CA | 3.0 | 2.0 | 1230 | $1,995 | $1.62 | 3d | 1 | 0.57mi |
| 69155 Dinah Shore Dr Apt 20 Cathedral City, CA | 2.0 | 2.0 | 1200 | $2,050 | $1.71 | 44d | 1 | 0.58mi |
| 69155 Dinah Shore Dr Cathedral City, CA | 2.0 | 2.0 | 1100 | $1,795 | $1.63 | 44d | 1 | 0.60mi |
| 33255 Date Palm Dr Cathedral City, CA | 2.0 | 2.0 | 1050 | $1,795 | $1.71 | 44d | 1 | 0.61mi |
| 34750 Marcia Rd Unit 02 Cathedral City, CA | 3.0 | 2.0 | 1325 | $2,000 | $1.51 | 18d | 1 | 0.64mi |
| 33387 Shifting Sands Trl Unit 2 Cathedral City, CA | 2.0 | 2.0 | 1300 | $1,999 | $1.54 | 25d | 1 | 0.65mi |
| 69200 Nilda Dr Cathedral City, CA | 3.0 | 2.0 | 1330 | $2,495 | $1.88 | 22d | 1 | 0.73mi |
| 35615 Paseo Circulo E Cathedral City, CA | 1.0 | 2.0 | 1029 | $2,250 | $2.19 | 44d | 1 | 0.76mi |
| 68882 Calle Mula Cathedral City, CA | 2.0 | 2.0 | 1714 | $2,500 | $1.46 | 21d | 1 | 0.76mi |
| 2010 Lawrence Crossley Rd Unit 8 Palm Springs, CA | 2.0 | 1.5 | 993 | $1,895 | $1.91 | 14d | 1 | 0.93mi |
| 5951 Montecito Dr #5 Palm Springs, CA | 3.0 | 2.5 | 1551 | $2,300 | $1.48 | 44d | 1 | 0.95mi |
| 6071 Hazeltine Plz Palm Springs, CA | 2.0 | 2.0 | 1168 | $3,200 | $2.74 | 44d | 1 | 0.98mi |
| 26 Pueblo Vista Dr Palm Springs, CA | 3.0 | 2.0 | 1487 | $3,200 | $2.15 | 44d | 1 | 0.98mi |
| 69603 Heather Way Rancho Mirage, CA | 3.0 | 2.0 | 1218 | $2,300 | $1.89 | 44d | 1 | 1.00mi |
| 34073 Emily Way Rancho Mirage, CA | 2.0 | 2.0 | 966 | $2,100 | $2.17 | 18d | 1 | 1.02mi |
| 34073 Emily Way Rancho Mirage, CA | 2.0 | 2.0 | 966 | $2,100 | $2.17 | 22d | 1 | 1.02mi |
| 2420 Los Coyotes Dr Palm Springs, CA | 2.0 | 3.0 | 1608 | $2,600 | $1.62 | 44d | 1 | 1.03mi |
| 69646 Antonia Way Rancho Mirage, CA | 2.0 | 2.0 | 966 | $2,450 | $2.54 | 19d | 1 | 1.05mi |
| 34361 Denise Way Rancho Mirage, CA | 3.0 | 2.0 | 1400 | $2,800 | $2.00 | 44d | 1 | 1.05mi |
| 34071 Denise Way Rancho Mirage, CA | 3.0 | 2.0 | 1218 | $2,599 | $2.13 | 25d | 1 | 1.06mi |
| 152 Estrada Way #152 Cathedral City, CA | 2.0 | 2.0 | 1500 | $2,200 | $1.47 | 44d | 1 | 1.09mi |
| 159 Estrada Way Cathedral City, CA | 3.0 | 2.0 | 1800 | $2,850 | $1.58 | 44d | 1 | 1.12mi |
| 32150 Aurora Vista Rd Unit C Cathedral City, CA | 2.0 | 1.0 | 1100 | $2,395 | $2.18 | 44d | 1 | 1.12mi |
| 32150 Aurora Vista Rd Cathedral City, CA | 2.0 | 1.0 | 1100 | $2,195 | $2.00 | 44d | 1 | 1.12mi |
| 5314 Los Coyotes Dr Palm Springs, CA | 3.0 | 3.0 | 1550 | $2,600 | $1.68 | 20d | 1 | 1.18mi |
| 36040 Avenida de las Montanas Unit E Cathedral City, CA | 2.0 | 2.0 | 1220 | $3,200 | $2.62 | 44d | 1 | 1.22mi |
Listing history 5 events
-
2026-05-31days on market $129,900 Active 167 DOM
-
2026-04-03price $129,900 1740-char remark
Show marketing remark (1740 chars)
This well maintained furnished Mobile home is move in ready. It is located on an interior lot near the Community Pool/Spa and close to Clubhouse for ease of use for social events and activities. The 2 Bedroom 1 3/4 Bath home has been well kept and boasts two large front windows for tons of natural light. The front Living Room is open to the Dining Area and Kitchen. The laundry room is oversized and has extra storage, a full sized Washer and Dryer along with an additional Refrigerator. The Guest Bedroom has twin beds and its own En Suite with Step in Shower. The Primary bedroom is large with three section closet along with a nice sized bathroom area. All Appliances are included in the sale along with an extra wine cooler. The tandem carport will fit two or three cars and has a storage unit onsite. The front patio area will be great for morning coffee or evening beverages with friends and family. This home has 12 Leased Solar Panels and buyer will need to qualify for transfer. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living. Make an OFFER Today!!
-
2026-03-05price $139,900 1740-char remark
Show marketing remark (1740 chars)
This well maintained furnished Mobile home is move in ready. It is located on an interior lot near the Community Pool/Spa and close to Clubhouse for ease of use for social events and activities. The 2 Bedroom 1 3/4 Bath home has been well kept and boasts two large front windows for tons of natural light. The front Living Room is open to the Dining Area and Kitchen. The laundry room is oversized and has extra storage, a full sized Washer and Dryer along with an additional Refrigerator. The Guest Bedroom has twin beds and its own En Suite with Step in Shower. The Primary bedroom is large with three section closet along with a nice sized bathroom area. All Appliances are included in the sale along with an extra wine cooler. The tandem carport will fit two or three cars and has a storage unit onsite. The front patio area will be great for morning coffee or evening beverages with friends and family. This home has 12 Leased Solar Panels and buyer will need to qualify for transfer. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living. Make an OFFER Today!!
-
2026-01-19price $149,900 1740-char remark
Show marketing remark (1740 chars)
This well maintained furnished Mobile home is move in ready. It is located on an interior lot near the Community Pool/Spa and close to Clubhouse for ease of use for social events and activities. The 2 Bedroom 1 3/4 Bath home has been well kept and boasts two large front windows for tons of natural light. The front Living Room is open to the Dining Area and Kitchen. The laundry room is oversized and has extra storage, a full sized Washer and Dryer along with an additional Refrigerator. The Guest Bedroom has twin beds and its own En Suite with Step in Shower. The Primary bedroom is large with three section closet along with a nice sized bathroom area. All Appliances are included in the sale along with an extra wine cooler. The tandem carport will fit two or three cars and has a storage unit onsite. The front patio area will be great for morning coffee or evening beverages with friends and family. This home has 12 Leased Solar Panels and buyer will need to qualify for transfer. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living. Make an OFFER Today!!
-
2025-12-15$155,000 Active 1740-char remark
Show marketing remark (1740 chars)
This well maintained furnished Mobile home is move in ready. It is located on an interior lot near the Community Pool/Spa and close to Clubhouse for ease of use for social events and activities. The 2 Bedroom 1 3/4 Bath home has been well kept and boasts two large front windows for tons of natural light. The front Living Room is open to the Dining Area and Kitchen. The laundry room is oversized and has extra storage, a full sized Washer and Dryer along with an additional Refrigerator. The Guest Bedroom has twin beds and its own En Suite with Step in Shower. The Primary bedroom is large with three section closet along with a nice sized bathroom area. All Appliances are included in the sale along with an extra wine cooler. The tandem carport will fit two or three cars and has a storage unit onsite. The front patio area will be great for morning coffee or evening beverages with friends and family. This home has 12 Leased Solar Panels and buyer will need to qualify for transfer. The Canyon is centrally located in the Valley and has easy Freeway access on Gene Autry Trail or Date Palm Dr. We are near shopping, entertainment, PS Int'l Airport and 10-12 Min. to Downtown Palm Springs! The Canyon features only Full-Time Residence or Second Homes. We have wonderful park like greenbelt grounds with Tennis & Pickleball. Our clubhouse boasts an upgraded Banquet Hall, Gym, Card Room and Library along with 4 Enclosed Heated and Cooled Shuffleboard Lanes, Two pools and a Spa. You will need to qualify as a resident with 3 times space rent $950 = $2850 along with a FICO score of 750. One domestic animal of 20 lbs unless it is a Service Dog. The Canyon is the place to be for 55+ Adult Lifestyle Living. Make an OFFER Today!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $502 · $42/mo
- Projected year-2 tax
- $987 · $82/mo
- Expected delta
- +$485/yr (+$40/mo · 96.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,571
- − Mortgage interest
- −$7,276
- − Property taxes
- −$502
- − Insurance
- −$650
- − Repairs & maintenance
- −$2,606
- − Management
- −$2,606
- − Depreciation
- −$3,779
- Taxable income
- $15,153
- Est. tax owed @ 24.0%
- −$3,637
- After-tax cash flow
- $12,768/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Springs Unified
- NCES district ID
- 0629550
- Math proficiency
- 21% ▼ -7.00%
- Reading proficiency
- 42% ▬ 0.00%
- Median HH income
- $43,638
- Composite
- 26.76/100
- National rank
- #7131
- State rank
- #328 of 517 in CA
Livability — Cathedral City
- Score
- 66/100
- State rank
- #344
- US rank
- #11749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cathedral City, CA
- County
- Riverside County · 2,287,001 people
- City population
- 52,267
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 52,267
- Household income
- $73,572
- Rent vs Own
- Severe rent burden
- 1682.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 59% White 30% Two or more races 27% Asian 6% Native American 2% Black 2%
- Hispanic origin (detail)
- Mexican 51%
- Common ancestry
- Lithuanian 2% Romanian 1% Italian 1%
- Foreign-born
- 28% · Canada, Vietnam
- Languages at home
- 48% English-only · Spanish 46% Tagalog/Filipino 3% Other Asian/Pacific 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -136.57%
- Current HPI
- 356.9845
- Rent YoY
- ▲ 3.22%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-16.2% since first listed4 events — show timeline
- 2026-04-03 Price Changed $129,900 GPSMLS
- 2026-03-05 Price Changed $139,900 GPSMLS
- 2026-01-19 Price Changed $149,900 GPSMLS
- 2025-12-15 Listed $155,000 GPSMLS
Property tax history
-1.0%/yrLatest (2025): $502 · +0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…