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Plan 2752 Plan 🏗️ New Construction
F Composite 27.12
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Cash flow +4.6/30.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • 1% rule +0.6/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$304,995

Plan 2752 Plan · Tomball, TX 77377
3 bd · 2.5 ba · 2,752 sqft · SingleFamily · 627 Days on market
↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

Key facts

  • 2 garage spots
  • Listed 627 days

Tags

GRANITE KITCHEN COUNTERTOPSTANKLESS WATER HEATER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $304,995 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $393,691.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $305k.

Deal economics

  • At list price, monthly cash flow is $-989 ($-12k/yr) — negative.
  • To cash-flow at today's rent, offer at most $251k (17.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (28.1% below list).
  • Recommended offer: $219k (28.1% below list) — sets the bar for 1% rule.
  • Cap rate 3.3% vs local median 2.7% in Tomball — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 75/100 on livability (#155 in TX, #4,239 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: amenities F, commute F.
  • Tomball ISD (suburban): math 66% / reading 63% proficiency, ranked #25 of 826 in TX (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-0.7%/yr); 723 active listings in the ZIP; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 627 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $37k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $219,191 (28.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 627 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.56%
Cap rate
3.28%
Cash-on-cash
-10.77%
DSCR
0.52
GRM
15.0

CMA / ARV

ARV (median comp)
$393,691
List price
$304,995
Delta
-22.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
18303 Walnut Canopy Way 0.01mi 3/2.5 2,429 (-12%) 2mo $359,073 $148 79
18331 Yaupon Bough Ln 0.16mi 4/3.5 (+1) 2,723 (-1%) 8mo $379,900 $140 75
18218 Hidden Dahlia Dr 0.42mi 3/2.5 2,752 (0%) 8mo $334,995 $122 74
22106 Heartwood Elm Trl 0.10mi 4/3.5 (+1) 2,872 (+4%) 8mo $403,990 $141 72
18214 Yaupon Bough Ln 0.23mi 4/3.5 (+1) 2,872 (+4%) 9mo $396,990 $138 66
18210 Yaupon Bough Ln 0.24mi 4/3.5 (+1) 2,902 (+6%) 8mo $397,990 $137 64
18203 Sessile Oak Dr 0.30mi 3/2.5 2,429 (-12%) 6mo $324,995 $134 61
22418 Birch Bud Ln 0.36mi 3/2.5 2,429 (-12%) 8mo $304,995 $126 57
21514 Julie Ln 0.63mi 4/3.0 (+1) 2,808 (+2%) 5mo $525,000 $187 56
18234 Hidden Dahlia Dr 0.41mi 4/2.5 (+1) 2,500 (-9%) 7mo $324,995 $130 55
22442 Birch Bud Ln 0.43mi 3/2.0 2,381 (-14%) 9mo $309,995 $130 48
18902 Meadow Ln 0.69mi 3/2.5 2,345 (-15%) 5mo $340,000 $145 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-39.1%
Equity multiple
-0.21×
Total profit
$-133,182
Equity at exit
$58,701
10-year hold
IRR
-82.9%
Equity multiple
-1.01×
Total profit
$-221,780
Equity at exit
$34,039

Cash invested: $110,233 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77377

Home prices YoY
-24.5%
Rents YoY
-0.7%
Active inventory
723
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$2,192 medium interval (Pro) →
Mortgage (P&I)
$2,065
Tax est. 1.5%
$492 /mo · $5,905/yr
Insurance
$164
HOA
$0
Vacancy / Maint / Mgmt
$460
Net cashflow
$-989

Break-even live

Break-even rent $3,444
Max offer price $250,567
Occupancy floor

Sensitivity live

Price -10% $-717 -5% $-853 +0% $-989 +5% $-1,125 +10% $-1,261
Rent -10% $-1,162 -5% $-1,076 +0% $-989 +5% $-903 +10% $-816
Rate -1.0pp $-791 -0.5pp $-889 base $-989 +0.5pp $-1,091 +1.0pp $-1,195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$98,423
Closing costs
$11,811
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-18
    days on market $304,995 Active 627 DOM
  2. 2026-06-17
    days on market $304,995 Active 626 DOM
  3. 2026-06-16
    days on market $304,995 Active 625 DOM
  4. 2026-06-15
    days on market $304,995 Active 624 DOM
  5. 2026-06-13
    days on market $304,995 Active 622 DOM
  6. 2026-06-13
    days on market $304,995 Active 621 DOM
  7. 2026-06-09
    days on market $304,995 Active 618 DOM
  8. 2026-06-08
    days on market $304,995 Active 617 DOM
  9. 2026-06-07
    days on market $304,995 Active 616 DOM
  10. 2026-06-04
    days on market $304,995 Active 613 DOM
  11. 2026-06-03
    days on market $304,995 Active 612 DOM
  12. 2026-06-02
    days on market $304,995 Active 611 DOM
  13. 2026-06-01
    days on market $304,995 Active 610 DOM
  14. 2026-05-31
    days on market $304,995 Active 609 DOM
  15. 2025-12-27
    price $304,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  16. 2025-12-09
    price $302,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  17. 2025-12-01
    price $300,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  18. 2025-11-18
    price $298,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  19. 2025-11-10
    price $292,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  20. 2025-08-03
    status Active 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  21. 2025-08-03
    price $290,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  22. 2025-05-10
    historical 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  23. 2025-05-02
    price $313,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  24. 2025-02-01
    price $318,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  25. 2024-11-01
    status Active 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  26. 2024-10-01
    historical 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  27. 2024-09-05
    price $316,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  28. 2024-09-04
    status Active 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  29. 2024-09-04
    price $326,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  30. 2024-08-01
    historical 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  31. 2024-07-13
    price $331,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  32. 2024-06-13
    price $336,995 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

  33. 2024-05-01
    listed $341,995 Active 446-char remark
    Show marketing remark (446 chars)

    * Stainless steel appliances * Gas range * Kitchen USB charging receptacle * Kitchen island * Smart thermostat * WaterSense® labeled faucets * 6-panel interior doors * Granite kitchen countertops * Low-E windows * Spacious great room * Game room * ENERGY STAR® certified home * Oversized homesites * Greenbelt homesites available * Near local schools * Splash pad * Playground * Near popular restaurants

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,303
− Mortgage interest
−$22,053
− Property taxes
−$5,905
− Insurance
−$1,968
− Repairs & maintenance
−$2,104
− Management
−$2,104
− Depreciation
−$11,453
Taxable loss
−$19,285
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,628
After-tax cash flow
$-7,241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tomball ISD
NCES district ID
4842960
Math proficiency
66% ▼ -6.00%
Reading proficiency
63% ▼ -4.00%
Median HH income
$86,552
Composite
58.32/100
National rank
#1014
State rank
#25 of 826 in TX

Livability — Tomball

Score
75/100
State rank
#155
US rank
#4239

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B- Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
113,991
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
41,680
Household income
$129,327
Rent vs Own
15.7% rent · 84.3% own
Severe rent burden
444.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Hispanic / Latino 20% Two or more races 12% Asian 9% Black 5%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Portuguese 4% Lithuanian 3% Romanian 3%
Foreign-born
15% · Canada, China, Vietnam
Languages at home
74% English-only · Spanish 15% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.14%
Current HPI
235.031
Rent YoY
▼ -0.69%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-10.8% since first listed
19 events — show timeline
  • 2025-12-27 Price Changed $304,995 Zillow
  • 2025-12-09 Price Changed $302,995 Zillow
  • 2025-12-01 Price Changed $300,995 Zillow
  • 2025-11-18 Price Changed $298,995 Zillow
  • 2025-11-10 Price Changed $292,995 Zillow
  • 2025-08-03 Relisted Zillow
  • 2025-08-03 Price Changed $290,995 Zillow
  • 2025-05-10 Delisted Zillow
  • 2025-05-02 Price Changed $313,995 Zillow
  • 2025-02-01 Price Changed $318,995 Zillow
  • 2024-11-01 Relisted Zillow
  • 2024-10-01 Delisted Zillow
  • 2024-09-05 Price Changed $316,995 Zillow
  • 2024-09-04 Relisted Zillow
  • 2024-09-04 Price Changed $326,995 Zillow
  • 2024-08-01 Delisted Zillow
  • 2024-07-13 Price Changed $331,995 Zillow
  • 2024-06-13 Price Changed $336,995 Zillow
  • 2024-05-01 Listed $341,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…